| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BELL-ANDERSON AGENCY INC3 Filed as: BELL-ANDERSON AGENCY INC. | — | REGENCE BLUESHIELD | $4K | — | $4K | 0.03% |
| MADDOCK & ASSOCIATES LLC3 Filed as: MADDOCK & ASSOCIATES LLC. | — | REGENCE BLUESHIELD | $3K | — | $3K | 0.02% |
| PARKER SMITH & FEEK INC.3 Filed as: PARKER SMITH & FEEK | — | REGENCE BLUESHIELD | $3K | — | $3K | 0.02% |
| WASHINGTON HEALTH INSURANCE AGENCY3 | — | REGENCE BLUESHIELD | $2K | — | $2K | 0.01% |
| CUMMINGS FRASER & ASSOCIATES, LLC3 Filed as: CUMMINGS FRASER & ASSOCIATES LLC. | — | REGENCE BLUESHIELD | $2K | — | $2K | 0.01% |
| PCF INSURANCE SERVICES OF THE WEST3 Filed as: PCF INSURANCE SVCS OF THE WEST LLC | — | REGENCE BLUESHIELD | $2K | — | $2K | 0.01% |
| PREFERRED BENEFITS SERVICES AGENCY3 Filed as: PREFERRED BENEFIT SERVICES INC. | — | REGENCE BLUESHIELD | $2K | — | $2K | 0.01% |
| CLEARVIEW INSURANCE SERVICES INC.3 | — | REGENCE BLUESHIELD | $1K | — | $1K | 0.01% |
| OLYMPIC CREST INSURANCE, INC.3 Filed as: OLYMPIC CREST INSURANCE INC. | — | REGENCE BLUESHIELD | $1K | — | $1K | 0.01% |
| HEALTH INSURANCE SOLUTIONS NW LLC3 Filed as: HEALTH INSURANCE SOLUTIONS | — | REGENCE BLUESHIELD | $1K | — | $1K | 0.01% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC. | — | REGENCE BLUESHIELD | $1K | — | $1K | 0.01% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC. | — | REGENCE BLUESHIELD | $1K | — | $1K | 0.01% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL NORTHWEST LLC | — | REGENCE BLUESHIELD | $920 | — | $920 | 0.01% |
| TERRIL LEWIS & WILKE INSURANCE INC.3 | — | REGENCE BLUESHIELD | $840 | — | $840 | 0.01% |
| KRISTIN J QUINLAN3 Filed as: KRISTIN MANWARING INSURANCE ASSOCIA | — | REGENCE BLUESHIELD | $820 | — | $820 | 0.01% |
| ARMFIELD HARRISON & THOMAS3 Filed as: ARMFIELD, HARRISON, & THOMAS LLC. | — | REGENCE BLUESHIELD | $760 | — | $760 | 0.00% |
| R.L. EVANS COMPANY, INC.3 Filed as: R L EVANS COMPANY INC. | — | REGENCE BLUESHIELD | $640 | — | $640 | 0.00% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | — | REGENCE BLUESHIELD | $640 | — | $640 | 0.00% |
| WALLINGFORD FINANCIAL SERVICES INC3 Filed as: WALLINGFORD FINANCIALO SERVICES INC | — | REGENCE BLUESHIELD | $600 | — | $600 | 0.00% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF WASHINGTON | — | REGENCE BLUESHIELD | $580 | — | $580 | 0.00% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY LLC - MT | — | REGENCE BLUESHIELD | $380 | — | $380 | 0.00% |
| NORTHWEST BENEFIT SOLUTIONS3 | — | REGENCE BLUESHIELD | $360 | — | $360 | 0.00% |
| COORDINATED BENEFITS COMPANY LLC3 Filed as: COORDINATED BENEFITS LLC. | — | REGENCE BLUESHIELD | $360 | — | $360 | 0.00% |
| WHEELER, BRET M3 | — | REGENCE BLUESHIELD | $360 | — | $360 | 0.00% |
| PROBENEFITS OF WASHINGTON LLC3 | — | REGENCE BLUESHIELD | $280 | — | $280 | 0.00% |
| GROUP SOLUTIONS NORTHWEST, LLC3 Filed as: GROUP SOLUTIONS NORTHWEST LLC | — | REGENCE BLUESHIELD | $280 | — | $280 | 0.00% |
| FORTIPHI LLC3 Filed as: FORTIPHI | — | REGENCE BLUESHIELD | $240 | — | $240 | 0.00% |
| SAMUELSON II, COLIN F3 | — | REGENCE BLUESHIELD | $240 | — | $240 | 0.00% |
| OWEN JOHNSTON3 Filed as: OWEN ROSE BENEFITS | — | REGENCE BLUESHIELD | $160 | — | $160 | 0.00% |
