| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| VICTORIA MCVAY3 | 711 NATCHEZ TRAIL CT MOBILE, AL 36609 | AFLAC | $13K | $909 | $14K | 5.26% |
| BOZEMAN ENTERPRISES INC3 | 9052 BROOKSIDE LN DAPHNE, AL 36526 | AFLAC | $11K | $236 | $11K | 4.29% |
| ANN HARTWELL3 | P.O. BOX 247 DAPHNE, AL 36526 | AFLAC | $9K | $172 | $9K | 3.42% |
| SARAH Y ZACCARO3 | PO BOX 91531 MOBILE, AL 36691 | AFLAC | $5K | $262 | $5K | 1.89% |
| MIRANDA WILDER3 | 10960A WULFF RD S SEMMES, AL 36575 | AFLAC | $4K | $97 | $4K | 1.48% |
| SAIC INC3 Filed as: SAIC | 1639 BRADLEY PARK DR STE 500 BOX 358 COLUMBUS, GA 31904 | AFLAC | $2K | — | $2K | 0.67% |
| SARAH ELLEN REYNOLDS3 | 4539 CYPRESS SHORES DR MOBILE, AL 36619 | AFLAC | $1K | $55 | $1K | 0.55% |
| RONALD EUGENE WALLACE3 | P.O. BOX 1355 BAY MINETTE, AL 36507 | AFLAC | $1K | — | $1K | 0.49% |
| KARA BLAKE CROPP3 | 3430 RIVER RD THEODORE, AL 36582 | AFLAC | $1K | — | $1K | 0.45% |
| APRIL RICHEY3 | 110 W COMMERCE ST STE A GREENVILLE, AL 36037 | AFLAC | $787 | $74 | $861 | 0.32% |
| FRED CURTICE, III3 | P.O. BOX 220 FOLEY, AL 36536 | AFLAC | $809 | — | $809 | 0.30% |
| PETE CANARELA3 | 21036A STATE HIGHWAY 181 SUITE 102 FAIRHOPE, AL 36532 | AFLAC | $748 | $7 | $755 | 0.28% |
| JOHN JONES JR3 Filed as: JOHN V JONES JR. | 9499 THOROUGHBRED RUN FAIRHOPE, AL 36532 | AFLAC | $648 | $33 | $681 | 0.26% |
| ASHLEY CROOK3 | 3187 ESSEX PLACE DR MOBILE, AL 36695 | AFLAC | $579 | — | $579 | 0.22% |
| SUPPLEMENTAL SPECIALISTS INC3 | P.O. BOX 234 ORANGE BEACH, AL 36561 | AFLAC | $398 | — | $398 | 0.15% |
| KIRSTEN PHILLIPS3 | 3592 RUE ROYAL MOBILE, AL 36693 | AFLAC | $369 | — | $369 | 0.14% |
| ANGELA LAVENDER3 | 9482 OTTAWA DRIVE DAPHNE, AL 36526 | AFLAC | $354 | — | $354 | 0.13% |
| GEORGIANA WEBSTER3 | 4559 BROOKMOOR DR MOBILE, AL 36618 | AFLAC | $306 | $19 | $325 | 0.12% |
| JENNIFER A CHAPPELL3 | 8225 BLUE RIDGE PL SEMMES, AL 36575 | AFLAC | $311 | — | $311 | 0.12% |
| SUTHERLAND GLOBAL SERVICES INC3 Filed as: SUTHERLAND GLOBAL SERVICES INC. | 1160 PITTSFORD VICTOR RD STE A PITTSFORD, NY 14534 | AFLAC | $303 | — | $303 | 0.11% |
| AMY WARD3 | 1207 S CEDAR AVE DEMOPOLIS, AL 36732 | AFLAC | $240 | — | $240 | 0.09% |
| SHANE TODD HOHLER3 | 9528 MCRAE PLACE CT MOBILE, AL 36695 | AFLAC | $181 | $13 | $194 | 0.07% |
| CHARLES HINKLE JR3 | 6416 FALCONWOOD CT MOBILE, AL 36695 | AFLAC | $166 | — | $166 | 0.06% |
| TRACY ELEY3 | 2390 INDIAN RIDGE ESTATES DR MOBILE, AL 36695 | AFLAC | $162 | — | $162 | 0.06% |
| ERIC J PULLEN3 | 2337 HUFFMAN DRIVE MOBILE, AL 36693 | AFLAC | $162 | — | $162 | 0.06% |
| CHARLES W VINES JR3 Filed as: CHARLES W VINES JR. | PO BOX 11722 PENSACOLA, FL 32524 | AFLAC | $147 | — | $147 | 0.06% |
| SANDRA K JACKSON3 | 1727 WILLIAM CAREY DR EIGHT MILE, AL 36613 | AFLAC | $144 | — | $144 | 0.05% |
| HOLLY ADAMS BUTCHER3 | 600 UNIVERSITY OFFICE BLVD STE 12 PENSACOLA, FL 32504 | AFLAC | $129 | — | $129 | 0.05% |
| TINA C OGLESBY3 | 9535 BRISTOW CT MOBILE, AL 36695 | AFLAC | $112 | $7 | $119 | 0.04% |
