| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 501 RIVERSIDE AVE SUITE 1000 JACKSONVILLE, FL 32202 | UNITED HEALTHCARE INSURANCE COMPANY | — | $74K | $74K | 2.08% |
| HARDEN & ASSOCIATES3 | 501 RIVERSIDE AVE SUITE 1000 JACKSONVILLE, FL 32202 | UNITED HEALTHCARE INSURANCE COMPANY | — | $25K | $25K | 0.72% |
| GALLAGHER BENEFIT SERVICES, INC. | 2850 GOLF ROAD 5TH FLOOR ROLLING MEADOWS, IL 60008 | GUARDIAN | $10K | $4K | $14K | 13.46% |
| GALLAGHER BENEFIT SERVICES, INC. Filed as: GALLAGHER BENEFIT SERVICES INC | 501 RIVERSIDE AVE SUITE 1000 JACKSONVILLE, FL 32202 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $3K | — | $3K | 3.28% |
| HARDEN & ASSOCIATES Filed as: HARDEN AND ASSOCIATES INC | 501 RIVERSIDE AVE SUITE 1000 JACKSONVILLE, FL 32202 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $1K | — | $1K | 1.72% |
| GALLAGHER BENEFIT SERVICES, INC. Filed as: GALLAGHER BENEFIT SERVICES INC | 501 RIVERSIDE AVE SUITE 1000 JACKSONVILLE, FL 32202 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $4K | — | $4K | 6.63% |
| HARDEN & ASSOCIATES Filed as: HARDEN AND ASSOCIATES INC | 501 RIVERSIDE AVE SUITE 1000 JACKSONVILLE, FL 32202 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $2K | — | $2K | 3.37% |
| GALLAGHER BENEFIT SERVICES, INC. Filed as: GALLAGHER BENEFIT SERVICES INC | 501 RIVERSIDE AVE SUITE 1000 JACKSONVILLE, FL 32202 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $4K | — | $4K | 7.91% |
| HARDEN & ASSOCIATES Filed as: HARDEN AND ASSOCIATES INC | 501 RIVERSIDE AVE SUITE 1000 JACKSONVILLE, FL 32202 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $2K | — | $2K | 4.09% |
| VERA I CRUICE | 1145 DRAKEWOOD CT JACKSONVILLE, FL 32223 | AFLAC | $338 | $8 | $346 | 0.94% |
| JIMMY D BOONE | 12626 BAYPOINTE TER CORTEZ, FL 34215 | AFLAC | $325 | — | $325 | 0.88% |
| HARDEN & ASSOCIATES Filed as: HARDEN AND ASSOCIATES INC | 501 RIVERSIDE AVE JACKSONVILLE, FL 32202 | AFLAC | $274 | — | $274 | 0.75% |
| THE HORTON GROUP Filed as: R HORTON GRIFFIN JR | 610 BLACKSHEAR ST THOMASVILLE, GA 31792 | AFLAC | $269 | — | $269 | 0.73% |
| WANDA D CURINGTON | 5867 SW 86TH PL OCALA, FL 34476 | AFLAC | $189 | — | $189 | 0.51% |
| DAVID K MOBLEY | 3812 VALVERDE CIR JACKSONVILLE, FL 32224 | AFLAC | $143 | — | $143 | 0.39% |
| THOMAS JAMES OLLER | 2410 SOUTHERN LINKS DR FLEMING ISLAND, FL 32003 | AFLAC | $129 | — | $129 | 0.35% |
| DONNA DANIELLE SMITH | 249 BRICKYARD RD MIDDLEBURG, FL 32068 | AFLAC | $129 | — | $129 | 0.35% |
| GREGORY MICHAEL CRUICE | 11445 DRAKEWOOD CT JACKSONVILLE, FL 32223 | AFLAC | $119 | — | $119 | 0.32% |
| MARK A LINSNER | 10375 CENTURION PKWY N STE 100 JACKSONVILLE, FL 32256 | AFLAC | $116 | $2 | $118 | 0.32% |
| DAVID MARKS | 3011 CANEWOOD LN BATON ROUGE, LA 70810 | AFLAC | $113 | — | $113 | 0.31% |
| GALLAGHER BENEFIT SERVICES, INC. Filed as: GALLAGHER BENEFIT SERVICES INC | 501 RIVERSIDE AVE JACKSONVILLE, FL 32202 | AFLAC | $110 | — | $110 | 0.30% |
