| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| PROPEL INSURANCE AGENCY LLC3 Filed as: PROPEL INSURANCE AGENCY | 1201 PACIFIC AVENUE, SUITE 1000 TACOMA, WA 98402 | BLUECROSS BLUESHIELD OF SOUTH CAROLINA | $189K | $0 | $189K | 4.32% |
| PROPEL INSURANCE AGENCY LLC3 | 151 MAJOR REYNOLDS PLACE, SUITE 210 KNOXVILLE, TN 37919 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $37K | $0 | $37K | 13.01% |
| UNKNOWN3 | UNKNOWN IRMO, SC 29063 | PHYSICIANS EYECARE PLAN | $5K | $0 | $5K | 10.00% |
| PROPEL INSURANCE AGENCY LLC3 | 1201 PACIFIC AVENUE, SUITE 1000 TACOMA, WA 98402 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $7K | $3K | $10K | 25.31% |
| THE CASON GROUP INC3 | 1612 MARION STREET, 4TH FLOOR COLUMBIA, WA 29201 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $7K | $0 | $7K | 17.92% |
| PACIFIC ADVISORS LLC3 | UNKNOWN IRMO, WA 29063 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $122 | $0 | $122 | 0.32% |
| JAMES R MCCOMB3 Filed as: JAMES R. MCCOMB | 1063 COATESDALE ROAD COLUMBIA, IL 29209 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $2K | $0 | $2K | 10.45% |
| BENEFITS AT WORK LLC3 | 1929 YORK DRIVE COLUMBIA, IL 29204 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $291 | $4 | $295 | 1.30% |
| ADVANCED BENEFIT SYSTEM INC3 | 145 RIVER LANDING DRIVE DANIEL ISLAND, IL 29492 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $130 | $80 | $210 | 0.93% |
| WILLIAM KRAMER3 | 249 WEST BOWMORE DRIVE BLYTHEWOOD, IL 29016 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $61 | $0 | $61 | 0.27% |
| AON CONSULTING INC3 Filed as: AON CONSULTING AND VARIOUS AGENTS | 29840 NETWORK PLACE CHICAGO, IL 60673 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $38 | $0 | $38 | 0.17% |
| DAVID MASON DOKELL3 | 159 BEACON DRIVE MOORSVILLE, NC 28117 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $23 | $0 | $23 | 0.10% |
| DONNA D TOMASINI3 Filed as: DONNA D. TOMASINI | 740 SHADOW MIST LANE COLUMBIA, IL 29210 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $21 | $0 | $21 | 0.09% |
| JAMES R MCCOMB3 Filed as: JAMES R. MCCOMB | 1063 COATESDALE ROAD COLUMBIA, SC 29209 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $962 | $0 | $962 | 5.46% |
| DONNA D TOMASINI3 Filed as: DONNA D. TOMASINI | 740 SHADOW MIST LANE COLUMBIA, SC 29210 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $127 | $0 | $127 | 0.72% |
| BENEFITS AT WORK LLC3 | 1929 YORK DRIVE COLUMBIA, SC 29204 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $126 | $1 | $127 | 0.72% |
| ADVANCED BENEFIT SYSTEM INC3 | 145 RIVER LANDING DRIVE DANIEL ISLAND, SC 29492 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $72 | $14 | $86 | 0.49% |
| MJ INSURANCE3 Filed as: JACK A. NORRIS AND VARIOUS AGENTS | 2439 DUTCH BRAND ROAD COLUMBIA, SC 29210 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $36 | $0 | $36 | 0.20% |
| DEBORAH ANN ROYER3 | 124 CANTERFIELD ROAD COLUMBIA, SC 29212 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $16 | $0 | $16 | 0.09% |
| WILLIAM KRAMER3 | 249 WEST BOWMORE DRIVE BLYTHEWOOD, SC 29016 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $13 | $0 | $13 | 0.07% |
| JAMES R MCCOMB3 Filed as: JAMES R. MCCOMB | 1063 COATESDALE ROAD COLUMBIA, SC 29209 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $919 | $0 | $919 | 5.63% |
| BENEFITS AT WORK LLC3 | 1929 YORK DRIVE COLUMBIA, SC 29204 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $169 | $1 | $170 | 1.04% |
| ADVANCED BENEFIT SYSTEM INC3 | 145 RIVER LANDING DRIVE DANIEL ISLAND, SC 29492 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $84 | $15 | $99 | 0.61% |
