| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: TIS INSURANCE SERVICES | PO BOX 10328 KNOXVILLE, TN 37919 | BLUECROSS BLUESHIELD OF SOUTH CAROLINA | $75K | $0 | $75K | 1.65% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: TIS INSURANCE SERVICES | 1900 NORTH WINSTON ROAD, SUITE 100 KNOXVILLE, TN 37919 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $35K | $0 | $35K | 12.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: TIS INSURANCE SERVICES | 1900 NORTH WINSTON ROAD, SUITE 100 KNOXVILLE, TN 37919 | METROPOLITAN LIFE INSURANCE COMPANY | $20K | $0 | $20K | 8.74% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: TIS INSURANCE SERVICES | PO BOX 10328 KNOXVILLE, TN 37919 | PHYSICIANS EYECARE PLAN | $4K | $0 | $4K | 7.59% |
| PROPEL INSURANCE AGENCY LLC3 Filed as: PROPEL INSURANCE AGENCY, LLC | 151 MAJOR REYNOLDS PLACE, SUITE 210 KNOXVILLE, TN 37919 | PHYSICIANS EYECARE PLAN | $1K | $0 | $1K | 2.41% |
| JAMES R MCCOMB3 Filed as: JAMES R. MCCOMB | 1063 COATESDALE ROAD COLUMBIA, SC 29209 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $3K | $0 | $3K | 12.68% |
| WILLIAM KRAMER3 | 249 WEST BOWMORE DRIVE BLYTHEWOOD, SC 29016 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $471 | $7 | $478 | 1.81% |
| BENEFITS AT WORK LLC3 | 1929 YORK DRIVE COLUMBIA, SC 29204 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $412 | $29 | $441 | 1.67% |
| ADVANCED BENEFIT SYSTEM INC3 | 145 RIVER LANDING DRIVE DANIEL ISLAND, SC 29492 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $167 | $112 | $279 | 1.05% |
| MJ INSURANCE3 Filed as: DONNA TOMASINI AND VARIOUS AGENTS | 740 SHADOW MIST LANE COLUMBIA, SC 29210 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $56 | $0 | $56 | 0.21% |
| DAVID MASON DOKELL3 | 159 BEACON DRIVE MOORESVILLE, NC 28117 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $21 | $0 | $21 | 0.08% |
| MAYNARD BENEFITS GRP INC3 Filed as: MAYNARD BENEFITS GROUP INC | PO BOX 9115 NORTH MYRTLE BEACH, SC 29582 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $19 | $0 | $19 | 0.07% |
| JAMES R MCCOMB3 Filed as: JAMES R. MCCOMB | 1063 COATESDALE ROAD COLUMBIA, SC 29209 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $4K | $0 | $4K | 17.43% |
| BENEFITS AT WORK LLC3 | 1929 YORK DRIVE COLUMBIA, SC 29204 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $473 | $37 | $510 | 2.15% |
| WILLIAM KRAMER3 | 249 WEST BOWMORE DRIVE BLYTHEWOOD, SC 29016 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $468 | $7 | $475 | 2.00% |
| ADVANCED BENEFIT SYSTEM INC3 | 145 RIVER LANDING DRIVE DANIEL ISLAND, SC 29492 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $180 | $141 | $321 | 1.35% |
| DONALD B FAULKNER SR3 Filed as: DONALD B. FAULKNER SR. | 612 IVY GREEN LANE IRMO, SC 29063 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $258 | $0 | $258 | 1.09% |
| DONNA D TOMASINI3 Filed as: DONNA D. TOMASINI | 740 SHADOW MIST LANE COLUMBIA, SC 29210 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $27 | $0 | $27 | 0.11% |
| MJ INSURANCE3 Filed as: JACK NORRIS AND VARIOUS AGENTS | 2439 DUTCH BRANCH ROAD COLUMBIA, SC 29210 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $9 | $0 | $9 | 0.04% |
| JAMES R MCCOMB3 Filed as: JAMES R. MCCOMB | 1063 COATESDALE ROAD COLUMBIA, SC 29209 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $2K | $0 | $2K | 7.60% |
| BENEFITS AT WORK LLC3 | 1929 YORK DRIVE COLUMBIA, SC 29204 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $221 | $13 | $234 | 0.99% |
| ADVANCED BENEFIT SYSTEM INC3 | 145 RIVER LANDING DRIVE DANIEL ISLAND, SC 29492 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $107 | $48 | $155 | 0.66% |
| DONNA D TOMASINI3 Filed as: DONNA D. TOMASINI | 740 SHADOW MIST LANE COLUMBIA, SC 29210 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $129 | $0 | $129 | 0.55% |
| DONALD B FAULKNER SR3 Filed as: DONALD B. FAULKNER SR. | 612 IVY GREEN LANE IRMO, SC 29063 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $116 | $0 | $116 | 0.49% |
| MJ INSURANCE3 Filed as: DEBORAH A. ROYER AND VARIOUS AGENTS | 124 CANTERFIELD ROAD COLUMBIA, SC 29212 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $79 | $0 | $79 | 0.33% |
