| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| PROPEL INSURANCE3 Filed as: PROPEL INSURNACE AGENCY | 151 MAJOR REYNOLDS PLACE KNOXVILLE, TN 37919 | BLUECROSS BLUESHIELD OF SOUTH CAROLINA | $63K | $0 | $63K | 1.72% |
| ECM BENEFITS LLC3 Filed as: ECM BENEFITS, LLC | POST OFFICE BOX 26209 GREENVILLE, SC 29616 | BLUECROSS BLUESHIELD OF SOUTH CAROLINA | $25K | $0 | $25K | 0.67% |
| PROPEL INSURANCE AGENCY LLC3 Filed as: PROPEL INSURANCE AGENCY INC | 1201 PACIFIC AVENUE, SUITE 1000 TACOMA, WA 98402 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $74K | $0 | $74K | 13.79% |
| GCG FINANCIAL LLC3 Filed as: ALERA GROUP | 1410 BLANDING ST COLUMBIA IRMO, SC 29063 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $0 | $16K | $16K | 2.94% |
| THE CASON GROUP INC3 | 1612 MARION STREET, 4TH FLOOR COLUMBIA, SC 29201 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $4K | $0 | $4K | 0.68% |
| ECM BENEFITS LLC3 | PO BOX 26209 GREENVILLE, SC 29616 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $925 | $0 | $925 | 0.17% |
| PROPEL INSURANCE3 | 151 MAJOR REYNOLDS PLACE, SUITE 210 KNOXVILLE, TN 37919 | TELEDOC HEALTH | $26K | $0 | $26K | 15.00% |
| JAMES R MCCOMB3 | 1063 COASTESDALE RD COLUMBIA, SC 29209 | COLONIAL LIFE & ACCIDENT COMPANY | $17K | $349 | $17K | 12.79% |
| BENEFITS AT WORK LLC3 | 132 SANIBEL CIR COLUMBIA, SC 29209 | COLONIAL LIFE & ACCIDENT COMPANY | $2K | $195 | $2K | 1.66% |
| ADVANCED BENEFIT SYSTEM INC3 | 145 RIVER LANDING DR UNIT 203 DANIEL ISLAND, SC 29492 | COLONIAL LIFE & ACCIDENT COMPANY | $852 | $632 | $1K | 1.11% |
| LINDA MARTIN3 | 102 MAJESTIC DR COLUMBIA, SC 29223 | COLONIAL LIFE & ACCIDENT COMPANY | $660 | $0 | $660 | 0.49% |
| DONNA D TOMASINI3 | 740 SHADOW MIST LANE COLUMBIA, SC 29210 | COLONIAL LIFE & ACCIDENT COMPANY | $387 | $0 | $387 | 0.29% |
| ECM BENEFITS LLC3 | PO BOX 12457 CHAROLETTE, NC 28220 | COLONIAL LIFE & ACCIDENT COMPANY | $52 | $11 | $63 | 0.05% |
| JUDITH A MILLER3 | 300 FALLEN TIMBER TRL BLYTHEWOOD, SC 29016 | COLONIAL LIFE & ACCIDENT COMPANY | $42 | $0 | $42 | 0.03% |
| MYNARD BENEFITS GROUP3 | 3701 ON DECK CIR LITTLE RIVER, SC 29566 | COLONIAL LIFE & ACCIDENT COMPANY | $25 | $0 | $25 | 0.02% |
| WILLIAM KRAMER3 | 249 W BOWMORE DR BLYTHEWOOD, SC 29016 | COLONIAL LIFE & ACCIDENT COMPANY | $24 | $0 | $24 | 0.02% |
| DAVID MASON DOKELL3 Filed as: DAVID MADON DOKELL | 159 BEACON DR UNIT A MORRESVILLE, NC 28117 | COLONIAL LIFE & ACCIDENT COMPANY | $23 | $0 | $23 | 0.02% |
| JACK ALLEN NORRIS3 | 2439 DUTCH BRANCH RD COLUMBIA, SC 29210 | COLONIAL LIFE & ACCIDENT COMPANY | $23 | $0 | $23 | 0.02% |
| CARROLL REYNOLDS3 | 237 SANDHURTS RD COLUMBIA, SC 29210 | COLONIAL LIFE & ACCIDENT COMPANY | $22 | $0 | $22 | 0.02% |