| WILLIAM KRAMER3 | 249 WEST BOWMORE DRIVE BLYTHEWOOD, SC 29016 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $41 | $0 | $41 | 0.25% |
| DONNA D TOMASINI3 Filed as: DONNA D. TOMASINI AND OTHER AGENTS | 740 SHADOW MIST LANE COLUMBIA, SC 29210 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $19 | $0 | $19 | 0.12% |
| JAMES R MCCOMB3 Filed as: JAMES R. MCCOMB | 1063 COATESDALE ROAD COLUMBIA, SC 29209 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $1K | $0 | $1K | 8.13% |
| BENEFITS AT WORK LLC3 | 1929 YORK DRIVE COLUMBIA, SC 29204 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $152 | $1 | $153 | 0.97% |
| DONNA D TOMASINI3 Filed as: DONNA D. TOMASINI | 740 SHADOW MIST LANE COLUMBIA, SC 29210 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $113 | $0 | $113 | 0.71% |
| ADVANCED BENEFIT SYSTEM INC3 | 145 RIVER LANDING DRIVE DANIEL ISLAND, SC 29492 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $80 | $30 | $110 | 0.69% |
| MJ INSURANCE3 Filed as: GARY HARDEMAN AND VARIOUS AGENTS | 16810 CORALBEND DRIVE HOUSTON, TX 77095 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $34 | $0 | $34 | 0.21% |
| JUDITH A MILLER3 Filed as: JUDITH A. MILLER | 444 PITNEY ROAD COLUMBIA, SC 29212 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $28 | $0 | $28 | 0.18% |
| WILLIAM KRAMER3 | 249 WEST BOWMORE DRIVE BLYTHEWOOD, SC 29016 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $20 | $0 | $20 | 0.13% |
| JAMES R MCCOMB3 Filed as: JAMES R. MCCOMB | 1063 COATESDALE ROAD COLUMBIA, SC 29209 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $1K | $0 | $1K | 8.02% |
| BENEFITS AT WORK LLC3 | 1929 YORK DRIVE COLUMBIA, SC 29204 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $181 | $2 | $183 | 1.16% |
| ADVANCED BENEFIT SYSTEM INC3 | 145 RIVER LANDING DRIVE DANIEL ISLAND, SC 29492 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $89 | $35 | $124 | 0.78% |
| DONNA D TOMASINI3 Filed as: DONNA D. TOMASINI | 740 SHADOW MIST LANE COLUMBIA, SC 29210 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $45 | $0 | $45 | 0.28% |
| WILLIAM KRAMER3 | 249 WEST BOWMORE DRIVE BLYTHEWOOD, SC 29016 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $12 | $0 | $12 | 0.08% |
| MJ INSURANCE3 Filed as: JUDITH MILLER AND VARIOUS AGENTS | 444 PITNEY ROAD COLUMBIA, SC 29212 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $4 | $0 | $4 | 0.03% |
| JAMES R MCCOMB3 Filed as: JAMES R. MCCOMB | 1063 COATESDALE ROAD COLUMBIA, SC 29209 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $770 | $0 | $770 | 5.55% |
| BENEFITS AT WORK LLC3 | 1929 YORK DRIVE COLUMBIA, SC 29204 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $118 | $1 | $119 | 0.86% |
| ADVANCED BENEFIT SYSTEM INC3 | 145 RIVER LANDING DRIVE DANIEL ISLAND, SC 29492 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $65 | $15 | $80 | 0.58% |
| DONNA D TOMASINI3 Filed as: DONNA D. TOMASINI | 740 SHADOW MIST LANE COLUMBIA, SC 29210 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $56 | $0 | $56 | 0.40% |
| MJ INSURANCE3 Filed as: JUDITH MILLER AND VARIOUS AGENTS | 444 PITNEY ROAD COLUMBIA, SC 29212 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $46 | $0 | $46 | 0.33% |
| MAYNARD BENEFITS GRP INC3 Filed as: MAYNARD BENEFITS GROUP INC | 3701 ON DECK CIRCLE LITTLE RIVER, SC 29566 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $20 | $0 | $20 | 0.14% |
| WILLIAM KRAMER3 | 249 WEST BOWMORE DRIVE BLYTHEWOOD, SC 29016 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $19 | $0 | $19 | 0.14% |
| UNKNOWN3 | UNKNOWN IRMO, SC 29063 | TELEDOC | $2K | $0 | $2K | 16.26% |
