| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| STERLING SEACREST PRITCHARD, INC.3 Filed as: STERLING SEACREST PRITCHARD INC. | PO BOX 724137 ATLANTA, GA 31139 | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA, INC. | $217K | — | $217K | 3.83% |
| CUNNINGHAM INSURANCE INC.3 | 2223 BROOKSTONE CENTRE PARKWAY COLUMBUS, GA 31904 | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA, INC. | $3K | — | $3K | 0.04% |
| NUVISION FINANCIAL CORP3 Filed as: NUVISION FINANCIAL CORP INC. | 2435 WALL ST, SUITE 101 CONYERS, GA 30013 | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA, INC. | $2K | — | $2K | 0.03% |
| RSC INSURANCE BROKERAGE INC3 Filed as: RSC INS BROKERAGE INC. | 160 FEDERAL STREET BOSTON, MA 01982 | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA, INC. | $1K | — | $1K | 0.02% |
| HODGE HART & SCHLEIFER INC3 Filed as: HODGE HART & SCHLEIFER INC. | 7979 OLD GEORGE TOWN ROAD, SUITE 70 BETHESDA, MD 20814 | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA, INC. | $78 | — | $78 | 0.00% |
| STERLING SEACREST PRITCHARD, INC.3 Filed as: STERLING SEACREST PRITCHARD INC. | PO BOX 724137 ATLANTA, GA 31139 | GREATER GEORGIA LIFE INSURANCE COMPANY | $13K | — | $13K | 9.70% |
| PRITCHARD & JERDEN INC3 Filed as: PRITCHARD & JERDEN, INC. | 2500 CUMBERLAND PKWY SE, STE 400 ATLANTA, GA 30339 | GREATER GEORGIA LIFE INSURANCE COMPANY | $17 | — | $17 | 0.01% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HANCOCK ASKEW & CO., LLP EIN 58-0662558 INDEPENDENT AUDITOR | Accounting (including auditing) Service code 10 | — | $19K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 678 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 678 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA, INC. | 504 | $5.8M |
| Dental | BLUE CROSS BLUE SHIELD OF GEORGIA, INC. | 243 | $108K |
| Vision | BLUE CROSS BLUE SHIELD OF GEORGIA, INC. | 243 | $108K |
| Life insurance | GREATER GEORGIA LIFE INSURANCE COMPANY | 159 | $135K |
| Short-term disability | GREATER GEORGIA LIFE INSURANCE COMPANY | 159 | $135K |
| Long-term disability | GREATER GEORGIA LIFE INSURANCE COMPANY | 159 | $135K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 504 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.