| JANICE A SMITH3 | 217 S WOODGREEN WAY GREENVILLE, SC 29492 | COLONIAL LIFE & ACCIDENT COMPANY | $13 | $9 | $22 | 0.02% |
| GARY M HARDEMAN3 Filed as: GARY MARK HARDEMAN | 16810 CORALBEND DR HOUSTON, TX 77095 | COLONIAL LIFE & ACCIDENT COMPANY | $18 | $0 | $18 | 0.01% |
| THE CLARK GROUP OF SC3 | 3701 ON DECK CIR LITTLE RIVER, SC 29566 | COLONIAL LIFE & ACCIDENT COMPANY | $8 | $7 | $15 | 0.01% |
| AAON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 60673 | COLONIAL LIFE & ACCIDENT COMPANY | $12 | $0 | $12 | 0.01% |
| DEBORAH ANN ROYER3 | 124 CANTERFIELD RD COLUMBIA, SC 29212 | COLONIAL LIFE & ACCIDENT COMPANY | $12 | $0 | $12 | 0.01% |
| ALICE RYAN STRIBLING3 | 511 KILBORNE RD COLUMBIA, SC 29205 | COLONIAL LIFE & ACCIDENT COMPANY | $8 | $4 | $12 | 0.01% |
| BROOKE HARMON3 Filed as: BROOKE HAROM & ASSOCIATES LLC | 70 HENRY LIVINGSTON RD POMARAIA, SC 29126 | COLONIAL LIFE & ACCIDENT COMPANY | $8 | $4 | $12 | 0.01% |
| JOHN REID THOMPSON3 | 1801 IVANHOE DR COLUMBIA, SC 29210 | COLONIAL LIFE & ACCIDENT COMPANY | $6 | $0 | $6 | 0.00% |
| PAUL STANLEY JR3 Filed as: PAUL STNALEY JR | 5264 INTERNATIONAL BLVD NORTH CHARLESTON, SC 29418 | COLONIAL LIFE & ACCIDENT COMPANY | $3 | $3 | $6 | 0.00% |
| KAREN TOBIAS3 | 1366 DUNRAVEN DR MURFREESBORO, TN 37128 | COLONIAL LIFE & ACCIDENT COMPANY | $5 | $0 | $5 | 0.00% |
| DONALD R GASKINS3 | 1982 RAYFIELD BRDIGE RD CHESTERFIELD, SC 29709 | COLONIAL LIFE & ACCIDENT COMPANY | $3 | $0 | $3 | 0.00% |
| PROPEL INSURANCE AGENCY LLC3 Filed as: PROPEL INSURANCE AGENCY | 151 MAJOR REYNOLDS PLACE KNOXVILLE, TN 37919 | PHYSICIANS EYECARE PLAN | $3K | $0 | $3K | 7.70% |
| ECM BENEFITS LLC3 | PO BOX 26209 GREENVILLE, SC 29616 | PHYSICIANS EYECARE PLAN | $970 | $0 | $970 | 2.30% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 431 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 432 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF SOUTH CAROLINA | 322 | $3.7M |
| Dental | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 693 | $535K |
| Vision | PHYSICIANS EYECARE PLAN | 811 | $42K |
| Life insurance | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 693 | $535K |
| Short-term disability | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 693 | $535K |
| Long-term disability | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 693 | $535K |
| Prescription drug | BLUECROSS BLUESHIELD OF SOUTH CAROLINA | 322 | $3.7M |
| Other(3 contracts, 3 carriers) | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 693 | $842K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 811 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.