| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| TERRIL LEWIS & WILKE INSURANCE INC.3 Filed as: TERRIL LEWIS & WILKE INSURANCE INC | — | REGENCE BLUESHIELD | $3K | — | $3K | 0.03% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF WASHINGTON -TACOMA | — | REGENCE BLUESHIELD | $3K | — | $3K | 0.03% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC | — | REGENCE BLUESHIELD | $2K | — | $2K | 0.02% |
| BELL-ANDERSON AGENCY INC3 | — | REGENCE BLUESHIELD | $2K | — | $2K | 0.02% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: PAYNEWEST INSURANCE INC | — | REGENCE BLUESHIELD | $2K | — | $2K | 0.02% |
| OLYMPIC CREST INSURANCE, INC.3 Filed as: OLYMPIC CREST INSURANCE INC | — | REGENCE BLUESHIELD | $2K | — | $2K | 0.02% |
| SOUND BENEFIT SERVICES INC3 | — | REGENCE BLUESHIELD | $2K | — | $2K | 0.02% |
| CUMMINGS FRASER & ASSOCIATES, LLC3 Filed as: CUMMINGS FRASER & ASSOCIATES LLC | — | REGENCE BLUESHIELD | $1K | — | $1K | 0.01% |
| M FINANCIAL HOLDINGS INC3 Filed as: D & D FINANCIAL SERVICES | — | REGENCE BLUESHIELD | $1K | — | $1K | 0.01% |
| WHITFIELDS UNITED INSURANCE AGENCIE3 | — | REGENCE BLUESHIELD | $1K | — | $1K | 0.01% |
| JS YOUNG AND ASSOCIATES3 Filed as: YOUNG, MICHAEL R | — | REGENCE BLUESHIELD | $1K | — | $1K | 0.01% |
| TRUEBENEFITS LLC3 | — | REGENCE BLUESHIELD | $1K | — | $1K | 0.01% |
| WALLINGFORD FINANCIAL SERVICES INC3 | — | REGENCE BLUESHIELD | $1K | — | $1K | 0.01% |
| TRUTINA FINANCIAL, LLC3 Filed as: TRUTINA FINANCIAL LLC | — | REGENCE BLUESHIELD | $980 | — | $980 | 0.01% |
| JOHNSTON, JEFFERY J3 | — | REGENCE BLUESHIELD | $760 | — | $760 | 0.01% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF WA LLC-REDMOND | — | REGENCE BLUESHIELD | $640 | — | $640 | 0.01% |
| ARMFIELD HARRISON & THOMAS3 Filed as: ARMFIELD HARRISON & THOMAS INC | — | REGENCE BLUESHIELD | $620 | — | $620 | 0.01% |
| PROPEL INSURANCE AGENCY LLC3 | — | REGENCE BLUESHIELD | $600 | — | $600 | 0.01% |
| RICE INSURANCE LLC3 | — | REGENCE BLUESHIELD | $560 | — | $560 | 0.01% |
| PREFERRED BENEFITS SERVICES AGENCY3 Filed as: PREFERRED BENEFIT SERVICES INC | — | REGENCE BLUESHIELD | $560 | — | $560 | 0.01% |
| THE VITOLO COMPANY3 | — | REGENCE BLUESHIELD | $460 | — | $460 | 0.00% |
| FORTIPHI LLC3 | — | REGENCE BLUESHIELD | $420 | — | $420 | 0.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC -BEL | — | REGENCE BLUESHIELD | $360 | — | $360 | 0.00% |
| PIETRA, JACK P3 | — | REGENCE BLUESHIELD | $300 | — | $300 | 0.00% |
| BENSLER LLC3 | — | REGENCE BLUESHIELD | $280 | — | $280 | 0.00% |
| OAK INSURANCE SERVICES LLC3 | — | REGENCE BLUESHIELD | $260 | — | $260 | 0.00% |
| BENEFIT SOLUTIONS PLUS LLC3 | — | REGENCE BLUESHIELD | $240 | — | $240 | 0.00% |
| STANFORD INSURANCE3 Filed as: STANFORD INSURANCE INC | — | REGENCE BLUESHIELD | $200 | — | $200 | 0.00% |
| BTG AND ASSOCIATES LLC3 | — | REGENCE BLUESHIELD | $200 | — | $200 | 0.00% |
| JEFF DALABA3 Filed as: JEFF HOLMAN INSURANCE | — | REGENCE BLUESHIELD | $180 | — | $180 | 0.00% |
| RESOURCE SEVEN3 Filed as: HR RESOURCE INC | — | REGENCE BLUESHIELD | $160 | — | $160 | 0.00% |
| PARKER SMITH & FEEK INC.3 Filed as: PARKER SMITH & FEEK | — | REGENCE BLUESHIELD | $20 | — | $20 | 0.00% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC | — | ASURIS NORTHWEST HEALTH | $620 | — | $620 | 0.09% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: PAYNEWEST INSURANCE INC | — | ASURIS NORTHWEST HEALTH | $360 | — | $360 | 0.05% |
| TERRIL LEWIS & WILKE INSURANCE INC.3 Filed as: TERRIL LEWIS & WILKE INSURANCE INC | — | ASURIS NORTHWEST HEALTH | $300 | — | $300 | 0.04% |
