| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| VALENT GROUP3 Filed as: VALENT GROUP, LLC | 3500 BLUE LAKE DRIVE SUITE 120 BIRMINGHAM, AL 35243 | GUARDIAN | $9K | $0 | $9K | 12.77% |
| JAMES R NELLIGAN & ASSOCIATES LLC3 Filed as: JAMES R. NELLIGAN & ASSOCIATES | 1933 STATE ROUTE 35 SUITE368 BELMAR, NJ 07719 | GUARDIAN | $4K | — | $4K | 5.00% |
| MARVIN LEE WILKERSON3 Filed as: MARVIN ODELL | — | LIBERTY NATIONAL LIFE INSURANCE | $3K | — | $3K | 6.55% |
| MARCUS A THOMAS3 Filed as: MARCUS MCMILLAN | — | LIBERTY NATIONAL LIFE INSURANCE | $3K | — | $3K | 5.35% |
| DOUGLAS EDWARD VIESELMEYER3 Filed as: DOUGLAS LAVENDER | — | LIBERTY NATIONAL LIFE INSURANCE | $1K | — | $1K | 2.72% |
| CARLOS A ALMEIDA3 Filed as: CARLOS LOGAN | — | LIBERTY NATIONAL LIFE INSURANCE | $966 | — | $966 | 1.95% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GEORGE HINSON | — | LIBERTY NATIONAL LIFE INSURANCE | $837 | — | $837 | 1.69% |
| MARY-JOYCE LICATA3 Filed as: MARY GRIFFITH | — | LIBERTY NATIONAL LIFE INSURANCE | $557 | — | $557 | 1.12% |
| RAYMOND COATS3 | — | LIBERTY NATIONAL LIFE INSURANCE | $377 | — | $377 | 0.76% |
| DARYL E. MARTIN3 Filed as: DARYL SUMRALL | — | LIBERTY NATIONAL LIFE INSURANCE | $179 | — | $179 | 0.36% |
| LUCAS BAUMGARTNER3 Filed as: LUCAS DISHER | — | LIBERTY NATIONAL LIFE INSURANCE | $97 | — | $97 | 0.20% |
| ASHLEY INSURANCE GROUP3 Filed as: ASHLEY WILLIAMS | — | LIBERTY NATIONAL LIFE INSURANCE | $55 | — | $55 | 0.11% |
| C WEDEMEYER3 | — | LIBERTY NATIONAL LIFE INSURANCE | $49 | — | $49 | 0.10% |
| WALTER LUISENRIQUE BENITEZ3 Filed as: WALTER BEDWELL | — | LIBERTY NATIONAL LIFE INSURANCE | $32 | — | $32 | 0.06% |
| AMBERLEE TONEY3 | — | LIBERTY NATIONAL LIFE INSURANCE | $11 | — | $11 | 0.02% |
| MARVIN LEE WILKERSON3 Filed as: MARVIN ODELL | — | LIBERTY NATIONAL LIFE INSURANCE | $1K | — | $1K | 4.04% |
| MARCUS A THOMAS3 Filed as: MARCUS MCMILLAN | — | LIBERTY NATIONAL LIFE INSURANCE | $1K | — | $1K | 3.14% |
| DOUGLAS EDWARD VIESELMEYER3 Filed as: DOUGLAS LAVENDER | — | LIBERTY NATIONAL LIFE INSURANCE | $685 | — | $685 | 2.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GEORGE HINSON | — | LIBERTY NATIONAL LIFE INSURANCE | $601 | — | $601 | 1.75% |
| CARLOS A ALMEIDA3 Filed as: CARLOS LOGAN | — | LIBERTY NATIONAL LIFE INSURANCE | $394 | — | $394 | 1.15% |
| MARY-JOYCE LICATA3 Filed as: MARY GRIFFITH | — | LIBERTY NATIONAL LIFE INSURANCE | $306 | — | $306 | 0.89% |
| DARYL E. MARTIN3 Filed as: DARYL SUMRALL | — | LIBERTY NATIONAL LIFE INSURANCE | $138 | — | $138 | 0.40% |
| LUCAS BAUMGARTNER3 Filed as: LUCAS DISHER | — | LIBERTY NATIONAL LIFE INSURANCE | $79 | — | $79 | 0.23% |
| WALTER LUISENRIQUE BENITEZ3 Filed as: WALTER BEDWELL | — | LIBERTY NATIONAL LIFE INSURANCE | $52 | — | $52 | 0.15% |
| C WEDEMEYER3 Filed as: C. WEDEMEYER | — | LIBERTY NATIONAL LIFE INSURANCE | $36 | — | $36 | 0.11% |
| AMBERLEE TONEY3 | — | LIBERTY NATIONAL LIFE INSURANCE | $24 | — | $24 | 0.07% |
| DESTINY JONES3 | — | LIBERTY NATIONAL LIFE INSURANCE | $18 | — | $18 | 0.05% |
| WILLIAM A GRAHAM COMPANY3 Filed as: WILLIAM VANDERLINDEN | — | LIBERTY NATIONAL LIFE INSURANCE | $17 | — | $17 | 0.05% |
| ASHLEY INSURANCE GROUP3 Filed as: ASHLEY WILLIAMS | — | LIBERTY NATIONAL LIFE INSURANCE | $16 | — | $16 | 0.05% |
| WILLIAM A GRAHAM COMPANY3 Filed as: WILLIAM LITTLE | — | LIBERTY NATIONAL LIFE INSURANCE | $9 | — | $9 | 0.03% |
| QWANEISHA MACKEY3 | — | LIBERTY NATIONAL LIFE INSURANCE | $1 | — | $1 | 0.00% |
| BARBARA BAROS3 Filed as: BARBARA CANTRELL | — | LIBERTY NATIONAL LIFE INSURANCE | $1 | — | $1 | 0.00% |
| ABLE BENEFIT SOLUTIONS3 Filed as: ABLE BENEFIT SOLUTIONS, INC. | PO BOX 11407 DEPT #2142 BIRMINGHAM, AL 35246 | USABLE LIFE | $3K | — | $3K | 15.09% |
| MARCUS A THOMAS3 Filed as: MARCUS MCMILLAN | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $1K | — | $1K | 7.27% |
| MARVIN LEE WILKERSON3 Filed as: MARVIN ODELL | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $705 | — | $705 | 4.86% |
