No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| MET LIFE EIN 13-5581829 NONE | Insurance services; Direct payment from the plan Service code 23 | — | $32.9M |
| UMR EIN 39-1995276 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $17.8M |
| UNITED STATES FIRE INSURANCE CO EIN 13-5459190 NONE | Direct payment from the plan; Other services Service code 49 | — | $4.7M |
| VSP VISION CARE EIN 23-7089668 NONE | Insurance services; Direct payment from the plan Service code 23 | — | $3.1M |
| HEALTH DIALOG SERVICES CORPORATION EIN 04-3274661 NONE | Other services; Direct payment from the plan Service code 49 | — | $3.0M |
| CAPRICORN SYSTEMS INC EIN 58-2514176 NONE | Direct payment from the plan; Consulting (general); Other services Service code 16 | — | $1.1M |
| WEST CLAIMS RECOVERY SERVICES LLC EIN 20-1369131 NONE | Other services; Consulting (general); Direct payment from the plan Service code 16 | — | $900K |
| MODIS EIN 65-0000600 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $671K |
| TOWERS WATSON DELAWARE INC EIN 53-0181291 NONE | Other services; Consulting (general); Direct payment from the plan Service code 16 | — | $607K |
| CAREMARK EIN 95-3382344 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $466K |
| WEBMD HEALTH CORP EIN 20-2783228 NONE | Other services; Direct payment from the plan Service code 49 | — | $429K |
| TELADOC INC EIN 04-3705970 NONE | Direct payment from the plan; Other services Service code 49 | — | $353K |
| EXPERIS IT SERVICES US LLC EIN 75-1300240 NONE | Other services; Direct payment from the plan; Consulting (general) Service code 16 | — | $271K |
| INTERNATIONAL SOFTWARE SYSTEMS INC. EIN 52-1915109 NONE | Consulting (general); Direct payment from the plan; Other services Service code 16 | — | $240K |
| DECISIONPATH CONSULTING EIN 54-1059055 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $227K |
| ZOVAYA CORPORATION EIN 26-0039705 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $184K |
| RVK INC EIN 93-0910652 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $177K |
| KEPRO ACQUISITIONS INC EIN 25-1796254 NONE | Other services; Direct payment from the plan Service code 49 | — | $160K |
| AON CONSULTING INC EIN 22-2232264 NONE | Consulting (general); Direct payment from the plan; Other services Service code 16 | — | $146K |
| ALLSUP LLC EIN 82-2208506 NONE | Other services; Direct payment from the plan Service code 49 | — | $146K |
| MEDICAL REVIEW INSTITUTE OF AMERICA EIN 87-0394756 NONE | Other services; Consulting (general); Direct payment from the plan Service code 16 | — | $145K |
| HEALTHLINK EIN 43-1364135 NONE | Other services; Direct payment from the plan Service code 49 | — | $141K |
| HEALTH AND TECHNOLOGY VECTOR INC EIN 03-0381986 NONE | Consulting (general); Other services; Direct payment from the plan Service code 16 | — | $127K |
| USM BUSINESS SYSTEMS INC EIN 48-1215361 NONE | Direct payment from the plan; Consulting (general); Other services Service code 16 | — | $124K |
| DPPO USA GOVT EMPLOYEES HEALTH ASSN EIN 44-0545275 NONE | Direct payment from the plan; Consulting (general); Other services Service code 16 | — | $118K |
| TEKSYSTEMS INC EIN 38-3858542 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $91K |
| WORKBRIDGE ASSOCIATES EIN 13-3789932 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $87K |
| TONIC INC EIN 47-3753724 NONE | Other services; Direct payment from the plan; Consulting (general) Service code 16 | — | $86K |
| KINGSMEN SOFTWARE LLC EIN 46-2955316 NONE | Other services; Consulting (general); Direct payment from the plan Service code 16 | — | $85K |
| HERTZBACH AND COMPANY PA EIN 52-1158459 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $85K |
| CLIFTONLARSONALLEN LLP EIN 41-0746749 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $81K |
| ASTON CARTER INC EIN 38-3858542 NONE | Direct payment from the plan; Consulting (general); Other services Service code 16 | — | $73K |
| DISABILITY MANAGEMENT SERVICES INC EIN 06-1427246 NONE | Direct payment from the plan; Other services Service code 49 | — | $71K |
| STATE STREET BANK EIN 04-1867445 TRUSTEE | Float revenue; Custodial (securities); Other fees; Direct payment from the plan; Trustee (directed) Service code 19 | — | $63K |
| STEVENS AND LEE PC EIN 23-1886296 NONE | Legal; Direct payment from the plan Service code 29 | — | $59K |
| KORN FERRY EIN 41-0858903 NONE | Other services; Direct payment from the plan Service code 49 | — | $52K |
| PREFERRED HEALTH PROFESSIONALS LLC EIN 20-1665464 NONE | Direct payment from the plan; Other services Service code 49 | — | $47K |
| INSERIS LLC EIN 27-4715972 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $42K |
| ARCHIDERA LLC EIN 47-4350881 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $38K |
| STATE STREET GLOBAL ADVISORS EIN 81-4017137 NONE | Custodial (securities); Custodial (other than securities); Investment management fees paid directly by plan; Investment management Service code 18 | — | $37K |
| FAIR HEALTH INC EIN 90-0524293 NONE | Direct payment from the plan; Other services Service code 49 | — | $29K |
| LOCKTON COMPANIES EIN 20-3354970 NONE | Insurance agents and brokers; Direct payment from the plan Service code 22 | — | $26K |
| DANE STREET LLC EIN 26-3738108 NONE | Other services; Direct payment from the plan Service code 49 | — | $24K |
| TRUVERIS INC EIN 27-4345686 NONE | Other services; Consulting (general); Direct payment from the plan Service code 16 | — | $24K |
| CARIBOU SYSTEMS INC EIN 36-3977337 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $23K |
| PINNACLE DATA SYSTEMS LLC EIN 63-1216795 NONE | Participant communication; Direct payment from the plan Service code 38 | — | $21K |
| CHANGE HEALTHCARE OPERATIONS LLC EIN 20-5731067 NONE | Direct payment from the plan; Other services Service code 49 | — | $18K |
| GENEX SERVICES LLC EIN 95-3327434 NONE | Other services; Direct payment from the plan Service code 49 | — | $17K |
| CHAKRABARTI MANAGEMENT CONSULTANCY EIN 06-1739037 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $16K |
| CAPITAL BRANDWORKS LLC EIN 47-4976861 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $13K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 68,561 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 14,008 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Beneficiaries receiving benefits | 0 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 82,569 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | VISION SERVICE PLAN | 10,321 | $3.1M |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 146,641 | $32.6M |
| Other(4 contracts, 3 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 146,641 | $37.7M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 146,641 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.