| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | PO BOX 3009 ARLINGTON HEIGHTS, IL 600063009 | RELIASTAR LIFE INSURANCE COMPANY | $77K | — | $77K | 12.27% |
| HENRY JACKSON STEWART3 Filed as: HENRY STEWART | 986 SE APACHE AVENUE LEE, FL 32059 | AFLAC | $23K | $3K | $26K | 4.27% |
| STEPHEN YOUNG3 | 490 NW WOODLANDS TER LAKE CITY, FL 32055 | AFLAC | $19K | $1K | $20K | 3.32% |
| MARVIN TOWNSEND JR3 | 140 SW CACTUS GLN FORT WHITE, FL 32038 | AFLAC | $17K | $1K | $18K | 2.99% |
| DANNY L LOPER3 Filed as: DANNY LOPER | PO BOX 1378 LIVE OAK, FL 32064 | AFLAC | $7K | $940 | $8K | 1.40% |
| RONALD L RICHARDSON3 Filed as: RONALD RICHARDSON | 8717 208TH PL OBRIEN, FL 32071 | AFLAC | $5K | $534 | $5K | 0.90% |
| SHANNON TROWBRIDGE3 | 126 CYPRESS VIEW RD GOOSE CREEK, SC 29445 | AFLAC | $4K | $952 | $5K | 0.86% |
| C H ROBINSON & ASSOCIATES INC3 Filed as: C H ROBINSON AND ASSOCIATES INC | 4623 NW 53RD AVE STE 1A GAINESVILLE, FL 32653 | AFLAC | $3K | $104 | $3K | 0.56% |
| JANICE REGISTER3 | PO BOX 95 GREENSBORO, FL 32330 | AFLAC | $3K | — | $3K | 0.53% |
| ASSURANCE AGENCY LTD3 Filed as: CHERRY ASSURANCE GROUP INC | 1425 PIEDMONT DR E STE 101B TALLAHASSEE, FL 32308 | AFLAC | $3K | — | $3K | 0.51% |
| VICKI M DICKERT3 Filed as: VICKI DICKERT | 258 SEAVIEW AVENUE DAYTONA BEACH, FL 32118 | AFLAC | $2K | — | $2K | 0.30% |
| JOEL TOIGO INSURANCE3 Filed as: JOEL TOIGO | 1603 CASTELLINA CT EDMOND, OK 73034 | AFLAC | $2K | — | $2K | 0.28% |
| TRI STATE INS ASSOC INC3 | PO BOX 1829 LAKE CITY, FL 32056 | AFLAC | $1K | — | $1K | 0.22% |
| J C ADAMS INC3 | 5631 NE 31ST TER OCALA, FL 34479 | AFLAC | $1K | — | $1K | 0.19% |
| JIMMY D BOONE3 Filed as: JIMMY BOONE | 5346 DOMINICA CIR SARASOTA, FL 34233 | AFLAC | $1K | — | $1K | 0.18% |
| JOHNNY C DINGESS3 Filed as: JOHNNY DINGESS | 122 SW MUSKET PL LAKE CITY, FL 32025 | AFLAC | $998 | — | $998 | 0.17% |
| BETH LUANNE KIMBROUGH3 Filed as: BETH KIMBROUGH | 6750 N ANDREWS AVENUE STE 200 FT LAUDERDALE, FL 33309 | AFLAC | $824 | — | $824 | 0.14% |
| TROY DANIEL DESLATTE3 Filed as: TROY DESLATTE | 107 SHADY PARK DRIVE LAFAYETTE, LA 70508 | AFLAC | $738 | — | $738 | 0.12% |
| WILLIS TOWERS WATSON US LLC3 Filed as: GYLE WILLIS | 12994 94TH TER LIVE OAK, FL 32060 | AFLAC | $670 | $3 | $673 | 0.11% |
| CARSON LEE CHERRY3 Filed as: CARSON CHERRY | 1425 PIEDMONT DR E STE 101B TALLAHASSEE, FL 32308 | AFLAC | $639 | — | $639 | 0.11% |
| MATTHEW CHERRY3 | 805 TIMBERVIEW DRIVE TALLAHASSEE, FL 32308 | AFLAC | $421 | — | $421 | 0.07% |