| WILLIS TOWERS WATSON US LLC3 Filed as: DEBORAH C WILLIS | P.O. BOX 234 ORANGE BEACH, AL 36561 | AFLAC | $112 | — | $112 | 0.04% |
| RANDALL B BEDWELL3 | PO BOX 733 JACKSON, AL 36545 | AFLAC | $110 | — | $110 | 0.04% |
| JONATHON E POINTER3 | 9224 THOROUGHBRED RUN FAIRHOPE, AL 36532 | AFLAC | $107 | — | $107 | 0.04% |
| CHERYL L BAILEY3 | 651 HARRIETT LANE ATMORE, AL 36502 | AFLAC | $102 | — | $102 | 0.04% |
| LEIGH ANNE WHITE3 | 2533 REDFORD DR CANTONMENT, FL 32533 | AFLAC | $94 | — | $94 | 0.04% |
| DENISE S BOYD3 | 1509 GOVERNMENT ST STE 100 MOBILE, AL 36604 | AFLAC | $88 | — | $88 | 0.03% |
| JOHN TODD LEE3 | 322 FARMHOUSE RD ELLERSLIE, GA 31807 | AFLAC | $81 | — | $81 | 0.03% |
| LYNN ROBBINS AGENCY & HOLDINGS LLC3 | 805 HENCKLEY AVE MOBILE, AL 36609 | AFLAC | $79 | — | $79 | 0.03% |
| BENJAMIN D JOHNSON3 | 9526 BEAR CREEK RD STERRETT, AL 35147 | AFLAC | $77 | — | $77 | 0.03% |
| DAVID A JOHNSON3 | 7526 N LAKE DR SPANISH FORT, AL 36527 | AFLAC | $74 | — | $74 | 0.03% |
| BRIAN V ANDREWS3 | 5728 TAMARACK DR PACE, FL 32571 | AFLAC | $69 | — | $69 | 0.03% |
| CHERI E ROBES3 | 9238 MCFARLAND WAY MOBILE, AL 36695 | AFLAC | $64 | — | $64 | 0.02% |
| MASKILL ENTERPRISES INC3 | P.O. BOX 1702 POINT CLEAR, AL 36564 | AFLAC | $63 | — | $63 | 0.02% |
| EDWARD F DEES DR3 | 207 ZANE CT SARALAND, AL 36571 | AFLAC | $63 | — | $63 | 0.02% |
| LYNN HUDGINS MOORE3 | 8650 MINNIE BROWN RD STE 150 MONTGOMERY, AL 36117 | AFLAC | $61 | — | $61 | 0.02% |
| SHONA M HICKS3 | 2308 HALEY CT OPELIKA, AL 36801 | AFLAC | $50 | — | $50 | 0.02% |
| BARBARA A RIESENBERG3 | 2645 DAYTIME CT GULF BREEZE, FL 32563 | AFLAC | $47 | — | $47 | 0.02% |
| SANFORD GILES3 | 340 W DIVERESY 920 CHICAGO, IL 60657 | AFLAC | $46 | — | $46 | 0.02% |
| STAN A SHERLIN3 | 773 TOWNE LAKE DR MONTGOMERY, AL 36117 | AFLAC | $44 | — | $44 | 0.02% |
| SANDI S LANZA3 | 224 CAHABA RIVER PARC BIRMINGHAM, AL 35243 | AFLAC | $44 | — | $44 | 0.02% |
| ALICE E NOBLE3 | 5612 DANDELION LN PENSACOLA, FL 32526 | AFLAC | $44 | — | $44 | 0.02% |
| NORMAN WILKINS3 Filed as: NORMAN C WILKINS | 405 COALMONT RD HELENA, AL 35080 | AFLAC | $43 | — | $43 | 0.02% |
| WILLIS TOWERS WATSON US LLC3 Filed as: JOSEPH H WILLIS | 25405 PERDIDIO BEACH BLVD STE 21-226 ORANGE BEACH, AL 36561 | AFLAC | $41 | — | $41 | 0.02% |
| THOMAS W BABINGTON3 | 30330 ONO NORTH LOOP W ORANGE BEACH, AL 36561 | AFLAC | $35 | — | $35 | 0.01% |
| ALLISON ELIZABET SMITH3 | 7121 OAK COVE DR BILOXI, MS 39532 | AFLAC | $32 | — | $32 | 0.01% |
| ANTIONETTE M WILLIAMS3 | 7341 ZIEGLER BLVD STE B MOBILE, AL 36608 | AFLAC | $31 | — | $31 | 0.01% |
| ROBERT WALLACE3 Filed as: ROBERT G WALLACE | 40708 COUNTY ROAD 39 BAY MINETTE, AL 36507 | AFLAC | $31 | — | $31 | 0.01% |
| BRIAN E HICKS3 | 1327 JEWELL AVE FRANKLIN, TN 37064 | AFLAC | $31 | — | $31 | 0.01% |
| JENNIFER BELCHER3 | PO BOX 872 LOXLEY, AL 36551 | AFLAC | $29 | — | $29 | 0.01% |
| DAVID S JESSE3 | 11962 HOMETOWN PL ORLANDO, FL 32832 | AFLAC | $26 | — | $26 | 0.01% |
| DEREK R MANN3 | 111 LEE RD 802 UNIT 122 VALLEY, AL 36854 | AFLAC | $18 | — | $18 | 0.01% |
