| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 4498 W US HIGHWAY 90 LAKE CITY, FL 320554887 | HUMANA | $28K | — | $28K | 9.11% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES | 200 S ORANGE AVENUE STE 1350 ORLANDO, FL 32801 | STANDARD INSURANCE COMPANY | $28K | — | $28K | 12.09% |
| THOMAS A. BOYD3 Filed as: THOMAS A BOYD | 3848 MICHAELS LANDING CIR E JACKSONVILLE, FL 32224 | SUN LIFE ASSURANCE COMPANY OF CANADA | $4K | — | $4K | 5.24% |
| JOHN F. HOWARD3 Filed as: JOHN FRIERSON HOWARD | 1000 RIVERSIDE AVENUE STE 210 JACKSONVILLE, FL 32204 | SUN LIFE ASSURANCE COMPANY OF CANADA | $161 | — | $161 | 0.22% |
| STEPHEN J YOUNG3 | 490 NW WOODLANDS TER LAKE CITY, FL 32055 | AFLAC | $34K | $1K | $35K | — |
| HENRY JACKSON STEWART3 | 986 SE APACHE AVENUE LEE, FL 32059 | AFLAC | $15K | $1K | $16K | — |
| DANNY L LOPER3 | PO BOX 1378 LIVE OAK, FL 32064 | AFLAC | $5K | $58 | $5K | — |
| WILLIS TOWERS WATSON US LLC3 Filed as: GYLES GLYNN WILLIS | 4592 NW LASSIE BLACK ST WHITE SPRINGS, FL 32096 | AFLAC | $4K | $254 | $5K | — |
| RUBICON REGION LLC3 | 1010 LAKE ST STE 430 OAK PARK, IL 60301 | AFLAC | $4K | $216 | $4K | — |
| TRISTEN DOUGLAS MORGAN3 | 173 SW LANCELOT GLN LAKE CITY, FL 32024 | AFLAC | $3K | $356 | $3K | — |
| RONALD L RICHARDSON3 | 8717 208TH PL O BRIEN, FL 32071 | AFLAC | $3K | — | $3K | — |
| STEPHEN K WARNER3 | 1468 SW MAIN BLVD STE 105 LAKE CITY, FL 32025 | AFLAC | $2K | $346 | $3K | — |
| ASSURANCE AGENCY LTD3 Filed as: CHERRY ASSURANCE GROUP INC | 1425 PIEDMONT DR E STE 101B TALLAHASSEE, FL 32308 | AFLAC | $2K | — | $2K | — |
| JOSEPH WATTS3 | 1118 SW CASTLE HEIGHTS TER LAKE CITY, FL 32025 | AFLAC | $2K | $55 | $2K | — |
| WILLIAM R REGISTER3 | PO BOX 2386 THOMASVILLE, GA 31799 | AFLAC | $2K | — | $2K | — |
| C H ROBINSON & ASSOCIATES INC3 Filed as: CH ROBINSON & ASSOCIATES INC | 4623 NW 53RD AVE STE 1 GAINESVILLE, FL 32653 | AFLAC | $1K | — | $1K | — |
| C H ROBINSON & ASSOCIATES INC3 Filed as: CH ROBINSON & ASSOCIATES INC | 4735 NW 53RD AVENUE STE A GAINESVILLE, FL 32653 | AFLAC | $1K | $151 | $1K | — |
| JOEL BARAT TOIGO3 | 1603 CASTELLINA CT EDMOND, OK 73034 | AFLAC | $1K | — | $1K | — |
| CRYSTAL BUSH3 | 11354 NE HIGHWAY 349 OLD TOWN, FL 32680 | AFLAC | $1K | — | $1K | — |
| TRI STATE INS ASSOC INC3 | PO BOX 1829 LAKE CITY, FL 32056 | AFLAC | $1K | — | $1K | — |
| JIMMY D BOONE3 | 5346 DOMINICA DR SARASOTA, FL 34233 | AFLAC | $929 | — | $929 | — |
| JOHNNY C DINGESS3 | 122 SW MUSKET PL LAKE CITY, FL 32025 | AFLAC | $900 | — | $900 | — |
| SHANNON L TROWBRIDGE3 | 202 SPRINGRISE LN SUMMERVILLE, SC 29486 | AFLAC | $861 | — | $861 | — |
