| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| PRITCHARD & JERDEN INC3 Filed as: PRITCHARD & JERDEN, INC | 950 E PACES FERRY RD NE, STE 2000 ATLANTA, GA 30326 | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA, INC. | $297K | $0 | $297K | 5.79% |
| ANDERSON CORPORATE SOLUTIONS INC3 | 1735 N BROWN ROAD, STE 220 LAWRENCEVILLE, GA 30043 | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA, INC. | $6K | $0 | $6K | 0.12% |
| NUVISION FINANCIAL CORP3 | 2435 WALL STREET, SUITE 101 CONYERS, GA 30013 | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA, INC. | $3K | $0 | $3K | 0.07% |
| THE DENHAM AGENCY, INC.3 Filed as: THE DENHAM AGENCY INC | PO BOX 1958 AMERICUS, GA 31709 | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA, INC. | $3K | $0 | $3K | 0.06% |
| HODGE HART & SCHLEIFER INC3 | 8401 CONNECTICUT AVE, STE 600 CHEVY CHASE, MD 20815 | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA, INC. | $2K | $0 | $2K | 0.03% |
| LEON L. BLOUNT3 | 375 SADDLEBROOK DR ROSWELL, GA 30075 | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA, INC. | $1K | $0 | $1K | 0.02% |
| JENNIFER BEASON3 | 806 ERWIN HILL RD SE ADAIRSVILLE, GA 30103 | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA, INC. | $37 | $0 | $37 | 0.00% |
| PRITCHARD & JERDEN INC3 Filed as: PRITCHARD & JERDEN, INC | 950 E PACES FERRY RD NE, STE 2000 ATLANTA, GA 30326 | GREATER GEORGIA GENERAL LIFE INSURANCE COMPANY | $22K | $0 | $22K | 7.41% |
| HARBIN AGENCY, INC3 | 135 HABERSHAM DRIVE FAYETTEVILLE, GA 30214 | GREATER GEORGIA GENERAL LIFE INSURANCE COMPANY | — | — | $0 | 0.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| METCALF DAVIS EIN 58-1729751 INDEPENDENT AUDITOR | Accounting (including auditing) Service code 10 | 3340 PEACHTREE ROAD NE, SUITE 2600 ATLANTA, GA 30326 | $10K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,326 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 1,326 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA, INC. | 198 | $49K |
| Vision | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA, INC. | 198 | $49K |
| Life insurance | GREATER GEORGIA GENERAL LIFE INSURANCE COMPANY | 854 | $301K |
| Short-term disability | GREATER GEORGIA GENERAL LIFE INSURANCE COMPANY | 854 | $301K |
| Long-term disability | GREATER GEORGIA GENERAL LIFE INSURANCE COMPANY | 854 | $301K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,013 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.