| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF SEIBELS & WILLIAMS OF GA | 5605 GLENRIDGE DR NE SUITE 300 ATLANTA, GA 30342 | DELTA DENTAL INSURANCE COMPANY | $216K | — | $216K | 8.28% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BCBS OF GA, INC NONE | Other fees; Contract Administrator; Claims processing; Float revenue; Other services; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 12 | 3350 PEACHTREE ROAD NE ATLANTA, GA 30326 | $3.3M |
| EQUIFAX WORKFORCE SOLUTIONS NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | 11432 LACKLAND RD SAINT LOUIS, MO 63577 | $64K |
| DISCOVERY BENEFITS NONE | Other services Service code 49 | 4321 20TH AVENUE S FARGO, ND 58103 | $44K |
| HEALTH MANAGEMENT SYSTEMS, INC. NONE | Accounting (including auditing) Service code 10 | P.O. BOX 27151 NEW YORK, NY 100877151 | $36K |
| OLIVER WYMAN NONE | Actuarial Service code 11 | 411 EAST WISCONSIN AVE SUITE 1300 MILWAUKEE, WI 532024412 | $35K |
| MAULDIN & JENKINS NONE | Accounting (including auditing) Service code 10 | 200 GALLERIA PARKWAY SE, STE 1700 ATLANTA, GA 303395946 | $34K |
| MAZURSKY CONSTANTINE, LLC NONE | Legal Service code 29 | 999 PEACHTREE STREET, NE STE 1500 ATLANTA, GA 30309 | $26K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 11,363 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Beneficiaries receiving benefits | 0 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 11,363 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL INSURANCE COMPANY | 11,544 | $2.6M |
| Vision | BLUE CROSS BLUE SHIELD OF GEORGIA, INC. | 10,619 | $452K |
| Life insurance | SUN LIFE ASSURANCE CO OF CANADA | 4,797 | $2.7M |
| Short-term disability | SUN LIFE ASSURANCE CO OF CANADA | 4,797 | $2.7M |
| Long-term disability | SUN LIFE ASSURANCE CO OF CANADA | 4,797 | $2.7M |
| Stop-loss / reinsurancereinsurance | UNICO INSURANCE COMPANY | 3,607 | $195K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 11,544 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.