No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| MET LIFE EIN 13-5581829 NONE | Direct payment from the plan; Insurance services Service code 23 | — | $42.4M |
| UMR EIN 39-1995276 NONE | Other services; Claims processing; Direct payment from the plan Service code 12 | — | $20.4M |
| VSP VISION CARE EIN 23-7089668 NONE | Direct payment from the plan; Insurance services Service code 23 | — | $5.2M |
| EXPERIS IT SERVICES US LLC EIN 75-1300240 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $1.1M |
| CAREMARK EIN 95-3382344 NONE | Other services; Direct payment from the plan Service code 49 | — | $1.0M |
| DECISIONPATH CONSULTING EIN 54-1059055 NONE | Direct payment from the plan; Other services; Consulting (general) Service code 16 | — | $886K |
| NEXTUP SOLUTIONS LLC EIN 84-3346416 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $803K |
| WEBMD LLC EIN 20-2783228 NONE | Direct payment from the plan; Other services Service code 49 | — | $744K |
| COTIVITI EIN 56-2059380 NONE | Insurance services; Direct payment from the plan Service code 23 | — | $721K |
| OPTOMI LLC EIN 30-0747677 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $707K |
| CAPRICORN SYSTEMS INC EIN 58-2514176 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $562K |
| TELADOC HEALTH INC EIN 04-3705970 NONE | Other services; Direct payment from the plan Service code 49 | — | $481K |
| CONVERGENZ LLC EIN 52-2254225 NONE | Other services; Consulting (general); Direct payment from the plan Service code 16 | — | $474K |
| TRANSCARENT INC EIN 84-3296541 NONE | Direct payment from the plan; Insurance services Service code 23 | — | $347K |
| BRIDGEHEALTH MEDICAL INC EIN 26-0804648 NONE | Insurance services; Direct payment from the plan Service code 23 | — | $346K |
| WILLIS TOWERS WATSON US LLC EIN 53-0181291 NONE | Actuarial; Direct payment from the plan Service code 11 | — | $314K |
| TELUS HEALTH EIN 52-1883918 NONE | Other services; Consulting (general); Direct payment from the plan Service code 16 | — | $296K |
| PSG CONSULTING LLC EIN 20-2422296 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $168K |
| ARROWSTREET CAPITAL LIMITED PARTNER EIN 04-3472863 NONE | Investment management; Direct payment from the plan Service code 28 | — | $167K |
| DAVIS COMPANIES EIN 04-3181433 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $156K |
| WILLKIE FARR AND GALLAGHER LLP EIN 13-5536844 NONE | Legal; Direct payment from the plan Service code 29 | — | $143K |
| DPPO USA GOVT EMPLOYEES HEALTH ASSN EIN 44-0545275 NONE | Insurance services; Direct payment from the plan Service code 23 | — | $134K |
| HEALTH DIALOG SERVICES CORPORATION EIN 04-3274461 NONE | Direct payment from the plan; Other services Service code 49 | — | $133K |
| PALADIN CONSULTING EIN 75-1932160 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $121K |
| INTERNATIONAL SOFTWARE SYSTEMS INC EIN 52-1915109 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $115K |
| CCITEC EIN 26-0878808 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $113K |
| SIGNATURE COMMERCIAL SOLUTIONS LLC EIN 27-0221186 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $111K |
| MEDICAL REVIEW INSTITUTE OF AMERICA EIN 87-0394756 NONE | Other services; Direct payment from the plan Service code 49 | — | $107K |
| HEALTH AND TECHNOLOGY VECTOR INC EIN 03-0381986 NONE | Direct payment from the plan; Other services Service code 49 | — | $106K |
| BDO USA LLP EIN 13-5381590 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $98K |
| USM BUSINESS SYSTEMS INC EIN 48-1215361 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $95K |
| ALLSUP LLC EIN 82-2208506 NONE | Other services; Direct payment from the plan Service code 49 | — | $95K |
| GROOM LAW GROUP CHARTERED EIN 52-1219029 NONE | Legal; Direct payment from the plan Service code 29 | — | $85K |
| MOTION RECRUITMENT PARTNERS LLC EIN 13-3789932 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $83K |
| OPTUM EIN 41-1591944 NONE | Other services; Direct payment from the plan Service code 49 | — | $75K |
| CLIFTONLARSONALLEN LLP EIN 41-0746749 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $75K |
| STEVENS AND LEE PC EIN 23-1886296 NONE | Legal; Direct payment from the plan Service code 29 | — | $73K |
| STATE STREET GLOBAL ADVISORS EIN 81-4017137 NONE | Investment management; Direct payment from the plan; Soft dollars commissions; Custodial (securities) Service code 19 | — | $69K |
| MERCER US LLC EIN 13-2834414 NONE | Direct payment from the plan; Other services Service code 49 | — | $68K |
| CLOUDBERRY CREATIVE INC. EIN 27-1271032 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $68K |
| TELUS HEALTH US LTD EIN 52-1883918 NONE | Direct payment from the plan; Consulting (general); Other services Service code 16 | — | $59K |
| MILLIMAN INC EIN 91-0675641 NONE | Direct payment from the plan; Other services; Consulting (general) Service code 16 | — | $54K |
| STATE STREET BANK EIN 04-1867445 TRUSTEE | Custodial (securities); Distribution (12b-1) fees; Direct payment from the plan; Other fees; Trustee (directed); Float revenue Service code 19 | — | $53K |
| LOCKTON COMPANIES EIN 20-3354970 NONE | Insurance agents and brokers; Direct payment from the plan Service code 22 | — | $47K |
| ZOVAYA CORPORATION EIN 26-0039705 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $44K |
| ASTON CARTER INC EIN 38-3858542 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $40K |
| NEWPORT TRUST COMPANY EIN 27-4411131 NONE | Other services; Consulting (general); Direct payment from the plan Service code 16 | — | $40K |
| RVK INC EIN 93-0910652 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $36K |
| DANE STREET LLC EIN 26-3738108 NONE | Direct payment from the plan; Other services Service code 49 | — | $35K |
| FAIR HEALTH INC EIN 90-0524293 NONE | Direct payment from the plan; Insurance services Service code 23 | — | $33K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 73,315 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 13,919 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 87,234 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | VISION SERVICE PLAN | 16,725 | $5.2M |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 152,763 | $41.9M |
| Other(3 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 152,763 | $42.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 152,763 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.