| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERIVCES, INC. | 501 RIVERSIDE AVE SUITE 1000 JACKSONVILLE, FL 32202 | UNITEDHEALTHCARE INSURANCE COMPANY | $102K | — | $102K | 2.76% |
| GALLAGHER BENEFIT SERVICES, INC. Filed as: GALLAGHER BENEFIT SERIVCES, INC. | PO BOX 3009 ARLINGTON HEIGHTS, IL 60006 | UNITEDHEALTHCARE INSURANCE COMPANY | — | $9K | $9K | 0.25% |
| GALLAGHER BENEFIT SERVICES, INC. Filed as: GALLAGHER BENEFIT SERIVCES, INC. | 501 RIVERSIDE AVE SUITE 1000 JACKSONVILLE, FL 32202 | GUARDIAN | $10K | $2K | $12K | 12.01% |
| GALLAGHER BENEFIT SERVICES, INC. Filed as: GALLAGHER BENEFIT SERIVCES, INC. | 501 RIVERSIDE AVE SUITE 1000 JACKSONVILLE, FL 32202 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $4K | — | $4K | 4.20% |
| GALLAGHER BENEFIT SERVICES, INC. Filed as: GALLAGHER BENEFIT SERIVCES, INC. | 501 RIVERSIDE AVE SUITE 1000 JACKSONVILLE, FL 32202 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $6K | — | $6K | 8.45% |
| GALLAGHER BENEFIT SERVICES, INC. Filed as: GALLAGHER BENEFIT SERIVCES, INC. | 501 RIVERSIDE AVE SUITE 1000 JACKSONVILLE, FL 32202 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $6K | — | $6K | 10.15% |
| GALLAGHER BENEFIT SERVICES, INC. Filed as: GALLAGHER BENEFIT SERIVCES, INC. | 501 RIVERSIDE AVE SUITE 1000 JACKSONVILLE, FL 32202 | HUMANA INSURANCE COMPANY | $2K | — | $2K | 7.75% |
| VERA I CRUICE | 11445 DRAKEWOOD CT JACKSONVILLE, FL 32223 | AFLAC | $483 | — | $483 | 1.78% |
| GALLAGHER BENEFIT SERVICES, INC. Filed as: GALLAGHER BENEFIT SERIVCES, INC. | 501 RIVERSIDE AVE SUITE 1000 JACKSONVILLE, FL 32202 | AFLAC | $377 | — | $377 | 1.39% |
| JIMMY D BOONE | 12626 BAYPOINTE TER CORTEZ, FL 34215 | AFLAC | $270 | — | $270 | 0.99% |
| THE HORTON GROUP Filed as: R HORTON GRIFFIN JR | 610 BLACKSHEAR ST THOMASVILLE, GA 31792 | AFLAC | $226 | — | $226 | 0.83% |
| MARK A LINSNER | 10375 CENTURION PKWY N SUITE 100 JACKSONVILLE, FL 32256 | AFLAC | $164 | — | $164 | 0.60% |
| DAVID K MOBLEY | 3812 VALVERDE CIR JACKSONVILLE, FL 32224 | AFLAC | $120 | — | $120 | 0.44% |
| WANDA D CURINGTON | 5867 SW 86TH PLACE OCALA, FL 34476 | AFLAC | $118 | — | $118 | 0.43% |
| THOMAS JAMES OLLER | 2410 SOUTHERN LINKS DR FLEMING ISLAND, FL 32003 | AFLAC | $91 | — | $91 | 0.34% |
| SARAH RUTH HAMMITT | 5715 LUELLA ST JACKSONVILLE, FL 32207 | AFLAC | $81 | — | $81 | 0.30% |
| DAVID MARKS | 3011 CANEWOOD LANE BATON ROUGE, LA 70810 | AFLAC | $80 | — | $80 | 0.29% |
| DONNA DANIELLE SMITH | 249 BRICKYARD RD MIDDLEBURG, FL 32068 | AFLAC | $77 | — | $77 | 0.28% |
