| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GALLAGHER BENEFIT SERVICES, INC.3 | P O BOX 4041 CLINTON, IA 52733 | UNITEDHEALTHCARE INSURANCE COMPANY | — | $115K | $115K | 2.74% |
| GALLAGHER BENEFIT SERVICES, INC. | 2850 GOLF ROAD GBS FINANCE 5TH FLOOR ROLLING MEADOWS, IL 60008 | GUARDIAN | $10K | — | $10K | 10.00% |
| GALLAGHER BENEFIT SERVICES, INC. | 501 RIVERSIDE AVE SUITE 1000 JACKSONVILLE, FL 32202 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $4K | — | $4K | 5.00% |
| GALLAGHER BENEFIT SERVICES, INC. | 2850 GOLF ROAD GBS FINANCE 5TH FLOOR ROLLING MEADOWS, IL 60008 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $1K | $1K | 1.32% |
| GALLAGHER BENEFIT SERVICES, INC. | 501 RIVERSIDE AVE SUITE 1000 JACKSONVILLE, FL 32202 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $7K | — | $7K | 10.00% |
| GALLAGHER BENEFIT SERVICES, INC. | 2850 GOLF ROAD GBS FINANCE 5TH FLOOR ROLLING MEADOWS, IL 60008 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $955 | $955 | 1.35% |
| GALLAGHER BENEFIT SERVICES, INC. | 501 RIVERSIDE AVE SUITE 1000 JACKSONVILLE, FL 32202 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $7K | — | $7K | 12.00% |
| GALLAGHER BENEFIT SERVICES, INC. | 2850 GOLF ROAD GBS FINANCE 5TH FLOOR ROLLING MEADOWS, IL 60008 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $844 | $844 | 1.37% |
| VERA I CRUICE | 11445 DRAKEWOOD CT JACKSONVILLE, FL 32223 | AFLAC | $880 | $23 | $903 | 3.20% |
| GALLAGHER BENEFIT SERVICES, INC. | 501 RIVERSIDE AVE SUITE 1000 JACKSONVILLE, FL 32202 | AFLAC | $532 | — | $532 | 1.88% |
| JIMMY D BOONE | 12626 BAYPOINTE TER CORTEZ, FL 34215 | AFLAC | $279 | — | $279 | 0.99% |
| THE HORTON GROUP Filed as: R HORTON GRIFFIN JR | 610 BLACKSHEAR ST THOMASVILLE, GA 31792 | AFLAC | $236 | — | $236 | 0.84% |
| LUIS M HERNANDEZ-ROSADO | 2190 SAINT MARTINS DR E JACKSONVILLE, FL 32246 | AFLAC | $224 | — | $224 | 0.79% |
| WHITNEY L MILLWOOD | 3654 OGLEBAY DR GREEN COVE SPRINGS, FL 32043 | AFLAC | $145 | — | $145 | 0.51% |
| DAVID K MOBLEY | 3812 VALVERDE CIR JACKSONVILLE, FL 32224 | AFLAC | $125 | — | $125 | 0.44% |
| MARK A LINSNER | 1712 AUSTIN LANE ST AUGUSTINE, FL 32092 | AFLAC | $84 | $6 | $90 | 0.32% |
| DONNA DANIELLE SMITH | 249 BRICKYARD RD MIDDLEBURG, FL 32068 | AFLAC | $84 | — | $84 | 0.30% |
| THOMAS JAMES OLLER | 2410 SOUTHER LINKS DR FLEMING ISLAND, FL 32003 | AFLAC | $83 | — | $83 | 0.29% |
| MARK HANNAH | 3025 TOWNSEND BLVD JACKSONVILLE, FL 32277 | AFLAC | $76 | — | $76 | 0.27% |
| WANDA D CURINGTON | 5867 SW 86TH PL OCALA, FL 34476 | AFLAC | $76 | — | $76 | 0.27% |
| DAVID MARKS | 3011 CANEWOOD LANE BATON ROUGE, LA 70810 | AFLAC | $72 | — | $72 | 0.26% |
| JAMEY MILLER INC | 12942 193RD AVE E BONNEY LAKE, WA 98391 | AFLAC | $66 | — | $66 | 0.23% |