| MIA HOPKINS3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $271 | — | $271 | 1.87% |
| DOUGLAS EDWARD VIESELMEYER3 Filed as: DOUGLAS LAVENDER | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $256 | — | $256 | 1.76% |
| MARY-JOYCE LICATA3 Filed as: MARY GRIFFITH | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $200 | — | $200 | 1.38% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GEORGE HINSON | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $194 | — | $194 | 1.34% |
| CARLOS A ALMEIDA3 Filed as: CARLOS LOGAN | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $163 | — | $163 | 1.12% |
| DAYRL SUMRALL3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $35 | — | $35 | 0.24% |
| ASHLEY INSURANCE GROUP3 Filed as: ASHLEY WILLIAMS | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $33 | — | $33 | 0.23% |
| C WEDEMEYER3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $13 | — | $13 | 0.09% |
| CANDANCE MCKINLEY3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $6 | — | $6 | 0.04% |
| AMBERLEE TONEY3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | -$50 | — | -$50 | -0.34% |
| MARCUS A THOMAS Filed as: MARCUS MCMILLAN | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $3K | — | $3K | 26.34% |
| MARVIN LEE WILKERSON3 Filed as: MARVIN ODELL | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $1K | — | $1K | 12.14% |
| MARY-JOYCE LICATA Filed as: MARY GRIFFITH | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $421 | — | $421 | 4.25% |
| DOUGLAS EDWARD VIESELMEYER3 Filed as: DOUGLAS LAVENDER | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $308 | — | $308 | 3.11% |
| CARLOS A ALMEIDA3 Filed as: CARLOS LOGAN | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $222 | — | $222 | 2.24% |
| VALENT GROUP3 Filed as: VALENT GROUP LLC | 3500 BLUELAKE DRIVE STE 120 VESTAVIA, AL 35243 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $162 | — | $162 | 2.80% |
| TODD BOOZER3 | 2900 CAHABA ROAD, STE G5 BIRMNGHAM, AL 35223 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $158 | $0 | $158 | 2.73% |
| KELLIE LEANNE WELLS3 | 16281 SAVOY CT FAIRHOPE, AL 36532 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $75 | — | $75 | 1.30% |
| NATIONAL ENROLLMENT SERVICES3 Filed as: NATIONAL ENROLLMENT | C/O NATL ENROLLMENT PARTNERS CRANSTON, RI 02920 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $52 | — | $52 | 0.90% |
| COBBS ALLEN & HALL INC3 Filed as: COBBS ALLEN HALL INC | 115 OFFICE PARK DRIVE BIRMINGHAM, AL 35223 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $32 | — | $32 | 0.55% |
| D'ARCIPRETE & ASSOCIATES INC3 Filed as: D'ARCIPRETE & ASSOCIATES, INC | 12945 US HIGHWAY 331 MONTGOMERY, AL 36105 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $25 | — | $25 | 0.43% |
| PRESTON ROBERTSON ENTERPRISES INC3 | 12017 GRANDVIEW DRIVE NORTHPORT, AL 35475 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $17 | — | $17 | 0.29% |
| HEATHER HORN3 | 126 REED LANE LOCUST FORK, AL 35097 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $10 | — | $10 | 0.17% |
| AIMEE STONE3 | 3604 CONVENTRY CIRCLE VESTAVIA, AL 35243 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5 | — | $5 | 0.09% |
| LISA MARIE HALL3 | 113 WOODBERRY CROSSETT, AR 71635 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3 | — | $3 | 0.05% |
| PJ SKELTON LLC3 | 8163 REDONDA LOOP LAKEWOOD RANCH, FL 34202 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | — | $2 | 0.03% |
| BARDEN AND ASSOCIATES LLC3 Filed as: BARDEN AND ASSOCIATES, LLC | 93 RESTFUL COVE DADEVILLE, AL 36853 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | — | $2 | 0.03% |
| VALENT GROUP3 Filed as: VALENT GROUP LLC | 3500 BLUE LAKE DR STE 120 BIRMINGHAM, AL 35243 | STANDARD INSURANCE COMPANY | $918 | — | $918 | 16.33% |
| JAMES R NELLIGAN & ASSOCIATES LLC3 Filed as: JAMES R NELLIGAN & ASSOC LLC | 1933 STATE ROUTE 35 STE 368 WALL, NJ 07719 | STANDARD INSURANCE COMPANY | $424 | — | $424 | 7.54% |