| SHEILA N STEWART3 | P O BOX 331 PORT SALERNO, FL 34992 | AFLAC | $17 | — | $17 | 0.01% |
| BIG RED BENEFITS, LLC3 Filed as: BIG RED BENEFITS LLC | 762 DOWNTOWN LOOP W STE 202 MOBILE, AL 36609 | AFLAC | $17 | — | $17 | 0.01% |
| NATALIE D RYAN3 | 103 RIVER VIEW LN NORWICH, CT 06360 | AFLAC | $15 | — | $15 | 0.01% |
| GEORGE C WALLACE3 | PO BOX 1355 BAY MINETTE, AL 36507 | AFLAC | $14 | — | $14 | 0.01% |
| JOHN B YARBOROUGH3 | 1113 MOUNTAIN OAKS DR HOOVER, AL 35226 | AFLAC | $13 | — | $13 | 0.00% |
| DARRELL V BLANCHARD3 | 1765 E NINE MILE RD STE 1 #255 PENSACOLA, FL 32514 | AFLAC | $12 | — | $12 | 0.00% |
| NATALIE D RYAN3 | 207 FIELDSTONE LEDYARD, CT 06339 | AFLAC | $10 | — | $10 | 0.00% |
| CURTIS W OGLESBY3 | 3615 POTOMAC RIDGE COURT EAST MOBILE, AL 36695 | AFLAC | $9 | — | $9 | 0.00% |
| JACKIE F BURLESON3 | 1124 MARTHA ALLEYN DR SARALAND, AL 36571 | AFLAC | $9 | — | $9 | 0.00% |
| RONALD TERRY GILMORE3 | 8515 LANEWOOD CIR LEEDS, AL 35094 | AFLAC | $9 | — | $9 | 0.00% |
| JOHN W AMOS3 | 10051 VETERANS PKWY STE B-2 MIDLAND, GA 31820 | AFLAC | $8 | — | $8 | 0.00% |
| MKF & ASSOCIATES INC3 Filed as: MKF & ASSOCIATES INC. | 300 CAHABA PARK CIRCLE STE 133 BIRMINGHAM, AL 35242 | AFLAC | $8 | — | $8 | 0.00% |
| JOE A RODGERS3 | 1601 DOVE LN CORPUS CHRISTI, TX 78418 | AFLAC | $8 | — | $8 | 0.00% |
| CHARLES D. BLOCK3 Filed as: CHARLES SUMMERS | 45 LECH WEG HELEN, GA 30545 | AFLAC | $7 | — | $7 | 0.00% |
| CHRISTOPHER W WATSON3 | 1824 LONG MEADOW RD MOBILE, AL 66609 | AFLAC | $6 | — | $6 | 0.00% |
| JOEL SANDERS3 | 2165 HALCYON BLVD MONTOGOMERY, AL 36117 | AFLAC | $6 | — | $6 | 0.00% |
| JOHN E CARTER III3 | 313 TROOP DRIVE FORTSON, GA 31808 | AFLAC | $4 | — | $4 | 0.00% |
| JOHN PAUL THOMPSON II3 Filed as: JOHN M THOMPSON JR | 236 HAVERSHAM RD DELTONA, FL 32725 | AFLAC | $3 | — | $3 | 0.00% |
| JAMES MILLER3 Filed as: JAMES L. MILLER | P.O. BOX 9671 MOBILE, AL 36691 | AFLAC | $2 | — | $2 | 0.00% |
| WILLIAM L AMOS & CO INC3 Filed as: WILLIAM A. AMOS III | 7100 STILLWATER DR COLUMBUS, GA 31904 | AFLAC | $2 | — | $2 | 0.00% |
| ASHLEY M THOMAS3 | 576 POLO WAY CHELSEA, AL 35043 | AFLAC | $1 | — | $1 | 0.00% |
| DARK ENTERPRISES LLC3 | 1765 E NINE MILE RD STE 1 #265 PENSACOLA, FL 32514 | AFLAC | $1 | — | $1 | 0.00% |
| BRADLEY BOLICK3 Filed as: BRADLEY S BOLICK | 6433 FALL BRANCH DR COLUMBUS, GA 31904 | AFLAC | $1 | — | $1 | 0.00% |
| ABLE BENEFIT SOLUTIONS3 | 3800 COLONNADE PKWY STE 240 BIRMINGHAM, AL 352433370 | VISION SERVICE PLAN | $5K | — | $5K | 4.02% |
| TIMOTHY J REED3 Filed as: TIMOTHY HUDNALL | 4750 AIRPORT BLVD MOBILE, AL 366083134 | VISION SERVICE PLAN | $5K | — | $5K | 4.02% |
| JOSEPH CLAY WALDEN3 | 33485 ALDER CIR SPANISH FORT, AL 365279087 | VISION SERVICE PLAN | $1K | — | $1K | 1.00% |
| BRADFORD DILLION3 | 3800 COLONNADE PKWY STE 240 BIRMINGHAM, AL 352433370 | VISION SERVICE PLAN | $1K | — | $1K | 1.00% |
| ABLE BENEFIT SOLUTIONS3 | P.O. BOX 11407 BIRMINGHAM, AL 352462142 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | $1K | $3K | 6.87% |
