| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| COMPASS CONSULTING GROUP INC3 | 4348 SOUTHPOINT BLVD SUITE 400 JACKSONVILLE, FL 32216 | AETNA LIFE INSURANCE CO | $135K | $0 | $135K | 0.17% |
| COMPASS CONSULTING GROUP INC3 | 4348 SOUTHPOINT BLVD SUITE 400 JACKSONVILLE, FL 32216 | UNITEDHEALTHCARE INSURANCE COMPANY | $5K | $0 | $5K | 0.02% |
| COMPASS CONSULTING GROUP INC3 | 4348 SOUTHPOINT BLVD SUITE 400 JACKSONVILLE, FL 32216 | METROPOLITAN LIFE INSURANCE COMPANY | $39K | $101K | $140K | 1.54% |
| COMPASS CONSULTING GROUP INC3 | 4348 SOUTHPOINT BLVD SUITE 400 JACKSONVILLE, FL 32216 | TUFTS ASSOCIATED HEALTH MAINTANANCE ORG INC | $20K | — | $20K | 0.93% |
| THEODORE ERIC FOSTER3 | COMPASS CONSULTING GROUP 4348 SOUTHPOINT BLVD SUITE 400 JACKSONVILLE, FL 32216 | TUFTS ASSOCIATED HEALTH MAINTANANCE ORG INC | $13K | — | $13K | 0.60% |
| COMPASS CONSULTING GROUP INC3 | 4348 SOUTHPOINT BLVD SUITE 201 JACKSONVILLE, FL 32216 | EMPIRE HEALTHCHOICE ASSURANCE INC | $4K | $0 | $4K | 0.40% |
| COMPASS CONSULTING GROUP INC3 | 4348 SOUTHPOINT BLVD SUITE 400 JACKSONVILLE, FL 32216 | TUFTS INSURANCE COMPANY | $8K | — | $8K | 0.91% |
| THEODORE ERIC FOSTER3 | COMPASS CONSULTING GROUP 4348 SOUTHPOINT BLVD SUITE 400 JACKSONVILLE, FL 32216 | TUFTS INSURANCE COMPANY | $4K | — | $4K | 0.51% |
| COMPASS CONSULTING GROUP INC3 Filed as: COMPASS CONSULTING GROUP | 4348 SOUTHPOINT BLVD STE 400 JACKSONVILLE, FL 32216 | HYATT LEGAL PLANS OF FLORIDA | $13K | $0 | $13K | 5.34% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC | 200 GALLERIA PARKWAY SUITE 1950 ATLANTA, GA 30339 | HYATT LEGAL PLANS OF FLORIDA | $12K | $0 | $12K | 4.82% |
| COMPASS CONSULTING GROUP INC3 | 4348 SOUTHPOINT BLVD SUITE 201 JACKSONVILLE, FL 32216 | HYATT LEGAL PLANS OF FLORIDA | $0 | $324 | $324 | 0.13% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 105,688 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 415 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 106,103 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(11 contracts, 10 carriers) | AETNA LIFE INSURANCE CO | 55,397 | $219.8M |
| Dental(5 contracts, 3 carriers) | AETNA LIFE INSURANCE CO | 55,397 | $92.7M |
| Vision(2 contracts, 2 carriers) | EYEMED | 51,482 | $4.3M |
| Life insurance | AETNA LIFE INSURANCE CO | 55,397 | $81.1M |
| Short-term disability(2 contracts, 2 carriers) | AETNA LIFE INSURANCE CO | 55,397 | $90.2M |
| Long-term disability | AETNA LIFE INSURANCE CO | 55,397 | $81.1M |
| Prescription drug(4 contracts, 4 carriers) | AETNA LIFE INSURANCE CO | 55,397 | $250.2M |
| Other(3 contracts, 3 carriers) | AETNA LIFE INSURANCE CO | 105,688 | $81.7M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 105,688 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.