| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| VALENT GROUP3 Filed as: VALENT GROUP, LLC | 3500 BLUE LAKE DRIVE SUITE 120 BIRMINGHAM, AL 35243 | GUARDIAN | $5K | $5K | $10K | 18.65% |
| DOUGLAS EDWARD VIESELMEYER3 Filed as: DOUGLAS LAVENDER | — | LIBERTY NATIONAL LIFE INSURANCE | $4K | — | $4K | 11.56% |
| MARVIN LEE WILKERSON3 Filed as: MARVIN ODELL | — | LIBERTY NATIONAL LIFE INSURANCE | $2K | — | $2K | 5.35% |
| CARLOS A ALMEIDA3 Filed as: CARLOS LOGAN | — | LIBERTY NATIONAL LIFE INSURANCE | $1K | — | $1K | 3.34% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GEORGE HINSON | — | LIBERTY NATIONAL LIFE INSURANCE | $606 | — | $606 | 1.86% |
| DARYL E. MARTIN3 Filed as: DARYL SUMRALL | — | LIBERTY NATIONAL LIFE INSURANCE | $144 | — | $144 | 0.44% |
| LUCAS BAUMGARTNER3 Filed as: LUCAS DISHER | — | LIBERTY NATIONAL LIFE INSURANCE | $65 | — | $65 | 0.20% |
| WALTER LUISENRIQUE BENITEZ3 Filed as: WALTER BEDWELL | — | LIBERTY NATIONAL LIFE INSURANCE | $58 | — | $58 | 0.18% |
| WILLIAM A GRAHAM COMPANY3 Filed as: WILLIAM VANDERLINDEN | — | LIBERTY NATIONAL LIFE INSURANCE | $46 | — | $46 | 0.14% |
| C WEDEMEYER3 Filed as: C. WEDEMEYER | — | LIBERTY NATIONAL LIFE INSURANCE | $38 | — | $38 | 0.12% |
| WILLIAM A GRAHAM COMPANY3 Filed as: WILLIAM LITTLE | — | LIBERTY NATIONAL LIFE INSURANCE | $20 | — | $20 | 0.06% |
| DESTINY JONES3 | — | LIBERTY NATIONAL LIFE INSURANCE | $14 | — | $14 | 0.04% |
| QWANEISHA MACKEY3 | — | LIBERTY NATIONAL LIFE INSURANCE | $2 | — | $2 | 0.01% |
| BARBARA BAROS3 Filed as: BARBARA CANTRELL | — | LIBERTY NATIONAL LIFE INSURANCE | $2 | — | $2 | 0.01% |
| ARVEL J. NAVRATH3 Filed as: ARVEL JORDAN, JR. | — | LIBERTY NATIONAL LIFE INSURANCE | $1 | — | $1 | 0.00% |
| MARY-JOYCE LICATA3 Filed as: MARY GUY | — | LIBERTY NATIONAL LIFE INSURANCE | $1 | — | $1 | 0.00% |
| ANGEL GABRIEL VELAZQUEZ-DIAZ3 Filed as: ANGEL COUSER | — | LIBERTY NATIONAL LIFE INSURANCE | $0 | — | $0 | 0.00% |
| DOUGLAS EDWARD VIESELMEYER3 Filed as: DOUGLAS LAVENDER | — | LIBERTY NATIONAL LIFE INSURANCE | $2K | — | $2K | 7.81% |
| MARVIN LEE WILKERSON3 Filed as: MARVIN ODELL | — | LIBERTY NATIONAL LIFE INSURANCE | $2K | — | $2K | 5.07% |
| CARLOS A ALMEIDA3 Filed as: CARLOS LOGAN | — | LIBERTY NATIONAL LIFE INSURANCE | $896 | — | $896 | 2.93% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GEORGE HINSON | — | LIBERTY NATIONAL LIFE INSURANCE | $723 | — | $723 | 2.36% |
| DARYL E. MARTIN3 Filed as: DARYL SUMRALL | — | LIBERTY NATIONAL LIFE INSURANCE | $160 | — | $160 | 0.52% |
| LUCAS BAUMGARTNER3 Filed as: LUCAS DISHER | — | LIBERTY NATIONAL LIFE INSURANCE | $81 | — | $81 | 0.26% |
| C WEDEMEYER3 | — | LIBERTY NATIONAL LIFE INSURANCE | $40 | — | $40 | 0.13% |
| WALTER LUISENRIQUE BENITEZ3 Filed as: WALTER BEDWELL | — | LIBERTY NATIONAL LIFE INSURANCE | $39 | — | $39 | 0.13% |
| TODD BOOZER3 | 2900 CAHABA ROAD BIRMINGHAM, AL 35223 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $667 | $0 | $667 | 3.07% |
| COBBS ALLEN & HALL INC3 Filed as: COBBS ALLEN HALL INC | 115 OFFICE PARK DRIVE BIRMINGHAM, AL 35223 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $421 | — | $421 | 1.94% |
| VALENT GROUP3 | 3500 BLUELAKE DRIVE STE 120 VESTAVIA, AL 35243 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $354 | — | $354 | 1.63% |
| AIMEE STONE3 | 3604 COVENTRY CIRCLE VESTAVIA HILLS, AL 35243 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $186 | — | $186 | 0.86% |
| BURTON M HERRING JR6 Filed as: BURTON M. HERRING, JR. | 922 OLD FEDERAL ROAD SHORTER, AL 36075 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $132 | — | $132 | 0.61% |
