| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| COADVANTAGE INSURANCE SOLUTIONS COR3 | 111 W JEFFFERSON STREET SUITE 100 ORLANDO, FL 32801 | BLUE CROSS AND BLUE SHIELD OF FLORIDA | $0 | — | $0 | 0.00% |
| COADVANTAGE INSURANCE SOLUTIONS COR3 | 135 W CENTRAL BLVD STE 600 ORLANDO, FL 32801 | AETNA LIFE INSURANCE CO. | $77K | $189K | $266K | 0.28% |
| COADVANTAGE INSURANCE SOLUTIONS COR3 | 111 W JEFFERSON ST STE 100 ORLANDO, FL 32801 | HEALTH OPTIONS, INC, | $0 | — | $0 | 0.00% |
| COADVANTAGE INSURANCE SOLUTIONS COR3 | 135 W CENTRAL BLVD STE 600 ORLANDO, FL 32801 | ANTHEM LIFE INSURANCE COMPANY | $364K | $25K | $389K | 1.53% |
| CENTERSTONE INSURANCE AND FINANCIAL3 | 12404 PARK CENTRAL DRIVE SUITE 400S DALLAS, TX 75251 | ANTHEM LIFE INSURANCE COMPANY | $0 | $82K | $82K | 0.32% |
| COADVANTAGE INSURANCE SOLUTIONS COR3 | 135 W CENTRAL BLVD STE 600 ORLANDO, FL 32801 | METROPOLITAN LIFE INSURANCE COMPANY | $1.9M | $637K | $2.5M | 11.93% |
| COADVANATGE INSURANCE SOLUTIONS COR | 135 W CENTRAL BLVD STE 600 ORLANDO, FL 32801 | AETNA HEALTH, INC. | — | — | $0 | 0.00% |
| COADVANTAGE INSURANCE SOLUTIONS COR3 | 135 W CENTRAL BLVD STE 600 ORLANDO, FL 32801 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $4.8M | $0 | $4.8M | 120.59% |
| COADVANTAGE INSURANCE SOLUTIONS COR3 | 135 W CENTRAL BLVD STE 600 ORLANDO, FL 32801 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $466K | $0 | $466K | 13.85% |
| WILLIAM MAGEE3 | 135 W CENTRAL BLVD STE 600 ORLANDO, FL 32801 | KAISER FOUNDATION HEALTH PLAN INC. | $190 | — | $190 | 0.01% |
| COADVANTAGE INSURANCE SOLUTIONS COR3 | 135 W CENTRAL BLVD STE 600 ORLANDO, FL 32801 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $290K | — | $290K | 12.50% |
| COADVANTAGE INSURANCE SOLUTIONS COR3 | 135 W CENTRAL BLVD STE 600 ORLANDO, FL 32801 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $197K | $0 | $197K | 11.61% |
| WILLIAM MAGEE3 | 135 W CENTRAL BLVD STE 600 ORLANDO, FL 32801 | KAISER FOUNDATION HEALTH PLAN INC. | -$3K | $0 | -$3K | -0.33% |
| COADVANTAGE INSURANCE SOLUTIONS COR3 | 135 W CENTRAL BLVD STE 600 ORLANDO, FL 32801 | METROPOLITAN LIFE INSURANCE COMPANY | $155K | $3K | $158K | 21.79% |
| COADVANTAGE INSURANCE SOLUTIONS COR3 | 111 JEFFERSON ST SUITE 100 ORLANDO, FL 32801 | KAISER FOUNDATION HEALTH PLAN OF COLORADO | $0 | $283 | $283 | 0.06% |
| COADVANTAGE INSURANCE SOLUTIONS COR3 | 135 W CENTRAL BLVD STE 600 ORLANDO, FL 32801 | METLIFE LEGAL PLANS OF FLORIDA | $53K | $2K | $54K | 13.22% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| COADVANTAGE RESOURCES INC EIN 59-3434670 EMPOYER | Plan Administrator Service code 14 | 101 RIVERFRONT DRIVE SUITE 300 BRADENTON, FL 34205 | $264K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 43,145 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 43,145 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(7 contracts, 6 carriers) | AETNA LIFE INSURANCE CO. | 15,265 | $101.9M |
| Dental(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 51,829 | $21.2M |
| Vision(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 51,829 | $21.2M |
| Life insurance | UNUM LIFE INSURANCE COMPANY OF AMERICA | 29,188 | $1.7M |
| Short-term disability(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 15,963 | $5.7M |
| Long-term disability(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 15,963 | $5.7M |
| Prescription drug(4 contracts, 4 carriers) | BLUE CROSS AND BLUE SHIELD OF FLORIDA | 9,047 | $172.1M |
| Other(3 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 29,188 | $6.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 51,829 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.