| STANFORD INSURANCE3 Filed as: STANFORD INSURANCE INC. | — | REGENCE BLUESHIELD | $120 | — | $120 | 0.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL NORTHWEST LLC | — | REGENCE BLUESHIELD | $80 | — | $80 | 0.00% |
| NICHOLSON & ASSOCIATES INSURANCE LL3 | — | REGENCE BLUESHIELD | $80 | — | $80 | 0.00% |
| RIVERSIDE EMPLOYEE BENEFITS LLC3 | — | REGENCE BLUESHIELD | $80 | — | $80 | 0.00% |
| BELL-ANDERSON AGENCY INC3 Filed as: BELL-ANDERSON AGENCY INC. | — | ASURIS NORTHWEST HEALTH | $2K | — | $2K | 0.12% |
| MADDOCK & ASSOCIATES LLC3 Filed as: MADDOCK & ASSOCIATES LLC. | — | ASURIS NORTHWEST HEALTH | $2K | — | $2K | 0.09% |
| WHEELER, BRET M3 | — | ASURIS NORTHWEST HEALTH | $2K | — | $2K | 0.08% |
| PHILIP RUGGIERI3 Filed as: PHILIP, CHAD | — | ASURIS NORTHWEST HEALTH | $1K | — | $1K | 0.06% |
| MITCHELL HECTOR MORALES3 Filed as: MITCHELL REED & SCHMITTEN INSURANCE | — | ASURIS NORTHWEST HEALTH | $880 | — | $880 | 0.05% |
| COORDINATED BENEFITS COMPANY LLC3 Filed as: COORDINATED BENEFITS LLC. | — | ASURIS NORTHWEST HEALTH | $440 | — | $440 | 0.02% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY LLC - MT | — | ASURIS NORTHWEST HEALTH | $320 | — | $320 | 0.02% |
| TERRIL LEWIS & WILKE INSURANCE INC.3 | — | ASURIS NORTHWEST HEALTH | $260 | — | $260 | 0.01% |
| MORAN BENEFIT ADVISORS INC3 Filed as: MORAN BENEFIT ADVISORS INC. | — | ASURIS NORTHWEST HEALTH | $160 | — | $160 | 0.01% |
| PCF INSURANCE SERVICES OF THE WEST3 Filed as: PCF INS SERVICES OF THE WEST LLC | — | ASURIS NORTHWEST HEALTH | $140 | — | $140 | 0.01% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| AIMS EIN 91-1485366 MEMBER ORGANIZATION | Contract Administrator; Direct payment from the plan; Other services Service code 13 | 1206 N LINCOLN STE 200 SPOKANE, WA 99201 | $518K |
| ABD INSURANCE AND FINANCIAL SERVICE EIN 27-0673528 NONE | Direct payment from the plan; Consulting (general) Service code 16 | 3 WATERS PARK DR STE 100 SAN MATEO, CA 94403 | $420K |
| AIIN EIN 91-0131100 MEMBER ORGANIZATION | Plan Administrator; Direct payment from the plan; Other services Service code 14 | 1206 N LINCOLN STE 200 SPOKANE, WA 99201 | $210K |
| MADDOCK & ASSOCIATES LLC EIN 91-1280409 NONE | Insurance agents and brokers; Direct payment from the plan Service code 22 | 1407 WILLOW ROAD E STE C FIFE, WA 98424 | $99K |
| DAVIDSON BENEFITS PLANNING NONE | Insurance agents and brokers; Direct payment from the plan Service code 22 | 7632 SW DRUHAM RD TIGARD, OR 97224 | $67K |
| DIGITAL INSURANCE INC EIN 58-2522668 NONE | Direct payment from the plan; Insurance agents and brokers Service code 22 | 200 GALLERIA PARKWAT SE ATLANTA, GA 30339 | $52K |
| PCF INSURANCE SERVICES OF THE WEST NONE | Insurance agents and brokers; Direct payment from the plan Service code 22 | 1400 BROADWAY BELLINGHAM, WA 98225 | $42K |
| OLYMPIC CREST INSURANCE EIN 91-1717576 NONE | Insurance agents and brokers; Direct payment from the plan Service code 22 | PO BOX 2538 GIG HARBOR, WA 98335 | $41K |
| BTG AND ASSOCIATES LLC EIN 84-3131974 NONE | Direct payment from the plan; Insurance agents and brokers Service code 22 | 3120 139TH AVE SE STE 5 BELLEVUE, WA 98007 | $36K |
| ARMFIELD HARRISON & THOMAS EIN 54-0654623 NONE | Insurance agents and brokers; Direct payment from the plan Service code 22 | 20 SOUTH KING ST LEESBURG, VA 20175 | $35K |
