| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HARDEN & ASSOCIATES3 Filed as: HARDEN & ASSOCIATES INC. | 501 RIVERSIDE AVENUE, SUITE 1000 JACKSONVILLE, FL 32202 | UNITED HEALTHCARE INSURANCE COMPANY | — | $103K | $103K | 2.80% |
| HARDEN & ASSOCIATES Filed as: HARDEN & ASSOCIATES INC | 501 RIVERSIDE AVENUE, SUITE 1000 JACKSONVILLE, FL 32202 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $4K | — | $4K | 4.81% |
| HARDEN & ASSOCIATES Filed as: HARDEN & ASSOCIATES INC | 501 RIVERSIDE AVENUE, SUITE 1000 JACKSONVILLE, FL 32202 | GUARDIAN | $8K | $5K | $13K | 15.81% |
| HARDEN & ASSOCIATES Filed as: HARDEN & ASSOCIATES INC | 501 RIVERSIDE AVENUE, SUITE 1000 JACKSONVILLE, FL 32202 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $6K | — | $6K | 9.94% |
| HARDEN & ASSOCIATES Filed as: HARDEN & ASSOCIATES INC. | 501 RIVERSIDE AVENUE, SUITE 1000 JACKSONVILLE, FL 32202 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $7K | — | $7K | 12.00% |
| VERA I CRUICE | 11445 DRAKEWOOD CT JACKSONVILLE, FL 32223 | AFLAC | $2K | $75 | $2K | 4.57% |
| HARDEN & ASSOCIATES Filed as: HARDEN & ASSOCIATES, INC. | 501 RIVERSIDE AVE STE 1000 JACKSONVILLE, FL 32202 | AFLAC | $1K | — | $1K | 2.47% |
| WANDA D CURINGTON | 5867 SW 86TH PL OCALA, FL 34476 | AFLAC | $742 | $15 | $757 | 1.51% |
| MARK A LINSNER | 10375 CENTURION PARKWAY N STE 100 JACKSONVILLE, FL 32256 | AFLAC | $484 | $15 | $499 | 0.99% |
| JIMMY D BOONE | 5346 DOMINICA CIR SARASOTA, FL 34233 | AFLAC | $328 | — | $328 | 0.65% |
| THE HORTON GROUP Filed as: R HORTON GRIFFIN JR | 116 N DAWSON ST THOMASVILLE, GA 31792 | AFLAC | $257 | — | $257 | 0.51% |
| THOMAS JAMES OLLER | 2410 SOUTHERN LINKS DR FLEMING ISLAND, FL 32003 | AFLAC | $210 | — | $210 | 0.42% |
| GREGORY MICHAEL CRUICE | 11445 DRAKEWOOD CT JACKSONVILLE, FL 32223 | AFLAC | $193 | — | $193 | 0.38% |
| DAVID MARKS | 4021 WE HECK CT STE J BATON ROUGE, LA 70816 | AFLAC | $147 | — | $147 | 0.29% |
| DONNA DANIELLE SMITH | 2285 MARSH HAWK LNE APT 19202 FLEMING ISLAND, FL 32003 | AFLAC | $141 | — | $141 | 0.28% |
| DAVID K MOBLEY | 3812 VALVERDE CIR JACKSONVILLE, FL 32224 | AFLAC | $136 | — | $136 | 0.27% |
| JAMEY MILLER INC | 2202 57TH ST SE AUBURN, WA 98092 | AFLAC | $135 | — | $135 | 0.27% |
| SARAH RUTH HAMMITT | 5715 LUELLA ST JACKSONVILLE, FL 32207 | AFLAC | $125 | — | $125 | 0.25% |
| SALLY L PITTMAN | 9372 COXWELL LN JACKSONVILLE, FL 32221 | AFLAC | $124 | — | $124 | 0.25% |
| DAVID ABOULAFIA Filed as: DAVID SCOTT ABOULAFIA | 1 SPENCER ST SAINT AUGUSTINE, FL 32084 | AFLAC | $84 | — | $84 | 0.17% |
