| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HARDEN & ASSOCIATES3 Filed as: HARDEN & ASSOCIATES INC. | 501 RIVERSIDE AVE SUITE 1000 JACKSONVILLE, FL 32202 | UNITED HEALTHCARE INSURANCE COMPANY | $0 | $106K | $106K | 2.80% |
| HARDEN & ASSOCIATES Filed as: HARDEN & ASSOICATES INC. | 501 RIVERSIDE AVE SUITE 1000 JACKSONVILLE, FL 32202 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $5K | — | $5K | 5.00% |
| HARDEN & ASSOCIATES Filed as: HARDEN & ASSOCIATES INC | 501 RIVERSIDE AVENUE SUITE 1000 JACKSONVILLE, FL 32202 | GUARDIAN | — | $9K | $9K | 10.00% |
| HARDEN & ASSOCIATES Filed as: HARDEN & ASSOICATES INC. | 501 RIVERSIDE AVE SUITE 1000 JACKSONVILLE, FL 32202 | LIFE INSURANCE COMPANY OF AMERICA | $8K | — | $8K | 12.00% |
| HARDEN & ASSOCIATES Filed as: HARDEN & ASSOCIATES INC. | 501 RIVERSIDE AVE SUITE 1000 JACKSONVILLE, FL 32202 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $6K | — | $6K | 9.86% |
| VERA I CRUICE | 11445 DRAKEWOOD CT JACKSONVILLE, FL 32223 | AFLAC | $2K | $123 | $2K | 4.18% |
| HARDEN & ASSOCIATES | 501 RIVERSIDE AVE SUITE 1000 JACKSONVILLE, FL 32202 | AFLAC | $1K | — | $1K | 2.37% |
| WANDA D CURINGTON | 5867 SW 86TH PL OCALA, FL 34476 | AFLAC | $667 | $47 | $714 | 1.47% |
| MARK A LINSNER | 153 BLANDING BLVD SUITE 3 ORANGE PARK, FL 32073 | AFLAC | $433 | $47 | $480 | 0.99% |
| GREGORY MICHAEL CRUICE | 11445 DRAKEWOOD CT JACKSONVILLE, FL 32223 | AFLAC | $257 | $112 | $369 | 0.76% |
| JIMMY D BOONE | 5346 DOMINICA CIR SARASOTA, FL 34233 | AFLAC | $329 | — | $329 | 0.68% |
| THE HORTON GROUP Filed as: R HORTON GRIFFIN JR | 116 N DAWSON ST THOMASVILLE, GA 31792 | AFLAC | $262 | — | $262 | 0.54% |
| THOMAS JAMES OLLER | 2410 SOUTHERN LINKS DR FLEMING ISLAND, FL 32003 | AFLAC | $249 | — | $249 | 0.51% |
| DONNA DANIELLE SMITH | 2285 MARSH HAWK LN FLEMING ISLAND, FL 32003 | AFLAC | $165 | — | $165 | 0.34% |
| JAMEY MILLER INC | 10375 CENTURION PARKWAY N SUITE 100 JACKSONVILLE, FL 32256 | AFLAC | $150 | $6 | $156 | 0.32% |
| DAVID MARKS | 4021 WE HECK CT SUITE J BATON ROUGE, LA 70816 | AFLAC | $153 | — | $153 | 0.31% |
| DAVID K MOBLEY | 3812 VALVERDE CIR JACKSONVILLE, FL 32224 | AFLAC | $139 | — | $139 | 0.29% |
| SALLY L PITTMAN | 9372 COXWELL LN JACKSONVILLE, FL 32221 | AFLAC | $121 | — | $121 | 0.25% |
| SARAH RUTH HAMMITT | 5715 LUELLA ST JACKSONVILLE, FL 32207 | AFLAC | $113 | — | $113 | 0.23% |
| J W GRIMES INC | 6165 WATERFORD RD COLUMBUS, GA 31904 | AFLAC | $72 | — | $72 | 0.15% |
