| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| STEPHEN J YOUNG3 | 490 NW WOODLANDS TER LAKE CITY, FL 32055 | AFLAC | $31K | $2K | $33K | 5.59% |
| HENRY JACKSON STEWART3 | 986 SE APACHE WAY LEE, FL 32059 | AFLAC | $14K | $223 | $14K | 2.43% |
| STEPHEN K WARNER3 | 1468 SW MAIN BLVD STE 105 LAKE CITY, FL 32025 | AFLAC | $6K | $153 | $6K | 1.00% |
| DANNY L LOPER3 | PO BOX 1378 LIVE OAK, FL 32064 | AFLAC | $5K | $188 | $5K | 0.93% |
| C H ROBINSON & ASSOCIATES INC3 Filed as: CH ROBINSON & ASSOCIATES INC | 9969 NW 15TH ROAD GAINESVILLE, FL 32606 | AFLAC | $4K | $203 | $4K | 0.76% |
| JOSEPH WATTS3 | 1118 SW CASTLE HEIGHTS TER LAKE CITY, FL 32025 | AFLAC | $3K | $228 | $3K | 0.58% |
| RONALD L RICHARDSON3 | 8717 208TH PL O BRIEN, FL 32071 | AFLAC | $3K | — | $3K | 0.43% |
| ASSURANCE AGENCY LTD3 Filed as: CHERRY ASSURANCE GROUP INC | 1425 PIEDMONT DR E STE 101 B TALLAHASSEE, FL 32308 | AFLAC | $2K | — | $2K | 0.35% |
| WILLIAM R REGISTER3 | PO BOX 2386 THOMASVILLE, GA 31799 | AFLAC | $2K | — | $2K | 0.31% |
| JOEL BARAT TOIGO3 | 1603 CASTELLINA CT EDMOND, OK 73034 | AFLAC | $1K | — | $1K | 0.21% |
| CHARLES HARTHUN3 Filed as: CHARLES BRYAN HARTHUN | 10396 SW 65TH TERRACE OCALA, FL 34476 | AFLAC | $1K | — | $1K | 0.20% |
| RUBICON REGION LLC3 | 360 W HUBBARD ST APT 2008 CHICAGO, IL 60654 | AFLAC | $951 | $221 | $1K | 0.20% |
| TRI STATE INS ASSOC INC3 | PO BOX 1829 LAKE CITY, FL 32056 | AFLAC | $887 | — | $887 | 0.15% |
| VICKI M DICKERT3 | 103 LAUGHING GULL LN CARRABELLE, FL 32322 | AFLAC | $884 | — | $884 | 0.15% |
| JIMMY D BOONE3 | 5346 DOMINICA CIR SARASOTA, FL 34233 | AFLAC | $798 | — | $798 | 0.14% |
| JOHNNY C DINGESS3 | 122 SW MUSKET PL LAKE CITY, FL 32025 | AFLAC | $718 | — | $718 | 0.12% |
| SHANNON L TROWBRIDGE3 | 202 SPRINGRISE LN SUMMERVILLE, SC 29486 | AFLAC | $713 | — | $713 | 0.12% |
| TAMMY S GARDNER3 | PO BOX 1263 CROSS CITY, FL 32628 | AFLAC | $633 | $25 | $658 | 0.11% |
| TRISTEN DOUGLAS MORGAN3 | 173 SW LANCELOT GLN LAKE CITY, FL 32024 | AFLAC | $522 | $70 | $592 | 0.10% |
| WILLIS TOWERS WATSON US LLC3 Filed as: GYLES GLYNNE WILLIS | 4592 NW LASSIE BLACK STREET WHITE SPRINGS, FL 32086 | AFLAC | $464 | $80 | $544 | 0.09% |
| TROY DANIEL DESLATTE3 | 107 SHADY PARK DR LAFAYETTE, LA 70508 | AFLAC | $497 | — | $497 | 0.09% |
| BETH LUANNE KIMBROUGH3 | 6750 N ANDREWS AVENUE STE 200 FT LAUDERDALE, FL 33309 | AFLAC | $492 | — | $492 | 0.08% |
| JACK ALBERT MARTIN3 | 93 WOODSIDE RD DANVILLE, PA 17821 | AFLAC | $475 | — | $475 | 0.08% |
| CARSON LEE CHERRY3 | 1425 PIEDMONT DR E STE 101B TALLAHASSEE, FL 32308 | AFLAC | $439 | — | $439 | 0.08% |
| WILLIAM R REGISTER3 | PO BOX 2386 THOMASVILLE, GA 31799 | AFLAC | $362 | — | $362 | 0.06% |
| CHRIS H ROBINSON3 | 9969 NW 16TH RD GAINESVILLE, FL 32606 | AFLAC | $307 | — | $307 | 0.05% |
| VICKI M DICKERT3 | 3264 ADDISON LN TALLAHASSEE, FL 32317 | AFLAC | $305 | — | $305 | 0.05% |
| JOEY C ADAMS3 | 317 NORTHEAST 36TH AVE STE 6 OCALA, FL 34470 | AFLAC | $301 | — | $301 | 0.05% |
| JOEY C ADAMS3 | 317 NORTHEAST 36TH AVE STE 6 OCALA, FL 34470 | AFLAC | $288 | — | $288 | 0.05% |
