| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HARDEN & ASSOCIATES3 | 501 RIVERSIDE AVE SUITE 1000 JACKSONVILLE, FL 32202 | UNITED HEALTHCARE INSURANCE COMPANY | $0 | $135K | $135K | 3.09% |
| HARDEN & ASSOCIATES | 501 RIVERSIDE AVE SUITE 1000 JACKSONVILLE, FL 32202 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $5K | $0 | $5K | 5.00% |
| HARDEN & ASSOCIATES | 501 RIVERSIDE AVE SUITE 1000 JACKSONVILLE, FL 32202 | GUARDIAN | $9K | $0 | $9K | 10.00% |
| ASSUREX | 175 SOUTH THIRD STREET SUITE 800 COLUMBUS, OH 43215 | GUARDIAN | $546 | $0 | $546 | 0.64% |
| VERA I CRUICE Filed as: VERA CRUICE | 7121 TARPON COURT FLEMING ISLAND, FL 32003 | AFLAC | $2K | $0 | $2K | 2.53% |
| HARDEN & ASSOCIATES | 501 RIVERSIDE AVE SUITE 1000 JACKSONVILLE, FL 32202 | AFLAC | $1K | $0 | $1K | 1.91% |
| THOMAS JAMES OLLER | 2010 COPPER CREEK DRIVE UNIT C FLEMING ISLAND, FL 32003 | AFLAC | $724 | $0 | $724 | 0.94% |
| JAMEY MILLER INC | 4811 BEACH BLVD SUITE 107 JACKSONVILLE, FL 32207 | AFLAC | $634 | $0 | $634 | 0.82% |
| SALLY L PITTMAN | 9372 COXWELL LANE JACKSONVILLE, FL 32221 | AFLAC | $462 | $0 | $462 | 0.60% |
| JI | 5346 DOMINICA CIRCLE SARASOTA, FL 34233 | AFLAC | $447 | $0 | $447 | 0.58% |
| TRACI R BATTEN | 5009 HIGH POINT ROAD SUITE 201 GREENESBORO, NC 27407 | AFLAC | $425 | $0 | $425 | 0.55% |
| DAVID MARKS | 4021 W E HECK COURT BUILDING J BATON ROUGE, LA 70816 | AFLAC | $372 | $0 | $372 | 0.48% |
| SARAH RUTH HAMMITT | 5715 LUELLA STREET JACKSONVILLE, FL 32207 | AFLAC | $314 | $0 | $314 | 0.41% |
| THE HORTON GROUP Filed as: R HORTON GRIFFIN JR | 116 N DAWSON ST THOMASVILLE, GA 31792 | AFLAC | $305 | $0 | $305 | 0.40% |
| DAVID C SWEIGARD Filed as: DAVID SWEIGARD | 2575E PELLICER ROAD SAINT AUGUSTINE, FL 32092 | AFLAC | $193 | $0 | $193 | 0.25% |
| DAVID ABOULAFIA | 235 ALERTO STREET SAINT AUGUSTINE, FL 32080 | AFLAC | $178 | $0 | $178 | 0.23% |
| ASHLEY CROOK Filed as: ASHLEY L CROOK | 111 DAUPHIN ST MOBILE, AL 36602 | AFLAC | $165 | $0 | $165 | 0.21% |
| DAVID K MOBLEY | 3812 VALVERDE CIRCLE JACKSONVILLE, FL 32224 | AFLAC | $160 | $0 | $160 | 0.21% |
| BETH LUANNE KIMBROUGH | 6750 N ANDREWS AVE SUITE 200 FORT LAUDERDALE, FL 33309 | AFLAC | $155 | $0 | $155 | 0.20% |
| TROY DANIEL DESLATTE | 107 SHADY PARK DRIVE LAFAYETTE, LA 70508 | AFLAC | $137 | $0 | $137 | 0.18% |