| MARK HANNAH | 3025 TOWNSEND BLVD JACKSONVILLE, FL 32277 | AFLAC | $72 | — | $72 | 0.15% |
| DAVID ABOULAFIA Filed as: DAVID SCOTT ABOULAFIA | 1 SPENCER ST SAINT AUGUSTINE, FL 32084 | AFLAC | $66 | — | $66 | 0.14% |
| DAVID C SWEIGARD | 2603 PELLICER RD SAINT AUGUSTINE, FL 32092 | AFLAC | $65 | — | $65 | 0.13% |
| TROY DANIEL DESLATTE | 107 SHADY PARK DR LAFAYETTE, LA 70508 | AFLAC | $59 | — | $59 | 0.12% |
| ASHLEY CROOK Filed as: ASHLEY L CROCK | 10167 SUMMERLAKE DR MOBILE, AL 36608 | AFLAC | $59 | — | $59 | 0.12% |
| BETH LUANNE KIMBROUGH | 6750 N ANDREWS AVE SUITE 200 FORT LAUDERDALE, FL 33309 | AFLAC | $52 | — | $52 | 0.11% |
| ROBERT VICTOR WOERNER II | 210 16TH ST UNIT K SAINT AUGUSTINE, FL 32080 | AFLAC | $51 | — | $51 | 0.10% |
| DENNIS PITTMAN | 9372 COXWELL LN JACKSONVILLE, FL 32221 | AFLAC | $43 | — | $43 | 0.09% |
| KINITA L KING | 2839 PAIGNTON CT JACKSONVILLE, FL 32225 | AFLAC | $27 | $14 | $41 | 0.08% |
| PETER HAGER Filed as: PETER C HAGER | 4660 NOTTINGHAM RD JACKSONVILLE, FL 32210 | AFLAC | $41 | — | $41 | 0.08% |
| TRAVIS P LEBLANC | 1413 ODONNEL RD NEW IBERIA, LA 70560 | AFLAC | $40 | — | $40 | 0.08% |
| TRACI R BATTEN | 216 W MAITLAND BLVD MAITLAND, FL 32751 | AFLAC | $39 | — | $39 | 0.08% |
| DWIGHT EDWARD BRISBANE JR | 6573 RIBAULT RD JACKSONVILLE, FL 32209 | AFLAC | $19 | $14 | $33 | 0.07% |
| KRIS MICHAEL THORESEN | 441 MONET AVE PONTE VEDRA, FL 32081 | AFLAC | $32 | — | $32 | 0.07% |
| JIMMY LEON JOHNSON | 40 AVERY ST SAINT AUGUSTINE, FL 32084 | AFLAC | $27 | — | $27 | 0.06% |
| MICHAEL J YOUNG | 2600 ORANGE PICKER RD JACKSONVILLE, FL 32223 | AFLAC | $27 | — | $27 | 0.06% |
| SHADEL & ASSOCIATES LLC | 126 HOPKINS ST NEPTUNE BEACH, FL 32266 | AFLAC | $19 | $6 | $25 | 0.05% |
| THOMPSON AND THOMPSON FINANCIAL INC | 17036 FOX TRAIL LN LOXAHATCHEE, FL 33470 | AFLAC | $23 | — | $23 | 0.05% |
| KEGAN NICOLE GONZALEZ | 153 BLANDING BLVD SUITE 3 ORANGE PARK, FL 32073 | AFLAC | $20 | — | $20 | 0.04% |
| JAMES R MIRABELLI | 801 BRINY AVE APT 1403 POMPANO BEACH, FL 33062 | AFLAC | $17 | — | $17 | 0.03% |
| LYNN M SPEARS | 928 COLLINSWOOD DR JACKSONVILLE, FL 32225 | AFLAC | $15 | — | $15 | 0.03% |
| JEREMY L MILLER | 3065 REVELS RD GREEN COVE SPRINGS, FL 32043 | AFLAC | $14 | — | $14 | 0.03% |
| SHAWN K STEPHENS | 1323 GRAHAM TRACE LN LEAGUE CITY, TX 77573 | AFLAC | $12 | — | $12 | 0.02% |
| AARON R MOBLEY | 12 SEATROUT ST PONTE VEDRA BEACH, FL 32082 | AFLAC | $10 | — | $10 | 0.02% |
