| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| PRITCHARD & JERDEN INC3 Filed as: PRITCHARD & JERDEN INC. | 3565 PIEDMONT RD 3 C700 ATLANTA, GA 30305 | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA, INC. | $460K | $5K | $466K | 5.25% |
| ANDERSON CORPORATE SOLUTIONS INC3 | 1735 N BROWN RD STE 220 LAWRENCEVILLE, GA 30043 | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA, INC. | $6K | — | $6K | 0.07% |
| EDWARDS & ASSOCIATES INSURANCE LLC3 | PO BOX 4803 MACON, GA 31208 | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA, INC. | $2K | — | $2K | 0.03% |
| MOULTON AND HARDIN, INC.3 | PO BOX 2260 ALBANY, GA 31702 | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA, INC. | $1K | — | $1K | 0.02% |
| PARTNERS BENEFIT GROUP LLC3 | PO BOX 925 NASHVILLE, GA 31636 | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA, INC. | $224 | — | $224 | 0.00% |
| HODGE HART & SCHLEIFER INC3 Filed as: HODGE HART & SCHLEIFER INC. | 8401 CONNECTICUT AVE 600 CHEVY CHASE, MD 20815 | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA, INC. | $84 | — | $84 | 0.00% |
| THE DENHAM AGENCY, INC.3 | PO BOX 1958 AMERICUS, GA 31709 | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA, INC. | $5 | — | $5 | 0.00% |
| PRITCHARD & JERDEN INC3 Filed as: PRITCHARD & JERDEN, INC. | 3565 PIEDMONT RD 3 C700 ATLANTA, GA 30305 | GREATER GEORGIA LIFE INSURANCE COMPANY | $17K | — | $17K | 7.66% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HANCOCK ASKEW & CO. LLP EIN 58-0662558 INDEPENDENT AUDITOR | Accounting (including auditing) Service code 10 | — | $10K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 841 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 841 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA, INC. | 1,114 | $9.0M |
| Dental | BLUE CROSS AND BLUE SHIELD OF GEORGIA, INC. | 251 | $106K |
| Vision | BLUE CROSS AND BLUE SHIELD OF GEORGIA, INC. | 251 | $106K |
| Life insurance | GREATER GEORGIA LIFE INSURANCE COMPANY | 426 | $218K |
| Short-term disability | GREATER GEORGIA LIFE INSURANCE COMPANY | 426 | $218K |
| Long-term disability | GREATER GEORGIA LIFE INSURANCE COMPANY | 426 | $218K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,114 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.