| SARAH RUTH HAMMITT | 5715 LUELLA ST JACKSONVILLE, FL 32207 | AFLAC | $96 | — | $96 | 0.26% |
| SALLY L PITTMAN | 9372 COXWELL LN JACKSONVILLE, FL 32221 | AFLAC | $94 | — | $94 | 0.26% |
| JAMEY MILLER INC | 6270 TERRACE VIEW LN SE AUBURN, WA 98092 | AFLAC | $89 | — | $89 | 0.24% |
| MARK HANNAH | 3025 TOWNSEND BLVD JACKSONVILLE, FL 32277 | AFLAC | $85 | — | $85 | 0.23% |
| J W GRIMES INC | 6165 WATERFORD RD COLUMBUS, GA 31904 | AFLAC | $73 | — | $73 | 0.20% |
| DAVID ABOULAFIA Filed as: DAVID SCOTT ABOULAFIA | 1 SPENCER ST SAINT AUGUSTINE, FL 32084 | AFLAC | $60 | — | $60 | 0.16% |
| PETER HAGER Filed as: PETER C HAGER | 4660 NOTTINGHAM RD JACKSONVILLE, FL 32210 | AFLAC | $59 | — | $59 | 0.16% |
| DAVID C SWEIGARD | 2603 PELLICER RD SAINT AUGUSTINE, FL 32092 | AFLAC | $56 | — | $56 | 0.15% |
| ASHLEY CROOK Filed as: ASHLEY L CROOK | 3187 ESSEX PLACE DR MOBILE, AL 36695 | AFLAC | $45 | — | $45 | 0.12% |
| BETH LUANNE KIMBROUGH | 6750 N ANDREWS AVE SUITE 200 FORT LAUDERDALE, FL 33309 | AFLAC | $42 | — | $42 | 0.11% |
| TROY DANIEL DESLATTE | 107 SHADY PARK DR LAFAYETTE, LA 70508 | AFLAC | $41 | — | $41 | 0.11% |
| MICHAEL J YOUNG | 2600 ORANGE PICKER RD JACKSONVILLE, FL 32223 | AFLAC | $29 | — | $29 | 0.08% |
| TRACI R BATTEN | 375 HARBOUR COVE DR APT 323 SPARKS, NV 89434 | AFLAC | $28 | — | $28 | 0.08% |
| TRAVIS P LEBLANC | 1413 ODONNEL RD NEW IBERIA, LA 70560 | AFLAC | $28 | — | $28 | 0.08% |
| THOMPSON AND THOMPSON FINANCIAL INC | 17036 FOX TRAIL LN LOXAHATCHEE, FL 33470 | AFLAC | $27 | — | $27 | 0.07% |
| ROBERT VICTOR WOERNER II Filed as: ROBERT VICTOR WOERNER | 4000 GRANDE VISTA BLVD APT 124 SAINT AUGUSTINE, FL 32084 | AFLAC | $27 | — | $27 | 0.07% |
| LYNN M SPEARS | 928 COLLINSWOOD DR JACKSONVILLE, FL 32225 | AFLAC | $18 | — | $18 | 0.05% |
| ARW BENEFITS LLC | 210 16TH ST UNIT K SAINT AUGUSTINE, FL 32080 | AFLAC | $18 | — | $18 | 0.05% |
| JEREMY L MILLER | 3065 REVELS RD GREEN COVE SPRINGS, FL 32043 | AFLAC | $17 | — | $17 | 0.05% |
| JAMES R MIRABELLI | 3683 W LAKE ESTATES DR DAVIE, FL 33328 | AFLAC | $14 | — | $14 | 0.04% |
| SHAWN K STEPHENS | 1323 GRAHAM TRACE LN LEAGUE CITY, TX 77573 | AFLAC | $14 | — | $14 | 0.04% |
| JIMMY LEON JOHNSON | 411 WALNUT ST #16846 GREEN COVE SPRINGS, FL 32043 | AFLAC | $13 | — | $13 | 0.04% |
| JEREMY C ALFORD | 2606 NW 19TH WAY GAINESVILLE, FL 32605 | AFLAC | $13 | — | $13 | 0.04% |
| C H ROBINSON & ASSOCIATES INC Filed as: C H ROBINSON AND ASSOCIATES INC | 9969 NEW 16TH RD GAINESVILLE, FL 32606 | AFLAC | $11 | — | $11 | 0.03% |
| AARON R MOBLEY | 13576 PICARSA DR JACKSONVILLE, FL 32225 | AFLAC | $11 | — | $11 | 0.03% |
| CECIL W. POWELL AND COMPANY Filed as: CECIL W POWELL AND CO | 219 N NEWNAN ST FL 1 JACKSONVILLE, FL 32202 | AFLAC | $8 | — | $8 | 0.02% |
| CECIL T SALMON | 27 RAMBLEWOOD DR PALM COAST, FL 32164 | AFLAC | $7 | — | $7 | 0.02% |
