| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| COMPASS CONSULTING GROUP INC3 | 4348 SOUTH POINT BLVD STE 201 JACKSONVILLE, FL 32216 | BLUE CROSS BLUE SHEILD OF FLORIDA | $637K | — | $637K | 1.39% |
| COMPASS CONSULTING GROUP INC3 | 4348 SOUTH POINT BLVD STE 201 JACKSONVILLE, FL 32216 | HEALTH OPTIONS INC | $302K | — | $302K | 1.71% |
| COADVANTAGE INSURANCE SOLUTIONS COR3 Filed as: COADVANTAGE INSURANCE SOLUTIONS | 3301 AIRPORT FREEWAY BEDFORD, TX 76021 | AETNA LIFE INSURANCE CO | $2K | — | $2K | 0.02% |
| COADVANTAGE INSURANCE SOLUTIONS COR3 Filed as: COADVANTAGE INSURANCE SOLUTIONS | 135 W CENTRAL BLVD STE 600 ORLANDO, FL 328011820 | AETNA LIFE INSURANCE CO | $522K | — | $522K | 5.43% |
| COADVANTAGE INSURANCE SOLUTIONS COR3 Filed as: COADVANTAGE INSURANCE SOLUTIONS | 3301 AIRPORT FREEWAY BEDFORD, TX 76021 | AETNA LIFE INSURANCE CO | $234K | — | $234K | 2.44% |
| COADVANTAGE INSURANCE SOLUTIONS COR3 Filed as: COADVANTAGE INS SOLUTIONS CORP | 135 W CENTRAL BLVD STE 600 ORLANDO, FL 32801 | METROPOLITAN LIFE INSURANCE COMPANY | $124K | — | $124K | 3.74% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: WELLS FARGO INS SERVICES USA INC | 1350 TREAT BLVD STE 550 WALNUT CREEK, CA 94597 | METROPOLITAN LIFE INSURANCE COMPANY | $9K | $27 | $9K | 0.28% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: WELLS FARGO INS SERVICES USA INC | 1018 W 9TH AVE KING OF PRUSSIA, PA 19406 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $759 | $759 | 0.02% |
| BRIDGESTREET CONSULTING & INSURANCE3 | SERVICES INC 1350 TREAT BLVD STE 550 WALNUT CREEK, CA 945977999 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $27 | $27 | 0.00% |
| COADVANTAGE INSURANCE SOLUTIONS COR3 Filed as: COADVANTAGE INSURANCE SERVICES | 111 W JEFFERSON ST STE 100 ORLANDO, FL 32801 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $13 | $13 | 0.00% |
| COADVANTAGE INSURANCE SOLUTIONS COR3 Filed as: COADVANTAGE INSURANCE SOLUTIONS | 135 W CENTRAL BLVD STE 600 ORLANDO, FL 328011820 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $272K | — | $272K | 11.12% |
| COADVANTAGE INSURANCE SOLUTIONS COR0 Filed as: COADVANTAGE INSURANCE SOLUTIONS | 135 W CENTRAL BLVD STE 600 ORLANDO, FL 328011820 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $167K | — | $167K | 10.15% |
| COADVANTAGE INSURANCE SOLUTIONS COR3 Filed as: COADVANTAGE INSURANCE SOLUTIONS | 135 W CENTRAL BLVD STE 600 ORLANDO, FL 328011820 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $174K | — | $174K | 11.08% |
| HOWARD B LABOW3 | 666 DUNDEE RD STE 1603 NORTHBROOK, IL 60062 | AMERICAN HERITAGE LIFE | $216K | — | $216K | 19.00% |
| COADVANTAGE INSURANCE SOLUTIONS COR3 Filed as: COADVANTAGE INS SOL CORP | 135 W CENRAL BLVD STE 600 ORLANDO, FL 32801 | AMERICAN HERITAGE LIFE | $199K | — | $199K | 17.51% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTL MIDWEST LTD | DBA HUB INTL FLORIDA 600 CLEVELAND ST STE 600 CLEARWATER, FL 33755 | AMERICAN HERITAGE LIFE | $657 | — | $657 | 0.06% |
| ROBERT PAUL MASON3 | 11638 BRISTOL CHASE DRIVE TAMPA, FL 33626 | AMERICAN HERITAGE LIFE | $149 | — | $149 | 0.01% |
| WILLIAM MAGEE3 | 1206 COUNTRY LANE ORLANDO, FL 32804 | AMERICAN HERITAGE LIFE | $131 | — | $131 | 0.01% |
| JAMES ANTHONY3 | PO BOX 48245 TAMPA, FL 336460119 | AMERICAN HERITAGE LIFE | $15 | — | $15 | 0.00% |
| TRIANA M RESTO3 | 11391 NW 37TH ST SUNRISE, FL 33323 | AMERICAN HERITAGE LIFE | $15 | — | $15 | 0.00% |
| WILLIAM MAGEE3 | CO COADVANTAGE 135 W CENTRAL BLVD STE 600 ORLANDO, FL 328011820 | AMERICAN HERITAGE LIFE | $9 | — | $9 | 0.00% |
