| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC. | 2 PIERCE PI FI 14 ITASCA, IL 601431203 | RELIASTAR LIFE INSURANCE COMPANY | $56K | — | $56K | 10.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC. | 2 PIERCE PL FI 14 ITASCA, IL 601431203 | RELIASTAR LIFE INSURANCE COMPANY | $12K | — | $12K | 2.21% |
| HENRY JACKSON STEWART3 | 986 SE APACHE AVENUE LEE, FL 32059 | AFLAC | $38K | $2K | $40K | 7.37% |
| STEPHEN J YOUNG3 | 490 NW WOODLANDS TERRACE LAKE CITY, FL 32055 | AFLAC | $23K | $1K | $24K | 4.40% |
| RONALD L RICHARDSON3 | 8717 208TH PL O BRIEN, FL 32071 | AFLAC | $21K | $3K | $24K | 4.29% |
| DANNY L LOPER3 | PO BOX 1378 LIVE OAK, FL 32064 | AFLAC | $12K | $482 | $12K | 2.27% |
| SHANNON L TROWBRIDGE3 | 126 CYPRESS VIEW RD GOOSE CREEK, SC 29445 | AFLAC | $7K | $7 | $7K | 1.26% |
| MARVIN L TOWNSEND JR3 | 417 NW SUGARCANE PL LAKE CITY, FL 32055 | AFLAC | $6K | $7 | $6K | 1.02% |
| VICKI M DICKERT3 | 258 SEAVIEW AVENUE DAYTONA BEACH, FL 32118 | AFLAC | $4K | $1K | $5K | 0.99% |
| BETH LUANNE KIMBROUGH3 | 6750 N ANDREWS AVENUE STE 200 FT LAUDERDALE, FL 33309 | AFLAC | $3K | $1K | $4K | 0.68% |
| ASSURANCE AGENCY LTD3 Filed as: CHERRY ASSURANCE GROUP INC. | 1425 E PIEDMONT DR SUITE 101 B TALLAHASSEE, FL 32308 | AFLAC | $4K | — | $4K | 0.67% |
| WILLIAM R REGISTER3 | PO BOX 2386 THOMASVILLE, GA 31799 | AFLAC | $3K | — | $3K | 0.58% |
| JOEL BARAT TOIGO3 | 4907 NW 43RD ST STE B GAINESVILLE, FL 32606 | AFLAC | $2K | $12 | $2K | 0.43% |
| JAMES P MACCOURT3 | 11499 176TH ST MCALPIN, FL 32062 | AFLAC | $2K | $6 | $2K | 0.30% |
| TRISTATE INS ASSOC INC3 | PO BOX 1829 LAKE CITY, FL 32056 | AFLAC | $2K | — | $2K | 0.28% |
| JIMMY D BOONE3 | 5346 DOMINICA CIR SARASOTA, FL 34233 | AFLAC | $1K | — | $1K | 0.24% |
| J C ADAMS INC3 Filed as: JC ADAMS INC | 5631 NE 31ST TER OCALA, FL 34479 | AFLAC | $1K | — | $1K | 0.24% |
| JOHNNY C DINGESS3 | 122 SW MUSKET PLACE LAKE CITY, FL 32025 | AFLAC | $1K | — | $1K | 0.21% |
| TROY DANIEL DESLATTE3 | 107 SHADY PARK DR LAFAYETTE, LA 70508 | AFLAC | $1K | — | $1K | 0.19% |
| CARSON LEE CHERRY3 | 1425 PIEDMONT DR E STE 101B TALLAHASSEE, FL 32308 | AFLAC | $849 | — | $849 | 0.15% |
| WILLIAM R REGISTER3 | PO BOX 2386 THOMASVILLE, GA 31799 | AFLAC | $610 | — | $610 | 0.11% |
| MATTHEW CHERRY3 Filed as: MATTHEW J PERRY | 805 TIMBERVIEW DR TALLAHASSEE, FL 32308 | AFLAC | $556 | — | $556 | 0.10% |
| JASON E PENNINGTON3 | 3145 158TH STREET WELLBORN, FL 32094 | AFLAC | $285 | $229 | $514 | 0.09% |
| ANDREW T BOYD3 | 2219 NW 29TH STREET GAINESVILLE, FL 32605 | AFLAC | $321 | $122 | $443 | 0.08% |
| VIRGINIA R SCOTT3 | PO BOX 2422 OCALA, FL 34478 | AFLAC | $174 | $114 | $288 | 0.05% |
| HARVEY D JONES3 | 15426 NW 136TH TER ALACHUA, FL 32615 | AFLAC | $254 | $27 | $281 | 0.05% |
| J W GRIMES INC3 Filed as: JW GRIMES INC | 7659 HERITAGE CROSSING WAY REUNION, FL 34747 | AFLAC | $203 | — | $203 | 0.04% |
| ROBERT L TRAPNELL JR3 | 19 N INDIAN RIVER DR APT 701 COCOA, FL 32922 | AFLAC | $146 | — | $146 | 0.03% |