| MARK HANNAH | 3025 TOWNSEND BLVD JACKSONVILLE, FL 32277 | AFLAC | $72 | — | $72 | 0.27% |
| SALLY L PITTMAN Filed as: SALLY PITTMAN | 9372 COXWELL LANE JACKSONVILLE, FL 32221 | AFLAC | $67 | — | $67 | 0.25% |
| JAMEY MILLER INC | 12942 193RD AVE E BONNEY LAKE, WA 98391 | AFLAC | $61 | — | $61 | 0.22% |
| J W GRIMES INC Filed as: JW GRIMES INC | 6165 WATERFORD RD COLUMBUS, GA 31904 | AFLAC | $61 | — | $61 | 0.22% |
| SLR INSURANCE SOLUTIONS INC | 179 PINE HAVEN DR ST JOHNS, FL 32259 | AFLAC | $60 | — | $60 | 0.22% |
| DAVID ABOULAFIA Filed as: DAVID SCOTT ABOULAFIA | 1 SPENCER ST ST AUGUSTINE, FL 32084 | AFLAC | $50 | — | $50 | 0.18% |
| GREGORY MICHAEL CRUICE | 11445 DRAKEWOOD CT JACKSONVILLE, FL 32223 | AFLAC | $49 | — | $49 | 0.18% |
| ROBERT VICTOR WOERNER II Filed as: ROBERT VICTOR WOERNER | 4000 GRANDE VISTA BLVD APR 124 ST AUGUSTINE, FL 32084 | AFLAC | $45 | — | $45 | 0.17% |
| DAVID C SWEIGARD | 2603 PELLICER RD ST AUGUSTINE, FL 32092 | AFLAC | $40 | — | $40 | 0.15% |
| AHLEY L CROOK | 3187 ESSEX PLACE DR MOBILE, AL 36695 | AFLAC | $36 | — | $36 | 0.13% |
| PETER HAGER Filed as: PETER C HAGER | 4660 NOTTINGHAM RD JACKSONVILLE, FL 32210 | AFLAC | $36 | — | $36 | 0.13% |
| BETH LUANNE KIMBROUGH | 6750 N ANDREWS AVE SUITE 200 FT LAUDERDALE, FL 33309 | AFLAC | $33 | — | $33 | 0.12% |
| TROY DANIEL DESLATTE | 107 SHADY PARK DR LAFAYETTE, LA 70508 | AFLAC | $25 | — | $25 | 0.09% |
| THOMPSON AND THOMPSON FINANCIAL INC | 17036 FOX TRAIL LANE LOXAHATCHEE, FL 33470 | AFLAC | $23 | — | $23 | 0.08% |
| MICHAEL J YOUNG | 2600 ORANGE PICKER RD JACKSONVILLE, FL 32223 | AFLAC | $23 | — | $23 | 0.08% |
| TRACI R BATTEN | 375 HARBOUR COVE DR APT 323 SPARKS, NV 89434 | AFLAC | $21 | — | $21 | 0.08% |
| LYNN M SPEARS | 928 COLLINSWOOD DR JACKSONVILLE, FL 32225 | AFLAC | $15 | — | $15 | 0.06% |
| JIMMY LEON JOHNSON | 411 WALNUT ST NUMBER 16846 GREEN COVE SPRINGS, FL 32043 | AFLAC | $14 | — | $14 | 0.05% |
| SHAWN K STEPHENS | 1323 GRAHAM TRACE LANE LEAGUE CITY, TX 77573 | AFLAC | $12 | — | $12 | 0.04% |
| TRAVIS P LEBLANC | 1413 ODONNEL RD NEW IBERIA, LA 70560 | AFLAC | $11 | — | $11 | 0.04% |
| JAMES R MIRABELLI | 3683 W LAKE ESTATES DR DAVIE, FL 33328 | AFLAC | $11 | — | $11 | 0.04% |
| AARON R MOBLEY | 13576 PICARSA DR JACKSONVILLE, FL 32225 | AFLAC | $10 | — | $10 | 0.04% |
| JEREMY L MILLER | 3065 REVELS RD GREEN COVE SPRINGS, FL 32043 | AFLAC | $10 | — | $10 | 0.04% |
| MARK C LEE | 11500 COUNTY LINE RD MIDLAND, FL 31820 | AFLAC | $6 | — | $6 | 0.02% |
