| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| PRITCHARD & JERDEN INC3 Filed as: PRITCHARD & JERDEN, INC. | 950 EAST PACES FERRY ROAD NE SUITE 2000 ATLANTA, GA 30326 | BLUECROSS BLUESHIELD HEALTHCARE PLAN OF GEORGIA, INC. | $327K | — | $327K | 5.26% |
| ANDERSON CORPORATE SOLUTIONS INC3 Filed as: ANDERSON CORPORATE SOLUTIONS, INC. | 1735 N BROWN ROAD SUITE 220 LAWRENCEVILLE, GA 30043 | BLUECROSS BLUESHIELD HEALTHCARE PLAN OF GEORGIA, INC. | $6K | — | $6K | 0.09% |
| MOULTON AND HARDIN, INC.3 | P.O. BOX 72207 ALBANY, GA 31708 | BLUECROSS BLUESHIELD HEALTHCARE PLAN OF GEORGIA, INC. | $5K | — | $5K | 0.08% |
| NUVISION FINANCIAL CORP3 Filed as: NUVISION FINANCIAL CORP. | 2435 WALL STREET SUITE 101 CONYERS, GA 30013 | BLUECROSS BLUESHIELD HEALTHCARE PLAN OF GEORGIA, INC. | $4K | — | $4K | 0.06% |
| THE DENHAM AGENCY, INC.3 | P.O. BOX 1958 AMERICUS, GA 31709 | BLUECROSS BLUESHIELD HEALTHCARE PLAN OF GEORGIA, INC. | $3K | — | $3K | 0.05% |
| LEON L. BLOUNT3 | 375 SADDLEBROOK DRIVE ROSWELL, GA 30075 | BLUECROSS BLUESHIELD HEALTHCARE PLAN OF GEORGIA, INC. | $82 | — | $82 | 0.00% |
| HODGE HART & SCHLEIFER INC3 Filed as: HODGE HART & SCHLEIFER, INC. | 8401 CONNECTICUT AVENUE SUITE 600 CHEVY CHASE, MD 20815 | BLUECROSS BLUESHIELD HEALTHCARE PLAN OF GEORGIA, INC. | $78 | — | $78 | 0.00% |
| PRITCHARD & JERDEN INC3 Filed as: PRITCHARD & JERDEN, INC. | 950 EAST PACES FERRY ROAD NE SUITE 2 ATLANTA, GA 30326 | GREATER GEORGIA LIFE INSURANCE COMPANY | $18K | — | $18K | 7.45% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| APRIO EIN 58-2487348 INDEPENDENT AUDITOR | Accounting (including auditing) Service code 10 | FIVE CONCOURSE PARKWAY SUITE 1000 ATLANTA, GA 30328 | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,050 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,050 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | BLUECROSS AND BLUESHIELD OF GEORGIA, INC. | 400 | $81K |
| Vision | BLUECROSS AND BLUESHIELD OF GEORGIA, INC. | 400 | $81K |
| Life insurance | GREATER GEORGIA LIFE INSURANCE COMPANY | 473 | $241K |
| Short-term disability | GREATER GEORGIA LIFE INSURANCE COMPANY | 473 | $241K |
| Long-term disability | GREATER GEORGIA LIFE INSURANCE COMPANY | 473 | $241K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,170 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.