| MARK HANNAH | 3025 TOWNSEND BLVD JACKSONVILLE, FL 32277 | AFLAC | $79 | — | $79 | 0.16% |
| J W GRIMES INC | 6165 WATERFORD RD COLUMBUS, GA 31904 | AFLAC | $70 | — | $70 | 0.14% |
| DAVID C SWEIGARD | 260 PELLICER RD SAINT AUGUSTINE, FL 32092 | AFLAC | $67 | — | $67 | 0.13% |
| ASHLEY CROOK Filed as: ASHLEY L CROOK | 3187 ESSEX PLACE DR MOBILE, AL 36695 | AFLAC | $62 | — | $62 | 0.12% |
| BETH LUANNE KIMBROUGH | 6750 N ANDREWS AVE STE 200 FT LAUDERDALE, FL 33309 | AFLAC | $57 | — | $57 | 0.11% |
| PETER HAGER Filed as: PETER C HAGER | 4660 NOTTINGHAM RD JACKSONVILLE, FL 32210 | AFLAC | $54 | — | $54 | 0.11% |
| TROY DANIEL DESLATTE | 107 SHADY PARK DR LAFAYETTE, LA 70508 | AFLAC | $49 | — | $49 | 0.10% |
| ROBERT VICTOR WOERNER II Filed as: ROBERT VICTOR WOERNER | 210 16TH ST, UNIT K ST AUGUSTINE, FL 32080 | AFLAC | $33 | — | $33 | 0.07% |
| TRAVIS P LEBLANC | 1413 ODONNEL RD NEW IBERIA, LA 70560 | AFLAC | $33 | — | $33 | 0.07% |
| DENNIS PITTMAN | 9372 COXWELL LN JACKSONVILLE, FL 32221 | AFLAC | $33 | — | $33 | 0.07% |
| MICHAEL J YOUNG | 2600 ORANGE PICKER ROAD JACKSONVILLE, FL 32223 | AFLAC | $30 | — | $30 | 0.06% |
| KRIS MICHAEL THORESEN | 441 MONET AVE PONDE VEDRA, FL 32081 | AFLAC | $29 | — | $29 | 0.06% |
| THOMPSON AND THOMPSON FINANCIAL INC Filed as: THOMPSON & THOMPSON FINANCIAL INC. | 17036 FOX TRAIL LN. LOXAHATCHEE, FL 33470 | AFLAC | $25 | — | $25 | 0.05% |
| JIMMY LEON JOHNSON | 40 AVERY ST SAINT AUGUSTINE, FL 32084 | AFLAC | $24 | — | $24 | 0.05% |
| TRACI R BATTEN | 375 HARBOUR COVE DR APT 323 SPARKS, NV 89434 | AFLAC | $21 | — | $21 | 0.04% |
| KEGAN NICOLE GONZALEZ | 153 BLANDING BLVD, STE 3 ORANGE PARK, FL 32073 | AFLAC | $18 | — | $18 | 0.04% |
| JAMES R MIRABELLI | 801 BRINY AVE, APT 1403 POMPANO BEACH, FL 33062 | AFLAC | $18 | — | $18 | 0.04% |
| ARW BENEFITS LLC | 210 06TH STREET UNIT K ST AUGUSTTINE, FL 32080 | AFLAC | $16 | — | $16 | 0.03% |
| LYNN M SPEARS | 928 COLLINSWOOD DR JACKSONVILLE, FL 32225 | AFLAC | $16 | — | $16 | 0.03% |
| JEREMY L MILLER | 3065 REVELS RD GREEN COVE SPRINGS, FL 32043 | AFLAC | $15 | — | $15 | 0.03% |
| TRACI R BATTEN | 216 W MAITLAND BLVD. MAITLAND, FL 32751 | AFLAC | $14 | — | $14 | 0.03% |
| SHAWN K STEPHENS | 1323 GRAHAM TRACE LANE LEAGUE CITY, TX 77573 | AFLAC | $13 | — | $13 | 0.03% |
| AARON R MOBLEY | 13576 PICARSA DR JACKSONVILLE, FL 32225 | AFLAC | $11 | — | $11 | 0.02% |
| CECIL T SALMON | 27 RAMBLEWOOD DR PALM COAST, FL 32164 | AFLAC | $9 | — | $9 | 0.02% |