| J C ADAMS INC3 Filed as: JC ADAMS INC | 5631 NE 31ST TER OCALA, FL 34479 | AFLAC | $695 | — | $695 | — |
| VICKI M DICKERT3 | 258 SEAVIEW AVE DAYTONA BEACH, FL 32118 | AFLAC | $667 | — | $667 | — |
| VICKI M DICKERT3 Filed as: VICKI M DICERT | 3264 ADDISON LN TALLAHASSEE, FL 32317 | AFLAC | $630 | — | $630 | — |
| TAMMY MARIE SHARPE3 | PO BOX 2114 LAKE CITY, FL 32056 | AFLAC | $585 | — | $585 | — |
| BETH LUANNE KIMBROUGH3 | 6750 N ANDREWS AVENUE STE 200 FT LAUDERDALE, FL 33309 | AFLAC | $546 | — | $546 | — |
| TROY DANIEL DESLATTE3 | 107 SHADY PARK DR LAFAYETTE, LA 70508 | AFLAC | $542 | — | $542 | — |
| RUBICON REGION LLC3 | 360 W HUBBARD ST APT 2008 CHICAGO, IL 60654 | AFLAC | $421 | $87 | $508 | — |
| CARSON LEE CHERRY3 | 1425 PIEDMONT DR E STE 101B TALLAHASSEE, FL 32308 | AFLAC | $486 | $5 | $491 | — |
| WILLIAM R REGISTER3 | PO BOX 2386 THOMASVILLE, GA 31799 | AFLAC | $406 | — | $406 | — |
| CHRIS H ROBINSON3 Filed as: CHRIS ROBINSON | 4735 NW 53RD AVENUE STE A GAINESVILLE, FL 32653 | AFLAC | $213 | $103 | $316 | — |
| JIMMY LEON JOHNSON3 | 40 AVERY ST SAINT AUGUSTINE, FL 32084 | AFLAC | $230 | — | $230 | — |
| TAMMY S GARDNER3 | PO BOX 1263 CROSS CITY, FL 32628 | AFLAC | $202 | — | $202 | — |
| J W GRIMES INC3 Filed as: JW GRIMES INC | 6165 WATERFORD RD COLUMBUS, GA 31904 | AFLAC | $180 | — | $180 | — |
| JAMES R MIRABELLI3 | 801 BRINY AVENUE APT 1403 POMPANO BEACH, FL 33062 | AFLAC | $173 | — | $173 | — |
| CHRIS H ROBINSON3 | 4623 NW 53RD AVE STE 1 GAINESVILLE, FL 32653 | AFLAC | $164 | — | $164 | — |
| CECIL T SALMON3 | 95 EDWARDS DR PALM COAST, FL 32164 | AFLAC | $130 | — | $130 | — |
| THOMAS R HARDEE3 | 431 SE ROBINWOOD DR MADISON, FL 32340 | AFLAC | $118 | — | $118 | — |
| JOEY C ADAMS3 | 317 NORTHEAST 36TH AVENUE STE 6 OCALA, FL 34470 | AFLAC | $106 | — | $106 | — |
| JOEY C ADAMS3 | 317 NORTHEAST 36TH AVENUE STE 6 OCALA, FL 34470 | AFLAC | $100 | — | $100 | — |
| JOSEPH GOODSON3 | 1503 SW COUNTY ROAD 252B LAKE CITY, FL 32024 | AFLAC | $92 | — | $92 | — |
| ROBERT P FERRONE3 Filed as: ROBERT P PERRONE | 262 AUTUMN TRAIL WAY WAVERLY HALL, GA 31831 | AFLAC | $90 | — | $90 | — |
| ROBERT L TRAPNELL JR3 | 15 N INDIAN RIVER DR APT 705 COCOA, FL 32922 | AFLAC | $75 | — | $75 | — |
| TREVIS GLENN MATTHEWS3 | 10 TURNBURY CT NEWNAN, GA 30265 | AFLAC | $72 | — | $72 | — |
| GEORGE H MURRAH JR3 | 11600 SR 51 LIVE OAK, FL 32060 | AFLAC | $68 | — | $68 | — |
| JERRY ALFORD3 | 40374 SW FOREST ROAD 181 BRISTOL, FL 32321 | AFLAC | $64 | — | $64 | — |