| PETER HAGER | 4660 NOTTINGHAM RD JACKSONVILLE, FL 32210 | AFLAC | $9 | — | $9 | 0.02% |
| J C ADAMS INC | 5631 NE 31ST TER OCALA, FL 34479 | AFLAC | $9 | — | $9 | 0.02% |
| CECIL T SALMON | 95 EDWARD DR PALM COAST, FL 32164 | AFLAC | $8 | — | $8 | 0.02% |
| VICKI M DICKERT | 258 SEAVIEW AVE DAYTONA BEACH, FL 32118 | AFLAC | $8 | — | $8 | 0.02% |
| NANCY DERVAES | 202 E EDEN ST EDENTON, NC 27932 | AFLAC | $7 | — | $7 | 0.01% |
| CHRISTOPHER BELL | 8201 HAMPTON LAKE LN JACKSONVILLE, FL 32256 | AFLAC | $7 | — | $7 | 0.01% |
| MARK C LEE | 1444 S 17TH ST WILMINGTON, NC 28401 | AFLAC | $7 | — | $7 | 0.01% |
| DAVID ABOULAFIA | 1 SPENCER ST SAINT AUGUSTINE, FL 32084 | AFLAC | $7 | — | $7 | 0.01% |
| TRICIA MONTRONE | 8884 CHRISTIE DR LARGO, FL 33771 | AFLAC | $6 | — | $6 | 0.01% |
| CECIL W POWELL & COMPANY Filed as: CECIL W POWELL & CO | 219 N NEWNAN ST FL 1 JACKSONVILLE, FL 32202 | AFLAC | $6 | — | $6 | 0.01% |
| FREDERICK I BRAREN JR | 1840 SAN MARCO BLVD APT 2 JACKSONVILLE, FL 32207 | AFLAC | $5 | — | $5 | 0.01% |
| JEFFREY M SINTAY | 2685 S RAINBOW BLVD LAS VEGAS, NV 89146 | AFLAC | $5 | — | $5 | 0.01% |
| AARON ANTHONY | 1700 FOUNTAIL CT APT 1303 COLUMBUS, GA 31904 | AFLAC | $5 | — | $5 | 0.01% |
| SHADELL & ASSOCIATES LLC | 4811 BEACH BLVD SUITE 107 JACKSONVILLE, FL 32207 | AFLAC | $5 | — | $5 | 0.01% |
| ROBERT VICTOR WOERNER II Filed as: ROBERT VICTOR WOERNER | 210 16TH ST UNIT K SAINT AUGUSTINE, FL 32080 | AFLAC | $4 | — | $4 | 0.01% |
| MARIE MICHELE HASKELL | PO BOX 440307 JACKSONVILLE, FL 32222 | AFLAC | $3 | — | $3 | 0.01% |
| DIANA LYNN BOONE | 3998 CONFEDERATE POINT RD SUITE 103 JACKSONVILLE, FL 32210 | AFLAC | $3 | — | $3 | 0.01% |
| MICHAEL HASKELL | PO BOX 440307 JACKSONVILLE, FL 32222 | AFLAC | $3 | — | $3 | 0.01% |
| JAVIER ORTIZ | 165 NE 96TH ST MIAMI SHORES, FL 33138 | AFLAC | $2 | — | $2 | 0.00% |
| HERRICK INSURANCE GROUP INC | 2791 HAPPY HOLLOW RD SEVIERVILLE, TN 37862 | AFLAC | $2 | — | $2 | 0.00% |
| CLARISSA LYNNE HERRICK | 2791 HAPPY HOLLOW RD SEVIERVILLE, TN 37862 | AFLAC | $2 | — | $2 | 0.00% |
| OMER S BASS IV | 565 W GATEWAY CT MERRITT ISLAND, FL 32952 | AFLAC | $2 | — | $2 | 0.00% |
| BROWN AND BROWN OF FLORIDA, INC. Filed as: JAMES GRAYDON BROWN | 2522 OWENS LANDING TRL NW KENNESAW, GA 30152 | AFLAC | $2 | — | $2 | 0.00% |
| KEGAN NICOLE GONZALEZ | 49 SWIMMING PEN DR MIDDLEBURG, FL 32068 | AFLAC | $2 | — | $2 | 0.00% |
