| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| STEPHEN J YOUNG3 | 490 NW WOODLANDS TER LAKE CITY, FL 32055 | AFLAC | $29K | $821 | $30K | 5.22% |
| HENRY JACKSON STEWART3 Filed as: HENRY JACKSON STEWARD | 986 SE APACHE AVENUE LEE, FL 32059 | AFLAC | $13K | $437 | $13K | 2.27% |
| CHARLES HARTHUN3 Filed as: CHARLES BRYAN HARTHUN | 419 TYLER TRL JAMESTOWN, TN 38556 | AFLAC | $3K | $128 | $3K | 0.57% |
| JACK ALBERT MARTIN3 | 93 WOODSIDE RD DANVILLE, PA 17821 | AFLAC | $3K | $83 | $3K | 0.52% |
| STEPHEN K WARNER3 | 1468 SW MAIN BLVD STE 105 LAKE CITY, FL 32025 | AFLAC | $3K | $361 | $3K | 0.51% |
| DANNY L LOPER3 Filed as: DANNY LOPER | PO BOX 1378 LIVE OAK, FL 32064 | AFLAC | $3K | $244 | $3K | 0.48% |
| C H ROBINSON & ASSOCIATES INC3 | 9969 NW 16TH RD GAINVESVILLE, FL 32606 | AFLAC | $2K | $248 | $2K | 0.37% |
| ASSURANCE AGENCY LTD3 Filed as: CHERRY ASSURANCE GROUP INC | 1425 PIEDMONT DR E STE 101B TALLAHASSEE, FL 32308 | AFLAC | $2K | — | $2K | 0.34% |
| RONALD L RICHARDSON3 | 8717 208TH PL O BRIEN, FL 32071 | AFLAC | $2K | — | $2K | 0.33% |
| WILLIAM R REGISTER3 | PO BOX 2386 THOMASVILLE, GA 31799 | AFLAC | $2K | — | $2K | 0.31% |
| JOEL BARAT TOIGO3 | 543 N MEADOWWOOD PL CLEVELAND, OK 74020 | AFLAC | $1K | — | $1K | 0.21% |
| VICKI M DICKERT3 | 103 LAUGHING GULL LN CARRABELLE, FL 32322 | AFLAC | $1K | — | $1K | 0.19% |
| JOSEPH WATTS3 | 1118 SW CASTLE HEIGHTS TER LAKE CITY, FL 32025 | AFLAC | $927 | $100 | $1K | 0.18% |
| JASON BODDIE3 Filed as: JASON ISRAEL BODDIE | 5242 LOUIS LN MIDDLEBURG, FL 32068 | AFLAC | $868 | — | $868 | 0.15% |
| TRISTATE INS ASSOC INC3 | PO BOX 1829 LAKE CITY, FL 32056 | AFLAC | $820 | — | $820 | 0.14% |
| JIMMY D BOONE3 | 12626 BAYPOINTE TER CORTEZ, FL 34215 | AFLAC | $759 | — | $759 | 0.13% |
| RUBICON REGION LLC3 | 1862 KEYSTONE PL SCHAUMBURG, IL 60193 | AFLAC | $685 | — | $685 | 0.12% |
| SHANNON L TROWBRIDGE3 | 202 SPRINGRISE LN SUMMERVILLE, SC 29486 | AFLAC | $635 | — | $635 | 0.11% |
| JOHNNY C DINGESS3 Filed as: JOHNNY C DINGELL | 122 SW MUSKET PL LAKE CITY, FL 32025 | AFLAC | $623 | — | $623 | 0.11% |
| TAMMY SUZETTE SHIPP3 | PO BOX 1263 CROSS CITY, FL 32628 | AFLAC | $580 | $33 | $613 | 0.11% |
| TROY DANIEL DESLATTE3 | 107 SHADY PARK DR LAFAYETTE, LA 70508 | AFLAC | $470 | — | $470 | 0.08% |
| BETH LUANNE KIMBROUGH3 | 6750 N ANDREWS AVENUE STE 200 FT LAUDERDALE, FL 33309 | AFLAC | $449 | — | $449 | 0.08% |
