| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| STEPHEN YOUNG3 | 490 NW WOODLANDS TER LAKE CITY, FL 32055 | AFLAC | $37K | $676 | $38K | 5.51% |
| HENRY JACKSON STEWART3 Filed as: HENRY STEWART | 986 SE APACHE AVENUE LEE, FL 32059 | AFLAC | $26K | $2K | $28K | 4.09% |
| WILLIS TOWERS WATSON US LLC3 Filed as: GYLES WILLIS | 12994 94TH TER LIVE OAK, FL 32060 | AFLAC | $22K | $253 | $23K | 3.31% |
| DANNY L LOPER3 Filed as: DANNY LOPER | PO BOX 1378 LIVE OAK, FL 32064 | AFLAC | $9K | $294 | $9K | 1.35% |
| C H ROBINSON & ASSOCIATES INC3 Filed as: CH ROBINSON & ASSOCIATES INC | 132 NW 76TH DR STE B GAINESVILLE, FL 32607 | AFLAC | $8K | $432 | $9K | 1.31% |
| MARVIN TOWNSEND JR3 | 140 SW CACTUS GLN FORT WHITE, FL 32038 | AFLAC | $4K | $389 | $4K | 0.61% |
| RONALD L RICHARDSON3 Filed as: RONALD RICHARDSON | 8717 208TH PL O BRIEN, FL 32071 | AFLAC | $4K | — | $4K | 0.52% |
| JANICE REGISTER3 | PO BOX 95 GREENSBORO, FL 32330 | AFLAC | $3K | — | $3K | 0.42% |
| ASSURANCE AGENCY LTD3 Filed as: CHERRY ASSURANCE GROUP INC | 1425 PIEDMONT DR E STE 101B TALLAHASSEE, FL 32308 | AFLAC | $3K | — | $3K | 0.41% |
| SHANNON TROWBRIDGE3 | 202 SPRINGRISE LN SUMMERVILLE, SC 29486 | AFLAC | $2K | $130 | $2K | 0.26% |
| SABRINA HASKELL3 | PO BOX 3274 OCALA, FL 34478 | AFLAC | $2K | — | $2K | 0.24% |
| VICKI M DICKERT3 Filed as: VICKI DICKERT | 258 SEAVIEW AVENUE DAYTONA BEACH, FL 32118 | AFLAC | $2K | — | $2K | 0.23% |
| JOEL TOIGO INSURANCE3 Filed as: JOEL TOIGO | 1603 CASTELLINA CT EDMOND, OK 73034 | AFLAC | $2K | — | $2K | 0.23% |
| CHRIS H ROBINSON3 Filed as: CHRIS ROBINSON | 132 NW 76TH DR STE B GAINESVILLE, FL 32607 | AFLAC | $1K | $120 | $1K | 0.21% |
| TRI STATE INS ASSOC INC3 | PO BOX 1829 LAKE CITY, FL 32056 | AFLAC | $1K | — | $1K | 0.17% |
| JIMMY D BOONE3 Filed as: JIMMY BOONE | 5346 DOMINICA CIR SARASOTA, FL 34233 | AFLAC | $1K | — | $1K | 0.15% |
| J C ADAMS INC3 Filed as: JC ADAMS INC | 5631 NE 31ST TER OCALA, FL 34479 | AFLAC | $1K | — | $1K | 0.15% |
| JOHNNY C DINGESS3 Filed as: JOHNNY DINGESS | 122 SW MUSKET PL LAKE CITY, FL 32025 | AFLAC | $932 | — | $932 | 0.14% |
| BETH LUANNE KIMBROUGH3 Filed as: BETH KIMBROUGH | 6750 N ANDREWS AVENUE STE 200 FT LAUDERDALE, FL 33309 | AFLAC | $697 | — | $697 | 0.10% |
| TROY DANIEL DESLATTE3 Filed as: TROY DESLATTE | 107 SHADY PARK DR LAFAYETTE, LA 70508 | AFLAC | $673 | — | $673 | 0.10% |
| GERARDO ROSALIO3 | 10639 169TH DR LIVE OAK, FL 32060 | AFLAC | $655 | — | $655 | 0.10% |
| CARSON LEE CHERRY3 Filed as: CARSON CHERRY | 1425 PIEDMONT DR E STE 101B TALLAHASSEE, FL 32308 | AFLAC | $612 | — | $612 | 0.09% |
| STEPHEN K WARNER3 Filed as: STEPHEN WARNER | 1468 SW MAIN BLVD STE 105 LAKE CITY, FL 32025 | AFLAC | $423 | $3 | $426 | 0.06% |
| JEREMY M HASKELL3 Filed as: JEREMY HASKELL | 2150 COUNTRY CLUB RD STE 228 WINSTON SALEM, NC 27104 | AFLAC | $346 | — | $346 | 0.05% |