| J W GRIMES INC | 6165 WATERFORD RD COLUMBUS, GA 31904 | AFLAC | $64 | — | $64 | 0.23% |
| SALLY L PITTMAN | 9372 COXWELL LANE JACKSONVILLE, FL 32221 | AFLAC | $51 | — | $51 | 0.18% |
| SARAH RUTH HAMMITT | 5715 LUELLA ST JACKSONVILLE, FL 32207 | AFLAC | $51 | — | $51 | 0.18% |
| DAVID ABOULAFIA Filed as: DAVID SCOTT ABOULAFIA | 1 SPENCER ST SAINT AUGUSTINE, FL 32084 | AFLAC | $42 | — | $42 | 0.15% |
| GREGORY MICHAEL CRUICE | 11445 DRAKEWOOD CT JACKSONVILLE, FL 32223 | AFLAC | $38 | — | $38 | 0.13% |
| ASHLEY CROOK Filed as: ASHLEY L CROOK | 3187 ESSEX PLACKE DR MOBILE, AL 36695 | AFLAC | $34 | — | $34 | 0.12% |
| DAVID C SWEIGARD | 2575 PELLICER RD LOT A SAINT AUGUSTINE, FL 32092 | AFLAC | $29 | — | $29 | 0.10% |
| BETH LUANNE KIMBROUGH Filed as: BETH LUAANNE KIMBROUGH | 6750 N ANDREWS AVE SUITE 200 FORT LAUDERDALE, FL 33309 | AFLAC | $29 | — | $29 | 0.10% |
| ROBERT VICTOR WOERNER II Filed as: ROBERT VICTOR WOERNER | 5321 SHORE DR SAINT AUGUSTINE, FL 32086 | AFLAC | $28 | — | $28 | 0.10% |
| THOMPSON AND THOMPSON FINANCIAL INC | 17036 FOX TRAIL LANE LOXAHATCHEE, FL 33470 | AFLAC | $25 | — | $25 | 0.09% |
| MICHAEL J YOUNG | 2600 ORANGE PICKER RD JACKSONVILLE, FL 32223 | AFLAC | $25 | — | $25 | 0.09% |
| TROY DANIEL DESLATTE | 107 SHADY PARK DR LAFAYETTE, LA 70508 | AFLAC | $24 | — | $24 | 0.09% |
| SLR INSURANCE SOLUTIONS INC | 179 PINE HAVEN DR ST JOHNS, FL 32259 | AFLAC | $18 | $5 | $23 | 0.08% |
| TRACI R BATTEN | 375 HARBOUR COVE DR APT 323 SPARKS, NV 89434 | AFLAC | $23 | — | $23 | 0.08% |
| LYNN M SPEARS | 928 COLLINSWOOD DR JACKSONVILLE, FL 32225 | AFLAC | $16 | — | $16 | 0.06% |
| JIMMY LEON JOHNSON | 411 WALNUT ST #16846 GREEN COVE SPRINGS, FL 32043 | AFLAC | $14 | — | $14 | 0.05% |
| SHAWN K STEPHENS | 1323 GRAHAM TRACE LANE LEAGUE CITY, TX 77573 | AFLAC | $13 | — | $13 | 0.05% |
| TRAVIS P LEBLANC | 1413 ODONNEL RD NEW IBERIA, LA 70560 | AFLAC | $12 | — | $12 | 0.04% |
| AARON R MOBLEY | 13576 PICARSA DR JACKSONVILLE, FL 32225 | AFLAC | $11 | — | $11 | 0.04% |
| JAMES R MIRABELLI | 3683 W LAKE ESTATES DR DAVIE, FL 33328 | AFLAC | $9 | — | $9 | 0.03% |
| WANDA D CURINGTON | 1230 OAKLEY SEAVER DR SUITE 101 CLERMONT, FL 34711 | AFLAC | $7 | — | $7 | 0.02% |
| CECIL W POWELL & COMPANY Filed as: CECIL W POWELL & CO | 219 N NEWNAN ST FL 1 JACKSONVILLE, FL 32202 | AFLAC | $7 | — | $7 | 0.02% |
| MARK C LEE | 8229 FRANK HOUSER AVE COLUMBUS, GA 31909 | AFLAC | $6 | — | $6 | 0.02% |
| KEGAN NICOLE GONZALEZ | 153 BLANDING BLVD SUITE 3 ORANGE PARK, FL 32073 | AFLAC | $4 | — | $4 | 0.01% |
| VICKI M DICKERT | 103 LAUGHING GULL LANE CRRABELLE, FL 32322 | AFLAC | $3 | — | $3 | 0.01% |