| CHRIS H ROBINSON3 Filed as: CHRIS ROBINSON | 4623 NW 53RD AVENUE STE 1A GAINESVILLE, FL 32653 | AFLAC | $320 | — | $320 | 0.05% |
| DOUGLAS SMITH3 | 275 SE HOLLY TERRACE LAKE CITY, FL 32025 | AFLAC | $245 | — | $245 | 0.04% |
| CHARLES HARTHUN3 | 1577 LAWSON RD CROSSVILLE, TN 38571 | AFLAC | $213 | — | $213 | 0.04% |
| J W GRIMES INC3 | 6165 WATERFORD RD COLUMBUS, GA 31904 | AFLAC | $205 | — | $205 | 0.03% |
| ROBERT L TRAPNELL JR3 Filed as: ROBERT TRAPNELL JR | 19 N INDIAN RIVER DR APT 701 COCOA, FL 32922 | AFLAC | $140 | — | $140 | 0.02% |
| CECIL T SALMON3 Filed as: CECIL SALMON | 95 EDWARDS DRIVE PALM COAST, FL 32164 | AFLAC | $56 | $76 | $132 | 0.02% |
| ANGEL E HILL3 Filed as: ANGEL HILL | 520 E FORT KING STREET STE B4 OCALA, FL 34471 | AFLAC | $118 | — | $118 | 0.02% |
| JAMES R MIRABELLI3 Filed as: JAMES MIRABELLI | 99 SW MIZNER BLVD APT 843 BOCA RATON, FL 33432 | AFLAC | $67 | $49 | $116 | 0.02% |
| THOMAS R HARDEE3 Filed as: THOMAS HARDEE | 431 SE ROBINWOOD DRIVE MADISON, FL 32340 | AFLAC | $109 | — | $109 | 0.02% |
| JEREMY C ALFORD3 Filed as: JEREMY ALFORD | 11628 NW 9TH LN GAINESVILLE, FL 32606 | AFLAC | $98 | — | $98 | 0.02% |
| JULIA MURRAH3 | 11600 STATE RD 51 LIVE OAK, FL 32060 | AFLAC | $93 | — | $93 | 0.02% |
| JIMMY LEON JOHNSON3 Filed as: JIMMY JOHNSON | 28 MAGNOLIA AVENUE ST AUGUSTINE, FL 32084 | AFLAC | $79 | — | $79 | 0.01% |
| TREVIS GLENN MATTHEWS3 Filed as: TREVIS MATTHEWS | 10 TURNBURY CT NEWNAN, GA 30265 | AFLAC | $76 | — | $76 | 0.01% |
| JERRY ALFORD3 | 40374 SW FOREST ROAD 181 BRISTOL, FL 32321 | AFLAC | $59 | — | $59 | 0.01% |
| SANDRA LEE FOX3 Filed as: SANDRA FOX | 2113 NE 2ND STREET OCALA, FL 34470 | AFLAC | $51 | — | $51 | 0.01% |
| CHARLES W VINES JR3 Filed as: CHARLES VINES JR | PO BOX 11722 PENSACOLA, FL 32524 | AFLAC | $49 | — | $49 | 0.01% |
| CHOPPY HODES3 | 1031 NW 6TH STREET STE F1 GAINESVILLE, FL 32601 | AFLAC | $43 | — | $43 | 0.01% |
| UNDERWRITERS SOUTH3 | 12001 LAYFIELD RD UPATOI, GA 31829 | AFLAC | $39 | — | $39 | 0.01% |
| DANIEL J MATTHEWS3 Filed as: DANIEL MATTHEWS | 6400 N DAVIS HWY SUITE 2 PENSACOLA, FL 32504 | AFLAC | $39 | — | $39 | 0.01% |
| KEVIN J HACKETT3 Filed as: KEVIN HACKETT | 8039 SW 67TH RD GAINESVILLE, FL 32608 | AFLAC | $37 | — | $37 | 0.01% |
| LINDSAY NORFLEET FICO3 Filed as: LINDSAY FICO | 1929 SW 247TH WAY NEWBERRY, FL 32669 | AFLAC | $36 | — | $36 | 0.01% |
