No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| MET LIFE EIN 13-5581829 NONE | Direct payment from the plan; Insurance services Service code 23 | — | $38.1M |
| UMR EIN 39-1995276 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $18.2M |
| VSP VISION CARE EIN 23-7089668 NONE | Insurance services; Direct payment from the plan Service code 23 | — | $4.5M |
| HEALTH DIALOG SERVICES CORPORATION EIN 04-3274661 NONE | Direct payment from the plan; Other services Service code 49 | — | $3.3M |
| DECISIONPATH CONSULTING EIN 54-1059055 NONE | Consulting (general); Other services; Direct payment from the plan Service code 16 | — | $1.4M |
| EXPERIS IT SERVICES US LLC EIN 75-1300240 NONE | Direct payment from the plan; Other services; Consulting (general) Service code 16 | — | $1.1M |
| CAREMARK EIN 95-3382344 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $789K |
| BRIDGEHEALTH MEDICAL INC EIN 26-0804648 NONE | Direct payment from the plan; Insurance services Service code 23 | — | $690K |
| WEBMD HEALTH CORP EIN 20-2783228 NONE | Other services; Direct payment from the plan Service code 49 | — | $445K |
| CAPRICORN SYSTEMS INC EIN 58-2514176 NONE | Other services; Direct payment from the plan; Consulting (general) Service code 16 | — | $392K |
| TELADOC INC EIN 04-3705970 NONE | Other services; Direct payment from the plan Service code 49 | — | $366K |
| COTIVITI EIN 56-2059380 NONE | Insurance services; Direct payment from the plan Service code 23 | — | $337K |
| HMS CLAIMS RECOVERY SOLUTIONS LLC EIN 13-2770433 NONE | Consulting (general); Other services; Direct payment from the plan Service code 16 | — | $327K |
| OPTOMI LLC EIN 30-0747677 NONE | Direct payment from the plan; Consulting (general); Other services Service code 16 | — | $298K |
| WILLIS TOWERS WATSON US LLC EIN 53-0181291 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $255K |
| USM BUSINESS SYSTEMS INC EIN 48-1215361 NONE | Direct payment from the plan; Other services; Consulting (general) Service code 16 | — | $184K |
| MIDTOWN GROUP EIN 52-1645512 NONE | Other services; Direct payment from the plan; Consulting (general) Service code 16 | — | $177K |
| ALLSUP LLC EIN 82-2208506 NONE | Direct payment from the plan; Other services Service code 49 | — | $137K |
| DPPO USA GOVT EMPLOYEES HEALTH ASSN EIN 44-0545275 NONE | Consulting (general); Direct payment from the plan; Other services Service code 16 | — | $120K |
| HEALTH AND TECHNOLOGY VECTOR EIN 03-0381986 NONE | Direct payment from the plan; Consulting (general); Other services Service code 16 | — | $106K |
| PALADIN CONSULTING INC EIN 75-1932160 NONE | Direct payment from the plan; Consulting (general); Other services Service code 16 | — | $91K |
| INTERNATIONAL SOFTWARE SYSTEMS INC EIN 52-1915109 NONE | Direct payment from the plan; Consulting (general); Other services Service code 16 | — | $88K |
| BDO USA LLP EIN 13-5381590 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $87K |
| PSG CONSULTING LLC EIN 20-2422296 NONE | Direct payment from the plan; Other services Service code 49 | — | $86K |
| MEDICAL REVIEW INSTITUTE OF AMERICA EIN 87-0394756 NONE | Other services; Direct payment from the plan Service code 49 | — | $71K |
| CLIFTONLARSONALLEN LLP EIN 41-0746749 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $60K |
| MILLIMAN INC EIN 91-0675641 NONE | Direct payment from the plan; Consulting (general); Other services Service code 16 | — | $59K |
| ASTON CARTER INC EIN 38-3858542 NONE | Direct payment from the plan; Consulting (general); Other services Service code 16 | — | $56K |
| ZOVAYA CORPORATION EIN 26-0039705 NONE | Direct payment from the plan; Other services; Consulting (general) Service code 16 | — | $52K |
| GENEX SERVICES LLC EIN 95-3327434 NONE | Direct payment from the plan; Other services Service code 49 | — | $51K |
| PROFESSIONAL DISABILITY ASSOCIATES EIN 01-0542661 NONE | Other services; Direct payment from the plan Service code 49 | — | $46K |
| LOCKTON COMPANIES EIN 20-3354970 NONE | Direct payment from the plan; Insurance agents and brokers Service code 22 | — | $45K |
| SIGNATURE CONSULTANTS EIN 27-0221188 NONE | Direct payment from the plan; Consulting (general); Other services Service code 16 | — | $44K |
| FALCON DIGITAL CONSULTING INC EIN 86-1294932 NONE | Direct payment from the plan; Other services; Consulting (general) Service code 16 | — | $43K |
| STATE STREET BANK EIN 04-1867445 NONE | Float revenue; Custodial (securities); Other fees; Trustee (directed); Direct payment from the plan Service code 19 | — | $42K |
| CONVERGENZ LLC EIN 52-2254225 NONE | Other services; Consulting (general); Direct payment from the plan Service code 16 | — | $42K |
| AON CONSULTING EIN 22-2232264 NONE | Other services; Direct payment from the plan; Consulting (general) Service code 16 | — | $35K |
| RVK INC EIN 93-0910652 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $34K |
| DISABILITY MANAGEMENT SERVICES INC EIN 06-1427246 NONE | Other services; Direct payment from the plan Service code 49 | — | $33K |
| STATE STREET GLOBAL ADVISORS EIN 81-4017137 NONE | Investment management fees paid directly by plan; Soft dollars commissions; Custodial (securities); Direct payment from the plan; Investment management Service code 19 | — | $31K |
| SPEAR SOLUTIONS INC EIN 27-1974099 NONE | Consulting (general); Other services; Direct payment from the plan Service code 16 | — | $30K |
| NEWPORT TRUST COMPANY EIN 27-4411131 NONE | Direct payment from the plan; Other services; Consulting (general) Service code 16 | — | $30K |
| SIRIUS COMPUTER SOLUTIONS INC EIN 74-2836721 NONE | Consulting (general); Other services; Direct payment from the plan Service code 16 | — | $29K |
| JOBSPRING PARTNERS EIN 13-3789932 NONE | Consulting (general); Other services; Direct payment from the plan Service code 16 | — | $23K |
| STEVENS AND LEE PC EIN 23-1886296 NONE | Legal; Direct payment from the plan Service code 29 | — | $22K |
| DANE STREET LLC EIN 26-3738108 NONE | Other services; Direct payment from the plan Service code 49 | — | $21K |
| PINNACLE DATA SYSTEMS LLC EIN 63-1216795 NONE | Direct payment from the plan; Participant communication Service code 38 | — | $19K |
| CHAKRABARTI MANAGEMENT CONSULTANCY EIN 06-1739037 NONE | Other services; Direct payment from the plan; Consulting (general) Service code 16 | — | $18K |
| FITBIT INC EIN 20-8920744 NONE | Direct payment from the plan; Other services Service code 49 | — | $16K |
| WELLS FARGO BANK EIN 94-1347393 NONE | Other services; Direct payment from the plan; Account maintenance fees Service code 49 | — | $16K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 70,581 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 14,096 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 84,677 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | VISION SERVICE PLAN | 14,335 | $4.5M |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 150,337 | $37.6M |
| Other(3 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 150,337 | $37.9M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 150,337 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.