No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| MET LIFE EIN 13-5581829 NONE | Insurance services; Direct payment from the plan Service code 23 | — | $36.1M |
| UMR EIN 39-1995276 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $15.9M |
| VSP VISION CARE EIN 23-7089668 NONE | Direct payment from the plan; Insurance services Service code 23 | — | $4.6M |
| HEALTH DIALOG SERVICES CORPORATION EIN 04-3274661 NONE | Direct payment from the plan; Other services Service code 49 | — | $3.3M |
| EXPERIS IT SERVICES EIN 75-1300240 NONE | Direct payment from the plan; Other services; Consulting (general) Service code 16 | — | $1.3M |
| CAPRICORN SYSTEMS INC EIN 58-2514176 NONE | Consulting (general); Other services; Direct payment from the plan Service code 16 | — | $826K |
| DECISIONPATH CONSULTING EIN 54-1059055 NONE | Other services; Consulting (general); Direct payment from the plan Service code 16 | — | $785K |
| CAREMARK EIN 95-3382344 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $659K |
| WEST CLAIMS RECOVERY SERVICES LLC EIN 20-1369131 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $514K |
| WEBMD HEALTH CORP EIN 20-2783228 NONE | Direct payment from the plan; Other services Service code 49 | — | $480K |
| MORNEAU SHEPELL SBC LTD EIN 52-1883818 NONE | Direct payment from the plan; Consulting (general); Other services Service code 16 | — | $451K |
| TELADOC INC EIN 04-3705970 NONE | Consulting (general); Direct payment from the plan; Other services Service code 16 | — | $360K |
| WILLIS TOWERS WATSON US LLC EIN 53-0181291 NONE | Direct payment from the plan; Other services; Consulting (general) Service code 16 | — | $287K |
| KEPRO ACQUISITIONS INC EIN 25-1796254 NONE | Other services; Direct payment from the plan Service code 49 | — | $176K |
| TONIC INC EIN 47-3753724 NONE | Direct payment from the plan; Consulting (general); Other services Service code 16 | — | $165K |
| DPPO USA GOVT EMPLOYEES HEALTH ASSN EIN 44-0545275 NONE | Direct payment from the plan; Other services Service code 49 | — | $142K |
| USM BUSINESS SYSTEMS INC EIN 48-1215361 NONE | Direct payment from the plan; Other services; Consulting (general) Service code 16 | — | $141K |
| ALLSUP LLC EIN 82-2208506 NONE | Other services; Direct payment from the plan Service code 49 | — | $130K |
| RVK INC EIN 93-0910652 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $125K |
| ASTON CARTER INC EIN 38-3858542 NONE | Direct payment from the plan; Consulting (general); Other services Service code 16 | — | $112K |
| HEALTH AND TECHNOLOGY VECTOR INC EIN 03-0381986 NONE | Direct payment from the plan; Other services Service code 49 | — | $106K |
| HERTZBACH AND COMPANY PA EIN 52-1158459 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $105K |
| AON CONSULTING INC EIN 22-2232264 NONE | Other services; Consulting (general); Direct payment from the plan Service code 16 | — | $104K |
| PSG CONSULTING LLC EIN 20-2422296 NONE | Other services; Direct payment from the plan Service code 49 | — | $101K |
| INTERNATIONAL SOFTWARE SYSTEMS INC EIN 52-1915109 NONE | Direct payment from the plan; Other services; Consulting (general) Service code 16 | — | $96K |
| CLIFTONLARSONALLEN LLP EIN 41-0746749 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $93K |
| MEDICAL REVIEW INSTITUTE OF AMERICA EIN 87-0394756 NONE | Direct payment from the plan; Other services; Consulting (general) Service code 16 | — | $83K |
| KINGSMEN SOFTWARE LLC EIN 46-2955316 NONE | Other services; Consulting (general); Direct payment from the plan Service code 16 | — | $67K |
| SIGNATURE CONSULTANTS EIN 27-0221188 NONE | Direct payment from the plan; Consulting (general); Other services Service code 16 | — | $67K |
| MIDTOWN GROUP EIN 52-1645512 NONE | Direct payment from the plan; Other services; Consulting (general) Service code 16 | — | $62K |
| STATE STREET BANK EIN 04-1867445 NONE | Trustee (directed); Investment management; Custodial (securities); Direct payment from the plan; Other fees; Float revenue Service code 19 | — | $57K |
| LOCKTON COMPANIES EIN 20-3354970 NONE | Direct payment from the plan; Insurance agents and brokers Service code 22 | — | $44K |
| HMS CLAIMS RECOVERY SOLUTIONS LLC EIN 13-2770433 NONE | Other services; Consulting (general); Direct payment from the plan Service code 16 | — | $38K |
| OPTOMI LLC EIN 30-0747677 NONE | Other services; Direct payment from the plan; Consulting (general) Service code 16 | — | $37K |
| JOBSPRING PARTNERS EIN 13-3789932 NONE | Other services; Direct payment from the plan; Consulting (general) Service code 16 | — | $35K |
| NEWPORT TRUST COMPANY EIN 27-4411131 NONE | Other services; Direct payment from the plan; Consulting (general) Service code 16 | — | $30K |
| PROFESSIONAL DISABILITY ASSOCIATES EIN 01-0542661 NONE | Consulting (general); Other services; Direct payment from the plan Service code 16 | — | $29K |
| GENEX SERVICES LLC EIN 95-3327434 NONE | Direct payment from the plan; Other services Service code 49 | — | $26K |
| PROPEER RESOURCES LLC EIN 35-2559074 NONE | Other services; Direct payment from the plan Service code 49 | — | $25K |
| MILLIMAN INC EIN 91-0675641 NONE | Direct payment from the plan; Consulting (general); Other services Service code 16 | — | $25K |
| DISABILITY MANAGEMENT SERVICES INC EIN 06-1427246 NONE | Direct payment from the plan; Other services Service code 49 | — | $25K |
| STEVENS AND LEE PC EIN 23-1886296 NONE | Legal; Direct payment from the plan Service code 29 | — | $25K |
| STATE STREET GLOBAL ADVISORS EIN 81-4017137 NONE | Custodial (securities); Investment management; Investment management fees paid directly by plan; Custodial (other than securities) Service code 18 | — | $25K |
| PINNACLE DATA SYSTEMS LLC EIN 63-1216795 NONE | Direct payment from the plan; Participant communication Service code 38 | — | $20K |
| LIBERTE GROUP LLC EIN 26-2435423 NONE | Legal; Direct payment from the plan Service code 29 | — | $19K |
| ALTA IT SERVICES LLC EIN 20-0474502 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $18K |
| DARING SYSTEMS LLC EIN 81-4459033 NONE | Consulting (general); Other services; Direct payment from the plan Service code 16 | — | $18K |
| DANE STREET LLC EIN 26-3738108 NONE | Other services; Direct payment from the plan Service code 49 | — | $17K |
| WELLS FARGO BANK EIN 94-1347393 NONE | Direct payment from the plan; Other services; Account maintenance fees Service code 49 | — | $16K |
| CHAKRABARTI MANAGEMENT CONSULTANCY EIN 06-1739037 NONE | Direct payment from the plan; Consulting (general); Other services Service code 16 | — | $16K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 69,958 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 14,057 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 84,015 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | VISION SERVICE PLAN | 14,683 | $4.6M |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 148,916 | $35.9M |
| Other(3 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 148,916 | $36.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 148,916 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.