| JOEY C ADAMS | 317 NORTHEAST 36TH AVE SUITE 6 OCALA, FL 34470 | AFLAC | $8 | — | $8 | 0.02% |
| TRACI R BATTEN | 3150 PERIMETER PKWY STE 115 AUGUSTA, GA 30909 | AFLAC | $7 | — | $7 | 0.01% |
| TRICIA MONTRONE | 8884 CHRISTIE DR LARGO, FL 33771 | AFLAC | $7 | — | $7 | 0.01% |
| CECIL W POWELL & COMPANY Filed as: CECIL W POWELL & CO | 219 N NEWNAN ST FL 1 JACKSONVILLE, FL 32202 | AFLAC | $7 | — | $7 | 0.01% |
| MARK C LEE | 11500 COUNTY LINE RD MIDLAND, GA 31820 | AFLAC | $7 | — | $7 | 0.01% |
| NANCY DERVAES | 202 E EDEN STREET EDENTON, NC 27932 | AFLAC | $7 | — | $7 | 0.01% |
| MARIE MICHELE HASKELL | 5023 EAGLE POINT DR JACKSONVILLE, FL 32244 | AFLAC | $6 | — | $6 | 0.01% |
| VICKI M DICKERT | 3264 ADDISON LN TALLAHASEE, FL 32317 | AFLAC | $5 | — | $5 | 0.01% |
| FREDERICK I BRAREN JR | 1840 SAN MARCO BLVD APT 2 JACKSONVILLE, FL 32207 | AFLAC | $5 | — | $5 | 0.01% |
| CHRISTOPHER BELL | 8201 HAMPTON LAKE LN JACKSONVILLE, FL 32256 | AFLAC | $4 | — | $4 | 0.01% |
| AARON ANTHONY | 1700 FOUNTAIN CT APT 1303 COLOMBUS, GA 31904 | AFLAC | $4 | — | $4 | 0.01% |
| DIANA LYNN BOONE | 3998 CONFEDERATE POINT RD STE 103 JACKSONVILLE, FL 32210 | AFLAC | $3 | — | $3 | 0.01% |
| JAVIER L ORTIZ | 9620 NE 2ND AVE STE 203 MIAMI SHORES, FL 33138 | AFLAC | $2 | — | $2 | 0.00% |
| HERRICK INSURANCE GROUP INC Filed as: HERRICK INSURANCE GROUP INC. | 2791 HAPPY HOLLOW RD SEVIERVILLE, TN 37862 | AFLAC | $2 | — | $2 | 0.00% |
| CLARISSA LYNNE HERRICK | 2791 HAPPY HOLLOW RD SEVIERVILLE, TN 37862 | AFLAC | $2 | — | $2 | 0.00% |
| OMER S BASS IV | 565 W GATEWAY CT MERRITT ISLAND, FL 32952 | AFLAC | $2 | — | $2 | 0.00% |
| VICKI M DICKERT | 103 LAUGHING GULL LN CARRABELLE, FL 32322 | AFLAC | $2 | — | $2 | 0.00% |
| BROWN AND BROWN OF FLORIDA, INC. Filed as: JAMES GRAYDON BROWN | 2522 OWENS LANDING TRL NW KENNESAW, GA 30152 | AFLAC | $2 | — | $2 | 0.00% |
| JEFFREY M SINTAY | 100 GALLERIA PARKWAY SE STE 900 ATLANTA, GA 30339 | AFLAC | $2 | — | $2 | 0.00% |
| KIMBERLY DIAN CROCKETT | 505 LEE ROAD 214 PHENIX CITY, AL 36870 | AFLAC | $1 | — | $1 | 0.00% |
| JEFFREY M SINTAY | 2685 S RAINBOW BLVD STE 200 LAS VEGAS, NV 89146 | AFLAC | $1 | — | $1 | 0.00% |
| BARTLEIN AND ASSOC INC Filed as: BARTLEIN AND ASSOC INC. | 22465 PANTHER LOOP BRADENTON, FL 34202 | AFLAC | $1 | — | $1 | 0.00% |
| J C ADAMS INC | 5631 NE 31ST TER OCALA, FL 34479 | AFLAC | $1 | — | $1 | 0.00% |
| DAVID S MORRIS | 950 PENNINSULA CORPORATE CIR STE 1005 BOCA RATON, FL 33487 | AFLAC | $1 | — | $1 | 0.00% |