| EDWIN KURTZ3 | 567 SW TULAROSA LN LAKE CITY, FL 32025 | AFLAC | $32 | — | $32 | 0.01% |
| HARVEY JONES3 | 15426 NW 136TH TER ALACHUA, FL 32615 | AFLAC | $32 | — | $32 | 0.01% |
| STACEY MARIE FOLSOM3 Filed as: STACEY FOLSOM | 3941 SE 26TH COURT RD OCALA, FL 34480 | AFLAC | $29 | — | $29 | 0.00% |
| ROBERT P FERRONE3 Filed as: ROBERT FERRONE | 1701 WILLIAMS CT APT 202 COLUMBUS, GA 31904 | AFLAC | $27 | — | $27 | 0.00% |
| JAMES W CARNELEY SR3 Filed as: JAMES CARNLEY SR | PO BOX 783 CANTONMENT, FL 32533 | AFLAC | $24 | — | $24 | 0.00% |
| SAIC INC3 | 4245 MILGEN ROAD COLUMBUS, GA 31907 | AFLAC | $24 | — | $24 | 0.00% |
| ANDREW BOYD3 | 4623 NW 53RD AVENUE STE 1A GAINESVILLE, FL 32653 | AFLAC | $22 | — | $22 | 0.00% |
| NELL MATHIS3 | 111 NE 47TH CT OCALA, FL 34470 | AFLAC | $21 | — | $21 | 0.00% |
| ELAINE L MILLS3 | 8877 SE 180TH AVENUE RD OCKLAWAHA, FL 32179 | AFLAC | $21 | — | $21 | 0.00% |
| R GRIFFIN JR3 | 116 N DAWSON ST THOMASVILLE, GA 31792 | AFLAC | $19 | — | $19 | 0.00% |
| SANFORD P ALFORD JR3 Filed as: SANFORD ALFORD JR | 1753 INDIAN WELLS AVENUE OCALA, FL 34472 | AFLAC | $17 | — | $17 | 0.00% |
| CHRIS GUZEWICH3 | 1007 DRAKE FEATHER DR ORANGE PARK, FL 32065 | AFLAC | $16 | — | $16 | 0.00% |
| MICHELLE HASKELL3 | PO BOX 440307 JACKSONVILLE, FL 32222 | AFLAC | $16 | — | $16 | 0.00% |
| RJSW & ASSOCIATES INC3 Filed as: RJSW AND ASSOCIATES INC | 1344 VICKERS RD TALLAHASSEE, FL 32303 | AFLAC | $15 | — | $15 | 0.00% |
| CATHERINE L LEE3 Filed as: CATHERINE LEE | 700 S HARBOUR ISLAND BLVD TAMPA, FL 33602 | AFLAC | $14 | — | $14 | 0.00% |
| VERA I CRUICE3 Filed as: VERA CRUICE | 7121 TARPON CT FLEMING ISLAND, FL 32003 | AFLAC | $14 | — | $14 | 0.00% |
| ELOISE KLOSE3 | 338 N 31ST ST APT 6 BISMARCK, ND 58501 | AFLAC | $13 | — | $13 | 0.00% |
| CHRISTI M JESKE3 Filed as: CHRISTI JESKE | 101 104TH AVENUE SW KILDEER, ND 58640 | AFLAC | $13 | — | $13 | 0.00% |
| JESSICA GODWIN3 | 16292 SW 64TH AVENUE STARKE, FL 32091 | AFLAC | $12 | — | $12 | 0.00% |
| TAMMY KNIGHT3 | 139 LEWIS DR PERRY, FL 32348 | AFLAC | $12 | — | $12 | 0.00% |
| TAMMY MARIE SHARPE3 Filed as: TAMMY SHARPE | PO BOX 2114 LAKE CITY, FL 32056 | AFLAC | $9 | — | $9 | 0.00% |
| JEFFREY M SINTAY3 Filed as: JEFFREY SINTAY | 1972 ALCOVA RIDGE DR LAS VEGAS, NV 89135 | AFLAC | $9 | — | $9 | 0.00% |
| AARON ANTHONY3 | 5 POINTER CT COLUMBUS, GA 31909 | AFLAC | $8 | — | $8 | 0.00% |
| JOEY C ADAMS3 Filed as: JOEY ADAMS | 5631 NE 31ST OCALA, FL 34479 | AFLAC | $7 | — | $7 | 0.00% |