| JIMMY LEON JOHNSON3 Filed as: JIMMY JOHNSON | 1005 BELLA VISTA BLVD APT 119 ST AUGUSTINE, FL 32084 | AFLAC | $300 | — | $300 | 0.04% |
| JAMES R MIRABELLI3 Filed as: JAMES MIRABELLI | 21426 GOSIER WAY BOCA RATON, FL 33428 | AFLAC | $238 | — | $238 | 0.03% |
| J W GRIMES INC3 Filed as: JW GRIMES INC | 6165 WATERFORD RD COLUMBUS, GA 31904 | AFLAC | $195 | — | $195 | 0.03% |
| CECIL T SALMON3 Filed as: CECIL SALMON | 95 EDWARD DR PALM COAST, FL 32164 | AFLAC | $190 | — | $190 | 0.03% |
| CHARLES HARTHUN3 | 105 CASSADY PLACE CROSSVILLE, TN 38555 | AFLAC | $119 | — | $119 | 0.02% |
| THOMAS R HARDEE3 Filed as: THOMAS HARDEE | 431 SE ROBINWOOD DR MADISON, FL 32340 | AFLAC | $109 | — | $109 | 0.02% |
| ROBERT P FERRONE3 Filed as: ROBERT FERRONE | 1701 WILLIAMS CT APT 202 COLUMBUS, GA 31904 | AFLAC | $100 | — | $100 | 0.01% |
| ROBERT L TRAPNELL JR3 Filed as: ROBERT TRAPNELL JR | 15 N INDIAN RIVER DR APT 705 COCOA, FL 32922 | AFLAC | $100 | — | $100 | 0.01% |
| JULIA MURRAH3 | 11600 STATE RD 51 LIVE OAK, FL 32060 | AFLAC | $83 | — | $83 | 0.01% |
| TREVIS GLENN MATTHEWS3 Filed as: TREVIS MATTHEWS | 10 TURNBURY CT NEWNAN, GA 30265 | AFLAC | $67 | — | $67 | 0.01% |
| REBECCA PEAVEY BONDS3 Filed as: REBECCA BONDS | 28823 53RD DR BRANFORD, FL 32008 | AFLAC | $52 | $15 | $67 | 0.01% |
| JOHANNA STITH3 | 16373 DIAMOND STREET WHITE SPRINGS, FL 32096 | AFLAC | $53 | $9 | $62 | 0.01% |
| MICHAEL HASKELL3 | PO BOX 440307 JACKSONVILLE, FL 32222 | AFLAC | $61 | — | $61 | 0.01% |
| NINA STANTON3 | 4719 SE 32ND ST OCALA, FL 34480 | AFLAC | $60 | — | $60 | 0.01% |
| JERRY ALFORD3 | 40374 SW FOREST ROAD 181 BRISTOL, FL 32321 | AFLAC | $59 | — | $59 | 0.01% |
| JEREMY C ALFORD3 Filed as: JEREMY ALFORD | 3700 WINDMEADOWS BLVD APT DD295 GAINESVILLE, FL 32608 | AFLAC | $55 | — | $55 | 0.01% |
| CHARLES W VINES JR3 Filed as: CHARLES VINES JR | PO BOX 11722 PENSACOLA, FL 32524 | AFLAC | $49 | — | $49 | 0.01% |
| SANDRA LEE FOX3 Filed as: SANDRA FOX | 2113 NE 2ND STREET OCALA, FL 34470 | AFLAC | $44 | — | $44 | 0.01% |
| DANIEL J MATTHEWS3 Filed as: DANIEL MATTHEWS | 6400 N DAVIS HWY SUITE #2 PENSACOLA, FL 32504 | AFLAC | $39 | — | $39 | 0.01% |
| CHOPPY HODES3 | 1031 NW 6TH STREET STE F1 PENSACOLA, FL 32601 | AFLAC | $36 | — | $36 | 0.01% |
| UNDERWRITERS SOUTH3 | 12001 LAYFIELD RD UPATOI, GA 31829 | AFLAC | $36 | — | $36 | 0.01% |
| LINDSAY NORFLEET FICO3 Filed as: LINDSAY FICO | 1929 SW 247TH WAY NEWBERRY, FL 32669 | AFLAC | $36 | — | $36 | 0.01% |
| AARON ANTHONY3 | 1700 FOUNTAIN CT APT 1303 COLUMBUS, GA 31904 | AFLAC | $35 | — | $35 | 0.01% |
| JEFFREY M SINTAY3 Filed as: JEFFREY SINTAY | 1972 ALCOVA RIDGE DR LAS VEGAS, NV 89135 | AFLAC | $34 | — | $34 | 0.00% |
| EDWIN KURTZ3 | 567 SW TULAROSA LN LAKE CITY, FL 32025 | AFLAC | $33 | — | $33 | 0.00% |
