No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| MET LIFE EIN 13-5581829 NONE | Insurance services; Direct payment from the plan Service code 23 | — | $40.1M |
| UMR EIN 39-1995276 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $20.0M |
| VSP VISION CARE EIN 23-7089668 NONE | Direct payment from the plan; Insurance services Service code 23 | — | $4.9M |
| HEALTH DIALOG SERVICES CORPORATION EIN 04-3274661 NONE | Other services; Direct payment from the plan Service code 49 | — | $3.4M |
| EXPERIS IT SERVICES LLC EIN 75-1300240 NONE | Direct payment from the plan; Other services; Consulting (general) Service code 16 | — | $1.1M |
| DECISIONPATH CONSULTING EIN 54-1059055 NONE | Direct payment from the plan; Other services; Consulting (general) Service code 16 | — | $997K |
| CAREMARK EIN 95-3382344 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $949K |
| BRIDGEHEALTH MEDICAL INC EIN 26-0804648 NONE | Direct payment from the plan; Insurance services Service code 23 | — | $713K |
| COTIVITI EIN 56-2059380 NONE | Direct payment from the plan; Insurance services Service code 23 | — | $693K |
| WEBMD LLC EIN 20-2783228 NONE | Direct payment from the plan; Other services Service code 49 | — | $517K |
| WILLIS TOWERS WATSON US LLC EIN 53-0181291 NONE | Direct payment from the plan; Consulting (general); Other services Service code 16 | — | $509K |
| TELADOC INC EIN 04-3705970 NONE | Other services; Direct payment from the plan Service code 49 | — | $476K |
| CAPRICORN SYSTEMS INC EIN 58-2514176 NONE | Consulting (general); Direct payment from the plan; Other services Service code 16 | — | $389K |
| OPTOMI LLC EIN 30-0747677 NONE | Direct payment from the plan; Other services; Consulting (general) Service code 16 | — | $389K |
| LIFEWORKS EIN 52-1883918 NONE | Other services; Consulting (general); Direct payment from the plan Service code 16 | — | $237K |
| CONVERGENZ LLC EIN 52-2254225 NONE | Consulting (general); Direct payment from the plan; Other services Service code 16 | — | $227K |
| PSG CONSULTING LLC EIN 20-2422296 NONE | Direct payment from the plan; Other services Service code 49 | — | $224K |
| PALADIN CONSULTING EIN 75-1932160 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $164K |
| USM BUSINESS SYSTEMS INC EIN 48-1215361 NONE | Direct payment from the plan; Consulting (general); Other services Service code 16 | — | $141K |
| DPPO USA GOVT EMPLOYEES HEALTH ASSN EIN 44-0545275 NONE | Direct payment from the plan; Other services Service code 49 | — | $132K |
| CCITEC EIN 26-0878808 NONE | Direct payment from the plan; Other services; Consulting (general) Service code 16 | — | $119K |
| NEXTUP SOLUTIONS LLC EIN 84-3346416 NONE | Consulting (general); Other services; Direct payment from the plan Service code 16 | — | $118K |
| INTERNATIONAL SOFTWARE SYSTEMS INC EIN 52-1915109 NONE | Other services; Direct payment from the plan; Consulting (general) Service code 16 | — | $112K |
| PACIFIC RESOURCES BENEFITS ADVISORS EIN 46-5438594 NONE | Other services; Direct payment from the plan Service code 49 | — | $112K |
| HEALTH AND TECHNOLOGY VECTOR INC EIN 03-0381986 NONE | Direct payment from the plan; Other services Service code 49 | — | $106K |
| AON CONSULTING INC EIN 22-2232264 NONE | Direct payment from the plan; Other services; Consulting (general) Service code 16 | — | $105K |
| MEDICAL REVIEW INSTITUTE OF AMERICA EIN 87-0394756 NONE | Other services; Direct payment from the plan Service code 49 | — | $105K |
| ALLSUP LLC EIN 82-2208506 NONE | Direct payment from the plan; Other services Service code 49 | — | $103K |
| BDO USA LLP EIN 13-5381590 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $91K |
| MERCER EIN 13-2834414 NONE | Direct payment from the plan; Other services Service code 49 | — | $76K |
| CLIFTONLARSONALLEN LLP EIN 41-0746749 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $75K |
| EXCELLA INC EIN 54-2062249 NONE | Direct payment from the plan; Other services; Consulting (general) Service code 16 | — | $57K |
| MEKANIC LLC EIN 47-3587935 NONE | Participant communication; Direct payment from the plan Service code 38 | — | $57K |
| STEVENS AND LEE PC EIN 23-1886296 NONE | Legal; Direct payment from the plan Service code 29 | — | $56K |
| ZOVAYA CORPORATION EIN 26-0039705 NONE | Consulting (general); Other services; Direct payment from the plan Service code 16 | — | $53K |
| DAVIS COMPANIES EIN 04-3181433 NONE | Other services; Direct payment from the plan; Consulting (general) Service code 16 | — | $49K |
| MIDTOWN GROUP EIN 52-1645512 NONE | Consulting (general); Other services; Direct payment from the plan Service code 16 | — | $46K |
| STATE STREET BANK EIN 04-1867445 TRUSTEE | Custodial (securities); Other fees; Trustee (directed); Direct payment from the plan Service code 19 | — | $44K |
| LOCKTON COMPANIES EIN 20-3354970 NONE | Insurance agents and brokers; Direct payment from the plan Service code 22 | — | $44K |
| TEKSYSTEMS INC EIN 38-3858542 NONE | Other services; Consulting (general); Direct payment from the plan Service code 16 | — | $38K |
| GROOM LAW GROUP CHARTERED EIN 52-1219029 NONE | Legal; Direct payment from the plan Service code 29 | — | $37K |
| OPTUMHEALTHCARE SOLUTIONS EIN 41-1591944 NONE | Direct payment from the plan; Other services Service code 49 | — | $36K |
| RVK INC EIN 93-0910652 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $35K |
| NEWPORT TRUST COMPANY EIN 27-4411131 NONE | Direct payment from the plan; Consulting (general); Other services Service code 16 | — | $32K |
| REASONN LLC EIN 85-2524125 NONE | Direct payment from the plan; Consulting (general); Other services Service code 16 | — | $32K |
| GENEX SERVICES LLC EIN 95-3327434 NONE | Direct payment from the plan; Other services Service code 49 | — | $29K |
| SIRIUS COMPUTER SOLUTIONS INC EIN 74-2836721 NONE | Consulting (general); Direct payment from the plan; Other services Service code 16 | — | $27K |
| STATE STREET GLOBAL ADVISORS TRUST EIN 81-4017137 NONE | Custodial (securities); Investment management fees paid directly by plan; Investment management Service code 19 | — | $27K |
| DANE STREET LLC EIN 26-3738108 NONE | Direct payment from the plan; Other services Service code 49 | — | $27K |
| ALKU TECHNOLOGIES LLC EIN 26-4087396 NONE | Other services; Direct payment from the plan; Consulting (general) Service code 16 | — | $20K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 71,119 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 14,348 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 85,467 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | VISION SERVICE PLAN | 15,711 | $4.9M |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 150,386 | $39.7M |
| Other(3 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 150,386 | $40.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 150,386 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.