| THOMAS R HARDEE3 | 431 SE ROBINWOOD DR MADISON, FL 32340 | AFLAC | $118 | — | $118 | 0.02% |
| DOUGLAS E SMITH3 | 275 SE HOLLY TERRACE LAKE CITY, FL 32025 | AFLAC | $111 | — | $111 | 0.02% |
| GEORGE H MURRAH JR3 | 11600 SR 51 LIVE OAK, FL 32060 | AFLAC | $110 | — | $110 | 0.02% |
| C H ROBINSON & ASSOCIATES INC3 Filed as: CH ROBINSON AND ASSOCIATES INC | 4623 NW 53RD AVE STE 1A GAINESVILLE, FL 32653 | AFLAC | $105 | — | $105 | 0.02% |
| TREVIS GLENN MATTHEWS3 | 10 TURNBURY CT NEWNAN, GA 30265 | AFLAC | $87 | — | $87 | 0.02% |
| JERRY ALFORD3 | 40374 SW FOREST ROAD 181 BRISTOL, FL 32321 | AFLAC | $64 | — | $64 | 0.01% |
| CHARLES W VINES JR3 | PO BOX 11722 PENSACOLA, FL 32524 | AFLAC | $53 | — | $53 | 0.01% |
| CHARLES HARTHUN3 Filed as: CHARLES B HARTHUN | 1577 LAWSON RD CROSSVILLE, TN 38571 | AFLAC | $48 | — | $48 | 0.01% |
| AUSHA D GREENBERG3 | 4591 NW COUNTY ROAD 146 JENNINGS, FL 32053 | AFLAC | $47 | — | $47 | 0.01% |
| UNDERWRITERS SOUTH3 | 12001 LAYFIELD RD UPATOL, GA 31829 | AFLAC | $45 | — | $45 | 0.01% |
| DANIEL J MATTHEWS3 | 6400 N DAVIS HWY SUITE 2 PENSACOLA, FL 32504 | AFLAC | $42 | — | $42 | 0.01% |
| EDWIN KURTZ3 Filed as: EDWIN ROBERT KURTZ | 567 SW TULAROSA LN LAKE CITY, FL 32025 | AFLAC | $41 | — | $41 | 0.01% |
| LINDSAY NORFLEET FICO3 | 5807 PARKSTONE CROSSING DR JACKSONVILLE, FL 32258 | AFLAC | $39 | — | $39 | 0.01% |
| SANDRA LEE FOX3 | 2113 NE 2ND ST OCALA, FL 34470 | AFLAC | $34 | — | $34 | 0.01% |
| STACEY MARIE FOLSOM3 Filed as: STACEY MARIE FOLSON | 3941 SE 26TH COURT ROAD OCALA, FL 34480 | AFLAC | $31 | — | $31 | 0.01% |
| ANGEL E HILL3 | 500 SE FORT KING ST STE A OCALA, FL 34471 | AFLAC | $30 | — | $30 | 0.01% |
| CHRIS GUZEWICH3 | 1007 DRAKE FEATHER DR ORANGE PARK, FL 32065 | AFLAC | $28 | — | $28 | 0.01% |
| JAMES W CARNELEY SR3 Filed as: JAMES W CARNLEY SR | PO BOX 783 CANTONMENT, FL 32533 | AFLAC | $26 | — | $26 | 0.00% |
| SAIC INC3 | 4245 MILGEN ROAD COLUMBUS, GA 31907 | AFLAC | $26 | — | $26 | 0.00% |
| CHOPPY HODES3 | 1031 NW 6TH STREET STE F1 GAINESVILLE, FL 32601 | AFLAC | $26 | — | $26 | 0.00% |
| JEREMY C ALFORD3 | 11628 NW 9TH LN GAINESVILLE, FL 32606 | AFLAC | $23 | — | $23 | 0.00% |
| ELAINE L MILLS3 | 8877 SE 180TH AVENUE RD OCKLAWAHA, FL 32179 | AFLAC | $22 | — | $22 | 0.00% |
| JIMMY R MATHIS3 | PO BOX 2371 OCALA, FL 34478 | AFLAC | $22 | — | $22 | 0.00% |
| THE HORTON GROUP3 Filed as: R HORTON GRIFFIN JR | 116 N DAWSON ST THOMASVILLE, GA 31792 | AFLAC | $22 | — | $22 | 0.00% |
| J W GRIMES INC3 Filed as: JW GRIMES INC | 6165 WATERFORD RD COLUMBUS, GA 31904 | AFLAC | $22 | — | $22 | 0.00% |
| MIRIAM C WATKINS3 | 3456 EXMOUTH LANE TALLAHASSEE, FL 32317 | AFLAC | $21 | — | $21 | 0.00% |
| SANFORD P ALFORD JR3 | 1819 CYPRESS POINT RD OCALA, FL 34472 | AFLAC | $20 | — | $20 | 0.00% |
| VERA I CRUICE3 | 7121 TARPON COURT FLEMING ISLAND, FL 32003 | AFLAC | $18 | — | $18 | 0.00% |
| RJSW & ASSOCIATES INC3 Filed as: RJSW AND ASSOCIATES INC | 1344 VICKERS RD TALLAHASSEE, FL 32303 | AFLAC | $16 | — | $16 | 0.00% |