| WASHINGTON HEALTH INSURANCE AGENCY NONE | Direct payment from the plan; Insurance agents and brokers Service code 22 | 7843 OLD HWY 99 SE UNIT M-6 TUMWATER, WA 98501 | $34K |
| TERRILL LEWIS & WILKE INS INC EIN 91-1337671 NONE | Direct payment from the plan; Insurance agents and brokers Service code 22 | 112 SOUTH 4TH STREET YAKIMA, WA 98901 | $33K |
| R. L. EVANS COMPANY INC EIN 91-0849754 NONE | Insurance agents and brokers; Direct payment from the plan Service code 22 | 3535 FACTORIA BLVD SE. BELLEVUE, WA 98006 | $27K |
| PROPEL INSURANCE AGENCY LLC EIN 91-0830024 NONE | Direct payment from the plan; Insurance agents and brokers Service code 22 | 1201 PACIFIC AVE STE 1000 TACOMA, WA 98402 | $27K |
| HUB INTERNATIONAL NORTHWEST LLC EIN 91-2036015 NONE | Insurance agents and brokers; Direct payment from the plan Service code 22 | 12100 NE 195TH ST STE B BOTHELL, WA 98011 | $26K |
| FORTIPHI EIN 91-1743499 NONE | Direct payment from the plan; Insurance agents and brokers Service code 22 | PO BOX 1547 MOUNT VERNON, WA 98273 | $26K |
| PARKER SMITH AND FEEK INC EIN 91-0660018 NONE | Direct payment from the plan; Insurance agents and brokers Service code 22 | 2233 112TH AVENUE NE BELLEVUE, WA 98004 | $24K |
| PREFERRED BENEFIT SERVICES INC EIN 91-1703038 NONE | Insurance agents and brokers; Direct payment from the plan Service code 22 | PO BOX 13110 POULSBO, WA 98370 | $22K |
| CLEARVIEW INSURANCE SERVICES NONE | Direct payment from the plan; Insurance agents and brokers Service code 22 | 1420 NW GILMAN BLVD 2116 ISSAQUAH, WA 98027 | $21K |
| CUMMINGS, FRASER ASSOCIATES, LLC EIN 68-0609841 NONE | Direct payment from the plan; Insurance agents and brokers Service code 22 | 3201 FIRST AVENUE SEATTLE, WA 98134 | $21K |
| GROUP BENEFITS LLC EIN 26-2229784 NONE | Insurance agents and brokers; Direct payment from the plan Service code 22 | 12939 PINECROFT WAY SPOKANE VALLEY, WA 99216 | $20K |
| PAYNEWEST INSURANCE INC EIN 81-0479558 NONE | Insurance agents and brokers; Direct payment from the plan Service code 22 | 501 N RIVERPOINT SPOKANE, WA 99202 | $20K |
| HEALTH INSURANCE SOLUTIONS NW LLC NONE | Insurance agents and brokers; Direct payment from the plan Service code 22 | 7003 EVERGREEN WAT STE B EVERETT, WA 98203 | $19K |
| AFFILIATED SERVIES LLC NONE | Insurance agents and brokers; Direct payment from the plan Service code 22 | 10510 NE NORTHUP WAY, STE 200 KIRKLAND, WA 98033 | $17K |
| MITHCELL, REED, & SCHMITTEN INSURAN NONE | Insurance agents and brokers; Direct payment from the plan Service code 22 | 124 PENNY RD STE 191 WENATCHEE, WA 98801 | $17K |
| KRISTIN MANWARING INSURANCE ASSOCIA EIN 20-4650764 NONE | Insurance agents and brokers; Direct payment from the plan Service code 22 | 2300 S PARK AVE PORT TOWNSEND, WA 98368 | $16K |
| WALLINGFORD FINANCIAL SERVICES INC EIN 71-0907082 NONE | Insurance agents and brokers; Direct payment from the plan Service code 22 | 236 SW 171ST STREET SEATTLE, WA 98166 | $16K |
| KIBBLE & PRENTICE HOLDING COMPANY NONE | Insurance agents and brokers; Direct payment from the plan Service code 22 | 601 UNION ST 1000 SEATTLE, WA 98101 | $15K |