| ROBERT P FERRONE | 262 AUTUMN TRAIL WAY WAVERLY HALL, GA 31831 | AFLAC | $1 | — | $1 | 0.00% |
| ROBERT L TRAPNELL JR | 15 N INDIAN ROVER DR APT 705 COCOA, FL 32922 | AFLAC | $1 | — | $1 | 0.00% |
| JAMES W BENCIN | 11 SHELDRAKE LN WEST PALM BEACH, FL 33418 | AFLAC | $1 | — | $1 | 0.00% |
| CHRISTOPHER BELL Filed as: CHRISTOPHER ERIC BELL | 8201 HAMPTON LAKE LN JACKSONVILLE, FL 32256 | AFLAC | $1 | — | $1 | 0.00% |
| JEFFREY M SINTAY | 5300 OAKBROOK PKWY STE 300 STE350 NORCROSS, GA 30093 | AFLAC | $1 | — | $1 | 0.00% |
| HARDEN & ASSOCIATES Filed as: HARDEN & ASSOCIATES INC | 501 RIVERSIDE AVENUE, SUITE 1000 JACKSONVILLE, FL 32202 | HUMANA INSURANCE COMPANY | $2K | — | $2K | 8.59% |
| VERA I CRUICE | 11445 DRAKEWOOD CT JACKSONVILLE, FL 32223 | AFLAC | $130 | $81 | $211 | 3.02% |
| THOMAS JAMES OLLER | 2410 SOUTHERN LINKS DRIVE FLEMING ISLAND, FL 32003 | AFLAC | $175 | — | $175 | 2.50% |
| WANDA D CURINGTON | 5867 SW 86TH PL OCALA, FL 34476 | AFLAC | $71 | $16 | $87 | 1.24% |
| HARDEN & ASSOCIATES Filed as: HARDEN & ASSOCIATES, INC. | 501 RIVERSIDE AVENUE, SUITE 1000 JACKSONVILLE, FL 32202 | AFLAC | $59 | — | $59 | 0.84% |
| MARK A LINSNER | 10375 CENTURION PARKWAY N STE 100 JACKSONVILLE, FL 32256 | AFLAC | $38 | $16 | $54 | 0.77% |
| JIMMY D BOONE | 5346 DOMINICA CIR SARASOTA, FL 34233 | AFLAC | $49 | — | $49 | 0.70% |
| DONNA DANIELLE SMITH | 2285 MARSH HAWK LN APT 19202 FLEMING ISLAND, FL 32003 | AFLAC | $30 | $0 | $30 | 0.43% |
| CHRIS GUZEWICH | 1007 DRAKEFEATHER DRIVE ORANGE PARK, FL 32065 | AFLAC | $28 | $0 | $28 | 0.40% |
| JOEY C ADAMS | 317 NORTHEAST 36TH AVE SUITE 6 OCALA, FL 34470 | AFLAC | $18 | — | $18 | 0.26% |
| MICHAEL RAYMOND HIGGINS | 1003 DREAKEFEATHER DRIVE ORANGE PARK, FL 32065 | AFLAC | $15 | $0 | $15 | 0.21% |
| SALLY L PITTMAN | 9372 COXWELL LANE JACKSONVILLE, FL 32221 | AFLAC | $13 | — | $13 | 0.19% |
| GREGOARY MICHAEL CRUICE | 11445 DRAKEWOOD CT JACKSONVILLE, FL 32223 | AFLAC | $12 | — | $12 | 0.17% |
| ROBERT VICTOR WOERNER II Filed as: ROBERT VICTOR WOERNER | 210 16TH STREET UNIT K ST AUGUSTINE, FL 32080 | AFLAC | $11 | — | $11 | 0.16% |
| DAVID C SWEIGARD | 2603 PELLICER ROAD ST.AUGUSTINE, FL 32092 | AFLAC | $8 | — | $8 | 0.11% |
| MICHAEL J YOUNG | 2600 ORANGE PICKER ROAD JACKSONVILLE, FL 32223 | AFLAC | $7 | — | $7 | 0.10% |
| THE HORTON GROUP Filed as: R HORTON GRIFFIN JR | 116 N DAWSON STREET THOMASVILLE, GA 31792 | AFLAC | $7 | — | $7 | 0.10% |
| ARW BENEFITS LLC | 210 16TH ST, UNIT K ST AUGUSTINE, FL 32080 | AFLAC | $6 | — | $6 | 0.09% |