| CECIL W POWELL & COMPANY Filed as: CECIL W POWELL & CO | 219 N NEWNAN ST FL 1 JACKSONVILLE, FL 32202 | AFLAC | $6 | — | $6 | 0.02% |
| FREDERICK I BRAREN JR | 1840 SAN MARCO BLVD APT 2 JACKSONVILLE, FL 32207 | AFLAC | $5 | — | $5 | 0.02% |
| VICKI M DICKERT | 103 LAUGHING GULL LANE CARRABELLE, FL 32322 | AFLAC | $5 | — | $5 | 0.02% |
| CECIL T SALMON | 27 RAMBLEWOOD DR PALM COAST, FL 32164 | AFLAC | $5 | — | $5 | 0.02% |
| KEGAN NICOLE GONZALEZ | 153 BLANDING BLVD SUITE 3 ORANGE PARK, FL 32073 | AFLAC | $4 | — | $4 | 0.01% |
| JOEY C ADAMS | 317 NORTHEAST 36TH AVE SUITE 6 OCALA, FL 34470 | AFLAC | $4 | — | $4 | 0.01% |
| MARIE MICHELE HASKELL | PO BOX 440307 JACKSONVILLE, FL 32222 | AFLAC | $3 | — | $3 | 0.01% |
| DIANA LYNN BOONE | 3998 CONFEDERATE POINT RD SUITE 103 JACKSONVILLE, FL 32210 | AFLAC | $3 | — | $3 | 0.01% |
| JAVIER L ORTIZ | 9620 NE 2ND AVE SUITE 203 MIAMI SHORES, FL 33138 | AFLAC | $2 | — | $2 | 0.01% |
| OMER S BASS IV | 565 W GATEWAY CT MERRITT ISLAND, FL 32952 | AFLAC | $2 | — | $2 | 0.01% |
| NANCY DERVAES | 5719 CARLA CT THE VILLAGES, FL 32163 | AFLAC | $2 | — | $2 | 0.01% |
| BROWN AND BROWN OF FLORIDA, INC. Filed as: JAMES GRAYDON BROWN | 2522 OWENS LANDING TRAIL NW KENNESAW, GA 30152 | AFLAC | $2 | — | $2 | 0.01% |
| ROBERT P FERRONE | 4898 GA HIGHWAY 315 APT 1618 FORTSON, GA 31808 | AFLAC | $1 | — | $1 | 0.00% |
| DAVID S MORRIS | 950 PENINSULA CORPORATE CIRCLE SUITE 1005 BOCA RATON, FL 33487 | AFLAC | $1 | — | $1 | 0.00% |
| JEFFREY M SINTAY | 5300 OAKBROOK PKWY SUITE 300 NORCOSS, GA 30093 | AFLAC | $1 | — | $1 | 0.00% |
| ROBERT L TRAPNELL JR | 1656 GRAND ISLE BLVD MELBOURNE, FL 32940 | AFLAC | $1 | — | $1 | 0.00% |
| AARON ANTHONY | 1700 FOUNTAIN CT APT 1303 COLUMBUS, GA 31904 | AFLAC | $1 | — | $1 | 0.00% |
| VERA I CRUICE | 11445 DRAKEWOOD CT JACKSONVILLE, FL 32223 | AFLAC | $203 | $11 | $214 | 4.72% |
| THOMAS JAMES OLLER | 2410 SOUTHERN LINKS DR FLEMING ISLAND, FL 32003 | AFLAC | $142 | — | $142 | 3.13% |
| GALLAGHER BENEFIT SERVICES, INC. Filed as: GALLAGHER BENEFIT SERIVCES, INC. | 501 RIVERSIDE AVE SUITE 1000 JACKSONVILLE, FL 32202 | AFLAC | $87 | — | $87 | 1.92% |
| MARK A LINSNER | 10375 CENTURION PKWY N SUITE 100 JACKSONVILLE, FL 32256 | AFLAC | $80 | $3 | $83 | 1.83% |
| SLR INSURANCE SOLUTIONS INC | 179 PINE HAVEN DR ST JOHNS, FL 32259 | AFLAC | $50 | $3 | $53 | 1.17% |
| JIMMY D BOONE | 12626 BAYPOINTE TER CORTEZ, FL 34215 | AFLAC | $41 | — | $41 | 0.90% |
