| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| COMPASS CONSULTING GROUP INC3 Filed as: COMPASS CONSULTING GROUP, LLC | 4348 SOUTHPOINT BOULEVARD SUITE 400 JACKSONVILLE, FL 32216 | AETNA LIFE INSURANCE CO. | — | $388 | $388 | 0.00% |
| COMPASS CONSULTING GROUP INC3 Filed as: COMPASS CONSULTING GROUP, LLC | 4348 SOUTHPOINT BOULEVARD SUITE 400 JACKSONVILLE, FL 32216 | BLUE CROSS AND BLUE SHIELD OF FLORIDA | $998K | — | $998K | 1.06% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC. | 29840 NETWORK PLACE CHICAGO, IL 606731298 | BLUECROSS BLUESHIELD OF TEXAS | $505K | — | $505K | 0.75% |
| APRIL MECHATTO3 Filed as: APRIL J ROSENBERG | — | BLUECROSS BLUESHIELD OF TEXAS | $366K | — | $366K | 0.55% |
| COMPASS CONSULTING GROUP INC3 Filed as: COMPASS CONSULTING GROUP, LLC | 4348 SOUTHPOINT BOULEVARD SUITE 400 JACKSONVILLE, FL 32216 | HEALTH OPTIONS, INC. | $799K | — | $799K | 1.46% |
| DIGITAL INSURANCE LLC3 | 200 GALLERIA PARKWAY SUITE 1950 ATLANTA, GA 30339 | HARTFORD LIFE AND ACCIDENT | — | $163K | $163K | 0.93% |
| COMPASS CONSULTING GROUP INC3 | 4348 SOUTHPOINT BOULEVARD SUITE 400 JACKSONVILLE, FL 32216 | METROPOLITAN LIFE INSURANCE COMPANY | $971K | $126K | $1.1M | 11.09% |
| PAYCHEX INSURANCE AGENCY, INC.3 | ATTN ACCOUNTING 150 SAWGRASS DRIVE ROCHESTER, NY 14620 | METLIFE LEGAL PLANS OF FLORIDA | $154K | — | $154K | 10.92% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 183,485 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 552 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 184,037 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(15 contracts, 14 carriers) | AETNA LIFE INSURANCE CO. | 131,730 | $443.5M |
| Dental(2 contracts, 2 carriers) | AETNA LIFE INSURANCE CO. | 131,730 | $201.8M |
| Vision | AETNA LIFE INSURANCE CO. | 131,730 | $175.3M |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 111,882 | $17.4M |
| Short-term disability(3 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 111,882 | $30.7M |
| Long-term disability(2 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 111,882 | $27.3M |
| Prescription drug(11 contracts, 10 carriers) | AETNA LIFE INSURANCE CO. | 131,730 | $348.6M |
| Other(3 contracts, 3 carriers) | HARTFORD LIFE AND ACCIDENT | 111,882 | $19.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 131,730 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.