| KIMBERLY DIAN CROCKETT | 1563 ASHLEY CREEK LN CORDOVA, TN 38016 | AFLAC | $1 | — | $1 | 0.00% |
| BARTLEIN AND ASSOC INC | 22465 PANTHER LOOP BRADENTON, FL 34202 | AFLAC | $1 | — | $1 | 0.00% |
| DAVID S MORRIS | 950 PENINSULA CORPORATE CIR SUITE 1005 BOCA RATON, FL 33487 | AFLAC | $1 | — | $1 | 0.00% |
| ROBERT P FERRONE | 8168 CENTRAL PARK WAY N APT 202 MAPLE GROVE, MN 55369 | AFLAC | $1 | — | $1 | 0.00% |
| ROBERT L TRAPNELL JR | 15 N INDIAN RIVER DR APT 705 COCOA, FL 32922 | AFLAC | $1 | — | $1 | 0.00% |
| JAMES W BENCIN | 11 SHELDRAKE LN WEST PALM BEACH, FL 33418 | AFLAC | $1 | — | $1 | 0.00% |
| HARDEN & ASSOCIATES Filed as: HARDEN & ASSOCIATES INC. | 501 RIVERSIDE AVE SUITE1000 JACKSONVILLE, FL 32202 | HUMANA INSURANCE COMPANY | $2K | — | $2K | 8.48% |
| VERA I CRUICE | 11445 DRAKEWOOD CT JACKSONVILLE, FL 32223 | AFLAC | $652 | — | $652 | 8.31% |
| HARDEN & ASSOCIATES Filed as: HARDEN & ASSOCIATES INC | 501 RIVERSIDE AVE SUITE 1000 JACKSONVILLE, FL 32202 | AFLAC | $294 | — | $294 | 3.75% |
| WANDA D CURINGTON | 5867 SW 86TH PL OCALA, FL 34476 | AFLAC | $248 | $9 | $257 | 3.28% |
| MARK A LINSNER | 153 BLANDING BLVD SUITE 3 ORANGE PARK, FL 32073 | AFLAC | $159 | $9 | $168 | 2.14% |
| THOMAS JAMES OLLER | 2410 SOUTHERN LINKS DR FLEMING ISLAND, FL 32003 | AFLAC | $160 | — | $160 | 2.04% |
| GREGORY MICHAEL CRUICE | 11445 DRAKEWOOD CT JACKSONVILLE, FL 32223 | AFLAC | $38 | $43 | $81 | 1.03% |
| JIMMY D BOONE | 5346 DOMINICA CIR SARASOTA, FL 34233 | AFLAC | $45 | — | $45 | 0.57% |
| DONNA DANIELLE SMITH | 2285 MARSH HAWK LN APT 19202 FLEMING ISLAND, FL 32003 | AFLAC | $28 | — | $28 | 0.36% |
| CHRIS GUZEWICH | 1007 DRAKEFEATHER DR ORANGE PARK, FL 32065 | AFLAC | $26 | — | $26 | 0.33% |
| J C ADAMS INC | 5631 NE 31ST TER OCALA, FL 34479 | AFLAC | $18 | — | $18 | 0.23% |
| ROBERT VICTOR WOERNER II | 210 16TH ST UNIT K SAINT AUGUSTINE, FL 32080 | AFLAC | $14 | — | $14 | 0.18% |
| MICHAEL RAYMOND HIGGINS | 1003 DRAKEFEATHER DR ORANGE PARK, FL 32065 | AFLAC | $14 | — | $14 | 0.18% |
| SALLY L PITTMAN | 9372 COXWELL LN JACKSONVILLE, FL 32221 | AFLAC | $12 | — | $12 | 0.15% |
| DAVID C SWEIGARD | 2603 PELLICER RD SAINT AUGUSTINE, FL 32092 | AFLAC | $8 | — | $8 | 0.10% |
| THE HORTON GROUP Filed as: R HORTON GRIFFIN JR | 116 N DAWSON ST THOMASVILLE, GA 31792 | AFLAC | $7 | — | $7 | 0.09% |
| JAMEY MILLER INC | 10375 CENTURION PARKWAY N SUITE 100 JACKSONVILLE, FL 32256 | AFLAC | $6 | — | $6 | 0.08% |