| CHRISTI M JESKE3 | 101 104TH AVE SW KILDEER, ND 58640 | AFLAC | $14 | — | $14 | 0.00% |
| ELOISE KLOSE3 | 338 31ST ST APT 6 BISMARCK, ND 58501 | AFLAC | $14 | — | $14 | 0.00% |
| MICHAEL RAYMOND HIGGINS3 | 1003 DRAKE FEATHER DR ORANGE PARK, FL 32065 | AFLAC | $13 | — | $13 | 0.00% |
| GSL MARKETING INC3 Filed as: GSL MARKETING INC. | 14260 W NEWBERRY RD 336 NEWBERRY, FL 32669 | AFLAC | $12 | — | $12 | 0.00% |
| THOMAS JAMES OLLER3 | 2010 COPPER CREEK DR UNIT C FLEMING ISLAND, FL 32003 | AFLAC | $11 | — | $11 | 0.00% |
| KEVIN J HACKETT3 | 8039 SW 67TH RD GAINESVILLE, FL 32608 | AFLAC | $11 | — | $11 | 0.00% |
| TAMMY MARIE SHARPE3 Filed as: TAMMY MARIESHARPE | PO BOX 2114 LAKE CITY, FL 32056 | AFLAC | $10 | — | $10 | 0.00% |
| CHRISTINE M SINTAY3 | PO BOX 540246 GREENACRES, FL 33454 | AFLAC | $9 | — | $9 | 0.00% |
| JULIE BEHRENS AGENCY LLC3 Filed as: JULIE EHRENS AGENCY LLC | 1800 E MAIN ST STE C MANDAN, ND 58554 | AFLAC | $8 | — | $8 | 0.00% |
| LEANNE R PETERSON3 | 603 STEVENSON ST NW BERTHOLD, ND 58718 | AFLAC | $8 | — | $8 | 0.00% |
| CYNTHIA D WELKEN-PLACE3 | 601 CODY DR BISMARCK, ND 58503 | AFLAC | $7 | — | $7 | 0.00% |
| LORIMAR GONZALEZ3 | 6880 KETTLE CREEK DRIVE JACKSONVILLE, FL 32222 | AFLAC | $5 | — | $5 | 0.00% |
| MICHAEL D EVANS JR3 | 113 5TH ST SE WATERTOWN, SD 57201 | AFLAC | $5 | — | $5 | 0.00% |
| JOEY C ADAMS3 | 5631 NE 31ST TER OCALA, FL 34479 | AFLAC | $4 | — | $4 | 0.00% |
| JESSICA GODWIN3 Filed as: JESSICA E GODWIN | 16292 SW 64TH AVENUE STARKE, FL 32091 | AFLAC | $3 | — | $3 | 0.00% |
| CATHERINE L LEE3 | 1444 SOUTH 17TH STREET WILMINGTON, NC 28401 | AFLAC | $2 | — | $2 | 0.00% |
| TAMMY L KNIGHT3 | 139 LEWIS DR PERRY, FL 32348 | AFLAC | $2 | — | $2 | 0.00% |
| BRADLEY L WATSON3 | 2900 NW31ST TER GAINESVILLE, FL 32605 | AFLAC | $1 | — | $1 | 0.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC. | 4498 W US HIGHWAY 90 LAKE CITY, FL 320554887 | HUMANA | $28K | — | $28K | 8.79% |
| AON CONSULTING INC3 Filed as: BATES AND HEWITT INC | 3400 CRILL AVE STE 2 PALATKA, FL 321779143 | HUMANA | $1K | — | $1K | 0.34% |
| FLORIDA BLUE3 Filed as: THOMAS BOYD | PO BOX 16933 JACKSONVILLE, FL 32246 | SUN LIFE ASSURANCE COMPANY OF CANADA | $19K | — | $19K | 11.33% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 4498 US HIGHWAY 90 LAKE CITY, FL 320554887 | BLUE CROSS BLUE SHIELD | $105K | — | $105K | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,128 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 1,128 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AFLAC | 613 | $549K |
| Dental | HUMANA | 669 | $320K |
| Vision | HUMANA | 669 | $320K |
| Life insurance(2 contracts, 2 carriers) | RELIASTAR LIFE INSURANCE COMPANY | 1,128 | $725K |
| Long-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 295 | $168K |
| Prescription drug | BLUE CROSS BLUE SHIELD | 1,137 | $0 |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,137 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.