No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| METLIFE EIN 13-5581829 NONE | Direct payment from the plan; Insurance services Service code 23 | — | $33.4M |
| UMR EIN 39-1995276 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $17.3M |
| UNITED STATES FIRE INSURANCE CO EIN 13-5459190 NONE | Other services; Direct payment from the plan Service code 49 | — | $3.8M |
| HEALTH DIALOG SERVICES CORPORATION EIN 04-3274661 NONE | Other services; Direct payment from the plan Service code 49 | — | $3.5M |
| VSP VISION CARE EIN 23-7089668 NONE | Insurance services; Direct payment from the plan Service code 23 | — | $2.1M |
| CAPRICORN SYSTEMS INC EIN 58-2514176 NONE | Other services; Consulting (general); Direct payment from the plan Service code 16 | — | $951K |
| MODIS EIN 65-0000600 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $847K |
| WEST CLAIMS RECOVERY SERVICES LLC EIN 20-1369131 NONE | Consulting (general); Other services; Direct payment from the plan Service code 16 | — | $637K |
| CAREMARK EIN 95-3382344 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $607K |
| WEBMD HEALTH CORP EIN 20-2783228 NONE | Other services; Direct payment from the plan Service code 49 | — | $390K |
| EXPERIS IT SERVICES US LLC EIN 75-1300240 NONE | Other services; Consulting (general); Direct payment from the plan Service code 16 | — | $258K |
| TONIC INC EIN 47-3753724 NONE | Direct payment from the plan; Other services; Consulting (general) Service code 16 | — | $255K |
| ARTECH EIN 22-3338103 NONE | Other services; Direct payment from the plan; Consulting (general) Service code 16 | — | $177K |
| PREFERRED HEALTH PROFESSIONALS LLC EIN 20-1665464 NONE | Other services; Direct payment from the plan Service code 49 | — | $170K |
| APS HEALTHCARE BETHESDA INC EIN 42-1413902 NONE | Direct payment from the plan; Other services Service code 49 | — | $160K |
| USM BUSINESS SYSTEMS INC EIN 48-1215361 NONE | Other services; Consulting (general); Direct payment from the plan Service code 16 | — | $159K |
| RVK INC EIN 93-0910652 NONE | Other services; Direct payment from the plan; Consulting (general) Service code 16 | — | $150K |
| WORKBRIDGE ASSOCIATES EIN 13-3789932 NONE | Consulting (general); Other services; Direct payment from the plan Service code 16 | — | $144K |
| HEALTHLINK EIN 43-1364135 NONE | Direct payment from the plan; Other services; Other fees Service code 49 | — | $141K |
| ZOVAYA CORPORATION EIN 26-0039705 NONE | Direct payment from the plan; Other services; Consulting (general) Service code 16 | — | $133K |
| MEDICAL REVIEW INSTITUTE OF AMERICA EIN 87-0394756 NONE | Direct payment from the plan; Other services Service code 49 | — | $128K |
| ALLSUP INC EIN 37-1170934 NONE | Other services; Direct payment from the plan Service code 49 | — | $124K |
| HEALTH AND TECHNOLOGY VECTOR INC EIN 03-0381986 NONE | Direct payment from the plan; Other services Service code 49 | — | $118K |
| DPPO USA GOVT EMPLOYEES HEALTH ASSN EIN 44-0545275 NONE | Other services; Direct payment from the plan Service code 49 | — | $114K |
| INTERNATIONAL SOFTWARE SYSTEMS INC EIN 52-1915109 NONE | Consulting (general); Direct payment from the plan; Other services Service code 16 | — | $107K |
| TOWERS WATSON DELAWARE INC EIN 53-0181291 NONE | Consulting (general); Direct payment from the plan; Other services Service code 16 | — | $101K |
| STATE STREET BANK EIN 04-1867445 TRUSTEE | Other fees; Direct payment from the plan; Trustee (directed); Custodial (securities) Service code 19 | — | $100K |
| KINGSMEN SOFTWARE LLC EIN 46-2955316 NONE | Consulting (general); Other services; Direct payment from the plan Service code 16 | — | $95K |
| INSERIS LLC EIN 27-4715972 NONE | Direct payment from the plan; Other services; Consulting (general) Service code 16 | — | $85K |
| DISABILITY MANAGEMENT SERVICES INC EIN 06-1427246 NONE | Other services; Direct payment from the plan Service code 49 | — | $80K |
| INCAPSULATE LLC EIN 83-0508801 NONE | Other services; Direct payment from the plan; Consulting (general) Service code 16 | — | $71K |
| HERTZBACH AND COMPANY PA EIN 52-1158459 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $70K |
| BURCHFIELD GROUP INC EIN 41-1970937 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $68K |
| GENEX SERVICES LLC EIN 95-3327434 NONE | Other services; Direct payment from the plan Service code 49 | — | $66K |
| STEVENS AND LEE PC EIN 23-1886296 NONE | Legal; Direct payment from the plan Service code 29 | — | $58K |
| BDO USA LLP EIN 13-5381590 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $57K |
| MIKE PERKO PHD CHES NONE | Direct payment from the plan; Consulting (general) Service code 16 | 4606 CHESTERFIELD PLACE JAMESTOWN, NC 27282 | $42K |
| ARCHIDERA LLC EIN 47-4350881 NONE | Other services; Direct payment from the plan; Consulting (general) Service code 16 | — | $40K |
| CARIBOU SYSTEMS INC EIN 36-3977337 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $39K |
| TEKSYSTEMS INC EIN 38-3858542 NONE | Other services; Direct payment from the plan; Consulting (general) Service code 16 | — | $37K |
| MILLIMAN INC EIN 91-0675641 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $37K |
| CLIFTONLARSONALLEN LLP EIN 41-0746749 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $35K |
| CHANGE HEALTHCARE OPERATIONS LLC EIN 20-5731067 NONE | Direct payment from the plan; Other services Service code 49 | — | $32K |
| KORN FERRY HAY GROUP INC EIN 41-0858903 NONE | Direct payment from the plan; Consulting (general); Other services Service code 16 | — | $30K |
| MORNEAU SHEPELL SBC LIMITED EIN 45-4303723 NONE | Direct payment from the plan; Consulting (general); Other services Service code 16 | — | $30K |
| DECISIONPATH CONSULTING EIN 54-1059055 NONE | Direct payment from the plan; Other services; Consulting (general) Service code 16 | — | $29K |
| CAPITAL BRANDWORKS LLC EIN 47-4976861 NONE | Direct payment from the plan; Other services Service code 49 | — | $26K |
| CHARLES RIVER DEVELOPMENT EIN 04-3169908 NONE | Other services; Direct payment from the plan Service code 49 | — | $25K |
| PINNACLE DATA SYSTEMS LLC EIN 63-1216795 NONE | Participant communication; Direct payment from the plan Service code 38 | — | $23K |
| GROOM LAW GROUP CHARTERED EIN 52-1219029 NONE | Legal; Direct payment from the plan Service code 29 | — | $22K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 67,511 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 13,857 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Beneficiaries receiving benefits | 0 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 81,368 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | VISION SERVICE PLAN | 8,478 | $2.3M |
| Life insurance(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 75,424 | $33.6M |
| Other(5 contracts, 3 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 95,400 | $37.7M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 95,400 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.