| MARK C LEE | 11500 COUNTY LINE RD MIDLAND, GA 31820 | AFLAC | $7 | — | $7 | 0.02% |
| SLR INSURANCE SOLUTIONS INC | 179 PINE HAVEN DR ST JOHNS, FL 32259 | AFLAC | $4 | $2 | $6 | 0.02% |
| FREDERICK I BRAREN JR | 1840 SAN MARCO BLVD APT 2 JACKSONVILLE, FL 32207 | AFLAC | $6 | — | $6 | 0.02% |
| VICKI M DICKERT | 103 LAUGHING GULL LN CARRABELLE, FL 32322 | AFLAC | $6 | — | $6 | 0.02% |
| CHARLES HARTHUN Filed as: CHARLES BRYAN HARTHUN | 419 TYLER TRL JAMESTOWN, TN 38556 | AFLAC | $6 | — | $6 | 0.02% |
| JIMMY LEON JOHNSON | 40 AVERY ST SAINT AUGUSTINE, FL 32084 | AFLAC | $6 | — | $6 | 0.02% |
| JOEY C ADAMS | 317 NORTHEAST 36TH AVE SUITE 6 OCALA, FL 34470 | AFLAC | $6 | — | $6 | 0.02% |
| MARIE MICHELE HASKELL | PO BOX 440307 JACKSONVILLE, FL 32222 | AFLAC | $5 | — | $5 | 0.01% |
| ROBERT VICTOR WOERNER II Filed as: ROBERT VICTOR WOERNER | 210 16TH ST UNIT K SAINT AUGUSTINE, FL 32080 | AFLAC | $5 | — | $5 | 0.01% |
| DIANA LYNN BOONE | 3998 CONFEDERATE POINT RD SUITE 103 JACKSONVILLE, FL 32210 | AFLAC | $4 | — | $4 | 0.01% |
| KEGAN NICOLE GONZALEZ | 153 BLANDING BLVD STE 3 ORANGE PARK, FL 32073 | AFLAC | $4 | — | $4 | 0.01% |
| JEFFREY M SINTAY | 5300 OAKBROOK PKWY STE 300 NORCROSS, GA 30093 | AFLAC | $3 | — | $3 | 0.01% |
| JAVIER L ORTIZ | 9620 NE 2ND AVE STE 203 MIAMI SHORES, FL 33138 | AFLAC | $2 | — | $2 | 0.01% |
| OMER S BASS IV | 565 W GATEWAY CT MERRITT ISLAND, FL 32952 | AFLAC | $2 | — | $2 | 0.01% |
| NANCY DERVAES | 5719 CARLA CT THE VILLAGES, FL 32163 | AFLAC | $2 | — | $2 | 0.01% |
| BROWN AND BROWN OF FLORIDA, INC. Filed as: JAMES GRAYDON BROWN | 2522 OWENS LANDING TRL NW KENNESAW, GA 30152 | AFLAC | $2 | — | $2 | 0.01% |
| AARON ANTHONY | 1700 FOUNTAIN CT APT 1303 COLUMBUS, GA 31904 | AFLAC | $2 | — | $2 | 0.01% |
| TRICIA MONTRONE | 8884 CHRISTIE DR LARGO, FL 33771 | AFLAC | $2 | — | $2 | 0.01% |
| KIMBERLY DIAN CROCKETT | 505 LEE ROAD 214 PHENIX CITY, AL 36870 | AFLAC | $1 | — | $1 | 0.00% |
| JOHN J HERRICK | 3009 ROLLING ACRES PL VALRICO, FL 33596 | AFLAC | $1 | — | $1 | 0.00% |
| BARTLEIN AND ASSOC INC | 222465 PANTHER LOOP BRADENTON, FL 34202 | AFLAC | $1 | — | $1 | 0.00% |
| JAMES W BENCIN | 11 SHELDRAKE LN WEST PALM BEACH, FL 33418 | AFLAC | $1 | — | $1 | 0.00% |
| HERRICK INSURANCE GROUP INC | 2791 HAPP HOLLOW RD SEVIERVILLE, TN 37862 | AFLAC | $1 | — | $1 | 0.00% |
| CLARISSA LYNNE HERRICK | 2791 HAPPY HOLLOW RD SEVIERVILLE, TN 37862 | AFLAC | $1 | — | $1 | 0.00% |
| DAVID S MORRIS | 950 PENINSULA CORPORATE CIR STE 1005 BOCA RATON, FL 33487 | AFLAC | $1 | — | $1 | 0.00% |
| ROBERT P FERRONE | 262 AUTUMN TRAIL WAY WAVERLY HALL, GA 31831 | AFLAC | $1 | — | $1 | 0.00% |
| ROBERT L TRAPNELL JR | 15 N INDIAN RIVER DR APT 705 COCOA, FL 32922 | AFLAC | $1 | — | $1 | 0.00% |
| HARDEN & ASSOCIATES Filed as: HARDEN AND ASSOCIATES | 501 RIVERSIDE AVE SUITE 1000 JACKSONVILLE, FL 32202 | HUMANA INSURANCE COMPANY | $1K | — | $1K | 4.54% |