| TROY DANIEL DESLATTE | 107 SHADY PARK DR LAFAYETTE, LA 70508 | AFLAC | $6 | — | $6 | 0.08% |
| MICHAEL J YOUNG | 2600 ORANGE PICKER RD JACKSONVILLE, FL 32223 | AFLAC | $6 | — | $6 | 0.08% |
| DAVID MARKS | 4021 WE HECK CT SUITE J BATON ROUGE, LA 70816 | AFLAC | $3 | — | $3 | 0.04% |
| DAVID K MOBLEY Filed as: DAVID MOBLEY | 3812 VALVERDE CIR JACKSONVILLE, FL 32224 | AFLAC | $3 | — | $3 | 0.04% |
| J W GRIMES INC | 6165 WATERFORD RD COLUMBUS, GA 31904 | AFLAC | $2 | — | $2 | 0.03% |
| BETH LUANNE KIMBROUGH | 6750 N ANDREWS AVE SUITE 200 FORT LAUDERDALE, FL 33309 | AFLAC | $2 | — | $2 | 0.03% |
| ROBERT P FERRONE | 8168 CENTRAL PARK WAY N APT 202 MAPLE GROVE, MN 55369 | AFLAC | $2 | — | $2 | 0.03% |
| ASHELY L CROCK | 10167 SUMMERLAKE DR MOBILE, AL 36608 | AFLAC | $2 | — | $2 | 0.03% |
| VICKI M DICKERT | 258 SEAVIEW AVE DAYTONA BEACH, FL 32118 | AFLAC | $2 | — | $2 | 0.03% |
| JIMMY LEON JOHNSON | 40 AVERY ST SAINT AUGUSTINE, FL 32084 | AFLAC | $2 | — | $2 | 0.03% |
| MARK C LEE | 1444 S 17TH ST WILMINGTON, NC 28401 | AFLAC | $1 | — | $1 | 0.01% |
| JAMES (JAY) GRIMES Filed as: JAMES R HARRIS | 6329 RIVERMONT CT COLUMBUS, GA 31904 | AFLAC | $1 | — | $1 | 0.01% |
| JAMES R MIRABELLI | 801 BRINY AVE APT 1403 POMPANO BEACH, FL 33062 | AFLAC | $1 | — | $1 | 0.01% |
| CECIL T SALMON | 95 EDWARD DR PALM COAST, FL 32164 | AFLAC | $1 | — | $1 | 0.01% |
| AARON ANTHONY | 1700 FOUNTAIN CT APT 1303 COLUMBUS, GA 31904 | AFLAC | $1 | — | $1 | 0.01% |
| ROBERT VICTOR WOERNER II Filed as: ROBERT VICTOR WOERNER | 210 16TH ST UNIT K SAINT AUGUSTINE, FL 32080 | AFLAC | $1 | — | $1 | 0.01% |
| HARDEN & ASSOCIATES | 501 RIVERSIDE AVE SUITE 1000 JACKSONVILLE, FL 32202 | LIFE INSURANCE COMPANY OF AMERICA | $303 | — | $303 | 9.99% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 422 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 422 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITED HEALTHCARE INSURANCE COMPANY | 426 | $3.8M |
| Dental | GUARDIAN | 251 | $88K |
| Vision | HUMANA INSURANCE COMPANY | 198 | $28K |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 0 | $64K |
| Short-term disability | LIFE INSURANCE COMPANY OF AMERICA | 0 | $3K |
| Long-term disability | LIFE INSURANCE COMPANY OF AMERICA | 0 | $69K |
| Other(3 contracts, 2 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 71 | $147K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 426 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.