| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF SEIBELS & WILLIAMS OF GA | 5605 GLENRIDGE DR NE SUITE 300 ATLANTA, GA 30342 | DELTA DENTAL INSURANCE COMPANY | $247K | — | $247K | 8.81% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BCBS HEALTHCARE PLAN OF GA, INC NONE | Other services; Claims processing; Recordkeeping and information management (computing, tabulating, data processing, etc.); Float revenue; Contract Administrator Service code 12 | 3350 PEACHTREE ROAD NE ATLANTA, GA 30326 | $3.5M |
| NAVITUS HEALTH SOLUTIONS NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Other services; Contract Administrator; Claims processing Service code 12 | 1025 W NAVITUS DR APPLETON, WI 54913 | $141K |
| IBM CORPORATION NONE | Other services Service code 49 | 1 NEW ORCHARD ROAD ARMONK, NY 105041722 | $86K |
| WEX HEALTH, INC. NONE | Other services Service code 49 | 4321 20TH AVENUE S FARGO, ND 58103 | $85K |
| TALX CORPORATION NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | AKA EQUIFAX WORKFORCE SOLUTIONS 11432 LACKLAND ROAD SAINT LOUIS, MO 63577 | $78K |
| MAULDIN & JENKINS NONE | Accounting (including auditing) Service code 10 | 200 GALLERIA PARKWAY SE, STE 1700 ATLANTA, GA 303395946 | $37K |
| INGENIO RX, INC NONE | Float revenue; Contract Administrator; Claims processing; Other services; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 12 | 450 HEADQUARTERS PLAZA 7TH FLOOR EAST TOWER MORRISTOWN, NJ 07960 | $15K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 8,715 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 8,715 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL INSURANCE COMPANY | 9,836 | $2.8M |
| Vision | VISION SERVICE PLAN | 5,454 | $473K |
| Life insurance | SUN LIFE ASSURANCE CO OF CANADA | 4,772 | $3.0M |
| Short-term disability | SUN LIFE ASSURANCE CO OF CANADA | 4,772 | $3.0M |
| Long-term disability | SUN LIFE ASSURANCE CO OF CANADA | 4,772 | $3.0M |
| Prescription drug | NAVITUS HEALTH SOLUTIONS | 4,227 | $4.2M |
| Stop-loss / reinsurancereinsurance | UNICO INSURANCE COMPANY | 3,607 | $190K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 9,836 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.