| D'ARCIPRETE & ASSOCIATES INC3 | 12945 US HIGHWAY 331 MONTGOMERY, AL 36105 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $94 | — | $94 | 0.43% |
| PRESTON ROBERTSON ENTERPRISES INC3 Filed as: PRESTON ROBERTSON ENTERPRISES | 11659 BERRY HILL DRIVE NORTHPORT, AL 35475 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $59 | — | $59 | 0.27% |
| HEATHER HORN3 | 126 REED LANE LOCUST FORK, AL 35097 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $48 | — | $48 | 0.22% |
| CARLA BURWELL3 | 446 EATON ROAD BIRMINGHAM, AL 35242 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $37 | — | $37 | 0.17% |
| ROBERT H STONE SR3 Filed as: ROBERT H STONE, SR | 3604 COVENTRY CIRCLE VESTAVIA HILLS, AL 35243 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $16 | — | $16 | 0.07% |
| PJ SKELTON LLC3 Filed as: PJ SKELTON, LLC | 1580 CLUB CREEK DRIVE AUBURN, AL 36830 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $15 | — | $15 | 0.07% |
| LISA MARIE HALL3 | 113 WOODBERRY CROSSETT, AR 71635 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $10 | — | $10 | 0.05% |
| BARDEN AND ASSOCIATES LLC3 Filed as: BARDEN AND ASSOCIATES, LLC | 344 KARIS DRIVE DADEVILLE, AL 36853 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $10 | — | $10 | 0.05% |
| CAROLE H WARREN3 Filed as: CAROLE H. WARREN | 2716 HANOVER CIRCLE BIRMINGHAM, AL 35205 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $7 | — | $7 | 0.03% |
| AMELIA ANN BARDEN3 | 344 KARIS DRIVE DADEVILLE, AL 36853 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5 | — | $5 | 0.02% |
| TODD BOOZER3 | 2900 CAHABA ROAD BIRMNGHAM, AL 35223 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $594 | $0 | $594 | 2.99% |
| VALENT GROUP3 Filed as: VALENT GROUP LLC | 3500 BLUELAKE DRIVE STE 120 VESTAVIA, AL 35243 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $409 | — | $409 | 2.06% |
| COBBS ALLEN & HALL INC3 Filed as: COBBS ALLEN HALL INC | 115 OFFICE PARK DRIVE BIRMINGHAM, AL 35223 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $267 | — | $267 | 1.34% |
| AIMEE STONE3 | 3604 CONVENTRY CIRCLE VESTAVIA, AL 35243 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $167 | — | $167 | 0.84% |
| KELLIE WELLS3 | 16281 SAVOY PORT FAIRHOPE, AL 36532 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $166 | — | $166 | 0.84% |
| D'ARCIPRETE & ASSOCIATES INC3 Filed as: D'ARCIPRETE & ASSOCIATES, INC | 12945 US HIGHWAY 331 MONTGOMERY, AL 36105 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $84 | — | $84 | 0.42% |
| PRESTON ROBERTSON ENTERPRISES INC3 | 11659 BERRY HILL DRIVE NORTHPORT, AL 35475 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $55 | — | $55 | 0.28% |
| HEATHER HORN3 | 126 REED LANE LOCUST FORK, AL 35097 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $52 | — | $52 | 0.26% |
| LISA MARIE HALL3 | 113 WOODBERRY CROSSETT, AR 71635 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $23 | — | $23 | 0.12% |
| ROBERT H STONE SR3 Filed as: ROBERT H. STONE, SR. | 3604 COVENTRY CIRCLE VESTAVIA HILLS, AL 35243 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $21 | — | $21 | 0.11% |
| PJ SKELTON LLC3 | 1580 CLUB CREEK DRIVE AUBURN, AL 36830 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $13 | — | $13 | 0.07% |
| BARDEN AND ASSOCIATES LLC3 Filed as: BARDEN AND ASSOCIATES, LLC | 344 KARIS DRIVE DADEVILLE, AL 36853 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $8 | — | $8 | 0.04% |
| AMELIA ANN BARDEN3 | 344 KARIS DRIVE DADEVILLE, AL 36853 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5 | — | $5 | 0.03% |