| CRYSTAL BUSH3 | 11354 NE HIGHWAY 349 OLD TOWN, FL 32680 | AFLAC | $200 | $72 | $272 | 0.05% |
| JIMMY LEON JOHNSON3 | 40 AVERY STREET SAINT AUGUSTINE, FL 32084 | AFLAC | $211 | — | $211 | 0.04% |
| JACK ALBERT MARTIN3 | 2941 NE 3RD ST OCALA, FL 34470 | AFLAC | $191 | — | $191 | 0.03% |
| J C ADAMS INC3 | 5631 NE 31ST TER OCALA, FL 34479 | AFLAC | $183 | — | $183 | 0.03% |
| J W GRIMES INC3 | 6165 WATERFORD RD COLUMBUS, GA 31904 | AFLAC | $153 | — | $153 | 0.03% |
| JAMES R MIRABELLI3 | 801 BRINY AVE APT 1403 POMPANO BEACH, FL 33062 | AFLAC | $148 | — | $148 | 0.03% |
| REBECCA PEAVEY BONDS3 | 28823 53RD MDR BRANFORD, FL 32008 | AFLAC | $133 | — | $133 | 0.02% |
| CECIL T SALMON3 | 27 RAMBLEWOOD DR PALM COAST, FL 32164 | AFLAC | $109 | — | $109 | 0.02% |
| THOMAS R HARDEE3 | 431 SE ROBINWOOD DR MADISON, FL 32340 | AFLAC | $109 | — | $109 | 0.02% |
| TAMMY MARIE SHARPE3 | PO BOX 2114 LAKE CITY, FL 32056 | AFLAC | $64 | $24 | $88 | 0.02% |
| ROBERT P FERRONE3 Filed as: ROBERT P PERRONE | 262 AUTUMN TRAIL WAY WAVERLY HALL, GA 31831 | AFLAC | $80 | — | $80 | 0.01% |
| TREVIS GLENN MATTHEWS3 | 10 TURNBURY CT NEWNAN, GA 30265 | AFLAC | $67 | — | $67 | 0.01% |
| ROBERT L TRAPNELL JR3 | 15 N INDIAN RIVER DR APT 705 COCOA, FL 32922 | AFLAC | $65 | — | $65 | 0.01% |
| JERRY ALFORD3 | 40374 SW FOREST ROAD 181 BRISTOL, FL 32321 | AFLAC | $54 | — | $54 | 0.01% |
| GEORGE H MURRAH JR3 | 11600 SR 51 LIVE OAK, FL 32060 | AFLAC | $47 | — | $47 | 0.01% |
| UNDERWRITERS SOUTH3 | 12001 LAYFIELD ROAD UPATOI, GA 31829 | AFLAC | $36 | — | $36 | 0.01% |
| LINDSAY NORFLEET FICO3 | 1929 SW 247TH WAY NEWBERRY, FL 32669 | AFLAC | $36 | — | $36 | 0.01% |
| SANDRA LEE FOX3 | 2113 NE 2ND ST OCALA, FL 34470 | AFLAC | $33 | — | $33 | 0.01% |
| SABRINA HASKELL3 | 430 RYDER CUP LN CLEMMONS, NC 27012 | AFLAC | $32 | — | $32 | 0.01% |
| MARIE MICHELE HASKELL3 Filed as: MARIE MICHELEE HASKELL | 5023 EAGLE POINT DR JACKSONVILLE, FL 32244 | AFLAC | $30 | — | $30 | 0.01% |
| STACEY MARIE FOLSOM3 | 3941 SE 26TH COURT RD OCALA, FL 34480 | AFLAC | $29 | — | $29 | 0.00% |
| MICHAEL DAVID CROSS3 | 4809 SPRINGBROOK DR HAHIRA, GA 31632 | AFLAC | $27 | — | $27 | 0.00% |
| JAMES EDWARD BREWSTER3 | 16362 198TH TRCE O BRIEN, FL 32071 | AFLAC | $26 | — | $26 | 0.00% |
| CHOPPY HODES3 | 1031 NW 6TH ST STE FI GAINESVILLE, FL 32601 | AFLAC | $23 | — | $23 | 0.00% |
| JEFFREY M SINTAY3 | 5300 OAKBROOK PKWY STE 300 STE 350 NORCROSS, GA 30093 | AFLAC | $23 | — | $23 | 0.00% |
| JEREMY M HASKELL3 | 430 RYDER CUP LN CLEMMONS, NC 27012 | AFLAC | $22 | — | $22 | 0.00% |
| JEREMY C ALFORD3 | 3700 WINDMEADOWS BLVD APT DD 295 GAINESVILLE, FL 32608 | AFLAC | $21 | — | $21 | 0.00% |
| ELAINE L MILLS3 | 8877 SE 180TH AVENUE RD OCKLAWAHA, FL 32178 | AFLAC | $21 | — | $21 | 0.00% |
| JIMMY R MATHIS3 | PO BOX 2371 OCALA, FL 34478 | AFLAC | $21 | — | $21 | 0.00% |
| AARON ANTHONY3 | 1700 FOUNTAIN CT APT 1303 COLUMBUS, GA 31904 | AFLAC | $20 | — | $20 | 0.00% |
| THE HORTON GROUP3 Filed as: R HORTON GRIFFIN JR | 116 N DAWSON STREET THOMASVILLE, GA 31792 | AFLAC | $18 | — | $18 | 0.00% |