| DONNA DANIELLE SMITH | 249 BRICKYARD RD MIDDLEBURG, FL 32068 | AFLAC | $28 | — | $28 | 0.62% |
| CHRIS GUZEWICH | 1007 DRAKEFEATHER DR ORANGE PARK, FL 32065 | AFLAC | $26 | — | $26 | 0.57% |
| ROBERT VICTOR WOERNER II Filed as: ROBERT VICTOR WOERNER | 4000 GRANDE VISTA BLVD APT 124 ST AUGUSTINE, FL 32084 | AFLAC | $21 | — | $21 | 0.46% |
| JOEY C ADAMS | 317 NORTHEAST 36TH AVE SUITE 6 OCALA, FL 34470 | AFLAC | $15 | — | $15 | 0.33% |
| MICHAEL RAYMOND HIGGINS | 1003 DRAKEFEATHER DR ORANGE PARK, FL 32065 | AFLAC | $14 | — | $14 | 0.31% |
| THE HORTON GROUP Filed as: R HORTON GRIFFIN JR | 610 BLACKSHEAR ST THOMASVILLE, GA 31792 | AFLAC | $7 | — | $7 | 0.15% |
| TROY DANIEL DESLATTE | 107 SHADY PARK DR LAFAYETTE, LA 70508 | AFLAC | $6 | — | $6 | 0.13% |
| MICHAEL J YOUNG | 2600 ORANGE PICKER RD JACKSONVILLE, FL 32223 | AFLAC | $6 | — | $6 | 0.13% |
| DAVID K MOBLEY | 3812 VALVERDE CIR JACKSONVILLE, FL 32224 | AFLAC | $3 | — | $3 | 0.07% |
| J W GRIMES INC | 6165 WATERFORD RD COLUMBUS, GA 31904 | AFLAC | $2 | — | $2 | 0.04% |
| ROBERT P FERRONE | 4898 GA HIGHWAY 315 APT 1618 FORTSON, GA 31808 | AFLAC | $2 | — | $2 | 0.04% |
| VICKI M DICKERT | 103 LAUGHING GULL LANE CARRABELLE, FL 32322 | AFLAC | $2 | — | $2 | 0.04% |
| JIMMY LEON JOHNSON | 411 WALNUT ST NUMBER 16846 GREEN COVE SPRINGS, FL 32043 | AFLAC | $2 | — | $2 | 0.04% |
| MARK C LEE | 11500 COUNTY LINE RD MIDLAND, GA 31820 | AFLAC | $1 | — | $1 | 0.02% |
| JAMES (JAY) GRIMES Filed as: JAMES R HARRIS | 6329 RIVERMONT CT COLUMBUS, GA 31904 | AFLAC | $1 | — | $1 | 0.02% |
| AARON ANTHONY | 1700 FOUNTAIN CT APT 1303 COLUMBUS, GA 31904 | AFLAC | $1 | — | $1 | 0.02% |
| GALLAGHER BENEFIT SERVICES, INC. Filed as: GALLAGHER BENEFIT SERIVCES, INC. | 501 RIVERSIDE AVE SUITE 1000 JACKSONVILLE, FL 32202 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $266 | — | $266 | 8.44% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 235 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 235 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 423 | $3.7M |
| Dental | GUARDIAN | 242 | $102K |
| Vision | HUMANA INSURANCE COMPANY | 193 | $28K |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 0 | $72K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 0 | $3K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 0 | $63K |
| Other(3 contracts, 2 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 32 | $118K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 423 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.