| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| COADVANTAGE INSURANCE SOLUTIONS COR3 | 111 W JEFFERSON STREET SUITE 100 ORLANDO, FL 32801 | BLUE CROSS AND BLUE SHIELD OF FLORIDA | $0 | $0 | $0 | 0.00% |
| COADVANTAGE INSURANCE SOLUTIONS COR3 | 135 W CENTRAL BLVD STE 600 ORLANDO, FL 32801 | AETNA LIFE INSURANCE COMPANY | -$392 | $129K | $129K | 0.12% |
| COADVANTAGE INSURANCE SOLUTIONS COR3 | 111 W JEFFERSON STREET SUITE 100 ORLANDO, FL 32801 | HEALTH OPTIONS, INC. | — | — | $0 | 0.00% |
| COADVANTAGE INSURANCE SOLUTIONS COR3 | 135 W CENTRAL BLVD STE 600 ORLANDO, FL 32801 | METROPOLITAN LIFE INSURANCE COMPANY | $1.9M | $718K | $2.6M | 11.59% |
| CENTERSTONE INSURANCE AND FINANCIAL3 | 12404 PARK CENTRAL SUITE 400S DALLAS, TX 75251 | ANTHEM LIFE INSURANCE COMPANY | $0 | $197K | $197K | 1.16% |
| COADVANTAGE INSURANCE SOLUTIONS COR3 | 135 W CENTRAL BLVD STE 600 ORLANDO, FL 32801 | AETNA HEALTH, INC. | — | — | $0 | 0.00% |
| WILLIAM MAGEE3 | 135 W CENTRAL BLVD STE 600 ORLANDO, FL 32801 | KAISER FOUNDATION HEALTH PLAN INC. | — | — | $0 | 0.00% |
| COADVANTAGE INSURANCE SOLUTIONS COR3 | 135 W CENTRAL BLVD STE 600 ORLANDO, FL 32801 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $523K | $562K | $1.1M | 25.51% |
| COADVANTAGE INSURANCE SOLUTIONS COR3 | 135 W CENTRAL BLVD STE 600 ORLANDO, FL 32801 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $473K | $50K | $522K | 13.60% |
| COADVANTAGE INSURANCE SOLUTIONS COR3 | 135 W CENTRAL BLVD STE 600 ORLANDO, FL 32801 | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA INC. | $0 | $5K | $5K | 0.14% |
| COADVANTAGE INSURANCE SOLUTIONS COR3 | 135 W CENTRAL BLVD STE 600 ORLANDO, FL 32801 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $290K | $36K | $326K | 12.01% |
| COADVANTAGE INSURANCE SOLUTIONS COR3 | 135 W CENTRAL BLVD STE 600 ORLANDO, FL 32801 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $204K | $26K | $230K | 11.42% |
| COADVANTAGE INSURANCE SOLUTIONS COR3 | 135 W CENTRAL BLVD STE 600 ORLANDO, FL 32801 | TEXAS HEALTH AND AETNA HEALTH | — | — | $0 | 0.00% |
| WILLIAM MAGEE3 | 135 W CENTRAL BLVD STE 600 ORLANDO, FL 32801 | KAISER FOUNDATION HEALTH PLAN INC. | $0 | $0 | $0 | 0.00% |
| COADVANTAGE INSURANCE SOLUTIONS COR3 | 135 W CENTRAL BLVD STE 600 ORLANDO, FL 32801 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $0 | $0 | $0 | 0.00% |
| COADVANTAGE INSURANCE SOLUTIONS COR3 | 135 W CENTRAL BLVD STE 600 ORLANDO, FL 32801 | METROPOLITAN LIFE INSURANCE COMPANY | $166K | $5K | $171K | 20.18% |
| COADVANTAGE INSURANCE SOLUTIONS COR3 | 135 W CENTRAL BLVD STE 600 ORLANDO, FL 32801 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $0 | $0 | $0 | 0.00% |
| COADVANTAGE INSURANCE SOLUTIONS COR3 | 135 W CENTRAL BLVD STE 600 ORLANDO, FL 32801 | METLIFE LEGAL PLANS OF FLORIDA | $4.9M | $3K | $4.9M | 1067.05% |
| COADVANTAGE INSURANCE SOLUTIONS COR3 | 111 W JEFFERSON ST STE 100 ORLANDO, FL 32801 | KAISER FOUNDATION HEALTH PLAN OF COLORADO | — | — | $0 | 0.00% |
| COADVANTAGE INSURANCE SOLUTIONS COR3 | 135 W CENTRAL BLVD STE 600 ORLANDO, FL 32801 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $0 | $184 | $184 | 4.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 46,294 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 46,294 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(8 contracts, 7 carriers) | AETNA LIFE INSURANCE COMPANY | 17,762 | $117.3M |
| Dental(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 53,390 | $22.6M |
| Vision(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 53,390 | $22.6M |
| Life insurance | UNUM LIFE INSURANCE COMPANY OF AMERICA | 30,683 | $2.0M |
| Short-term disability(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 17,787 | $6.6M |
| Long-term disability(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 17,787 | $6.6M |
| Prescription drug(4 contracts, 4 carriers) | BLUE CROSS AND BLUE SHIELD OF FLORIDA | 9,217 | $182.7M |
| Other(6 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 30,683 | $8.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 53,390 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.