| CARSON LEE CHERRY3 | 1425 PIEDMONT DR E STE 101B TALLAHASSEE, FL 32308 | AFLAC | $431 | — | $431 | 0.08% |
| JOSHUA T HILL3 | 24921 NE 136TH LN FORT MCCOY, FL 32134 | AFLAC | $421 | — | $421 | 0.07% |
| WILLIAM R REGISTER3 | PO BOX 2386 THOMASVILLE, GA 31799 | AFLAC | $362 | — | $362 | 0.06% |
| JOEY C ADAMS3 | 317 NORTHEAST 36TH AVENUE SUITE 6 OCALA, FL 34470 | AFLAC | $357 | — | $357 | 0.06% |
| WILLIS TOWERS WATSON US LLC3 Filed as: GYLES GLYNN WILLIS | 4592 NW LASSIE BLACK STREET WHITE SPRINGS, FL 32096 | AFLAC | $348 | — | $348 | 0.06% |
| TARA LYNN EDWARDS3 | 14552 144TH ST LIVE OAK, FL 32060 | AFLAC | $329 | — | $329 | 0.06% |
| TARA LYNN EDWARDS3 | 14552 144TH ST LIVE OAK, FL 32060 | AFLAC | $328 | — | $328 | 0.06% |
| CHRIS H ROBINSON3 | 9969 NW 16TH RD GAINESVILLE, FL 32606 | AFLAC | $290 | — | $290 | 0.05% |
| RICHARDSON INSURANCE SERVICES INC3 | 8717 208TH PL O BRIEN, FL 32071 | AFLAC | $196 | — | $196 | 0.03% |
| TAMMY SUZETTE SHIPP3 | 14341 NW 78TH AVENUE TRENTON, FL 32693 | AFLAC | $171 | $19 | $190 | 0.03% |
| JIMMY LEON JOHNSON3 | 40 AVERY ST SAINT AUGUSTINE, FL 32084 | AFLAC | $177 | — | $177 | 0.03% |
| REBECCA PEAVEY BONDS3 | 28823 53RD DR BRANFORD, FL 32008 | AFLAC | $162 | $12 | $174 | 0.03% |
| J W GRIMES INC3 Filed as: JW GRIMES INC | 6165 WATERFORD RD COLUMBUS, GA 31904 | AFLAC | $136 | — | $136 | 0.02% |
| JAMES R MIRABELLI3 | 801 BRINY AVENUE APT 1403 POMPANO BEACH, FL 33062 | AFLAC | $132 | — | $132 | 0.02% |
| THOMAS R HARDEE3 | 431 SE ROBINWOOD DR MADISON, FL 32340 | AFLAC | $108 | — | $108 | 0.02% |
| CECIL T SALMON3 | 27 RAMBLEWOOD DR PALM COAST, FL 32164 | AFLAC | $101 | — | $101 | 0.02% |
| CRYSTAL BUSH3 | 11354 NE HIGHWAY 349 OLD TOWN, FL 32680 | AFLAC | $100 | — | $100 | 0.02% |
| ROBERT P FERRONE3 Filed as: ROBERT P PERRONE | 262 AUTUMN TRAIL WAY WAVERLY HALL, GA 31831 | AFLAC | $73 | — | $73 | 0.01% |
| TREVIS GLENN MATTHEWS3 | 10 TURNBURY CT NEWNAN, GA 30265 | AFLAC | $67 | — | $67 | 0.01% |
| ROBERT L TRAPNELL JR3 | 15 N INDIAN RIVER DR APT 705 COCOA, FL 32922 | AFLAC | $60 | — | $60 | 0.01% |
| JERRY ALFORD3 | 40374 SW FOREST ROAD 181 BRISTOL, FL 32321 | AFLAC | $49 | — | $49 | 0.01% |
| UNDERWRITERS SOUTH3 | 12001 LAYFIELD RD UPATOI, GA 31829 | AFLAC | $36 | — | $36 | 0.01% |
| LINDSAY NORFLEET FICO3 | 1929 SW 247TH WAY NEWBERRY, FL 32669 | AFLAC | $36 | — | $36 | 0.01% |