| STACEY MARIE FOLSOM3 Filed as: STACEY FOLSOM | 3941 SE 26TH COURT RD OCALA, FL 34480 | AFLAC | $29 | — | $29 | 0.00% |
| MICHELLE G POLLOCK3 Filed as: MICHELLE POLLOCK | 6410 GUILFORD DR PENSACOLA, FL 32504 | AFLAC | $19 | $8 | $27 | 0.00% |
| SAIC INC3 | 4245 MILGEN ROAD COLUMBUS, GA 31907 | AFLAC | $24 | — | $24 | 0.00% |
| JAMES W CARNELEY SR3 Filed as: JAMES CARNLEY SR | PO BOX 783 CANTONMENT, FL 32533 | AFLAC | $24 | — | $24 | 0.00% |
| HARVEY JONES3 | 15426 NW 136TH TER ALACHUA, FL 32615 | AFLAC | $23 | — | $23 | 0.00% |
| ANGEL E HILL3 Filed as: ANGEL HILL | 4125 SE 23RD TER OCALA, FL 34480 | AFLAC | $22 | — | $22 | 0.00% |
| ELAINE L MILLS3 Filed as: ELAINE MILLS | 8877 SE 180TH AVENUE RD OCKLAWAHA, FL 32179 | AFLAC | $21 | — | $21 | 0.00% |
| NELL MATHIS3 | 111 NE 47TH CT OCALA, FL 34470 | AFLAC | $21 | — | $21 | 0.00% |
| MELODY W JOHNSON3 Filed as: MELODY JOHNSON | 301 DAYLILY RD CANTONMENT, FL 32533 | AFLAC | $16 | $5 | $21 | 0.00% |
| R GRIFFIN JR3 | 116 N DAWSON ST THOMASVILLE, GA 31792 | AFLAC | $18 | — | $18 | 0.00% |
| SANFORD P ALFORD JR3 Filed as: SANFORD ALFORD JR | 1753 INDIAN WELLS AVENUE OCALA, FL 34472 | AFLAC | $17 | — | $17 | 0.00% |
| VERA I CRUICE3 Filed as: VERA CRUCE | 11445 DRAKEWOOD CT JACKSONVILLE, FL 32223 | AFLAC | $16 | — | $16 | 0.00% |
| CHRIS GUZEWICH3 | 1007 DRAKE FEATHER DR ORANGE PARK, FL 32065 | AFLAC | $16 | — | $16 | 0.00% |
| KEVIN J HACKETT3 Filed as: KEVIN HACKETT | 8039 SW 67TH RD GAINESVILLE, FL 32608 | AFLAC | $15 | — | $15 | 0.00% |
| CATHERINE L LEE3 Filed as: CATHERINE LEE | 10 NUN ST WILMINGTON, NC 28401 | AFLAC | $15 | — | $15 | 0.00% |
| RJSW & ASSOCIATES INC3 | 1344 VICKERS RD TALLAHASSEE, FL 32303 | AFLAC | $15 | — | $15 | 0.00% |
| ELOISE KLOSE3 | 338 N 31ST ST APT 6 BISMARCK, ND 58501 | AFLAC | $13 | — | $13 | 0.00% |
| CHRISTI M JESKE3 Filed as: CHRISTI JESKE | 101 104TH AVE SW KILDEER, ND 58640 | AFLAC | $13 | — | $13 | 0.00% |
| TAMMY KNIGHT3 | 139 LEWIS DR PERRY, FL 32348 | AFLAC | $12 | — | $12 | 0.00% |
| MARK C LEE3 Filed as: MARK LEE | 1444 SOUTH 17TH ST WILMINGTON, NC 28401 | AFLAC | $9 | — | $9 | 0.00% |
| TAMMY S GARDNER3 Filed as: TAMMY GARDNER | PO BOX 912 CHIEFLAND, FL 32644 | AFLAC | $9 | — | $9 | 0.00% |
| TAMMY MARIE SHARPE3 Filed as: TAMMY SHARPE | PO BOX 2114 LAKE CITY, FL 32056 | AFLAC | $9 | — | $9 | 0.00% |
| CHRISTINE M SINTAY3 Filed as: CHRISTINE SINTAY | 1972 ALCOVA RIDGE DR LAS VEGAS, NV 89135 | AFLAC | $9 | — | $9 | 0.00% |
| JULIE BEHRENS AGENCY LLC3 | 1800 E MAIN ST STE C MANDAN, ND 58554 | AFLAC | $7 | — | $7 | 0.00% |
| LEANNE R PETERSON3 Filed as: LEANNE PETERSON | 603 STEVENSON ST NW BERTHOLD, ND 58718 | AFLAC | $7 | — | $7 | 0.00% |
| JAMES HARRIS3 | 6329 RIVERMONT CT COLUMBUS, GA 31904 | AFLAC | $7 | — | $7 | 0.00% |