| GALLAGHER BENEFIT SERVICES, INC. Filed as: GALLAGHER BENEFIT SERVICES INC | 501 RIVERSIDE AVE SUITE 1000 JACKSONVILLE, FL 32202 | HUMANA INSURANCE COMPANY | $1K | — | $1K | 4.08% |
| GALLAGHER BENEFIT SERVICES, INC. Filed as: GALLAGHER BENEFIT SERVICES INC | 501 RIVERSIDE AVE SUITE 1000 JACKSONVILLE, FL 32202 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $618 | $2K | $3K | 24.18% |
| GALLAGHER BENEFIT SERVICES, INC. Filed as: GALLAGHER BENEFIT SERVICES INC | 501 RIVERSIDE AVE SUITE 1000 JACKSONVILLE, FL 32202 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $808 | $2K | $2K | 25.18% |
| GALLAGHER BENEFIT SERVICES, INC. Filed as: GALLAGHER BENEFIT SERIVES INC | 501 RIVERSIDE AVE SUITE 1000 JACKSONVILLE, FL 32202 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $979 | $2K | $3K | 31.19% |
| VERA I CRUICE | 11445 DRAKEWOOD CT JACKSONVILLE, FL 32223 | AFLAC | $247 | — | $247 | 3.70% |
| THOMAS JAMES OLLER | 2410 SOUTHERN LINKS DR FLEMING ISLAND, FL 32003 | AFLAC | $183 | — | $183 | 2.74% |
| MARK A LINSNER | 10375 CENTURION PKWY N STE 100 JACKSONVILLE, FL 32256 | AFLAC | $92 | — | $92 | 1.38% |
| HARDEN & ASSOCIATES Filed as: HARDEN AND ASSOCIATES INC | 501 RIVERSIDE AVE SUITE 1000 JACKSONVILLE, FL 32202 | AFLAC | $82 | — | $82 | 1.23% |
| JIMMY D BOONE | 12626 BAYPOINTE TER CORTEZ, FL 34215 | AFLAC | $51 | — | $51 | 0.76% |
| SLR INSURANCE SOLUTIONS INC | 179 PINE HAVEN DR ST JOHNS, FL 32259 | AFLAC | $48 | — | $48 | 0.72% |
| DONNA DANIELLE SMITH | 249 BRICKYARD RD MIDDLEBURG, FL 32068 | AFLAC | $33 | — | $33 | 0.49% |
| WANDA D CURINGTON | 5867 SW 86TH PL OCALA, FL 34476 | AFLAC | $32 | — | $32 | 0.48% |
| CHRIS GUZEWICH | 1007 DRAKEFEATHER DR ORANGE PARK, FL 32065 | AFLAC | $31 | — | $31 | 0.46% |
| GALLAGHER BENEFIT SERVICES, INC. Filed as: GALLAGHER BENEFIT SERVICES INC | 501 RIVERSIDE AVE SUITE 1000 JACKSONVILLE, FL 32202 | AFLAC | $28 | — | $28 | 0.42% |
| JOEY C ADAMS | 317 NORTHEAST 36TH AVE SUITE 6 OCALA, FL 34470 | AFLAC | $20 | — | $20 | 0.30% |
| MICHAEL RAYMOND HIGGINS | 1003 DRAKEFEATHER DR ORANGE PARK, FL 32065 | AFLAC | $17 | — | $17 | 0.25% |
| SALLY L PITTMAN | 9372 COXWELL LN JACKSONVILLE, FL 32221 | AFLAC | $13 | — | $13 | 0.19% |
| ROBERT VICTOR WOERNER II Filed as: ROBERT VICTOR WOERNER | 4000 GRANDE VISTA BLVD APT 124 SAINT AUGUSTINE, FL 32084 | AFLAC | $11 | — | $11 | 0.16% |
| THE HORTON GROUP Filed as: R HORTON GRIFFIN JR | 610 BLACKSHEAR ST THOMASVILLE, GA 31792 | AFLAC | $8 | — | $8 | 0.12% |
| DAVID C SWEIGARD | 2603 PELLICER RD SAINT AUGUSTINE, FL 32092 | AFLAC | $8 | — | $8 | 0.12% |
| TROY DANIEL DESLATTE | 107 SHADY PARK DR LAFAYETTE, FL 70508 | AFLAC | $7 | — | $7 | 0.10% |
| ARW BENEFITS LLC | 210 16TH ST UNIT K SAINT AUGUSTINE, FL 32080 | AFLAC | $7 | — | $7 | 0.10% |
| MICHAEL J YOUNG | 2600 ORANGE PICKER RD JACKSONVILLE, FL 32223 | AFLAC | $7 | — | $7 | 0.10% |