| AMY C BLANKS3 | 343 SE BRANDON DR LAKE CITY, FL 32025 | AFLAC | $60 | — | $60 | — |
| CHARLES HARTHUN3 Filed as: CHARLES BRYAN HARTHUN | 10396 SW 65TH TER OCALA, FL 34476 | AFLAC | $40 | — | $40 | — |
| UNDERWRITERS SOUTH3 | 12001 LAYFIELD RD UPATOI, GA 31829 | AFLAC | $39 | — | $39 | — |
| LINDSAY NORFLEET FICO3 | 1929 SW 247TH WAY NEWBERRY, FL 32669 | AFLAC | $39 | — | $39 | — |
| SANDRA LEE FOX3 | 2113 NE 2ND ST OCALA, FL 34470 | AFLAC | $36 | — | $36 | — |
| JAMES EDWARD BREWSTER3 | 16362 198TH TRCE O BRIEN, FL 32071 | AFLAC | $3 | $29 | $32 | — |
| STACEY MARIE FOLSOM3 | 3941 SE 26TH COURT RD OCALA, FL 34480 | AFLAC | $31 | — | $31 | — |
| AARON ANTHONY3 | 1700 FOUNTAIN CT APT 1303 COLUMBUS, GA 31904 | AFLAC | $29 | — | $29 | — |
| CHOPPY HODES3 | 1031 NW 6TH ST STE F1 GAINESVILLE, FL 32601 | AFLAC | $28 | — | $28 | — |
| JEREMY C ALFORD3 | 3700 WINDMEADOWS BLVD APT DD295 GAINESVILLE, FL 32608 | AFLAC | $24 | — | $24 | — |
| JEFFREY M SINTAY3 | 2685 S RAINBOW BLVD STE 200 LAS VEGAS, NV 89146 | AFLAC | $24 | — | $24 | — |
| SABRINA HASKELL3 | 2150 COUNTRY CLUB RD STE 228 WINSTON SALEM, NC 27104 | AFLAC | $24 | — | $24 | — |
| REBECCA PEAVEY BONDS3 | 28823 53RD DR BRANFORD, FL 32008 | AFLAC | $18 | $6 | $24 | — |
| ELAINE L MILLS3 | 8877 SE 180TH AVENUE RD OCKLAWAHA, FL 32179 | AFLAC | $22 | — | $22 | — |
| JIMMY R MATHIS3 Filed as: JIMMY R MATHIAS | PO BOX 2371 OCALA, FL 34478 | AFLAC | $22 | — | $22 | — |
| JEREMY M HASKELL3 Filed as: JEREMY HASKELL | 2150 COUNTRY CLUB RD STE 228 WINSTON SALEM, NC 27104 | AFLAC | $19 | — | $19 | — |
| THE HORTON GROUP3 Filed as: R HORTON GRIFFIN JR | 116 N DAWSON ST THOMASVILLE, GA 31792 | AFLAC | $19 | — | $19 | — |
| CHRIS GUZEWICH3 | 1007 DRAKEFEATHER DR ORANGE PARK, FL 32065 | AFLAC | $18 | — | $18 | — |
| MARIE MICHELE HASKELL3 | 5023 EALE POINT DR JACKSONVILLE, FL 32244 | AFLAC | $17 | — | $17 | — |
| SANFORD P ALFORD JR3 | 1753 INDIAN WELLS AVE OCALA, FL 34472 | AFLAC | $17 | — | $17 | — |
| RJSW & ASSOCIATES INC3 | 1344 VICKERS RD TALLAHASSEE, FL 32303 | AFLAC | $16 | — | $16 | — |
| SABRINA HASKELL3 | 430 RYDER CUP LN CLEMMONS, NC 27012 | AFLAC | $16 | — | $16 | — |
| KEVIN J HACKETT3 | 8039 SW 67TH RD GAINESVILLE, FL 32608 | AFLAC | $15 | — | $15 | — |
| MICHELE HASKELL3 | PO BOX 440307 JACKSONVILLE, FL 32222 | AFLAC | $14 | — | $14 | — |
| JEREMY M HASKELL3 | 430 RYDER CUP LN CLEMMONS, NC 27012 | AFLAC | $12 | — | $12 | — |
| MICHAEL DAVID CROSS3 | 4809 SPRINGBROOK DR HAHIRA, GA 31632 | AFLAC | $11 | — | $11 | — |
| ROGER BOUCHARD INSURANCE INC3 Filed as: ROGER BOUCHARD INS INC | 101 N STARCREST DR PO BOX 6090 CLEARWATER, FL 33765 | AFLAC | $10 | — | $10 | — |