| WILLIAM KRAMER3 | 249 WEST BOWMORE DRIVE BLYTHEWOOD, SC 29016 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $63 | $1 | $64 | 0.27% |
| JAMES R MCCOMB3 Filed as: JAMES R. MCCOMB | 1063 COATESDALE ROAD COLUMBIA, SC 29209 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $3K | $0 | $3K | 14.41% |
| BENEFITS AT WORK LLC3 | 1929 YORK DRIVE COLUMBIA, SC 29204 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $365 | $29 | $394 | 1.74% |
| ADVANCED BENEFIT SYSTEM INC3 | 145 RIVER LANDING DRIVE DANIEL ISLAND, SC 29492 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $148 | $108 | $256 | 1.13% |
| WILLIAM KRAMER3 | 249 WEST BOWMORE DRIVE BLYTHEWOOD, SC 29016 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $185 | $3 | $188 | 0.83% |
| DONALD B FAULKNER SR3 Filed as: DONALD B. FAULKNER SR. | 612 IVY GREEN LANE IRMO, SC 29063 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $184 | $0 | $184 | 0.81% |
| DONNA D TOMASINI3 Filed as: DONNA D. TOMASINI | 740 SHADOW MIST LANE COLUMBIA, SC 29210 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $121 | $0 | $121 | 0.53% |
| MJ INSURANCE3 Filed as: JUDITH MILLER AND VARIOUS AGENTS | 444 PITNEY ROAD COLUMBIA, SC 29212 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $70 | $0 | $70 | 0.31% |
| JAMES R MCCOMB3 Filed as: JAMES R. MCCOMB | 1063 COATESDALE ROAD COLUMBIA, SC 29209 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $2K | $0 | $2K | 10.67% |
| BENEFITS AT WORK LLC3 | 1929 YORK DRIVE COLUMBIA, SC 29204 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $284 | $20 | $304 | 1.44% |
| DONALD B FAULKNER SR3 Filed as: DONALD B. FAULKNER SR. | 612 IVY GREEN LANE IRMO, SC 29063 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $289 | $0 | $289 | 1.37% |
| ADVANCED BENEFIT SYSTEM INC3 | 145 RIVER LANDING DRIVE DANIEL ISLAND, SC 29492 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $123 | $78 | $201 | 0.95% |
| WILLIAM KRAMER3 | 249 WEST BOWMORE DRIVE BLYTHEWOOD, SC 29016 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $107 | $2 | $109 | 0.52% |
| MJ INSURANCE3 Filed as: MAYNARD BENEFITS AND VARIOUS AGENTS | PO BOX 9115 NORTH MYRTLE BEACH, SC 29582 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $81 | $0 | $81 | 0.38% |
| DONNA D TOMASINI3 Filed as: DONNA D. TOMASINI | 740 SHADOW MIST LANE COLUMBIA, SC 29210 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $51 | $0 | $51 | 0.24% |
| JAMES R MCCOMB3 Filed as: JAMES R. MCCOMB | 1063 COATESDALE ROAD COLUMBIA, SC 29209 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $1K | $0 | $1K | 7.54% |
| BENEFITS AT WORK LLC3 | 1929 YORK DRIVE COLUMBIA, SC 29204 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $190 | $9 | $199 | 1.06% |
| ADVANCED BENEFIT SYSTEM INC3 | 145 RIVER LANDING DRIVE DANIEL ISLAND, SC 29492 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $90 | $34 | $124 | 0.66% |
| DONNA D TOMASINI3 Filed as: DONNA D. TOMASINI | 740 SHADOW MIST LANE COLUMBIA, SC 29210 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $41 | $0 | $41 | 0.22% |
| DONALD B FAULKNER SR3 Filed as: DONALD B. FAULKNER SR. | 612 IVY GREEN LANE IRMO, SC 29063 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $37 | $0 | $37 | 0.20% |
| WILLIAM KRAMER3 | 249 WEST BOWMORE DRIVE BLYTHEWOOD, SC 29016 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $26 | $0 | $26 | 0.14% |
| MJ INSURANCE3 Filed as: JACK NORRIS AND VARIOUS AGENTS | 2439 DUTCH BRANCH ROAD COLUMBIA, SC 29210 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $11 | $0 | $11 | 0.06% |
| JAMES R MCCOMB3 Filed as: JAMES R. MCCOMB | 1063 COATESDALE ROAD COLUMBIA, SC 29209 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $1K | $0 | $1K | 10.14% |
| BENEFITS AT WORK LLC3 | 1929 YORK DRIVE COLUMBIA, SC 29204 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $140 | $9 | $149 | 1.20% |
| ADVANCED BENEFIT SYSTEM INC3 | 145 RIVER LANDING DRIVE DANIEL ISLAND, SC 29492 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $65 | $34 | $99 | 0.80% |
| WILLIAM KRAMER3 | 249 WEST BOWMORE DRIVE BLYTHEWOOD, SC 29016 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $81 | $1 | $82 | 0.66% |