| DAVID MARKS | 3011 CANEWOOD LN BATON ROUGE, LA 70810 | AFLAC | $4 | — | $4 | 0.06% |
| DAVID K MOBLEY | 3812 VALVERDE CIR JACKSONVILLE, FL 32224 | AFLAC | $4 | — | $4 | 0.06% |
| ROBERT VICTOR WOERNER II Filed as: ROBERT VICTOR WOERNER | 210 16TH ST UNIT K SAINT AUGUSTINE, FL 32080 | AFLAC | $2 | — | $2 | 0.03% |
| JIMMY LEON JOHNSON | 411 WALNUT ST # 16846 GREEN COVE SPRINGS, FL 32043 | AFLAC | $2 | — | $2 | 0.03% |
| BETH LUANNE KIMBROUGH | 6750 N ANDREWS AVE STE 200 FORT LAUDERDALE, FL 33309 | AFLAC | $2 | — | $2 | 0.03% |
| J W GRIMES INC | 6165 WATERFORD RD COLUMBUS, GA 31904 | AFLAC | $2 | — | $2 | 0.03% |
| ASHLEY CROOK Filed as: ASHLEY L CROOK | 3187 ESSEX PLACE DR MOBILE, AL 36695 | AFLAC | $2 | — | $2 | 0.03% |
| ROBERT P FERRONE | 262 AUTUMN TRAIL WAY WAVERLY HALL, GA 31831 | AFLAC | $2 | — | $2 | 0.03% |
| VICKI M DICKERT | 103 LAUGHING GULL LN CARRABELLE, FL 32322 | AFLAC | $2 | — | $2 | 0.03% |
| MARK C LEE | 11500 COUNTY LINE RD MIDLAND, GA 31820 | AFLAC | $1 | — | $1 | 0.01% |
| JAMES (JAY) GRIMES Filed as: JAMES R HARRIS | 6329 RIVERMONT CT COLUMBUS, GA 31904 | AFLAC | $1 | — | $1 | 0.01% |
| JIMMY LEON JOHNSON | 40 AVERY ST SAINT AUGUSTINE, FL 32084 | AFLAC | $1 | — | $1 | 0.01% |
| JAMES R MIRABELLI | 3683 W LAKE ESTATES DR DAVIE, FL 33328 | AFLAC | $1 | — | $1 | 0.01% |
| CECIL T SALMON | 27 RAMBLEWOOD DR PALM COAST, FL 31264 | AFLAC | $1 | — | $1 | 0.01% |
| AARON ANTHONY | 1700 FOUNTAIN CT APT 1303 COLUMBUS, GA 31904 | AFLAC | $1 | — | $1 | 0.01% |
| GALLAGHER BENEFIT SERVICES, INC. Filed as: GALLAGHER BENEFIT SERVICES , INC | 501 RIVERSIDE AVE SUITE 1000 JACKSONVILLE, FL 32202 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $178 | — | $178 | 6.62% |
| HARDEN & ASSOCIATES Filed as: HARDEN AND ASSOCIATES INC | 501 RIVERSIDE AVE SUITE 1000 JACKSONVILLE, FL 32202 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $91 | — | $91 | 3.38% |
| GALLAGHER BENEFIT SERVICES, INC. Filed as: GALLAGHER BENEFIT SERIVICES INC | 501 RIVERSIDE AVE SUITE 1000 JACKSONVILLE, FL 32202 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $41 | $87 | $128 | 31.30% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 242 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 242 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITED HEALTHCARE INSURANCE COMPANY | 423 | $3.5M |
| Dental | GUARDIAN | 249 | $101K |
| Vision | HUMANA INSURANCE COMPANY | 193 | $30K |
| Life insurance(2 contracts) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 0 | $72K |
| Short-term disability(2 contracts) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 0 | $3K |
| Long-term disability(2 contracts) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 0 | $62K |
| Other(4 contracts, 2 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 39 | $136K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 423 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.