Welfare broker

BARBARA BAROS

Mailing address (most recent filing)

5301 GOSHEN CT

CORPUS CHRISTI, TX 78413

Total comp: $49K
Commissions: $49K
Fees: $1
Filings: 23
Sponsors: 23

Carrier mix

Where BARBARA BAROS places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	1	$1.7M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MS	1	$1.7M	0.2%	248.48x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of BARBARA BAROS's plans by broker comp / premium ratio. Median 5.70% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of BARBARA BAROS's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where BARBARA BAROS is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
SPECIALTY ORTHOPEDIC GROUP OF MS, LLC SPECIALTY ORTHOPEDIC GROUP OF MS WELFARE BENEFIT PLAN	MS	$1.7M	$99K	BLUE CROSS & BLUE SHIELD OF MISSISSIPPI