| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| N/A3 | — | AETNA LIFE INSURANCE CO. | $0 | $0 | $0 | 0.00% |
| N/A | — | BLUE CROSS AND BLUE SHIELD OF FLORIDA | — | — | $0 | 0.00% |
| N/A3 | — | HEALTH OPTIONS, INC. | — | — | $0 | 0.00% |
| N/A3 | — | AETNA HEALTH, INC. | $0 | $0 | $0 | 0.00% |
| N/A3 | — | UNITEDHEALTHCARE INSURANCE COMPANY | $0 | $0 | $0 | 0.00% |
| NONE3 | — | KAISER FOUNDATION HEALTH PLAN INC | $0 | $0 | $0 | 0.00% |
| COMPASS CONSULTING GROUP INC3 | 4348 SOUTHPOINT BLVD STE 400 JACKSONVILLE, FL 322160935 | METROPOLITAN LIFE INSURANCE COMPANY | $525K | $62K | $586K | 9.48% |
| NONE3 | — | KAISER FOUNDATION HEALTH PLAN INC | $0 | $0 | $0 | 0.00% |
| N/A | — | TUFTS ASSOCIATED HEALTH MAINTENANCE ORG., INC. | — | — | $0 | 0.00% |
| N/A | — | TUFTS INSURANCE COMPANY | — | — | $0 | 0.00% |
| COMPASS CONSULTING GROUP INC3 Filed as: COMPASS CONSULTING GROUP | 4348 SOUTHPOINT BLVD STE 400 JACKSONVILLE, FL 32216 | METLIFE LEGAL PLANS OF FLORIDA | $101K | $0 | $101K | 10.79% |
| COMPASS CONSULTING GROUP INC3 | 4348 SOUTHPOINT BLVD STE 201 JACKSONVILLE, FL 32216 | METLIFE LEGAL PLANS OF FLORIDA | $0 | $12K | $12K | 1.25% |
| NONE3 | — | KAISER FOUNDATION HEALTH PLAN OF GEORGIA | $0 | $0 | $0 | 0.00% |
| N/A | — | EMPLOYEE NETWORK INC | — | — | $0 | 0.00% |
| N/A3 | — | MVP HEALTHCARE | $0 | $0 | $0 | 0.00% |
| NONE3 | — | KAISER FOUNDATION HEALTH PLAN OF HAWAII | $0 | $0 | $0 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 155,897 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 815 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 156,712 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(11 contracts, 10 carriers) | AETNA LIFE INSURANCE CO. | 18,441 | $329.2M |
| Dental(2 contracts, 2 carriers) | AETNA LIFE INSURANCE CO. | 20,707 | $153.1M |
| Vision | AETNA LIFE INSURANCE CO. | 18,441 | $146.9M |
| Short-term disability(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 20,707 | $7.4M |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 20,707 | $6.2M |
| Other(2 contracts, 2 carriers) | METLIFE LEGAL PLANS OF FLORIDA | 155,897 | $1.4M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 155,897 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.