| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| PROPEL INSURANCE AGENCY LLC3 Filed as: PROPEL INSURANCE AGENCY | 1201 PACIFIC AVENUE, SUITE 1000 TACOMA, WA 98402 | BLUECROSS BLUESHIELD OF SOUTH CAROLINA | $147K | $0 | $147K | 3.44% |
| PROPEL INSURANCE AGENCY LLC3 Filed as: PROPEL INSURANCE AGENCY INC | 1201 PACIFIC AVENUE, SUITE 1000 TACOMA, WA 98402 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $43K | $0 | $43K | 12.99% |
| THE CASON GROUP INC3 | 1612 MARION STREET, 4TH FLOOR COLUMBIA, SC 29201 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $5K | $0 | $5K | 1.41% |
| GCG FINANCIAL LLC3 Filed as: ALERA GROUP | UNKNOWN IRMO, SC 29063 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $0 | $4K | $4K | 1.07% |
| PACIFIC ADVISORS LLC3 | UNKNOWN IRMO, SC 29063 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | -$2 | $0 | -$2 | -0.00% |
| BENEFIT ADVISORS NETWORK LLC3 Filed as: BENEFIT ADVISORS NETWORK | UNKNOWN IRMO, SC 29063 | TELEDOC | $10K | $0 | $10K | 15.00% |
| PROPEL INSURANCE3 | 151 MAJOR REYNOLDS PLACE, SUITE 210 KNOXVILLE, TN 37919 | TELEDOC | $3K | $0 | $3K | 5.00% |
| UNKNOWN3 | UNKNOWN IRMO, SC 29063 | PHYSICIANS EYECARE PLAN | $4K | $0 | $4K | 10.00% |
| JAMES R MCCOMB3 Filed as: JAMES MCCOMB | 1063 COATESDALE ROAD COLUMBIA, IL 29209 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $8K | $117 | $8K | 20.99% |
| BENEFITS AT WORK LLC3 | 1929 YORK DRIVE COLUMBIA, IL 29204 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $787 | $26 | $813 | 2.20% |
| ADVANCED BENEFIT SYSTEM INC3 | 145 RIVER LANDING DRIVE DANIEL ISLAND, IL 29492 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $299 | $285 | $584 | 1.58% |
| WILLIAM KRAMER3 | 249 WEST BOWMORE DRIVE BLYTHEWOOD, IL 29016 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $58 | $0 | $58 | 0.16% |
| AON CONSULTING INC3 Filed as: AON CONSULTING AND VARIOUS AGENTS | 29840 NETWORK PLACE CHICAGO, IL 60673 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $32 | $0 | $32 | 0.09% |
| DAVID MASON DOKELL3 Filed as: DAVID DOKELL | 159 BEACON DRIVE MOORESVILLE, NC 28117 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $23 | $0 | $23 | 0.06% |
| DONNA D TOMASINI3 Filed as: DONNA TOMASINI | 740 SHADOW MIST LANE COLUMBIA, IL 29210 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $22 | $0 | $22 | 0.06% |
| JAMES R MCCOMB3 Filed as: JAMES MCCOMB | 1063 COATESDALE ROAD COLUMBIA, SC 29209 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $895 | $4 | $899 | 4.72% |
| BENEFITS AT WORK LLC3 | 1929 YORK DRIVE COLUMBIA, SC 29204 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $126 | $1 | $127 | 0.67% |
| DONNA D TOMASINI3 Filed as: DONNA TOMASINI | 740 SHADOW MIST LANE COLUMBIA, SC 29210 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $121 | $0 | $121 | 0.64% |
| ADVANCED BENEFIT SYSTEM INC3 | 145 RIVER LANDING DRIVE DANIEL ISLAND, SC 29492 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $70 | $12 | $82 | 0.43% |
| MJ INSURANCE3 Filed as: JACK NORRIS AND VARIOUS AGENTS | 2439 DUTCH BRANCH ROAD COLUMBIA, SC 29210 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $27 | $0 | $27 | 0.14% |
| DEBORAH ANN ROYER3 Filed as: DEBORAH ROYER | 124 CANTERFIELD ROAD COLUMBIA, SC 29212 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $14 | $0 | $14 | 0.07% |
| CARROLL REYNOLDS3 | 237 SANDHURST ROAD COLUMBIA, SC 29210 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $13 | $0 | $13 | 0.07% |