| DICKERT INSURANCE SERVICES LLC | 103 LAUGHING GULL LANE CARRABELLE, FL 32322 | AFLAC | $3 | — | $3 | 0.01% |
| DIANA LYNN BOONE | 3998 CONFEDERATE POINT RD SUITE 103 JACKSONVILLE, FL 32210 | AFLAC | $3 | — | $3 | 0.01% |
| CECIL T SALMON | 27 RAMBLEWOOD DR PALM COAST, FL 32164 | AFLAC | $3 | — | $3 | 0.01% |
| JOEY C ADAMS | 317 NORTHEAST 36TH AVE SUITE 6 OCALA, FL 34470 | AFLAC | $2 | — | $2 | 0.01% |
| JAVIER L ORTIZ | 9620 NE 2ND AVE SUITE 203 MIAMI SHORES, FL 33138 | AFLAC | $2 | — | $2 | 0.01% |
| FREDERICK I BRAREN JR | 1840 SAN MARCO BLVD APT 2 JACKSONVILLE, FL 32207 | AFLAC | $2 | — | $2 | 0.01% |
| OMER S BASS IV | 565 W GATEWAY CT MERRITT ISLAND, FL 32952 | AFLAC | $2 | — | $2 | 0.01% |
| MARIE MICHELE HASKELL | P O BOX 440307 JACKSONVILLE, FL 32222 | AFLAC | $2 | — | $2 | 0.01% |
| NANCY DERVAES | 5719 CARLA CT THE VILLAGES, FL 32163 | AFLAC | $2 | — | $2 | 0.01% |
| BROWN AND BROWN OF FLORIDA, INC. Filed as: JAMES GRAYDON BROWN | 2522 OWENS LANDING TRL NW KENNESAW, GA 30152 | AFLAC | $2 | — | $2 | 0.01% |
| ROBERT P FERRONE | 333 EASTSIDE DR APT 7 FORTSON, GA 31808 | AFLAC | $1 | — | $1 | 0.00% |
| JEFFREY M SINTAY | 680 BLACKWELL BLVD ALPHARETTA, GA 30004 | AFLAC | $1 | — | $1 | 0.00% |
| DAVID S MORRIS | 950 PENINSULA CORPORATE CIR SUITE 1005 BOCA RATON, FL 33487 | AFLAC | $1 | — | $1 | 0.00% |
| ROBERT L TRAPNELL JR | 1656 GRAND ISLE BLVD MELBOURNE, FL 32940 | AFLAC | $1 | — | $1 | 0.00% |
| AARON ANTHONY | 1700 FOUNTAIN CT APT 1303 COLUMBUS, GA 31904 | AFLAC | $1 | — | $1 | 0.00% |
| GALLAGHER BENEFIT SERVICES, INC. | 501 RIVERSIDE AVE SUITE 1000 JACKSONVILLE, FL 32202 | HUMANA | $3K | — | $3K | 9.50% |
| THOMAS JAMES OLLER | 2410 SOUTHERN LINKS DR FLEMING ISLAND, FL 32003 | AFLAC | $148 | — | $148 | 3.30% |
| LUIS M HERNANDEZ-ROSADO | 2190 SAINT MARTIN DR E JACKSONVILLE, FL 32246 | AFLAC | $97 | — | $97 | 2.16% |
| VERA I CRUICE | 11445 DRAKEWOOS CT JACKSONVILLE, FL 32223 | AFLAC | $78 | — | $78 | 1.74% |
| JIMMY D BOONE | 12626 BAYPOINTE TER CORTEZ, FL 34215 | AFLAC | $43 | — | $43 | 0.96% |
| GALLAGHER BENEFIT SERVICES, INC. Filed as: GALLAGHER BENEFIT SERVICES INC | P O BOX 3009 ARLINGTON HEIGHTS, IL 60006 | AFLAC | $36 | — | $36 | 0.80% |
| GALLAGHER BENEFIT SERVICES, INC. | 501 RIVERSIDE AVE SUITE 1000 JACKSONVILLE, FL 32202 | AFLAC | $33 | — | $33 | 0.74% |
| DONNA DANIELLE SMITH | 249 BRICKYARD RD MIDDLEBURG, FL 32068 | AFLAC | $30 | — | $30 | 0.67% |
| CHRIS GUZEWICH | 1007 DRAKEFEATHER DR ORANGE PARK, FL 32065 | AFLAC | $26 | — | $26 | 0.58% |
| ROBERT VICTOR WOERNER II Filed as: ROBERT VICTOR WOERNER | 5321 SHORE DR SAINT AUGUSTINE, FL 32086 | AFLAC | $23 | — | $23 | 0.51% |
| WHITNEY L MILLWOOD | 3654 OGLEBAY DR GREEN COVE SPRINGS, FL 32043 | AFLAC | $21 | — | $21 | 0.47% |