| BASIN PACIFIC EIN 27-1158624 NONE | Direct payment from the plan; Insurance agents and brokers Service code 22 | 8382 W GAGE BKVD, STE A KENNEWICK, WA 99336 | $15K |
| ANASTASI MOORE & MARTIN PLLC EIN 20-8149084 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | 9 S WASHINGTON ST SPOKANE, WA 99201 | $13K |
| LEAVITT GROUP NORTHWEST EIN 91-1366133 NONE | Insurance agents and brokers; Direct payment from the plan Service code 22 | PO BOX 65779 UNIVERSITY PLACE, WA 98464 | $13K |
| CHAD J PHILIP NONE | Insurance agents and brokers; Direct payment from the plan Service code 22 | 430 N PINE ST ELLENSBURG, WA 98926 | $12K |
| JEFF LEWIS KELLER ROHRBACK NONE | Trustee (discretionary); Direct payment from the plan Service code 24 | 1202 3RD AVENUE STE 3200 SEATTLE, WA 98101 | $12K |
| ADVISOR SERVICES LLC EIN 20-1466523 NONE | Direct payment from the plan; Insurance agents and brokers Service code 22 | 3400 188TH ST SW STE 540 LYNNWOOD, WA 98037 | $11K |
| WILSON ALBERS AN ALERA GROUP AGENCY NONE | Insurance agents and brokers; Direct payment from the plan Service code 22 | 1201 PACIFIC AVE, STE 2025 TACOMA, WA 98402 | $11K |
| VAULT INSURANCE A& INVESTMENTS LLC NONE | Direct payment from the plan; Insurance agents and brokers Service code 22 | 16400 SOUTHCENTER PKWAY 405 TUKWILA, WA 98188 | $11K |
| THE LIGHTLE GROUP EIN 47-4508641 NONE | Direct payment from the plan; Insurance agents and brokers Service code 22 | 221 JAMES ST STE 100 EDMONDS, WA 98020 | $11K |
| GALLAGHER BENEFIT SERVICES INC EIN 36-4291971 NONE | Direct payment from the plan; Insurance agents and brokers Service code 22 | 777 108TH AVE NE STE 2 BELLEVUE, WA 98004 | $9K |
| INSURE NW INC EIN 91-2170311 NONE | Insurance agents and brokers; Direct payment from the plan Service code 22 | PO BOX 24297 FEDERAL WAY, WA 98093 | $7K |
| BENEFIT DESIGN SERVICES NONE | Direct payment from the plan; Insurance agents and brokers Service code 22 | 5958 US-60 STE 103 BARBOURSVILLE, WV 25504 | $7K |
| NORTHWEST BENEFIT SOLUTIONS NONE | Direct payment from the plan; Insurance agents and brokers Service code 22 | 611 4TH AVE STE 120 KIRKLAND, WA 98033 | $7K |
| COLIN F SAMUELSON II NONE | Direct payment from the plan; Insurance agents and brokers Service code 22 | 2032 160TH ST SW LYNNWOOD, WA 98087 | $6K |
| ASSURED PARTNERS OF WASHINGTON LLC NONE | Insurance agents and brokers; Direct payment from the plan Service code 22 | 1325 4TH AVE 2100 SEATTLE, WA 98101 | $5K |
| POINTGUARD FINANCIAL NONE | Other services; Direct payment from the plan; Consulting (general) Service code 16 | 420 N EVERGREEN STE 100 SPOKANE VALLEY, WA 99216 | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,957 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 2,957 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | REGENCE BLUESHIELD | 3,346 | $17.7M |
| Dental | DELTA DENTAL OF WASHINGTON | 903 | $619K |
| Vision | VISION SERVICE PLAN | 1,320 | $111K |
| Life insurance | STANDARD INSURANCE COMPANY | 2,406 | $130K |
| Short-term disability | STANDARD INSURANCE COMPANY | 2,406 | $130K |
| Long-term disability | STANDARD INSURANCE COMPANY | 2,406 | $130K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,346 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.