| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| KRISTIN J QUINLAN3 Filed as: KRISTIN MANWARING INSURANCE ASSOCIA | — | REGENCE BLUESHIELD | $4K | — | $4K | 0.03% |
| MADDOCK & ASSOCIATES LLC3 Filed as: MADDOCK & ASSOCIATES LLC. | — | REGENCE BLUESHIELD | $3K | — | $3K | 0.02% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC. | — | REGENCE BLUESHIELD | $3K | — | $3K | 0.02% |
| CUMMINGS FRASER & ASSOCIATES, LLC3 Filed as: CUMMINGS FRASER & ASSOCIATES LLC. | — | REGENCE BLUESHIELD | $3K | — | $3K | 0.02% |
| TERRIL LEWIS & WILKE INSURANCE INC.3 | — | REGENCE BLUESHIELD | $3K | — | $3K | 0.02% |
| BTG AND ASSOCIATES LLC3 Filed as: BTG AND ASSOCIATES LLC. | — | REGENCE BLUESHIELD | $2K | — | $2K | 0.01% |
| OLYMPIC CREST INSURANCE, INC.3 Filed as: OLYMPIC CREST INSURANCE INC. | — | REGENCE BLUESHIELD | $2K | — | $2K | 0.01% |
| WHITFIELDS UNITED INSURANCE AGENCIE3 | — | REGENCE BLUESHIELD | $2K | — | $2K | 0.01% |
| ARMFIELD HARRISON & THOMAS3 Filed as: ARMFIELD, HARRISON, & THOMAS LLC. | — | REGENCE BLUESHIELD | $1K | — | $1K | 0.01% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC. | — | REGENCE BLUESHIELD | $1K | — | $1K | 0.01% |
| WASHINGTON HEALTH INSURANCE AGENCY3 | — | REGENCE BLUESHIELD | $1K | — | $1K | 0.01% |
| PREFERRED BENEFITS SERVICES AGENCY3 Filed as: PREFERRED BENEFIT SERVICES INC. | — | REGENCE BLUESHIELD | $1K | — | $1K | 0.01% |
| WALLINGFORD FINANCIAL SERVICES INC3 Filed as: WALLINGFORD FINANCIALO SERVICES INC | — | REGENCE BLUESHIELD | $1K | — | $1K | 0.01% |
| R.L. EVANS COMPANY, INC.3 Filed as: R L EVANS COMPANY INC. | — | REGENCE BLUESHIELD | $1K | — | $1K | 0.01% |
| BELL-ANDERSON AGENCY INC3 Filed as: BELL-ANDERSON AGENCY INC. | — | REGENCE BLUESHIELD | $1K | — | $1K | 0.01% |
| RICE INSURANCE LLC3 Filed as: RICE INSURANCE LLC. | — | REGENCE BLUESHIELD | $1K | — | $1K | 0.01% |
| NORTHWEST BENEFIT SOLUTIONS3 | — | REGENCE BLUESHIELD | $960 | — | $960 | 0.01% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL NORTHWEST LLC | — | REGENCE BLUESHIELD | $920 | — | $920 | 0.01% |
| TRUEBENEFITS LLC3 Filed as: TRUEBENEFITS LLC. | — | REGENCE BLUESHIELD | $760 | — | $760 | 0.01% |
| PCF INSURANCE SERVICES OF THE WEST3 Filed as: PCF INSURANCE SVCS OF THE WEST LLC | — | REGENCE BLUESHIELD | $760 | — | $760 | 0.01% |
| PROPEL INSURANCE AGENCY LLC3 Filed as: PROPEL INSURANCE AGENCY LLC. | — | REGENCE BLUESHIELD | $720 | — | $720 | 0.00% |
| VAULT INSURANCE & INVESTMENTS LLC3 Filed as: VAULT, INSURANCE & INVESTMENTS LLC. | — | REGENCE BLUESHIELD | $720 | — | $720 | 0.00% |
| THE LIGHTLE GROUP LLC3 Filed as: THE LIGHTLE GROUP LLC. | — | REGENCE BLUESHIELD | $500 | — | $500 | 0.00% |
| MANNA INSURANCE GROUP LLC3 | — | REGENCE BLUESHIELD | $480 | — | $480 | 0.00% |
| JS YOUNG AND ASSOCIATES3 Filed as: YOUNG, MICHAEL R. | — | REGENCE BLUESHIELD | $440 | — | $440 | 0.00% |
