| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| STERLING SEACREST PRITCHARD, INC.3 Filed as: STERLING SEACREST PRITCHARD INC. | PO BOX 724137 ATLANTA, GA 31139 | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA, INC. | $254K | — | $254K | 4.15% |
| CUNNINGHAM INSURANCE INC.3 | 2223 BROOKSTONE CENTRE PARKWAY COLUMBUS, GA 31904 | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA, INC. | $3K | — | $3K | 0.05% |
| RSC INSURANCE BROKERAGE INC3 Filed as: RSC INS BROKERAGE INC. | 160 FEDERAL STREET BOSTON, MA 01982 | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA, INC. | $1K | — | $1K | 0.02% |
| NUVISION FINANCIAL CORP3 Filed as: NUVISION FINANCIAL CORP INC. | 2435 WALL ST, SUITE 101 CONYERS, GA 30013 | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA, INC. | $379 | — | $379 | 0.01% |
| HODGE HART & SCHLEIFER INC3 Filed as: HODGE HART & SCHLEIFER INC. | 7979 OLD GEORGE TOWN ROAD, SUITE 70 BETHESDA, MD 20814 | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA, INC. | $78 | — | $78 | 0.00% |
| STERLING SEACREST PRITCHARD, INC. Filed as: STERLING SEACREST PRITCHARD INC. | PO BOX 724137 ATLANTA, GA 31139 | STANDARD INSURANCE COMPANY | $8K | $153 | $8K | 9.71% |
| STERLING SEACREST PRITCHARD, INC.3 Filed as: STERLING SEACREST PRITCHARD INC. | PO BOX 724137 ATLANTA, GA 31139 | GREATER GEORGIA LIFE INSURANCE COMPANY | $3K | — | $3K | 9.06% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BAKER TILLY US, LLP EIN 30-1413443 INDEPENDENT AUDITOR | Accounting (including auditing) Service code 10 | — | $22K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 676 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 676 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA, INC. | 514 | $6.2M |
| Dental | BLUE CROSS BLUE SHIELD OF GEORGIA, INC. | 272 | $111K |
| Vision | BLUE CROSS BLUE SHIELD OF GEORGIA, INC. | 272 | $111K |
| Life insurance(2 contracts, 2 carriers) | STANDARD INSURANCE COMPANY | 160 | $114K |
| Short-term disability(2 contracts, 2 carriers) | STANDARD INSURANCE COMPANY | 160 | $114K |
| Long-term disability(2 contracts, 2 carriers) | STANDARD INSURANCE COMPANY | 160 | $114K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 514 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.