| MORAN BENEFIT ADVISORS INC3 | — | ASURIS NORTHWEST HEALTH | $240 | — | $240 | 0.03% |
| USI INSURANCE SERVICES LLC3 Filed as: KIBBLE & PRENTICE HOLDING CO | — | STANDARD INSURANCE COMPANY | $689 | — | $689 | 1.05% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| AIMS EIN 91-1485366 MEMBER ORGANIZATION | Contract Administrator Service code 13 | 1206 N LINCOLN SUITE 200 SPOKANE, WA 99201 | $452K |
| ABD INSURANCE AND FINANCIAL SERVICE EIN 27-0673528 | Consulting (general) Service code 16 | 3 WATERS PARK DR STE 100 SAN MATEO, CA 94403 | $277K |
| AIIN EIN 91-0131100 MEMBER ORGANIZATION | Other services Service code 49 | 1206 N LINCOLN SUITE 200 SPOKANE, WA 99201 | $104K |
| DIGITAL INSURANCE INC. EIN 58-2522668 | Insurance agents and brokers Service code 22 | 200 GALLERIA PARKWAY SE ATLANTA, GA 30339 | $68K |
| PAYNEWEST INSURANCE, INC. EIN 81-0479558 | Insurance agents and brokers Service code 22 | 501 N RIVERPOINT, STE 403 SPOKANE, WA 99202 | $46K |
| KRISTIN MANWARING INS ASSOC INC EIN 20-4650764 | Insurance agents and brokers Service code 22 | 2300 S PARK AVE PORT TOWNSEND, WA 98368 | $39K |
| TERRILL, LEWIS & WILKE INS, INC. EIN 91-1337671 | Insurance agents and brokers Service code 22 | 112 SOUTH 4TH STREET YAKIMA, WA 98901 | $35K |
| OLYMPIC CREST INSURANCE EIN 91-1717576 | Insurance agents and brokers Service code 22 | PO BOX 2538 GIG HARBOR, WA 98335 | $32K |
| BROWN & BROWN OF WA, INC. EIN 91-0378940 | Insurance agents and brokers Service code 22 | 1501 4TH AVE, SUITE 2400 SEATTLE, WA 98101 | $28K |
| LAPORTE & ASSOCIATES INC EIN 93-0775110 | Insurance agents and brokers Service code 22 | 5515 SE MILWAUKIE AVE PORTLAND, OR 97202 | $27K |
| ADVISOR SERVICES LLC EIN 20-1466523 | Insurance agents and brokers Service code 22 | 3400 188TH ST SW STE 540 LYNNWOOD, WA 98037 | $24K |
| D&D FINANCIAL SERVICES EIN 91-1275972 | Insurance agents and brokers Service code 22 | PO BOX 33978 SEATTLE, WA 98133 | $23K |
| MADDOCK & ASSOCIATES EIN 91-1280409 | Insurance agents and brokers Service code 22 | 1407 WILLOW ROAD E STE C FIFE, WA 98424 | $19K |
| BELL-ANDERSON AGENCY, INC. EIN 91-0756278 | Insurance agents and brokers Service code 22 | 600 SW 39TH ST, SUITE 200 RENTON, WA 98057 | $19K |
| TRUTINA FINANCIAL LLC EIN 47-0995939 | Insurance agents and brokers Service code 22 | 10811 MAIN STREET BELLEVUE, WA 98004 | $17K |
| PREFERRED BENEFIT SERVICES, INC. EIN 91-1703038 | Insurance agents and brokers Service code 22 | PO BOX 1310 POULSBO, WA 98370 | $15K |
| PROPEL INSURANCE EIN 91-0830024 | Insurance agents and brokers Service code 22 | 1201 PACIFIC AVE STE 1000 TACOMA, WA 98402 | $15K |
| FORTIPHI, LLC EIN 91-1743499 | Insurance agents and brokers Service code 22 | PO BOX 1547 MOUNT VERNON, WA 98273 | $14K |
| INSURE NW, INC. EIN 91-2170311 | Insurance agents and brokers Service code 22 | PO BOX 24297 FEDERAL WAY, WA 98093 | $14K |
| DINGUS & ZARECOR ASSOCIATES PLLC EIN 20-0079326 PLAN AUDITOR | Accounting (including auditing) Service code 10 | 12015 EAST MAIN SPOKANE VALLEY, WA 99206 | $14K |
| JEFFERY J. JOHNSTON EIN 53-8547117 | Insurance agents and brokers Service code 22 | 1425 LAKESIDE CT YAKIMA, WA 98902 | $13K |
| SOUND BENEFIT SERVICES, INC. EIN 91-1686043 | Insurance agents and brokers Service code 22 | 6628 212TH ST SW, 112 LYNNWOOD, WA 98036 | $12K |
| BENEFITS DIVISION LLC EIN 26-3884950 | Insurance agents and brokers Service code 22 | 13 C ST SW QUINCY, WA 98848 | $12K |
| CLG EMPLOYER RESOURCES EIN 27-4743785 | Insurance agents and brokers Service code 22 | 2019 MAIN AVENUE, SUITE 1 NORTH BEND, WA 98045 | $12K |