| GEORGE H MURRAH JR3 | 11600 SR 51 LIVE OAK, FL 32060 | AFLAC | $34 | — | $34 | 0.01% |
| SABRINA HASKELL3 | 430 RYDER CUP LN CLEMMONS, NC 27012 | AFLAC | $32 | — | $32 | 0.01% |
| MICHAEL DAVID CROSS3 | 4809 SPRINGBROOK DR HAHIRA, GA 31632 | AFLAC | $30 | — | $30 | 0.01% |
| JEFFREY M SINTAY3 | 5300 OAKBROOK PKWY STE 300 STE 350 NORCROSS, GA 30093 | AFLAC | $30 | — | $30 | 0.01% |
| STACEY MARIE FOLSOM3 | 3941 SE 26TH COURT RD OCALA, FL 34480 | AFLAC | $29 | — | $29 | 0.01% |
| SANDRA LEE FOX3 | 2113 NE 2ND ST OCALA, FL 34470 | AFLAC | $28 | — | $28 | 0.00% |
| JOEY C ADAMS3 | 317 NORTHEAST 36TH AVENUE STE 6 OCALA, FL 34470 | AFLAC | $26 | — | $26 | 0.00% |
| TRISTEN DOUGLAS MORGAN3 | 173 SW LANCELOT GLN LAKE CITY, FL 32024 | AFLAC | $22 | — | $22 | 0.00% |
| JEREMY M HASKELL3 | 430 RYDER CUP LN CLEMMONS, NC 27012 | AFLAC | $22 | — | $22 | 0.00% |
| MARIE MICHELE HASKELL3 | PO BOX 440307 JACKSONVILLE, FL 32222 | AFLAC | $21 | — | $21 | 0.00% |
| JIMMY LEON JOHNSON3 | 411 WALNUT ST NO 16846 GREEN COVE SPRINGS, FL 32043 | AFLAC | $21 | — | $21 | 0.00% |
| ELAINE L MILLS3 | 8877 SE 180TH AVENUE RD OCKLAWAHA, FL 32179 | AFLAC | $21 | — | $21 | 0.00% |
| JIMMY R MATHIS3 Filed as: JIMMY R MATHIAS | PO BOX 2371 OCALA, FL 34478 | AFLAC | $21 | — | $21 | 0.00% |
| CHOPPY HODES3 | 1031 NW 6TH ST STE F1 GAINESVILLE, FL 32601 | AFLAC | $20 | — | $20 | 0.00% |
| AARON ANTHONY3 | 1700 FOUNTAIN CT APT 1303 COLUMBUS, GA 31904 | AFLAC | $18 | — | $18 | 0.00% |
| BRYAN SHOVER3 Filed as: BRYAN D SHOVER | 309 KNOB HILL RD VALDOSTA, GA 31602 | AFLAC | $18 | — | $18 | 0.00% |
| THE HORTON GROUP3 Filed as: R HORTON GRIFFIN JR | 610 BLACKSHEAR ST THOMASVILLE, GA 31792 | AFLAC | $18 | — | $18 | 0.00% |
| SANFORD P ALFORD JR3 | 1753 INDIAN WELLS AVENUE OCALA, FL 34472 | AFLAC | $17 | — | $17 | 0.00% |
| CHRIS GUZEWICH3 | 1007 DRAKEFEATHER DR ORANGE PARK, FL 32065 | AFLAC | $16 | — | $16 | 0.00% |
| RJSW & ASSOCIATES INC3 Filed as: RJSW AND ASSOCIATES INC | 1344 VICKERS RD TALLAHASSEE, FL 32303 | AFLAC | $15 | — | $15 | 0.00% |
| TAMMY MARIE SHARPE3 | PO BOX 2114 LAKE CITY, FL 32056 | AFLAC | $14 | — | $14 | 0.00% |
| MARK C LEE3 | 11500 COUNTY LINE RD MIDLAND, GA 31820 | AFLAC | $8 | — | $8 | 0.00% |
| JEREMY C ALFORD3 | 2606 NW 19TH WAY GAINESVILLE, FL 32605 | AFLAC | $7 | — | $7 | 0.00% |
