| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| N/A3 | — | AETNA LIFE INSURANCE CO | $0 | $0 | $0 | 0.00% |
| N/A3 | — | BLUE CROSS AND BLUE SHIELD OF FLORIDA | $0 | $0 | $0 | 0.00% |
| N/A3 | — | HEALTH OPTIONS, INC | $0 | $0 | $0 | 0.00% |
| N/A3 | — | AETNA HEALTH INC | $0 | $0 | $0 | 0.00% |
| N/A3 | — | KAISER FOUNDATION HEALTH PLAN INC | $0 | $0 | $0 | 0.00% |
| COMPASS CONSULTING GROUP INC3 | 4348 SOUTHPOINT BLVD STE 400 JACKSONVILLE, FL 322160935 | METROPOLITAN LIFE INSURANCE COMPANY | $230K | $20K | $250K | 2.63% |
| N/A3 | — | EYEMED VISION CARE | $0 | $0 | $0 | 0.00% |
| COMPASS CONSULTING GROUP INC3 | 4348 SOUTHPOINT BLVD STE 400 JACKSONVILLE, FL 32216 | TUFTS ASSOCATED HEALTH MAINTANANCE ORG, INC | $19K | $0 | $19K | 0.94% |
| N/A3 | — | HUMANA INSURANCE COMPANY | $0 | $0 | $0 | 0.00% |
| COMPASS CONSULTING GROUP INC3 | 4348 SOUTHPOINT BLVD STE 400 JACKSONVILLE, FL 32216 | TUFTS INSURANCE COMPANY | $12K | $0 | $12K | 0.84% |
| N/A3 | — | KAISER FOUNDATION HEALTH PLAN OF GEORGIA | $0 | $0 | $0 | 0.00% |
| N/A3 | — | COMPBENEFITS COMPANY | $0 | $0 | $0 | 0.00% |
| COMPASS CONSULTING GROUP INC3 Filed as: COMPASS CONSULTING GROUP | 4348 SOUTHPOINT BLVD STE 400 JACKSONVILLE, FL 32216 | HYATT LEGAL PLANS OF FLORIDA | $57K | $4K | $62K | 13.32% |
| N/A3 | — | KAISER FOUNDATION HEALTH PLAN OF HAWAII | $0 | $0 | $0 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 133,876 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 591 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 134,467 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(9 contracts, 9 carriers) | AETNA LIFE INSURANCE CO | 63,047 | $326.3M |
| Dental(4 contracts, 4 carriers) | AETNA LIFE INSURANCE CO | 63,047 | $146.5M |
| Vision(2 contracts, 2 carriers) | AETNA LIFE INSURANCE CO | 66,415 | $137.4M |
| Life insurance | AETNA LIFE INSURANCE CO | 63,047 | $134.7M |
| Short-term disability(2 contracts, 2 carriers) | AETNA LIFE INSURANCE CO | 63,047 | $144.2M |
| Long-term disability | AETNA LIFE INSURANCE CO | 63,047 | $134.7M |
| Other(2 contracts, 2 carriers) | AETNA LIFE INSURANCE CO | 63,047 | $135.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 66,415 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.