| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| N/A | — | AETNA LIFE INSURANCE CO | — | — | $0 | 0.00% |
| N/A | — | BLUE CROSS AND BLUE SHIELD OF FLORIDA | — | — | $0 | 0.00% |
| N/A | — | HEALTH OPTIONS INC | — | — | $0 | 0.00% |
| N/A | — | AETNA HEALTH INC | — | — | $0 | 0.00% |
| N/A | — | UNITEDHEALTHCARE INSURANCE COMPANY | — | — | $0 | 0.00% |
| N/A | — | KAISER FOUNDATION HEALTH PLAN INC | — | — | $0 | 0.00% |
| COMPASS CONSULTING GROUP INC3 | 4348 SOUTHPOINT BLVD STE 400 JACKSONVILLE, FL 322160935 | METROPOLITAN LIFE INSURANCE COMPANY | $467K | $35K | $502K | 8.50% |
| THEODORE ERIC FOSTER3 | COMPASS CONSULTING GROUP 4348 SOUTHPOINT BLVD #201 JACKSONVILLE, FL 32216 | TUFTS ASSOCIATED HEALTH MAINTENANCE ORG INC | $11K | $0 | $11K | 0.49% |
| THEODORE ERIC FOSTER3 | COMPASS CONSULTING GROUP 4348 SOUTHPOINT BLVD #201 JACKSONVILLE, FL 32216 | TUFTS INSURANCE COMPANY | $4K | — | $4K | 0.20% |
| N/A | — | KAISER FOUNDATION HEALTH PLAN OF GEORGIA | — | — | $0 | 0.00% |
| COMPASS CONSULTING GROUP INC3 Filed as: COMPASS CONSULTING GROUP | 4348 SOUTHPOINT BLVD SUITE 400 JACKSONVILLE, FL 32216 | METLIFE LEGAL PLANS OF FLORIDA | $84K | $6K | $90K | 11.05% |
| N/A | — | EMPLOYEE NETWORK INC | — | — | $0 | 0.00% |
| N/A | — | KAISER FOUNDATION HEALTH PLAN OF HAWAII | — | — | $0 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 148,648 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 520 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 149,168 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(9 contracts, 9 carriers) | AETNA LIFE INSURANCE CO | 68,060 | $350.6M |
| Dental(2 contracts, 2 carriers) | AETNA LIFE INSURANCE CO | 68,060 | $152.4M |
| Vision | AETNA LIFE INSURANCE CO | 68,060 | $146.5M |
| Life insurance | AETNA LIFE INSURANCE CO | 68,060 | $146.5M |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 26,706 | $5.9M |
| Long-term disability | AETNA LIFE INSURANCE CO | 68,060 | $146.5M |
| Other(3 contracts, 3 carriers) | AETNA LIFE INSURANCE CO | 148,648 | $147.8M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 148,648 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.