| JAMES R MCCOMB3 Filed as: JAMES R. MCCOMB | 1063 COATESDALE ROAD COLUMBIA, SC 29209 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $807 | $0 | $807 | 8.26% |
| BENEFITS AT WORK LLC3 | 1929 YORK DRIVE COLUMBIA, SC 29204 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $116 | $1 | $117 | 1.20% |
| ADVANCED BENEFIT SYSTEM INC3 | 145 RIVER LANDING DRIVE DANIEL ISLAND, SC 29492 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $54 | $20 | $74 | 0.76% |
| DONNA D TOMASINI3 Filed as: DONNA D. TOMASINI | 740 SHADOW MIST LANE COLUMBIA, SC 29210 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $62 | $0 | $62 | 0.63% |
| DONALD R GASKINS3 Filed as: DONALD R. GASKINS | 1982 RAYFIELD BRIDGE ROAD CHESTERFILES, SC 29709 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $6 | $0 | $6 | 0.06% |
| MJ INSURANCE3 Filed as: WILLIAM KRAMER AND VARIOUS AGENTS | 249 WEST BOWMORE DRIVE BLYTHEWOOD, SC 29016 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $5 | $0 | $5 | 0.05% |
| GARY M HARDEMAN3 Filed as: GARY M. HARDEMAN | 16810 CORALBEND DRIVE HOUSTON, TX 77095 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $4 | $0 | $4 | 0.04% |
| JAMES R MCCOMB3 Filed as: JAMES R. MCCOMB | 1063 COATESDALE ROAD COLUMBIA, SC 29209 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $313 | $0 | $313 | 4.40% |
| BENEFITS AT WORK LLC3 | 1929 YORK DRIVE COLUMBIA, SC 29204 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $54 | $0 | $54 | 0.76% |
| ADVANCED BENEFIT SYSTEM INC3 | 145 RIVER LANDING DRIVE DANIEL ISLAND, SC 29492 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $33 | $3 | $36 | 0.51% |
| DONNA D TOMASINI3 Filed as: DONNA D. TOMASINI | 740 SHADOW MIST LANE COLUMBIA, SC 29210 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $35 | $0 | $35 | 0.49% |
| MJ INSURANCE3 Filed as: WILLIAM KRAMER AND VARIOUS AGENTS | 249 WEST BOWMORE DRIVE BLYTHEWOOD, SC 29016 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $20 | $0 | $20 | 0.28% |
| JAMES R MCCOMB3 Filed as: JAMES R. MCCOMB | 1063 COATESDALE ROAD COLUMBIA, SC 29209 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $232 | $0 | $232 | 8.72% |
| BENEFITS AT WORK LLC3 | 1929 YORK DRIVE COLUMBIA, SC 29204 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $29 | $0 | $29 | 1.09% |
| ADVANCED BENEFIT SYSTEM INC3 | 145 RIVER LANDING DRIVE DANIEL ISLAND, SC 29492 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $15 | $5 | $20 | 0.75% |
| JACK ALLEN NORRIS3 | 2439 DUTCH BRANCH ROAD COLUMBIA, SC 29210 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $4 | $0 | $4 | 0.15% |
| MJ INSURANCE3 Filed as: JANICE SMITH AND VARIOUS AGENTS | 217 SOUTH WOODGREEN WAY GREENVILLE, SC 29615 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $4 | $0 | $4 | 0.15% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 365 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 365 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF SOUTH CAROLINA | 408 | $4.4M |
| Dental | BLUECROSS BLUESHIELD OF SOUTH CAROLINA | 408 | $4.4M |
| Vision | PHYSICIANS EYECARE PLAN | 559 | $45K |
| Life insurance(11 contracts, 2 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 365 | $405K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 365 | $284K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 365 | $284K |
| Prescription drug | BLUECROSS BLUESHIELD OF SOUTH CAROLINA | 408 | $4.4M |
| Other(13 contracts, 4 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 650 | $456K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 650 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.