| JAMEY MILLER INC Filed as: JAMEY MILLER INC. | 2202 57TH STREET SE AUBURN, WA 98092 | AFLAC | $6 | — | $6 | 0.09% |
| TROY DANIEL DESLATTE | 107 SHADY PARK DRIVE LAFAYETTE, LA 70508 | AFLAC | $6 | — | $6 | 0.09% |
| DAVID MARKS | 4021 WE HECK CT STE J BATON ROUGE, LA 70816 | AFLAC | $4 | — | $4 | 0.06% |
| DAVID K MOBLEY | 3812 VALVERDE CIRCLE JACKSONVILLE, FL 32224 | AFLAC | $4 | — | $4 | 0.06% |
| ASHLEY CROOK Filed as: ASHLEY L CROOK | 3187 ESSEX PLACE DRIVE MOBILE, AL 36695 | AFLAC | $3 | — | $3 | 0.04% |
| JIMMY LEON JOHNSON | 40 AVERY STREET ST AUGUSTINE, FL 32084 | AFLAC | $3 | — | $3 | 0.04% |
| J C ADAMS INC Filed as: J C ADAMS INC. | 5631 NE 31ST TER OCALA, FL 34479 | AFLAC | $2 | — | $2 | 0.03% |
| VICKI M DICKERT | 3264 ADDISON LANE TALLAHASSEE, FL 32317 | AFLAC | $2 | — | $2 | 0.03% |
| J W GRIMES INC Filed as: J W GRIMES INC. | 6165 WATERFORD ROAD COLUMBUS, GA 31904 | AFLAC | $2 | — | $2 | 0.03% |
| BETH LUANNE KIMBROUGH | 6750 N ANDREWS AVE STE 200 FT LAUDERDALE, FL 33309 | AFLAC | $2 | — | $2 | 0.03% |
| ROBERT P FERRONE | 262 AUTUMN TRAIL WAY WAVERLY HALL, GA 31831 | AFLAC | $2 | — | $2 | 0.03% |
| MARK C LEE | 11500 COUNTY LINE ROAD MIDLAND, GA 31820 | AFLAC | $1 | — | $1 | 0.01% |
| JAMES (JAY) GRIMES Filed as: JAMES R HARRIS | 6329 RIVERMONT CT COLUMBUS, GA 31904 | AFLAC | $1 | — | $1 | 0.01% |
| VICKI M DICKERT | 103 LAUGHING GULL LN CARRABELLE, FL 32322 | AFLAC | $1 | — | $1 | 0.01% |
| JAMES R MIRABELLI | 801 BRINY AVENUE APT 1403 POMPANO BEACH, FL 33062 | AFLAC | $1 | — | $1 | 0.01% |
| CECIL T SALMON | 27 RAMBLEWOOD DR PALM COAST, FL 32164 | AFLAC | $1 | — | $1 | 0.01% |
| AARON ANTHONY | 1700 FOUNTAIN CT APT 1303 COLUMBUS, GA 31904 | AFLAC | $1 | — | $1 | 0.01% |
| HARDEN & ASSOCIATES | 501 RIVERSIDE AVENUE, SUITE 1000 JACKSONVILLE, FL 32202 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $266 | — | $266 | 9.32% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 322 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 322 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITED HEALTHCARE INSURANCE COMPANY | 436 | $3.7M |
| Dental | GUARDIAN | 273 | $81K |
| Vision | HUMANA INSURANCE COMPANY | 204 | $27K |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 0 | $61K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 0 | $3K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 0 | $58K |
| Other(3 contracts, 2 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 63 | $144K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 436 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.