| TIMOTHY J REED3 Filed as: TIMOTHY HUDNALL | 4750 AIRPORT BLVD MOBILE, AL 36608 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $853 | — | $853 | 2.00% |
| JENNIFER MOORE ROBERTS3 | 4750 AIRPORT BLVD MOBILE, AL 36608 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $853 | — | $853 | 2.00% |
| JOSEPH P CALARCO3 Filed as: JOSEPH C. WALDEN | 33485 ALDER CIR SPANISH FORT, AL 36527 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $427 | — | $427 | 1.00% |
| BRADFORD DILLION3 Filed as: BRADFORD S. DILLION | 3800 COLONNADE PKWY STE 240 BIRMINGHAM, AL 35243 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $388 | — | $388 | 0.91% |
| ABLE BENEFIT SOLUTIONS3 | P.O. BOX 11407 BIRMINGHAM, AL 352462142 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | $549 | $3K | 11.62% |
| TIMOTHY A. HUDNALL3 | 4750 AIRPORT BLVD MOBILE, AL 36608 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $434 | — | $434 | 2.00% |
| JENNIFER MOORE ROBERTS3 | 4750 AIRPORT BLVD MOBILE, AL 36608 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $434 | — | $434 | 2.00% |
| JOSEPH P CALARCO3 Filed as: JOSEPH C. WALDEN | 33485 ALDER CIRCLE SPANISH FORT, AL 36527 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $217 | — | $217 | 1.00% |
| BRADFORD DILLION3 Filed as: BRADFORD S DILLION | 3800 COLONNADE PKWY STE 240 BIRMINGHAM, AL 35243 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $197 | — | $197 | 0.91% |
| COASTAL WORKPLACE BENEFITS, LLC3 Filed as: COASTAL WORKPLACE BENEFITS LLC | 3660 HIGGINS RD MOBILE, AL 366198901 | METROPOLITAN LIFE INSURANCE COMPANY | $887 | — | $887 | 12.20% |
| ABLE BENEFIT SOLUTIONS3 | P.O. BOX 11407 BIRMINGHAM, AL 352462142 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $88 | $71 | $159 | 7.41% |
| TIMOTHY A. HUDNALL3 | 4750 AIRPORT BLVD MOBILE, AL 36608 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $43 | — | $43 | 2.00% |
| JENNIFER MOORE ROBERTS3 | 4750 AIRPORT BLVD MOBILE, AL 36608 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $43 | — | $43 | 2.00% |
| JOSPEH C. WALDEN3 | 33485 ALDER CIR SPANISH FORT, AL 36527 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $21 | — | $21 | 0.98% |
| BRADFORD DILLION3 Filed as: BRADFORD S DILLION | 3800 COLONNADE PKWY STE 240 BIRMINGHAM, AL 35243 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $19 | — | $19 | 0.88% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,184 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,184 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF ALABAMA | 2,071 | $1.9M |
| Dental | BLUE CROSS BLUE SHIELD OF ALABAMA | 2,071 | $1.9M |
| Vision | VISION SERVICE PLAN | 1,023 | $135K |
| Life insurance(4 contracts, 2 carriers) | AFLAC | 628 | $332K |
| Short-term disability(2 contracts, 2 carriers) | AFLAC | 628 | $287K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 35 | $7K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF ALABAMA | 2,071 | $1.9M |
| Other | BLUE CROSS BLUE SHIELD OF ALABAMA | 2,071 | $1.9M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,071 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.