| USI INSURANCE SERVICES LLC3 Filed as: KIBBLE & PRENTICE HOLDING COMPANY | — | REGENCE BLUESHIELD | $400 | — | $400 | 0.00% |
| CONOVER INSURANCE SERVICES LLC3 Filed as: CONOVER INSURANCE SERVICES LLC. | — | REGENCE BLUESHIELD | $380 | — | $380 | 0.00% |
| PARKER SMITH & FEEK INC.3 Filed as: PARKER SMITH & FEEK | — | REGENCE BLUESHIELD | $360 | — | $360 | 0.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL NORTHWEST LLC | — | REGENCE BLUESHIELD | $360 | — | $360 | 0.00% |
| GROUP SOLUTIONS NORTHWEST, LLC3 Filed as: GROUP SOLUTIONS NORTHWEST LLC | — | REGENCE BLUESHIELD | $360 | — | $360 | 0.00% |
| CLEARVIEW INSURANCE SERVICES INC.3 | — | REGENCE BLUESHIELD | $280 | — | $280 | 0.00% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF WASHINGTON INC DBA | — | REGENCE BLUESHIELD | $220 | — | $220 | 0.00% |
| CLG EMPLOYER RESOURCES LLC3 Filed as: CLG EMPLOYER RESOURCES LLC. | — | REGENCE BLUESHIELD | $180 | — | $180 | 0.00% |
| PROBENEFITS OF WASHINGTON LLC3 | — | REGENCE BLUESHIELD | $180 | — | $180 | 0.00% |
| STANFORD INSURANCE3 Filed as: STANFORD INSURANCE INC. | — | REGENCE BLUESHIELD | $120 | — | $120 | 0.00% |
| NICHOLSON & ASSOCIATES INSURANCE LL3 | — | REGENCE BLUESHIELD | $80 | — | $80 | 0.00% |
| BELL-ANDERSON AGENCY INC3 Filed as: BELL-ANDERSON AGENCY INC. | — | ASURIS NORTHWEST HEALTH | $540 | — | $540 | 0.04% |
| MITCHELL HECTOR MORALES3 Filed as: MITCHELL REED & SCHMITTEN INSURANCE | — | ASURIS NORTHWEST HEALTH | $520 | — | $520 | 0.04% |
| COORDINATED BENEFITS COMPANY LLC3 Filed as: COORDINATED BENEFITS LLC. | — | ASURIS NORTHWEST HEALTH | $420 | — | $420 | 0.03% |
| TERRIL LEWIS & WILKE INSURANCE INC.3 | — | ASURIS NORTHWEST HEALTH | $400 | — | $400 | 0.03% |
| MORAN BENEFIT ADVISORS INC3 Filed as: MORAN BENEFIT ADVISORS INC. | — | ASURIS NORTHWEST HEALTH | $80 | — | $80 | 0.01% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| AIMS EIN 91-1485366 MEMBER ORGANIZATION | Contract Administrator Service code 13 | 1206 N. LINCOLN SUITE 200 SPOKANE, WA 99201 | $468K |
| AIIN EIN 91-0131100 MEMBER ORGANIZATION | Plan Administrator Service code 14 | 1206 N. LINCOLN SUITE 200 SPOKANE, WA 99201 | $170K |
| MADDOCK & ASSOCIATES, LLC. EIN 91-1280409 | Insurance agents and brokers Service code 22 | 1407 WILLOW ROAD E. STE. C. FIFE, WA 98424 | $75K |
| DIGITAL INSURANCE, INC. EIN 58-2522668 | Insurance agents and brokers Service code 22 | 200 GALLERIA PARKWAY ATLANTA, GA 30339 | $66K |
| TERRILL, LEWIS, & WILKE INS, INC. EIN 91-1337671 | Insurance agents and brokers Service code 22 | 112 SOUTH 4TH STREET YAKIMA, WA 98901 | $53K |
| KRISTIN MANWARING INS ASSOCATION IN EIN 20-4650764 | Insurance agents and brokers Service code 22 | 2300 S. PARK AVE PORT TOWNSEND, WA 98368 | $53K |