| JAMES R MCCOMB3 Filed as: JAMES MCCOMB | 1063 COATESDALE ROAD COLUMBIA, SC 29209 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $2K | $33 | $2K | 13.26% |
| BENEFITS AT WORK LLC3 | 1929 YORK DRIVE COLUMBIA, SC 29204 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $271 | $8 | $279 | 1.50% |
| ADVANCED BENEFIT SYSTEM INC3 | 145 RIVER LANDING DRIVE DANIEL ISLAND, SC 29492 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $117 | $86 | $203 | 1.09% |
| DONNA D TOMASINI3 Filed as: DONNA TOMASINI | 740 SHADOW MIST LANE COLUMBIA, SC 29210 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $59 | $0 | $59 | 0.32% |
| MJ INSURANCE3 Filed as: JUDITH MILLER AND VARIOUS AGENTS | 300 FALLEN TIMBER TRAIL BLYTHEWOOD, SC 29016 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $50 | $0 | $50 | 0.27% |
| MAYNARD BENEFITS GRP INC3 Filed as: MAYNARD BENEFITS GROUP INC | 3701 ON DECK CIRCLE LITTLE RIVER, SC 29566 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $21 | $0 | $21 | 0.11% |
| WILLIAM KRAMER3 | 249 WEST BOWMORE DRIVE BLYTHEWOOD, SC 29016 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $19 | $0 | $19 | 0.10% |
| JAMES R MCCOMB3 Filed as: JAMES MCCOMB | 1063 COATESDALE ROAD COLUMBIA, SC 29209 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $2K | $18 | $2K | 9.64% |
| BENEFITS AT WORK LLC3 | 1929 YORK DRIVE COLUMBIA, SC 29204 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $236 | $5 | $241 | 1.42% |
| ADVANCED BENEFIT SYSTEM INC3 | 145 RIVER LANDING DRIVE DANIEL ISLAND, SC 29492 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $102 | $53 | $155 | 0.91% |
| WILLIAM KRAMER3 | 249 WEST BOWMORE DRIVE BLYTHEWOOD, SC 29016 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $34 | $0 | $34 | 0.20% |
| DONNA D TOMASINI3 Filed as: DONNA TOMASINI | 740 SHADOW MIST LANE COLUMBIA, IL 29210 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $20 | $0 | $20 | 0.12% |
| MJ INSURANCE3 Filed as: JACK NORRIS AND VARIOUS AGENTS | 2439 DUTCH BRANCH ROAD COLUMBIA, SC 29210 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $1 | $0 | $1 | 0.01% |
| JAMES R MCCOMB3 Filed as: JAMES MCCOMB | 1063 COATESDALE ROAD COLUMBIA, SC 29209 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $1K | $6 | $1K | 6.70% |
| BENEFITS AT WORK LLC3 | 1929 YORK DRIVE COLUMBIA, SC 29204 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $159 | $2 | $161 | 0.99% |
| ADVANCED BENEFIT SYSTEM INC3 | 145 RIVER LANDING DRIVE DANIEL ISLAND, SC 29492 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $80 | $19 | $99 | 0.61% |
| DONNA D TOMASINI3 Filed as: DONNA TOMASINI | 740 SHADOW MIST LANE COLUMBIA, SC 29210 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $49 | $0 | $49 | 0.30% |
| JUDITH A MILLER3 Filed as: JUDITH MILLER | 300 FALLEN TIMBER TRAIL BLYTHEWOOD, SC 29016 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $3 | $0 | $3 | 0.02% |
| MJ INSURANCE3 Filed as: GARY HARDEMAN AND VARIOUS AGENTS | 16810 CORALBEND DRIVE HOUSTON, TX 77095 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $1 | $0 | $1 | 0.01% |
| JAMES R MCCOMB3 Filed as: JAMES MCCOMB | 1063 COATESDALE ROAD COLUMBIA, SC 29209 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $1K | $13 | $1K | 10.99% |
| BENEFITS AT WORK LLC3 | 1929 YORK DRIVE COLUMBIA, SC 29204 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $162 | $3 | $165 | 1.42% |