| DONNA DANIELLE SMITH | 1730 MOSS CREEK DRIVE FLEMING ISLAND, FL 32003 | AFLAC | $111 | $0 | $111 | 0.14% |
| DAVID MARKS | 4021 W E HECK COURT BUILDING J BATON ROUGE, LA 70816 | AFLAC | $106 | $0 | $106 | 0.14% |
| TRICIA MONTRONE | 9847 SEMINOLE BOULEVARD APARTMENT 13 SEMINOLE, FL 33772 | AFLAC | $98 | $0 | $98 | 0.13% |
| MARK HANNAH | 3025 TOWNSEND BOULEVARD JACKSONVILLE, FL 32277 | AFLAC | $93 | $0 | $93 | 0.12% |
| ROBERT VICTOR WOERNER II | 1548 WATERBRIDGE COURT FLEMING ISLAND, FL 32003 | AFLAC | $92 | $0 | $92 | 0.12% |
| RLT FINANCIAL ASSOC INC | 17036 FOX TRAIL LANE LOXAHATCHEE, FL 33470 | AFLAC | $86 | $0 | $86 | 0.11% |
| J W GRIMES INC | 6165 WATERFORD ROAD COLUMBUS, GA 31904 | AFLAC | $84 | $0 | $84 | 0.11% |
| THOMPSON AND THOMPSON FINANCIAL INC | 17036 FOX TRAIL LANE LOXAHATCHEE, FL 33470 | AFLAC | $68 | $0 | $68 | 0.09% |
| TRAVIS P LEBLANC | 230 DIANE LANE STONEWALL, LA 71078 | AFLAC | $60 | $0 | $60 | 0.08% |
| PETER HAGER | 4660 NOTTINGHAM ROAD JACKSONVILLE, FL 32210 | AFLAC | $56 | $0 | $56 | 0.07% |
| DAVID C SWEIGARD | 283 VENETIAN BOULEVARD SAINT AUGUSTINE, FL 32095 | AFLAC | $54 | $0 | $54 | 0.07% |
| DENNIS PITTMAN | 9372 COXWELL LANE JACKSONVILLE, FL 32221 | AFLAC | $52 | $0 | $52 | 0.07% |
| MICHAEL J YOUNG | 2600 ORANGE PICKER ROAD JACKSONVILLE, FL 32223 | AFLAC | $48 | $0 | $48 | 0.06% |
| SUSAN KNIGHT INS SERV INC | 2703 OCEAN DRIVE 2ND FLOOR JACKSONVILLE BEACH, FL 32250 | AFLAC | $45 | $0 | $45 | 0.06% |
| FREDERICK I BRAREN JR | 1840 SAN MARCO BOULEVARD APARTMENT 2 JACKSONVILLE, FL 32207 | AFLAC | $43 | $0 | $43 | 0.06% |
| LAURA ANNE CALARCO Filed as: LAURA ANNE DAVIDSON | 206 WILLOWICK DRIVE NAPLES, FL 34110 | AFLAC | $41 | $0 | $41 | 0.05% |
| KEGAN NICOLE GONZALEZ | 3432 STEELGATE COURT MIDDLEBURG, FL 32068 | AFLAC | $36 | $0 | $36 | 0.05% |
| KRIS MICHAEL THORESEN | 441 MONET AVENUE PONTE VEDRA, FL 32081 | AFLAC | $35 | $0 | $35 | 0.05% |
| SHAWN K STEPHENS | 1323 GRAHAM TRACE LANE LEAGUE CITY, TX 77573 | AFLAC | $32 | $0 | $32 | 0.04% |
| NANCY DERVAES | 86130 SINATRA STREET YULEE, FL 32097 | AFLAC | $30 | $0 | $30 | 0.04% |
| AARON R MOBLEY | 10175 FORTUNE PARKWAY SUITE 604 JACKSONVILLE, FL 32256 | AFLAC | $27 | $0 | $27 | 0.04% |
| J C ADAMS INC | 5631 NE 31ST TERRACE OCALA, FL 34479 | AFLAC | $26 | $0 | $26 | 0.03% |
| DEININGER BENEFITS ADVISORS INC | P O BOX 372696 SATELLITE BEACH, FL 32937 | AFLAC | $25 | $0 | $25 | 0.03% |
