Welfare broker

DOUGLAS-MCCARTY INSURANCE SERVICES

Mailing address (most recent filing)

PO BOX 5406

SAN CLEMENTE, CA 92674

Total comp: $1.7M
Commissions: $1.6M
Fees: $74K
Filings: 20
Sponsors: 20

Carrier mix

Where DOUGLAS-MCCARTY INSURANCE SERVICES places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA37.5%
UNITED HEALTHCARE INSURANCE COMPANY12.5%
NIPPON LIFE INSURANCE COMPANY OF AMERICA12.5%
KAISER FOUNDATION HEALTH PLAN INC12.5%
HEALTH NET12.5%
AETNA LIFE INSURANCE COMPANY12.5%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	3	$10.8M	37.5%
UNITED HEALTHCARE INSURANCE COMPANY	1	$720K	12.5%
NIPPON LIFE INSURANCE COMPANY OF AMERICA	1	$1.8M	12.5%
KAISER FOUNDATION HEALTH PLAN INC	1	$209K	12.5%
HEALTH NET	1	$1.6M	12.5%
AETNA LIFE INSURANCE COMPANY	1	$1.1M	12.5%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
CA	8	$16.2M	0.1%	12.75x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of DOUGLAS-MCCARTY INSURANCE SERVICES's plans by broker comp / premium ratio. Median 6.78% vs welfare-wide median 6.29% (n=8).

Prospect-flag exposure · vs market baseline

Share of DOUGLAS-MCCARTY INSURANCE SERVICES's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-8 of 8 sponsors where DOUGLAS-MCCARTY INSURANCE SERVICES is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
INDIE LLC INDIE SEMICONDUCTOR WELFARE BENEFITS PLAN	CA	$4.1M	$296K	BLUE CROSS OF CALIFORNIA
DMG CORPORATION DMG CORPORATION WELFARE BENEFITS PLAN	CA	$3.5M	$236K	BLUE CROSS OF CALIFORNIA
WEST VALLEY CONSTRUCTION COMPANY, INC. WEST VALLEY CONSTRUCTION COMPANY, INC. EMPLOYEE BENEFIT PLAN	CA	$3.2M	$220K	BLUE CROSS OF CALIFORNIA
BLUE-WHITE INDUSTRIES LTD BLUE WHITE INDUSTRIES WELFARE BENEFITS PLAN	CA	$1.6M	$157K	HEALTH NET
CROWN HARDWARE INC. CROWN HARDWARE, INC WELFARE BENEFITS PLAN	CA	$1.8M	$104K	NIPPON LIFE INSURANCE COMPANY OF AMERICA
POWAY ACADEMY OF HAIR DESIGN BELLUS ACADEMY WELFARE BENEFITS PLAN	CA	$720K	$73K	UNITED HEALTHCARE INSURANCE COMPANY
SKB CORPORATION SKB CORPORATION WELFARE BENEFITS PLAN	CA	$1.1M	$62K	AETNA HEALTH, INC.
TOTAL-WESTERN, INC. TOTAL-WESTERN, INC. WELFARE BENEFITS PLAN	CA	$209K	$7K	KAISER FOUNDATION HEALTH PLAN, INC.