| SANFORD P ALFORD JR3 | 1753 INDIAN WELLS AVE OCALA, FL 34472 | AFLAC | $17 | — | $17 | 0.00% |
| BRYAN SHOVER3 Filed as: BRYAN D SHOVER | 309 KNOB HILL RD VALDOSTA, GA 31602 | AFLAC | $17 | — | $17 | 0.00% |
| CHRIS GUZEWICH3 | 1007 DRAKEFEATHER DR ORANGE PARK, FL 32065 | AFLAC | $16 | — | $16 | 0.00% |
| KEVIN J HACKETT3 | 8039 SW 67TH RD GAINESVILLE, FL 32608 | AFLAC | $15 | — | $15 | 0.00% |
| RJSW & ASSOCIATES INC3 | 1344 VICKERS RD TALLHASSEE, FL 32303 | AFLAC | $15 | — | $15 | 0.00% |
| MARK C LEE3 | 11500 COUNTY LINE RD MIDLAND, GA 31820 | AFLAC | $9 | — | $9 | 0.00% |
| JEFFREY M SINTAY3 | 100 GALLERIA PKWY SE STE 900 ATLANTA, GA 30339 | AFLAC | $8 | — | $8 | 0.00% |
| CATHERINE L LEE3 | 10 NUN ST WILMINGTON, NC 28401 | AFLAC | $5 | — | $5 | 0.00% |
| JAMES HARRIS3 | 6329 RIVERMONT CT COLUMBUS, GA 31904 | AFLAC | $5 | — | $5 | 0.00% |
| DAWN T SUCHECKI3 | 225 S WATER ST WILMINGTON, NC 28401 | AFLAC | $5 | — | $5 | 0.00% |
| OMER S BASS IV3 | 565 W GATEWAY CT MERRITT ISLAND, FL 32952 | AFLAC | $2 | — | $2 | 0.00% |
| CHOPPY HODES3 | 1031 NW 6T ST STE FI GAINESVILLE, FL 32601 | AFLAC | $2 | — | $2 | 0.00% |
| JAMES (JAY) GRIMES3 Filed as: JAMES J GRIMES | 554 ROBERT WILLIAMS RD PINE MOUNTAIN, GA 31822 | AFLAC | $2 | — | $2 | 0.00% |
| TAMMY L KNIGHT3 | 19233 SW 96TH LOOP DUNNELLON, FL 34432 | AFLAC | $2 | — | $2 | 0.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFITS SERVICES INC | 4498 W US HIGHWAY 90 LAKE CITY, FL 320554887 | HUMANA | $33K | — | $33K | 10.72% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES | 200 S ORANGE AVE STE 1350 ORLANDO, FL 32801 | STANDARD INSURANCE COMPANY | $26K | — | $26K | 10.73% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES | PO BOX 3009 ARLINGTON HEIGHTS, IL 60006 | STANDARD INSURANCE COMPANY | $5K | — | $5K | 2.10% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES | 200 S ORANGE AVE STE 1350 ORLANDO, FL 32801 | STANDARD INSURANCE COMPANY | $2K | — | $2K | 1.03% |
| THOMAS A. BOYD3 Filed as: THOMAS A BOYD | 3848 MICHAEL LANDING CIR E JACKSONVILLE, FL 32224 | SUN LIFE ASSURANCE COMPANY OF CANADA | $4K | — | $4K | 5.29% |
| JOHN F. HOWARD3 Filed as: JOHN FRIERSON HOWARD | 1000 RIVERSIDE AVE STE 210 JACKSONVILLE, FL 32204 | SUN LIFE ASSURANCE COMPANY OF CANADA | $540 | — | $540 | 0.69% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 4498 US HIGHWAY 90 LAKE CITY, FL 32055 | BLUE CROSS BLUE SHIELD | $92K | — | $92K | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 927 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 927 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | AFLAC | 927 | $582K |
| Dental | HUMANA | 1,214 | $307K |
| Vision | HUMANA | 1,214 | $307K |
| Life insurance(2 contracts, 2 carriers) | STANDARD INSURANCE COMPANY | 432 | $318K |
| Long-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 268 | $78K |
| Stop-loss / reinsurancereinsurance | BLUE CROSS BLUE SHIELD | 927 | $0 |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,214 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.