| ADVANCED BENEFIT SYSTEM INC3 | 145 RIVER LANDING DRIVE DANIEL ISLAND, SC 29492 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $69 | $37 | $106 | 0.91% |
| DONNA D TOMASINI3 Filed as: DONNA TOMASINI | 740 SHADOW MIST LANE COLUMBIA, SC 29210 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $66 | $0 | $66 | 0.57% |
| WILLIAM KRAMER3 | 249 WEST BOWMORE DRIVE BLYTHEWOOD, SC 29016 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $4 | $0 | $4 | 0.03% |
| MJ INSURANCE3 Filed as: GARY HARDEMAN AND VARIOUS AGENTS | 16810 CORALBEND DRIVE HOUSTON, TX 77095 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $4 | $0 | $4 | 0.03% |
| DONALD R GASKINS3 Filed as: DONALD GASKINS | 1982 RAYFIELD BRIDGE ROAD CHESTERFIELD, SC 29709 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $3 | $0 | $3 | 0.03% |
| JAMES R MCCOMB3 Filed as: JAMES MCCOMB | 1063 COATESDALE ROAD COLUMBIA, SC 29209 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $1K | $15 | $1K | 14.36% |
| BENEFITS AT WORK LLC3 | 1929 YORK DRIVE COLUMBIA, SC 29204 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $104 | $3 | $107 | 1.42% |
| ADVANCED BENEFIT SYSTEM INC3 | 145 RIVER LANDING DRIVE DANIEL ISLAND, SC 29492 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $46 | $32 | $78 | 1.04% |
| DONNA D TOMASINI3 Filed as: DONNA TOMASINI | 740 SHADOW MIST LANE COLUMBIA, SC 29210 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $31 | $0 | $31 | 0.41% |
| WILLIAM KRAMER3 | 249 WEST BOWMORE DRIVE BLYTHEWOOD, SC 29016 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $15 | $0 | $15 | 0.20% |
| JAMES R MCCOMB3 Filed as: JAMES MCCOMB | 1063 COATESDALE ROAD COLUMBIA, SC 29209 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $1K | $18 | $1K | 23.96% |
| BENEFITS AT WORK LLC3 | 1929 YORK DRIVE COLUMBIA, SC 29204 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $122 | $4 | $126 | 2.47% |
| ADVANCED BENEFIT SYSTEM INC3 | 145 RIVER LANDING DRIVE DANIEL ISLAND, SC 29492 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $46 | $47 | $93 | 1.83% |
| JACK ALLEN NORRIS3 Filed as: JACK NORRIS | 2439 DUTCH BRANCH ROAD COLUMBIA, SC 29210 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $4 | $0 | $4 | 0.08% |
| JANICE A SMITH3 Filed as: JANICE SMITH | 217 SOUTH WOODGREEN WAY GREENVILLE, SC 29615 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $3 | $0 | $3 | 0.06% |
| DEBORAH ANN ROYER3 Filed as: DEBORAH ROYER | 124 CANTERFIELD ROAD COLUMBIA, SC 29212 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $1 | $0 | $1 | 0.02% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 633 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 633 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF SOUTH CAROLINA | 414 | $4.3M |
| Dental(2 contracts, 2 carriers) | BLUECROSS BLUESHIELD OF SOUTH CAROLINA | 633 | $4.6M |
| Vision | PHYSICIANS EYECARE PLAN | 539 | $44K |
| Life insurance(11 contracts, 2 carriers) | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 633 | $461K |
| Short-term disability | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 633 | $329K |
| Long-term disability | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 633 | $329K |
| Prescription drug | BLUECROSS BLUESHIELD OF SOUTH CAROLINA | 414 | $4.3M |
| Other(12 contracts, 3 carriers) | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 633 | $527K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 633 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.