| JEREMY L MILLER | 3065 REVELS ROAD GREEN COVE SPRINGS, FL 32043 | AFLAC | $20 | $0 | $20 | 0.03% |
| JODIE M SNYDER | 234 81ST AVE NORTH ST PETERSBURG, FL 33702 | AFLAC | $15 | $0 | $15 | 0.02% |
| MARK A LINSNER | 10175 FORTUNE PARKWAY UNIT 604 JACKSONVILLE, FL 32256 | AFLAC | $14 | $0 | $14 | 0.02% |
| ROGERS BENEFIT GROUP INC Filed as: DEBORAH L ROGERS INC | 11124 FOSTER CARRIAGE ROAD LITHIA, FL 33547 | AFLAC | $13 | $0 | $13 | 0.02% |
| CLARISSA LYNEE HERRICK | 1445 MONE LAKE DRIVE VALRICO, FL 33596 | AFLAC | $13 | $0 | $13 | 0.02% |
| HERRICK INSURANCE GROUP INC | 1445 MONTE LAKE DRIVE VALRICO, FL 33596 | AFLAC | $12 | $0 | $12 | 0.02% |
| HR BENEFITS SERVICES, INC. Filed as: HR BENEFITS GROUP CORP | 24620 STATE ROAD 54 LUTZ, FL 33559 | AFLAC | $10 | $0 | $10 | 0.01% |
| LAURA S TWEED | 904 BRIGHTWATER CIRCLE MAITLAND, FL 32751 | AFLAC | $10 | $0 | $10 | 0.01% |
| JAMES W BENCIN | 11 SHELDRAKE LANE WEST PALM BEACH, FL 33418 | AFLAC | $9 | $0 | $9 | 0.01% |
| STEVEN EDGECOMB | 1121 ARDEN TRACE COURT FUQUAY VARINA, NC 27526 | AFLAC | $9 | $0 | $9 | 0.01% |
| ROBERT L TRAPNELL JR | 19 N INDIAN RIVER DRIVE APARTMENT 701 COCOA, FL 32922 | AFLAC | $6 | $0 | $6 | 0.01% |
| BROWN AND BROWN OF FLORIDA, INC. Filed as: JAMES GRAYDON BROWN | 2522 OWENS LANDING TRAIL NW KENNESAW, GA 30152 | AFLAC | $6 | $0 | $6 | 0.01% |
| BARTLEIN AND ASSOC INC | 5577 BROADCAST COURT SARASOTA, FL 34240 | AFLAC | $6 | $0 | $6 | 0.01% |
| JOHN ALEXANDER Filed as: JOHN J ALEXANDER | 1527 S ATLANTIC AVENUE APARTMENT 401 COCOA BEACH, FL 32931 | AFLAC | $5 | $0 | $5 | 0.01% |
| THOMAS A HOUSE | 14055 46TH ST N SUITE 1104 CLEARWATER, FL 33762 | AFLAC | $4 | $0 | $4 | 0.01% |
| JOHN A FARBER | 2914 BENT BOW LANE MIDDLEBURG, FL 32068 | AFLAC | $4 | $0 | $4 | 0.01% |
| ERIC W HIRSCHKORN | 718 SE ABLETT LANE PORT ST LUCIE, FL 34984 | AFLAC | $3 | $0 | $3 | 0.00% |
| SHAWN K STEPHENS | 515 S FRY ROAD SUITE A KATY, TX 77450 | AFLAC | $3 | $0 | $3 | 0.00% |
| DIANA LYNN BOONE | 3998 CONFEDERATE POINT ROAD SUITE 103 JACKSONVILLE, FL 32210 | AFLAC | $3 | $0 | $3 | 0.00% |
| DEXTER ANTONIO HARRIS | 100 GALLERIA PARKWAY SUITE 900 ATLANTA, GA 30339 | AFLAC | $2 | $0 | $2 | 0.00% |
| RICHARD R KIMBROUGH | 1972 MUIRFIELD WAY SE PALM BAY, FL 32909 | AFLAC | $2 | $0 | $2 | 0.00% |