| JOEY C ADAMS | 317 NORTHEAST 36TH AVE SUITE 6 OCALA, FL 34470 | AFLAC | $16 | — | $16 | 0.36% |
| MARK A LINSNER | 1712 AUSTIN LANE ST AUGUSTINE, FL 32092 | AFLAC | $14 | — | $14 | 0.31% |
| MICHAEL RAYMOND HIGGINS | 1003 DRAKEFEATHER DRQ ORANGE PARK, FL 32065 | AFLAC | $14 | — | $14 | 0.31% |
| MICHAEL J YOUNG | 2600 ORANGE PICKER RD JACKSONVILLE, FL 32223 | AFLAC | $7 | — | $7 | 0.16% |
| SLR INSURANCE SOLUTIONS INC | 179 PINE HAVEN DR ST JOHNS, FL 32259 | AFLAC | $7 | — | $7 | 0.16% |
| THE HORTON GROUP Filed as: R HORTON GRIFFIN JR | 610 BLACKSHEAR ST THOMASVILLE, GA 31792 | AFLAC | $7 | — | $7 | 0.16% |
| TROY DANIEL DESLATTE | 107 SHADY PARK DR LAFAYETTE, LA 70508 | AFLAC | $6 | — | $6 | 0.13% |
| DAVID K MOBLEY | 3812 VALVERDE CIR JACKSONVILLE, FL 32224 | AFLAC | $4 | — | $4 | 0.09% |
| JIMMY LEON JOHNSON | 411 WALNUT ST #16846 GREEN COVE SPRINGS, FL 32043 | AFLAC | $3 | — | $3 | 0.07% |
| J W GRIMES INC | 6165 WATERFORD RD COLUMBUS, GA 31904 | AFLAC | $2 | — | $2 | 0.04% |
| ROBERT P FERRONE | 333 EASTSIDE DR APT 7 FORTSON, GA 31808 | AFLAC | $2 | — | $2 | 0.04% |
| MARK C LEE | 8229 FRANK HOUSER AVE COLUMBUS, GA 31909 | AFLAC | $1 | — | $1 | 0.02% |
| JAMES HARRIS | 6329 RIVERMONT CT COLUMBUS, GA 31904 | AFLAC | $1 | — | $1 | 0.02% |
| AARON ANTHONY | 1700 FOUNTAIN CT APT 1303 COLUMBUS, GA 31904 | AFLAC | $1 | — | $1 | 0.02% |
| VICKI M DICKERT | 103 LAUGHING GULL LANE CARRABELLE, FL 32322 | AFLAC | $1 | — | $1 | 0.02% |
| DICKERT INSURANCE SERVICES LLC | 103 LAUGHING GULL LANE CARRABELLE, FL 32322 | AFLAC | $1 | — | $1 | 0.02% |
| GALLAGHER BENEFIT SERVICES, INC. | GALLAGHER BENEFIT SERVICES, INC. SUITE 1000 JACKSONVILLE, FL 32202 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $310 | — | $310 | 9.99% |
| GALLAGHER BENEFIT SERVICES, INC. | 2850 GOLF ROAD GBS FINANCE 5TH FLOOR ROLLING MEADOWS, IL 60008 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $10 | $10 | 0.32% |
| GALLAGHER BENEFIT SERVICES, INC. | 2850 GOLF ROAD GBS FINANCE 5TH FLOOR ROLLING MEADOWS, IL 60008 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $0 | $0 | $0 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 261 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 261 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 399 | $4.2M |
| Dental | GUARDIAN | 234 | $102K |
| Vision | HUMANA | 186 | $27K |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 0 | $71K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 0 | $3K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 0 | $62K |
| Other(4 contracts, 2 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 0 | $124K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 399 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.