| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| COADVANTAGE INSURANCE SOLUTIONS COR3 Filed as: COADVANTAGE INSURANCE SOLUTIONS | 135 W CENTRAL BLVD STE 600 ORLANDO, FL 32801 | BLUE CROSS AND BLUE SHIELD OF FLORIDA | $1.3M | — | $1.3M | 1.62% |
| COADVANTAGE INSURANCE SOLUTIONS COR3 Filed as: COADVANTAGE INSURANCE SOLUTIONS | 135 W CENTRAL BLVD STE 600 ORLANDO, FL 32801 | AETNA LIFE INSURANCE CO | $657K | $40K | $696K | 1.11% |
| COADVANTAGE INSURANCE SOLUTIONS COR3 Filed as: COADVANTAGE INSURANCE SOLUTIONS | 135 W CENTRAL BLVD STE 600 ORLANDO, FL 32801 | HEALTH OPTIONS INC | $592K | — | $592K | 2.01% |
| COADVANTAGE INSURANCE SOLUTIONS COR3 Filed as: COADVANTAGE INSURANCE SOLUTIONS | 135 W CENTRAL BLVD STE 600 ORLANDO, FL 32801 | ANTHEM LIFE INSURANCE COMPANY | $954K | — | $954K | 3.67% |
| CBIZ BENEFITS & INSURANCE SERVICES3 | PO BOX 632886 CINCINNATI, OH 45263 | ANTHEM LIFE INSURANCE COMPANY | -$233 | — | -$233 | -0.00% |
| COADVANTAGE INSURANCE SOLUTIONS COR3 Filed as: COADVANTAGE INSURANCE SOLUTIONS | 135 W CENTRAL BLVD STE 600 ORLANDO, FL 32801 | METROPOLITAN LIFE INSURANCE CO | $1.2M | $498K | $1.7M | 9.25% |
| COADVANTAGE INSURANCE SOLUTIONS COR3 Filed as: COADVANTAGE INSURANCE SOLUTIONS | 135 W CENTRAL BLVD STE 600 ORLANDO, FL 32801 | BLUE CROSS AND BLUE SHIELD OF FLORIDA | $315K | — | $315K | 2.06% |
| COADVANTAGE INSURANCE SOLUTIONS COR3 Filed as: COADVANTAGE INSURANCE SOLUTIONS | 135 W CENTRAL BLVD STE 600 ORLANDO, FL 32801 | HEALTH OPTIONS INC | $294K | — | $294K | 2.73% |
| COADVANTAGE INSURANCE SOLUTIONS COR3 Filed as: COADVANTAGE INSURANCE SOLUTIONS | 135 W CENTRAL BLVD STE 600 ORLANDO, FL 32801 | UNUM LIFE INSURANCE CO OF AMERICA | $441K | — | $441K | 11.80% |
| COADVANTAGE INSURANCE SOLUTIONS COR3 Filed as: COADVANTAGE INSURANCE SOLUTIONS | 135 W CENTRAL BLVD STE 600 ORLANDO, FL 32801 | UNUM LIFE INSURANCE CO OF AMERICA | $282K | — | $282K | 10.38% |
| COADVANTAGE INSURANCE SOLUTIONS COR3 Filed as: COADVANTAGE INSURANCE SOLUTIONS | 135 W CENTRAL BLVD STE 600 ORLANDO, FL 32801 | UNUM LIFE INSURANCE CO OF AMERICA | $190K | — | $190K | 9.15% |
| COADVANTAGE INSURANCE SOLUTIONS COR3 Filed as: COADVANTAGE INSURANCE SOLUTIONS | 135 W CENTRAL BLVD STE 600 ORLANDO, FL 32801 | UNUM LIFE INSURANCE CO OF AMERICA | $129K | — | $129K | 8.98% |
| COADVANTAGE INSURANCE SOLUTIONS COR3 Filed as: COADVANTAGE INSURANCE SOLUTIONS | 135 W CENTRAL BLVD STE 600 ORLANDO, FL 32801 | METROPOLITAN LIFE INSURANCE CO | $149K | — | $149K | 20.85% |
| WILLIAM MAGEE | 135 W CENTRAL BLVD STE 600 ORLANDO, FL 32801 | KAISER FOUNDATION HEALTH PLAN INC | $9K | — | $9K | 1.40% |
| COADVANTAGE INSURANCE SOLUTIONS COR3 Filed as: COADVANTAGE INSURANCE SOLUTIONS | 135 W CENTRAL BLVD STE 600 ORLANDO, FL 32801 | METLIFE LEGAL PLANS OF FL | $41K | — | $41K | 12.01% |
| COADVANTAGE INSURANCE SOLUTIONS COR3 Filed as: COADVANTAGE INSURANCE SOLUTIONS | 135 W CENTRAL BLVD STE 600 ORLANDO, FL 32801 | METROPOLITAN LIFE INSURANCE CO | $16K | $3K | $19K | 6.15% |
| BRIDGESTREET CONSULTING & INSURANCE3 | 1350 TREAT BLVD STE 550 WALNUT CREEK, CA 94597 | METROPOLITAN LIFE INSURANCE CO | — | $60 | $60 | 0.02% |
| USI INSURANCE SERVICES LLC3 Filed as: USI INSURANCE SERVICES INTL | 1350 TREAT BLVD STE 550 WALNUT CREEK, CA 94597 | METROPOLITAN LIFE INSURANCE CO | — | $60 | $60 | 0.02% |
| WILLIAM MAGEE3 | 135 W CENTRAL BLVD STE 600 ORLANDO, FL 32801 | KAISER FOUNDATION HEALTH PLAN INC | $4K | — | $4K | 3.05% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 40,373 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 283 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 40,656 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(8 contracts, 6 carriers) | AETNA LIFE INSURANCE CO | 12,129 | $120.0M |
| Dental(4 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE CO | 42,293 | $19.0M |
| Vision(4 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE CO | 42,293 | $19.0M |
| Life insurance | UNUM LIFE INSURANCE CO OF AMERICA | 26,638 | $1.4M |
| Short-term disability(2 contracts) | UNUM LIFE INSURANCE CO OF AMERICA | 14,300 | $4.8M |
| Long-term disability(2 contracts) | UNUM LIFE INSURANCE CO OF AMERICA | 14,300 | $4.8M |
| Prescription drug(4 contracts, 3 carriers) | BLUE CROSS AND BLUE SHIELD OF FLORIDA | 8,779 | $119.3M |
| Other(3 contracts, 2 carriers) | UNUM LIFE INSURANCE CO OF AMERICA | 26,638 | $5.5M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 42,293 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.