| MKF & ASSOCIATES INC | 4505 PINE TREE CIRCLE SUITE 201 BIRMINGHAM, AL 35243 | AFLAC | $2 | $0 | $2 | 0.00% |
| HARDEN & ASSOCIATES | 501 RIVERSIDE AVE SUITE 1000 JACKSONVILLE, FL 32202 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $9K | $0 | $9K | 12.00% |
| HARDEN & ASSOCIATES | 501 RIVERSIDE AVE SUITE 1000 JACKSONVILLE, FL 32202 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $6K | $0 | $6K | 9.71% |
| HARDEN & ASSOCIATES | 501 RIVERSIDE AVE SUITE 1000 JACKSONVILLE, FL 32202 | HUMANA | $2K | $0 | $2K | 8.43% |
| THOMAS JAMES OLLER | 2010 COPPER CREEK DRIVE UNIT C FLEMING ISLAND, FL 32203 | AFLAC | $183 | $0 | $183 | 2.01% |
| VERA I CRUICE Filed as: VERA CRUICE | 7121 TARPON COURT FLEMING ISLAND, FL 32003 | AFLAC | $131 | $0 | $131 | 1.44% |
| JIMMY D BOONE Filed as: JIMMY BOONE | 5346 DOMINICA CIRCLE SARASOTA, FL 34233 | AFLAC | $119 | $0 | $119 | 1.31% |
| HARDEN & ASSOCIATES | 501 RIVERSIDE AVE SUITE 1000 JACKSONVILLE, FL 32202 | AFLAC | $66 | $0 | $66 | 0.73% |
| WILLIAM J CODY | 2617 TRAMORE PLACE ORANGE PARK, FL 32065 | AFLAC | $51 | $0 | $51 | 0.56% |
| FREDERICK I BRAREN JR | 1840 SAN MARCO BOULEVARD APARTMENT 2 JACKSONVILLE, FL 32207 | AFLAC | $51 | — | $51 | 0.56% |
| MARK HANNAH | 3025 TOWNSEND BOULEVARD JACKSONVILLE, FL 32277 | AFLAC | $41 | $0 | $41 | 0.45% |
| DAVID K MOBLEY | 3812 VALVERDE CIRCLE JACKSONVILLE, FL 32224 | AFLAC | $39 | — | $39 | 0.43% |
| JAMEY MILLER INC | 4811 BEACH BLVD SUITE 107 JACKSONVILLE, FL 32207 | AFLAC | $37 | $0 | $37 | 0.41% |
| SALLY L PITTMAN | 9372 COXWELL LANE JACKSONVILLE, FL 32221 | AFLAC | $36 | $0 | $36 | 0.40% |
| CHRIS GUZEWICH | 1007 DRAKE FEATHER DRIVE ORANGE PARK, FL 32065 | AFLAC | $28 | — | $28 | 0.31% |
| J C ADAMS INC | 5631 NE 31ST TERRACE OCALA, FL 34479 | AFLAC | $25 | $0 | $25 | 0.27% |
| J W GRIMES INC | 6165 WATERFORD ROAD COLUMBUS, GA 31904 | AFLAC | $23 | $0 | $23 | 0.25% |
| ROBERT VICTOR WOERNER II | 1548 WATERBRIDGE COURT FLEMING ISLAND, FL 32003 | AFLAC | $23 | $0 | $23 | 0.25% |
| THE HORTON GROUP Filed as: R HORTON GRIFFIN JR | 116 N DAWSON ST THOMASVILLE, GA 31792 | AFLAC | $20 | $0 | $20 | 0.22% |
| TRACI R BATTEN | 5009 HIGH POINT ROAD SUITE 201 JACKSONVILLE, FL 27407 | AFLAC | $19 | $0 | $19 | 0.21% |
| MICHAEL J YOUNG | 2600 ORANGE PICKER ROAD JACKSONVILLE, FL 32223 | AFLAC | $19 | $0 | $19 | 0.21% |
| JEREMY L MILLER | 3065 REVELS ROAD GREEN COVE SPRINGS, FL 32043 | AFLAC | $17 | $0 | $17 | 0.19% |