| DONNA D TOMASINI3 Filed as: DONNA D. TOMASINI | 740 SHADOW MIST LANE COLUMBIA, SC 29210 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $42 | $0 | $42 | 0.34% |
| DONALD B FAULKNER SR3 Filed as: DONALD B. FAULKNER SR. | 612 IVY GREEN LANE IRMO, SC 29063 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $30 | $0 | $30 | 0.24% |
| MJ INSURANCE3 Filed as: STEPHANIE LEVINS AND VARIOUS AGENTS | 1912 TRENT RIVER AVENUE WAKE FOREST, NC 27587 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $12 | $0 | $12 | 0.10% |
| JAMES R MCCOMB3 Filed as: JAMES R. MCCOMB | 1063 COATESDALE ROAD COLUMBIA, SC 29209 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $796 | $0 | $796 | 7.99% |
| BENEFITS AT WORK LLC3 | 1929 YORK DRIVE COLUMBIA, SC 29204 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $112 | $5 | $117 | 1.17% |
| ADVANCED BENEFIT SYSTEM INC3 | 145 RIVER LANDING DRIVE DANIEL ISLAND, SC 29492 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $49 | $18 | $67 | 0.67% |
| DONNA D TOMASINI3 Filed as: DONNA D. TOMASINI | 740 SHADOW MIST LANE COLUMBIA, SC 29210 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $55 | $0 | $55 | 0.55% |
| DONALD R GASKINS3 Filed as: DONALD R. GASKINS | 1982 RAYFIELD BRIDGE ROAD CHESTERFIELD, SC 29709 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $7 | $0 | $7 | 0.07% |
| WILLIAM KRAMER3 | 249 WEST BOWMORE DRIVE BLYTHEWOOD, SC 29016 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $6 | $0 | $6 | 0.06% |
| MJ INSURANCE3 Filed as: GARY HARDEMAN AND VARIOUS AGENTS | 16810 CORALBEND DRIVE HOUSTON, TX 77095 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $6 | $0 | $6 | 0.06% |
| JAMES R MCCOMB3 Filed as: JAMES R. MCCOMB | 1063 COATESDALE ROAD COLUMBIA, SC 29209 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $547 | $0 | $547 | 13.61% |
| BENEFITS AT WORK LLC3 | 1929 YORK DRIVE COLUMBIA, SC 29204 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $67 | $5 | $72 | 1.79% |
| ADVANCED BENEFIT SYSTEM INC3 | 145 RIVER LANDING DRIVE DANIEL ISLAND, SC 29492 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $27 | $19 | $46 | 1.14% |
| DONALD B FAULKNER SR3 Filed as: DONALD B. FAULKNER SR. | 612 IVY GREEN LANE IRMO, SC 29063 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $41 | $0 | $41 | 1.02% |
| JACK ALLEN NORRIS3 | 2439 DUTCH BRANCH ROAD COLUMBIA, SC 29210 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $4 | $0 | $4 | 0.10% |
| MJ INSURANCE3 Filed as: JANICE A. SMITH AND VARIOUS AGENTS | 217 SOUTH WOODGREEN WAY GREENVILLE, SC 29616 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $4 | $0 | $4 | 0.10% |
| JAMES R MCCOMB3 Filed as: JAMES R. MCCOMB | 1063 COATESDALE ROAD COLUMBIA, SC 29209 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $66 | $0 | $66 | 9.18% |
| BENEFITS AT WORK LLC3 | 1929 YORK DRIVE COLUMBIA, SC 29204 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $9 | $0 | $9 | 1.25% |
| ADVANCED BENEFIT SYSTEM INC3 | 145 RIVER LANDING DRIVE DANIEL ISLAND, SC 29492 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $4 | $1 | $5 | 0.70% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: TIS INSURANCE SERVICES | 1900 NORTH WINSTON ROAD, SUITE 100 KNOXVILLE, TN 37919 | METROPOLITAN LIFE INSURANCE COMPANY | $6K | $0 | $6K | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 734 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 734 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF SOUTH CAROLINA | 410 | $4.5M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 727 | $226K |
| Vision | PHYSICIANS EYECARE PLAN | 634 | $50K |
| Life insurance(11 contracts, 2 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 764 | $457K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 764 | $294K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 764 | $294K |
| Prescription drug | BLUECROSS BLUESHIELD OF SOUTH CAROLINA | 410 | $4.5M |
| Other(13 contracts, 4 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 764 | $472K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 764 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.