| CHRISTINE M SINTAY3 Filed as: CHRISTINE SINTAY | 1972 ALCOVA RIDGE DR LAS VEGAS, NV 89135 | AFLAC | $7 | — | $7 | 0.00% |
| LEANNE R PETERSON3 Filed as: LEANNE PETERSON | 603 STEVENSON ST NW BERTHOLD, ND 58718 | AFLAC | $7 | — | $7 | 0.00% |
| JULIE BEHRENS AGENCY LLC3 | 1800 E MAIN ST STE C MANDAN, ND 58554 | AFLAC | $7 | — | $7 | 0.00% |
| CYNTHIA D WELKEN-PLACE3 Filed as: CYNTHIA WELKEN-PLACE | 601 CODY DR BISMARCK, ND 58503 | AFLAC | $6 | — | $6 | 0.00% |
| MICHAEL D EVANS JR3 Filed as: MICHAEL EVANS JR | 113 TH ST SE WATERTOWN, SD 57201 | AFLAC | $4 | — | $4 | 0.00% |
| THOMAS JAMES OLLER3 Filed as: THOMAS OLLER | 49 SWIMMING PEN DR MIDDLESBURG, FL 32068 | AFLAC | $4 | — | $4 | 0.00% |
| MARK C LEE3 Filed as: MARK LEE | 1444 SOUTH 17TH STREET WILMINGTON, NC 28401 | AFLAC | $3 | — | $3 | 0.00% |
| JAMES HARRIS3 | 6329 RIVERMONT CT COLUMBUS, GA 31904 | AFLAC | $2 | — | $2 | 0.00% |
| DAWN T SUCHECKI3 Filed as: DAWN SUCHECKI | 3850 VINE STREET SUITE 130 RIVERSIDE, CA 92507 | AFLAC | $1 | — | $1 | 0.00% |
| OMER S BASS IV3 Filed as: OMER BASS IV | 565 W GATEWAY CT MERRITT ISLAND, FL 32952 | AFLAC | $1 | — | $1 | 0.00% |
| JAMES (JAY) GRIMES3 Filed as: JAMES GRIMES | 4272 PERSIMMON WOODS DR NORTH CHARLESTON, SC 29420 | AFLAC | $1 | — | $1 | 0.00% |
| JOLYNNE M MACK3 Filed as: JOLYNNE MACK | 113 5TH STREET SE WATERTOWN, SD 57201 | AFLAC | — | — | $0 | 0.00% |
| BRADY WEISENBERGER3 | 4840 AMBER VALLEY PKWY S STE C FARGO, ND 58104 | AFLAC | — | — | $0 | 0.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 200 S ORANGE AVE STE 1350 ORLANDO, FL 328013439 | HUMANA | $42K | — | $42K | 11.97% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES | 4498 W US HIGHWAY 90 LAKE CITY, FL 32055 | STANDARD INSURANCE COMPANY | $26K | — | $26K | 11.48% |
| FLORIDA BLUE3 Filed as: THOMAS BOYD | PO BOX 16933 JACKSONVILLE, FL 32246 | SUN LIFE ASSURANCE COMPANY OF CANADA | $19K | — | $19K | 11.33% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,098 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 1,098 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AFLAC | 647 | $604K |
| Dental | HUMANA | 1,377 | $347K |
| Vision | HUMANA | 1,377 | $347K |
| Life insurance(3 contracts, 3 carriers) | RELIASTAR LIFE INSURANCE COMPANY | 1,799 | $1.0M |
| Long-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 295 | $168K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,799 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.