| COADVANTAGE INSURANCE SOLUTIONS COR3 Filed as: COADVANTAGE INSURANCE SOLUTIONS | 135 W CENTRAL BLVD STE 600 ORLANDO, FL 328011820 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $83K | — | $83K | 9.31% |
| HOWARD B LABOW3 | 666 DUNDEE RD STE 1603 NORTHBROOK, IL 60062 | ALLSTATE WORKPLACE DIVISION | $21K | — | $21K | 6.17% |
| COADVANTAGE INSURANCE SOLUTIONS COR3 Filed as: COADVANTAGE INS SOL CORP | 135 W CENTRAL BLVD STE 600 ORLANDO, FL 328011820 | ALLSTATE WORKPLACE DIVISION | $21K | — | $21K | 6.17% |
| WILLIAM MAGEE3 | 135 W CENTRAL BLVD STE 600 ORLANDO, FL 32801 | KAISER FOUNDATION HEALTH PLAN INC | $6K | — | $6K | 3.53% |
| WILLIAM MAGEE3 | 135 W CENTRAL BLVD STE 600 ORLANDO, FL 32801 | KAISER FOUNDATION HEALTH PLAN INC | $5K | — | $5K | 3.96% |
| HOWARD B LABOW3 | 666 DUNDEE RD STE 1603 NORTHBROOK, IL 60062 | ALLSTATE WORKPLACE DIVISION | $4K | — | $4K | 5.11% |
| COADVANTAGE INSURANCE SOLUTIONS COR3 Filed as: COADVANTAGE INS SOL CORP | 135 W CENTRAL BLVD STE 600 ORLANDO, FL 32801 | ALLSTATE WORKPLACE DIVISION | $4K | — | $4K | 5.11% |
| HOWARD LABOW3 | 666 DUNDEE RD STE 1603 NORTHBROOK, IL 60062 | AMERICAN HERITAGE LIFE | $3K | — | $3K | 17.49% |
| COADVANTAGE INSURANCE SOLUTIONS COR3 Filed as: COADVANTAGE INSURANCE SOLUTIONS | 135 W CENTRAL BLVD STE 600 ORLANDO, FL 32801 | AMERICAN HERITAGE LIFE | $3K | — | $3K | 17.28% |
| WILLIAM MAGEE3 | CO COADVANTAGE 135 W CENTRAL BLVD STE 600 ORLANDO, FL 328011820 | AMERICAN HERITAGE LIFE | $65 | — | $65 | 0.42% |
| COADVANTAGE INSURANCE SOLUTIONS COR3 | 135 W CENTRAL BLVD STE 600 ORLANDO, FL 328011820 | ANTHEM LIFE INSURANCE COMPANY | $1.2M | — | $1.2M | 17080.33% |
| CENTERSTONE INSURANCE AND FINANCIAL3 Filed as: CENTERSTONE INS & FINANCIAL SERVI | 4851 LBJ FREEWAY SUITE 100 DALLAS, TX 75244 | ANTHEM LIFE INSURANCE COMPANY | — | $181K | $181K | 2680.18% |
| CBIZ BENEFITS & INSURANCE SERVICES3 Filed as: CBIZ BENEFITS & INS SVC | PO BOX 632886 CINCINNATI, OH 45263 | ANTHEM LIFE INSURANCE COMPANY | $133K | — | $133K | 1976.24% |
| COADVANTAGE INSURANCE SOLUTIONS COR3 Filed as: COADVANTAGE INS SOL CORP | 135 W CENTRAL BLVD STE 600 ORLANDO, FL 328011820 | AMERICAN HERITAGE LIFE | $73 | — | $73 | 7.33% |
| PLANSOURCE BENEFITS ADMINISTRATION3 Filed as: PLANSOURCE HOLDINGS INC | PO BOX 1313 ORLANDO, FL 32802 | AMERICAN HERITAGE LIFE | $23 | — | $23 | 2.31% |
| HOWARD B LABOW3 | 666 DUNDEE RD STE 1603 NORTHBROOK, IL 60062 | AMERICAN HERITAGE LIFE | $2 | — | $2 | 0.20% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 26,975 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 335 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 27,310 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(7 contracts, 4 carriers) | AETNA LIFE INSURANCE CO | 4,488 | $16.9M |
| Dental(3 contracts, 3 carriers) | AETNA LIFE INSURANCE CO | 28,237 | $13.0M |
| Vision(4 contracts, 4 carriers) | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC | 28,237 | $48.0M |
| Life insurance(4 contracts, 4 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 28,237 | $5.3M |
| Short-term disability(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 2,595 | $3.2M |
| Long-term disability(3 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 28,237 | $6.5M |
| Prescription drug(3 contracts, 3 carriers) | BLUE CROSS BLUE SHEILD OF FLORIDA | 5,964 | $63.4M |
| Other(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 28,237 | $5.7M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 28,237 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.