| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| COADVANTAGE INSURANCE SOLUTIONS COR3 | 111 W. JEFFERSON ST. SUITE 100 ORLANDO, FL 32801 | BLUE CROSS AND BLUE SHIELD OF FLORIDA | $0 | $0 | $0 | 0.00% |
| COADVANTAGE RESOURCES, INC.3 | 101 RIVERFRONT BLVD. SUITE 300 BRADENTON, FL 34205 | AETNA LIFE INSURANCE CO | — | — | $0 | 0.00% |
| COADVANTAGE INSURANCE SOLUTIONS COR3 | 135 W CENTRAL BLVD SUITE 600 ORLANDO, FL 32801 | METROPOLITAN LIFE INSURANCE COMPANY | $3.1M | $777K | $3.9M | 10.32% |
| AON CONSULTING INC3 | 29840 NETWORK PL CHICAGO, IL 60673 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $60K | $60K | 0.16% |
| COADVANTAGE INSURANCE SOLUTIONS COR3 | 111 W. JEFFERSON ST. SUITE 100 ORLANDO, FL 32801 | HEALTH OPTIONS, INC. | — | $0 | $0 | 0.00% |
| CENTERSTONE INSURANCE AND FINANCIAL3 | 12404 PARK CENTRAL, SUITE 400S DALLAS, TX 75251 | ANTHEM LIFE INSURANCE COMPANY | — | $197K | $197K | 1.37% |
| COADVANTAGE INSURANCE SOLUTIONS COR3 | 135 W CENTRAL BLVD SUITE 600 ORLANDO, FL 32801 | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA INC. | — | — | $0 | 0.00% |
| COADVANTAGE INSURANCE SOLUTIONS COR3 | 101 RIVERFRONT BLVD. SUITE 300 BRADENTON, FL 34205 | AETNA HEALTH, INC. | — | — | $0 | 0.00% |
| COADVANTAGE INSURANCE SOLUTIONS COR3 | 135 W CENTRAL BLVD SUITE 600 ORLANDO, FL 32801 | METROPOLITAN LIFE INSURANCE COMPANY | $68K | $9K | $78K | 4.73% |
| AON CONSULTING INC3 | 29840 NETWORK PL CHICAGO, IL 60673 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $20K | $20K | 1.22% |
| COADVANTAGE INSURANCE SOLUTIONS COR3 | 101 RIVERFRONT BLVD. SUITE 300 BRADENTON, FL 34205 | TEXAS HEALTH AND AETNA HEALTH | — | — | $0 | 0.00% |
| COADVANTAGE INSURANCE SOLUTIONS COR3 | 135 W CENTRAL BLVD SUITE 600 ORLANDO, FL 32801 | METROPOLITAN LIFE INSURANCE COMPANY | $178K | $15K | $193K | 21.08% |
| COADVANTAGE INSURANCE SOLUTIONS COR3 | 135 W CENTRAL BLVD SUITE 600 ORLANDO, FL 32801 | METLIFE LEGAL PLANS OF FLORIDA | $54K | $9K | $63K | 11.89% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 47,296 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 47,296 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(8 contracts, 7 carriers) | AETNA LIFE INSURANCE CO | 19,479 | $136.5M |
| Dental(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 55,635 | $37.7M |
| Vision(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 55,635 | $37.7M |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 55,635 | $37.4M |
| Short-term disability(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 55,635 | $39.0M |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 55,635 | $37.4M |
| Prescription drug(3 contracts, 3 carriers) | BLUE CROSS AND BLUE SHIELD OF FLORIDA | 8,982 | $158.4M |
| Other(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 55,635 | $37.9M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 55,635 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.