| KELLER ROHRBACK LLP EIN 91-0563405 INDEPENDENT FIDUCIARY | Trustee (discretionary) Service code 24 | 1202 3RD AVENUE STE 3200 SEATTLE, WA 98101 | $12K |
| TRUEBENEFITS LLC | Insurance agents and brokers Service code 22 | 1325 4TH AVE SUITE 1900 SEATTLE, WA 98101 | $11K |
| RIVERSIDE EMPLOYEE BENEFITS LLC EIN 84-3461477 | Insurance agents and brokers Service code 22 | 17322 107TH PLACE NE BOTHELL, WA 98011 | $10K |
| OAK INSURANCE COMPANY EIN 53-5560129 | Insurance agents and brokers Service code 22 | PO BOX 4188 TUMWATER, WA 98501 | $10K |
| WALLINGFORD FINANCIAL SERVICES, INC EIN 71-0907082 | Insurance agents and brokers Service code 22 | 236 SW 171ST STREET SEATTLE, WA 98166 | $10K |
| RICE INSURANCE LLC EIN 30-0025352 | Insurance agents and brokers Service code 22 | 1400 BROADWAY BELLINGHAM, WA 98225 | $10K |
| ARMFIELD, HARRISON & THOMAS INC. EIN 54-0654623 | Insurance agents and brokers Service code 22 | 20 SOUTH KING ST LEESBURG, VA 20175 | $10K |
| THE PARTNERS GROUP FIDELITY BOND | Insurance services Service code 23 | 11125 SE 6TH ST SOUTE 110 BELLEVUE, WA 98004 | $9K |
| CLEARVIEW INSURANCE SERVICES INC. EIN 46-0598462 | Insurance agents and brokers Service code 22 | 1420 NW GILMAN BLVD 2116 ISSAQUAH, WA 98027 | $9K |
| CUMMINGS, FRASER ASSOCIATES, LLC EIN 68-0609841 | Insurance agents and brokers Service code 22 | 3201 FIRST AVE, SUITE 108 SEATTLE, WA 98134 | $8K |
| GALLAGHER BENEFIT SERVICES, INC. EIN 36-4291971 | Insurance agents and brokers Service code 22 | 777 108TH AVE NE, SUITE 2 BELLEVUE, WA 98004 | $7K |
| INSURANCE CONSULTING NW, INC. EIN 45-0618588 | Insurance agents and brokers Service code 22 | PO BOX 1496 EVERETT, WA 98206 | $7K |
| HEMINGWAY LAW PLLC EIN 84-1858868 | Legal Service code 29 | 1314 WEST 8TH AVENUE SPOKANE, WA 99204 | $6K |
| CONOVER INSURANCE SERVICES EIN 91-1953703 | Insurance agents and brokers Service code 22 | PO BOX 10088 YAKIMA, WA 98908 | $6K |
| BTG AND ASSOCIATES EIN 84-3131974 | Insurance agents and brokers Service code 22 | 3120 139TH AVE SE SUITE 5 BELLEVUE, WA 98007 | $6K |
| PSG WASHINGTON, INC. EIN 20-2040193 | Insurance agents and brokers Service code 22 | PO BOX 387 EVERETT, WA 98206 | $6K |
| SR BENEFITS CONSULTING | Insurance agents and brokers Service code 22 | 37106 SE GALA COURT SNOQUALMIE, WA 98063 | $6K |
| SOUND CONSULTING SERVICES EIN 71-1004774 | Insurance agents and brokers Service code 22 | 200 112TH AVE NE STE 205 BELLEVUE, WA 98004 | $6K |
| ASSURED PARTNERS OF WASHINGTON LLC EIN 38-3942963 | Insurance agents and brokers Service code 22 | 1325 FOURTH AVE STE 2100 SEATTLE, WA 98101 | $6K |
| MORAN BENEFIT ADVISORS, INC. EIN 61-1581966 | Insurance agents and brokers Service code 22 | 9631 N NEVADA ST, 309 SPOKANE, WA 99218 | $5K |
| BENEFIT DESIGN SERVICES, LLC EIN 27-3460566 | Insurance agents and brokers Service code 22 | 4620 200TH ST SW, SUITE H LYNNWOOD, WA 98043 | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,835 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,835 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | REGENCE BLUESHIELD | 2,628 | $11.4M |
| Dental | DELTA DENTAL OF WASHINGTON | 1,079 | $525K |
| Vision | VISION SERVICE PLAN | 886 | $60K |
| Life insurance | STANDARD INSURANCE COMPANY | 1,419 | $66K |
| Short-term disability | STANDARD INSURANCE COMPANY | 15 | $11K |
| Long-term disability | STANDARD INSURANCE COMPANY | 18 | $6K |
| Prescription drug(2 contracts, 2 carriers) | REGENCE BLUESHIELD | 2,628 | $11.4M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,628 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.