| CYNTHIA D WELKEN-PLACE3 Filed as: CYNTHIA WELKEN-PLACE | 601 CODY DR BISMARCK, ND 58503 | AFLAC | $6 | — | $6 | 0.00% |
| BRIAN ANDREWS3 | 5728 TAMARACK DR PACE, FL 32571 | AFLAC | $4 | $2 | $6 | 0.00% |
| DAWN T SUCHECKI3 Filed as: DAWN SUCHECKI | 225 S WATER ST WILMINGTON, NC 28401 | AFLAC | $5 | — | $5 | 0.00% |
| THOMAS JAMES OLLER3 Filed as: THOMAS OLLER | 2410 SOUTHERN LINKS DR FLEMING ISLAND, FL 32003 | AFLAC | $4 | — | $4 | 0.00% |
| MICHAEL D EVANS JR3 Filed as: MICHAEL EVANS JR | 113 5TH ST NE WATERTOWN, SD 57201 | AFLAC | $4 | — | $4 | 0.00% |
| OMER S BASS IV3 Filed as: OMER BASS IV | 565 W GATEWAY CT MERRITT ISLAND, FL 32952 | AFLAC | $3 | — | $3 | 0.00% |
| JAMES (JAY) GRIMES3 Filed as: JAMES GRIMES | 4272 PERSIMMON WOODS DR NORTH CHARLESTON, SC 29420 | AFLAC | $3 | — | $3 | 0.00% |
| CYNTHIA WALKER3 | 25279 SW 22ND AVENUE NEWSBERRY, FL 32669 | AFLAC | $1 | — | $1 | 0.00% |
| JOLYNNE M MACK3 Filed as: JOLYNNE MACK | 113 5TH STREET SE WATERTOWN, SD 57201 | AFLAC | $1 | — | $1 | 0.00% |
| BRADY WEISENBERGER3 | 4840 AMBER VALLEY PKWY S STE C FARGO, ND 58104 | AFLAC | $1 | — | $1 | 0.00% |
| MATTHEW CHERRY3 | 805 TIMBERVIEW DR TALLAHASSEE, FL 32308 | AFLAC | — | — | $0 | 0.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 200 S ORANBE AVENUE STE 1350 ORLANDO, FL 32801 | SYMETRA LIFE INSURANCE COMPANY | $47K | — | $47K | 10.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: ARTHUR J GALLAGHER & CO | 2850 GOLF RD 5TH FLR ROLLING MEADOWS, IL 60008 | SYMETRA LIFE INSURANCE COMPANY | $9K | — | $9K | 1.82% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 4498 W US HIGHWAY 90 LAKE CITY, FL 320554887 | HUMANA | $34K | — | $34K | 9.98% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES | 4498 W US HIGHWAY 90 LAKE CITY, FL 32055 | STANDARD INSURANCE COMPANY | $23K | — | $23K | 9.12% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES | SUITE 600 505 N BRAND BLVD GLENDALE, CA 91203 | STANDARD INSURANCE COMPANY | $5K | — | $5K | 1.87% |
| THOMAS A. BOYD3 Filed as: THOMAS A BOYD | PO BOX 17143 JACKSONVILLE, FL 32245 | SUN LIFE ASSURANCE COMPANY OF CANADA | $5K | — | $5K | 6.38% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 4498 W US HIGHWAY 50 LAKE CITY, FL 32055 | BLUE CROSS BLUE SHIELD | $105K | — | $105K | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,076 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 1,076 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | AFLAC | 1,076 | $683K |
| Dental | HUMANA | 635 | $341K |
| Vision | HUMANA | 635 | $341K |
| Life insurance(3 contracts, 3 carriers) | SYMETRA LIFE INSURANCE COMPANY | 1,133 | $804K |
| Long-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 296 | $74K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,133 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.