| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| STERLING SEACREST PRITCHARD, INC.3 Filed as: STERLING SEACREST PRITCHARD INC. | PO BOX 724137 ATLANTA, GA 31139 | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA, INC. | $175K | — | $175K | 2.95% |
| PRITCHARD & JERDEN INC3 Filed as: PRITCHARD & JERDEN, INC. | 2500 CUMBERLAND PKWY SE, STE 400 ATLANTA, GA 30339 | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA, INC. | $74K | $7 | $74K | 1.26% |
| CUNNINGHAM INSURANCE INC.3 | 2223 BROOKSTONE CENTRE PARKWAY COLUMBUS, GA 31904 | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA, INC. | $2K | — | $2K | 0.04% |
| NUVISION FINANCIAL CORP3 Filed as: NUVISION FINANCIAL CORP INC. | 2435 WALL ST, SUITE 101 CONYERS, GA 30013 | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA, INC. | $2K | — | $2K | 0.03% |
| RSC INSURANCE BROKERAGE INC3 Filed as: RSC INS BROKERAGE INC. | 160 FEDERAL STREET BOSTON, MA 01982 | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA, INC. | $1K | — | $1K | 0.02% |
| HODGE HART & SCHLEIFER INC3 Filed as: HODGE HART & SCHLEIFER INC. | 7979 OLD GEORGE TOWN ROAD, SUITE 70 BETHESDA, MD 20814 | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA, INC. | $77 | — | $77 | 0.00% |
| STERLING SEACREST PRITCHARD, INC.3 Filed as: STERLING SEACREST PRITCHARD INC. | PO BOX 724137 ATLANTA, GA 31139 | GREATER GEORGIA LIFE INSURANCE COMPANY | $11K | — | $11K | 6.52% |
| PRITCHARD & JERDEN INC3 Filed as: PRITCHARD & JERDEN, INC. | 2500 CUMBERLAND PKWY SE, STE 400 ATLANTA, GA 30339 | GREATER GEORGIA LIFE INSURANCE COMPANY | $4K | — | $4K | 2.36% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HANCOCK ASKEW & CO., LLP EIN 58-0662558 INDEPENDENT AUDITOR | Accounting (including auditing) Service code 10 | — | $17K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 751 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 751 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA, INC. | 507 | $6.0M |
| Dental | BLUE CROSS BLUE SHIELD OF GEORGIA, INC. | 245 | $119K |
| Vision | BLUE CROSS BLUE SHIELD OF GEORGIA, INC. | 245 | $119K |
| Life insurance | GREATER GEORGIA LIFE INSURANCE COMPANY | 248 | $163K |
| Short-term disability | GREATER GEORGIA LIFE INSURANCE COMPANY | 248 | $163K |
| Long-term disability | GREATER GEORGIA LIFE INSURANCE COMPANY | 248 | $163K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 507 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.