| KEVIN J HACKETT3 | 8039 SW 67TH ROAD GAINESVILLE, FL 32608 | AFLAC | $5 | — | $5 | 0.00% |
| MARIE MICHELE HASKELL3 | 5023 EAGLE POINT DR JACKSONVILLE, FL 32244 | AFLAC | $5 | — | $5 | 0.00% |
| JAMES (JAY) GRIMES3 Filed as: JAMES R HARRIS | 6329 RIVERMONT CT COLUMBUS, GA 31904 | AFLAC | $5 | — | $5 | 0.00% |
| DAWN T SUCHECKI3 | 225 S WATERS ST WILMINGTON, NC 28401 | AFLAC | $5 | — | $5 | 0.00% |
| TAMMY L KNIGHT3 | 19233 SW 96TH LOOP DUNNELLON, FL 34432 | AFLAC | $2 | — | $2 | 0.00% |
| JAMES (JAY) GRIMES3 Filed as: JAMES J GRIMES | 554 ROBERT WILLIAMS RD PINE MOUNTAIN, GA 31822 | AFLAC | $2 | — | $2 | 0.00% |
| CATHERINE L LEE3 | 10 NUN ST WILMINGTON, NC 28401 | AFLAC | $2 | — | $2 | 0.00% |
| OMER S BASS IV3 | 565 W GATEWAY CT MERRITT ISLAND, FL 32592 | AFLAC | $2 | — | $2 | 0.00% |
| JAMES EDWARD BREWSTER3 | 16362 198TH TRCE O BRIEN, FL 32071 | AFLAC | $1 | — | $1 | 0.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 4498 W US HIGHWAY 90 LAKE CITY, FL 320555887 | HUMANA | $30K | — | $30K | 9.81% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES | 200 S ORANGE AVENUE STE 1350 ORLANDO, FL 32801 | STANDARD INSURANCE COMPANY | $24K | — | $24K | 10.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES | PO BOX 3009 ARLINGTON HEIGHTS, IL 60006 | STANDARD INSURANCE COMPANY | $5K | — | $5K | 1.93% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES | 200 S ORANGE AVENUE STE 1350 ORLANDO, FL 32801 | STANDARD INSURANCE COMPANY | $3K | — | $3K | 1.11% |
| JOHN F. HOWARD3 Filed as: JOHN FRIERSON HOWARD | 1000 RIVERSIDE AVENUE STE 250 JACKSONVILLE, FL 32204 | SUN LIFE ASSURANCE COMPANY OF CANADA | $601 | — | $601 | 0.69% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 4498 W US HIGHWAY 90 LAKE CITY, FL 32055 | BLUE CROSS BLUE SHIELD | $83K | — | $83K | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 988 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 988 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | AFLAC | 961 | $571K |
| Dental | HUMANA | 1,187 | $302K |
| Vision | HUMANA | 1,187 | $302K |
| Life insurance(2 contracts, 2 carriers) | STANDARD INSURANCE COMPANY | 398 | $329K |
| Long-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 264 | $87K |
| Stop-loss / reinsurancereinsurance | BLUE CROSS BLUE SHIELD | 961 | $0 |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,187 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.