| ABLE BENEFIT SOLUTIONS3 Filed as: ABLE BENEFIT SOLUTIONS, INC. | PO BOX 11407 DEPT #2142 BIRMINGHAM, AL 35246 | USABLE LIFE | $2K | — | $2K | 15.00% |
| TODD BOOZER3 | 2900 CAHABA ROAD BIRMINGHAM, AL 35223 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $234 | — | $234 | 2.79% |
| COBBS ALLEN & HALL INC3 Filed as: COBBS ALLEN HALL, INC | 115 OFFICE PARK DRIVE BIRMINGHAM, AL 35223 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $157 | — | $157 | 1.87% |
| VALENT GROUP3 Filed as: VALENT GROUP LLC | 3500 BLUE LAKE DRIVE STE 120 VESTAVIA, AL 35243 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $149 | — | $149 | 1.77% |
| AIMEE STONE3 | 3604 COVENTRY CIRCLE VESTAVIA HILLS, AL 35243 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $62 | — | $62 | 0.74% |
| PRESTON ROBERTSON ENTERPRISES INC3 Filed as: PRESTON ROBERTSON ENTERPRISES | 11659 BERRY HILL DRIVE NORTHPORT, AL 35475 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $48 | — | $48 | 0.57% |
| D'ARCIPRETE & ASSOCIATES INC3 Filed as: D'ARCIPRETE & ASSOCIATES, INC. | 12945 US HIGHWAY 331 MONTGOMERY, AL 36105 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $31 | — | $31 | 0.37% |
| ROBERT H STONE SR3 Filed as: ROBERT H. STONE, SR. | 3604 COVENTRY CIRCLE VESTAVIA HILLS, AL 35243 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $11 | — | $11 | 0.13% |
| HEATHER HORN3 | 126 REED LANE LOCUST FORK, AL 35097 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $10 | — | $10 | 0.12% |
| PJ SKELTON LLC3 Filed as: PJ SKELTON, LLC | 1580 CLUB CREEK DRIVE AUBURN, AL 36830 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $10 | — | $10 | 0.12% |
| BARDEN AND ASSOCIATES LLC3 | 344 KARIS DRIVE DADEVILLE, AL 36853 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $6 | — | $6 | 0.07% |
| AMELIA ANN BARDEN3 | 344 KARIS DRIVE DADEVILLE, AL 36853 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4 | — | $4 | 0.05% |
| DOUGLAS EDWARD VIESELMEYER3 Filed as: DOUGLAS LAVENDER | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 19.58% |
| MARVIN LEE WILKERSON3 Filed as: MARVIN ODELL | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $654 | — | $654 | 7.81% |
| CARLOS A ALMEIDA3 Filed as: CARLOS LOGAN | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $452 | — | $452 | 5.40% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GEORGE HINSON | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $146 | — | $146 | 1.74% |
| ARDEN SUMRALL3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $26 | — | $26 | 0.31% |
| C WEDEMEYER3 Filed as: W WEDEMEYER | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $10 | — | $10 | 0.12% |
| DOUGLAS EDWARD VIESELMEYER3 Filed as: DOUGLAS LAVENDER | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $627 | — | $627 | 15.56% |
| MARVIN LEE WILKERSON3 Filed as: MARVIN ODELL | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $358 | — | $358 | 8.89% |
| CARLOS A ALMEIDA3 Filed as: CARLOS LOGAN | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $208 | — | $208 | 5.16% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 112 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 112 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(2 contracts, 2 carriers) | GUARDIAN | 99 | $53K |
| Vision | GUARDIAN | 99 | $52K |
| Life insurance(3 contracts, 2 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 112 | $52K |
| Short-term disability(3 contracts) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 22 | $50K |
| Other(8 contracts, 4 carriers) | LIBERTY NATIONAL LIFE INSURANCE | 112 | $136K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 112 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.