| GREGORY MICHAEL CRUICE | 7121 TARPON COURT FLEMING ISLAND, FL 32003 | AFLAC | $17 | $0 | $17 | 0.19% |
| MICHAEL RAYMOND HIGGINS | 1003 DRAKE FEATHER DRIVE ORANGE PARK, FL 32065 | AFLAC | $16 | $0 | $16 | 0.18% |
| DONNA DANIELLE SMITH | 1730 MOSS CREEK DRIVE FLEMING ISLAND, FL 32003 | AFLAC | $14 | $0 | $14 | 0.15% |
| DAVID C SWEIGARD Filed as: DAVID SWEIGARD | 2575E PELLICER ROAD SAINT AUGUSTINE, FL 32092 | AFLAC | $13 | $0 | $13 | 0.14% |
| TROY DANIEL DESLATTE | 107 SHADY PARK DRIVE LAFAYETTE, LA 70508 | AFLAC | $9 | $0 | $9 | 0.10% |
| DAVID MARKS | 4021 W E HECK COURT BUILDING J BATON ROUGE, LA 70816 | AFLAC | $7 | $0 | $7 | 0.08% |
| BETH LUANNE KIMBROUGH | 6750 N ANDREWS AVE SUITE 200 FORT LAUDERDALE, FL 33309 | AFLAC | $6 | $0 | $6 | 0.07% |
| DAVID ABOULAFIA | 235 ALERTO STREET SAINT AUGUSTINE, FL 32080 | AFLAC | $3 | $0 | $3 | 0.03% |
| SARAH RUTH HAMMITT | 5715 LUELLA STREET JACKSONVILLE, FL 32207 | AFLAC | $3 | $0 | $3 | 0.03% |
| JOHN A FARBER | 2914 BENT BOW LANE MIDDLEBURG, FL 32068 | AFLAC | $3 | $0 | $3 | 0.03% |
| ASHLEY CROOK Filed as: ASHLEY L CROOK | 111 DAUPHIN ST MOBILE, AL 36602 | AFLAC | $3 | $0 | $3 | 0.03% |
| DAVID C SWEIGARD | 283 VENETIAN BOULEVARD SAINT AUGUSTINE, FL 32095 | AFLAC | $2 | $0 | $2 | 0.02% |
| DAVID MARKS | 4021 W E HECK COURT BUILDING J BATON ROUGE, LA 70816 | AFLAC | $2 | $0 | $2 | 0.02% |
| HARDEN & ASSOCIATES | 501 RIVERSIDE AVE SUITE 1000 JACKSONVILLE, FL 32202 | BENEFIT ADVANTAGE | $0 | $0 | $0 | 0.00% |
| HARDEN & ASSOCIATES | 501 RIVERSIDE AVE SUITE 1000 JACKSONVILLE, FL 32202 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $335 | $0 | $335 | 100.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 490 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 490 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITED HEALTHCARE INSURANCE COMPANY | 561 | $4.4M |
| Dental | GUARDIAN | 306 | $85K |
| Vision | HUMANA | 220 | $29K |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 0 | $66K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 0 | $335 |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 0 | $75K |
| Other(4 contracts, 3 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 103 | $198K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 561 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.