| JEFFREY M SINTAY3 | 100 GALLERIA PKWY SE STE 900 ATLANTA, GA 30339 | AFLAC | $8 | — | $8 | — |
| BRYAN SHOVER3 Filed as: BRYAN D SHOVER | 309 KNOB HILL RD VALDOSTA, GA 31602 | AFLAC | $7 | — | $7 | — |
| MARIE MICHELE HASKELL3 | PO BOX 440307 JACKSONVILLE, FL 32222 | AFLAC | $6 | — | $6 | — |
| CATHERINE L LEE3 | 10 NUN ST WILMINGTON, NC 28401 | AFLAC | $6 | — | $6 | — |
| JAMES (JAY) GRIMES3 Filed as: JAMES R HARRIS | 6329 RIVERMONT CT COLUMBUS, GA 31904 | AFLAC | $6 | — | $6 | — |
| DAWN T SUCHECKI3 | 225 S WATER ST WILMINGTON, NC 28401 | AFLAC | $5 | — | $5 | — |
| MARK C LEE3 | 11500 COUNTY LINE RD MIDLAND, GA 31820 | AFLAC | $5 | — | $5 | — |
| MARK C LEE3 | 1444 S 17TH ST WILMINGTON, NC 28401 | AFLAC | $5 | — | $5 | — |
| TAMMY L KNIGHT3 | 139 LEWIS DR PERRY, FL 32438 | AFLAC | $4 | — | $4 | — |
| OMER S BASS IV3 | 565 W GATEWAY CT MERRITT ISLAND, FL 32952 | AFLAC | $3 | — | $3 | — |
| JAMES (JAY) GRIMES3 Filed as: JAMES J GRIMES | 554 ROBERT WILLIAMS RD PINE MOUNTAIN, GA 31822 | AFLAC | $3 | — | $3 | — |
| ANGEL E HILL3 | 24921 NE 136TH LN FORT MC COY, FL 32134 | AFLAC | $1 | — | $1 | — |
| MICHELLE G POLLOCK3 | 6410 GUILFORD DR PENSACOLA, FL 32504 | AFLAC | — | — | $0 | — |
| CHRISTOPHER C HAYWARD3 | PO BOX 30668 PALM BEACH GARDENS, FL 33420 | AFLAC | — | — | $0 | — |
| TAMMY L KNIGHT3 | 19233 SW 96TH LOOP DUNNELLON, FL 34432 | AFLAC | — | — | $0 | — |
| MELODY W JOHNSON3 | 301 DAYLILY RD CANTONMENT, FL 32533 | AFLAC | — | — | $0 | — |
| BRIAN ANDREWS3 | 5728 TAMARACK DR PACE, FL 32571 | AFLAC | — | — | $0 | — |
| TALLON AND ASSOCIATES INC3 | PO BOX 30668 PALM BEACH, FL 33420 | AFLAC | — | — | $0 | — |
| ROBYN LYNN STRICKLAND3 | 2840 NE 4TH CIR HIGH SPRINGS, FL 32643 | AFLAC | — | — | $0 | — |
| GALLAGHER BENEFIT SERVICES, INC. Filed as: GALLAGHER BENEFIT SERVICES INC | 4498 W US HIGHWAY 90 LAKE CITY, FL 32055 | BLUE CROSS BLUE SHIELD | $89K | — | $89K | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 975 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 975 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | AFLAC | 961 | $0 |
| Dental | HUMANA | 564 | $303K |
| Vision | HUMANA | 564 | $303K |
| Life insurance(2 contracts, 2 carriers) | STANDARD INSURANCE COMPANY | 405 | $302K |
| Long-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 253 | $72K |
| Stop-loss / reinsurancereinsurance | BLUE CROSS BLUE SHIELD | 961 | $0 |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 961 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.