| TODD BOOZER3 | 2900 CAHABA ROAD, STE G5 BIRMINGHAM, AL 35223 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $123 | — | $123 | 2.83% |
| VALENT GROUP3 | 3500 BLUELAKE DRIVE STE 120 VESTAVIA, AL 35243 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $112 | — | $112 | 2.57% |
| BURTON M HERRING JR6 Filed as: BURTON M. HERRING, JR. | 922 OLD FEDERAL ROAD SHORTER, AL 36075 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $41 | — | $41 | 0.94% |
| NATIONAL ENROLLMENT SERVICES3 Filed as: NATIONAL ENROLLMENT | C/O NATL ENROLLMENT PARTNERS CRANSTON, RI 02920 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $35 | — | $35 | 0.80% |
| COBBS ALLEN & HALL INC3 Filed as: COBBS ALLEN HALL INC | 115 OFFICE PARK DRIVE BIRMINGHAM, AL 35223 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $29 | — | $29 | 0.67% |
| D'ARCIPRETE & ASSOCIATES INC3 | 12945 US HIGHWAY 331 MONTGOMERY, AL 36105 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $18 | — | $18 | 0.41% |
| PRESTON ROBERTSON ENTERPRISES INC3 Filed as: PRESTON ROBERTSON ENTERPRISES | 12017 GRANDVIEW DRIVE NORTHPORT, AL 35475 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $12 | — | $12 | 0.28% |
| HEATHER HORN3 | 126 REED LANE LOCUST FORK, AL 35097 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $12 | — | $12 | 0.28% |
| AIMEE STONE3 | 3604 COVENTRY CIRCLE VESTAVIA HILLS, AL 35243 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3 | — | $3 | 0.07% |
| BARDEN AND ASSOCIATES LLC3 Filed as: BARDEN & ASSOCIATES LLC | 93 RESTFUL COVE DADEVILLE, AL 36853 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3 | — | $3 | 0.07% |
| PJ SKELTON LLC3 Filed as: PJ SKELTON, LLC | 8163 REDONDA LOOP LAKEWOOD RANCH, FL 34202 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3 | — | $3 | 0.07% |
| TODD BOOZER3 | 2900 CAHABA ROAD, STE G5 BIRMINGHAM, AL 35223 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $108 | — | $108 | 2.73% |
| VALENT GROUP3 Filed as: VALENT GROUP LLC | 3500 BLUE LAKE DRIVE STE 120 VESTAVIA, AL 35243 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $98 | — | $98 | 2.48% |
| COBBS ALLEN & HALL INC3 Filed as: COBBS ALLEN HALL, INC | 115 OFFICE PARK DRIVE BIRMINGHAM, AL 35223 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $42 | — | $42 | 1.06% |
| NATIONAL ENROLLMENT PARTNERS LLC3 Filed as: NATIONAL ENROLLMENT PARTNERS, LLC | C/O NATL ENROLLMENT PARTNERS CRANSTON, RI 02920 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $32 | — | $32 | 0.81% |
| D'ARCIPRETE & ASSOCIATES INC3 Filed as: D'ARCIPRETE & ASSOCIATES, INC. | 12945 US HIGHWAY 331 MONTGOMERY, AL 36105 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $16 | — | $16 | 0.40% |
| PRESTON ROBERTSON ENTERPRISES INC3 Filed as: PRESTON ROBERTSON ENTERPRISES | 12017 GRANDVIEW DRIVE NORTHPORT, AL 35475 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $9 | — | $9 | 0.23% |
| HEATHER HORN3 | 126 REED LANE LOCUST FORK, AL 35097 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $6 | — | $6 | 0.15% |
| AIMEE STONE3 | 3604 COVENTRY CIRCLE VESTAVIA HILLS, AL 35243 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3 | — | $3 | 0.08% |
| PJ SKELTON LLC3 Filed as: PJ SKELTON, LLC | 8163 REDONDA LOOP LAKEWOOD RANCH, FL 34202 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3 | — | $3 | 0.08% |
| BARDEN AND ASSOCIATES LLC3 | 93 RESTFUL COVE DADEVILLE, AL 36853 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3 | — | $3 | 0.08% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 113 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 113 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(2 contracts, 2 carriers) | GUARDIAN | 102 | $74K |
| Vision | GUARDIAN | 102 | $73K |
| Life insurance(4 contracts, 2 carriers) | USABLE LIFE | 113 | $35K |
| Short-term disability(3 contracts) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 10 | $14K |
| Other(9 contracts, 5 carriers) | GUARDIAN | 113 | $217K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 113 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.