| DAVIDSON BENEFITS PLANNING LLC | Insurance agents and brokers Service code 22 | 7632 SW DURHAM RD. TIGARD, OR 97224 | $46K |
| HUB INTERNATIONAL NORTHWEST LLC. EIN 91-2036015 | Insurance agents and brokers Service code 22 | 12100 NE 195TH ST. SUITE B BOTHELL, WA 98011 | $38K |
| OLYMPIC CREST INSURANCE EIN 91-1717576 | Insurance agents and brokers Service code 22 | PO BOX 2538 GIG HARBOR, WA 98335 | $35K |
| CUMMINGS, FRASER ASSOCIATES LLC EIN 68-0609841 | Insurance agents and brokers Service code 22 | 3201 FIRST AVENUE SEATTLE, WA 98134 | $34K |
| BELL-ANDERSON AGENCY, INC. EIN 91-0756278 | Insurance agents and brokers Service code 22 | 600 SW. 39TH ST, SUITE 200 RENTON, WA 98057 | $32K |
| ADVISOR SERVICES LLC. EIN 20-1466523 | Insurance agents and brokers Service code 22 | 3400 188TH ST. SW. STE. 540 LYNNWOOD, WA 98037 | $31K |
| PAYNEWEST INSURANCE INC. EIN 81-0479558 | Insurance agents and brokers Service code 22 | 501 N, RIVERPOINT SPOKANE, WA 99202 | $30K |
| WALLINGFORD FINANCIAL SERVICES INC. EIN 71-0907082 | Insurance agents and brokers Service code 22 | 236 SW. 171ST STREET SEATTLE, WA 98166 | $28K |
| GALLAGHER BENEFIT SERVICES, INC. EIN 36-4291971 | Insurance agents and brokers Service code 22 | 777 108TH AVE NE, SUITE 2 BELLEVUE, WA 98004 | $28K |
| BTG AND ASSOCIATES EIN 84-3131974 | Insurance agents and brokers Service code 22 | 3120 139TH AVE SE. SUITE 5 BELLEVUE, WA 98007 | $28K |
| WASHINGTON HEALTH INSURANCE AGENCY | Insurance agents and brokers Service code 22 | 7843 OLD HWY 99 SE. UNIT M-6 TUMWATER, WA 98501 | $26K |
| INSURE NW, INC. EIN 91-2170311 | Insurance agents and brokers Service code 22 | PO BOX 24297 FEDERAL WAY, WA 98093 | $24K |
| ARMFIELD, HARRISON, & THOMAS INC. EIN 54-0654623 | Insurance agents and brokers Service code 22 | 20 SOUH KING ST. LEESBURG, VA 20175 | $23K |
| R.L. EVANS COMPANY, INC. EIN 91-0849754 | Insurance agents and brokers Service code 22 | 3535 FACTORIA BLVD SE. BELLEVUE, WA 98006 | $23K |
| LAPORTE & ASSOCIATES INC. EIN 93-0775110 | Insurance agents and brokers Service code 22 | 5515 SE. MILWAUKIE AVE. PORTLAND, OR 97202 | $20K |
| CLEARVIEW INSURANCE SERVICES INC. | Insurance agents and brokers Service code 22 | 1420 NW. GILMAN BLVD 2116 ISSAQUAH, WA 98027 | $19K |
| PREFERRED BENEFIT SERVICES, INC. EIN 91-1703038 | Insurance agents and brokers Service code 22 | PO BOX 1310 POULSBO, WA 98370 | $19K |
| THE PARTNERS GROUP LTD. FIDELITY BOND | Insurance agents and brokers Service code 22 | 11125 SE 6TH ST. SUITE 110 BELLEVUE, WA 98004 | $19K |
| RICE INSURANCE, LLC. EIN 30-0025352 | Insurance agents and brokers Service code 22 | 1400 BROADWAY BELLINGHAM, WA 98225 | $19K |
| FORTIPHI, LLC. EIN 91-1743499 | Insurance agents and brokers Service code 22 | PO BOX 1547 MOUNT VERNON, WA 98273 | $17K |
| MITCHELL, REED, & SCHMITTEN INSURAN | Insurance agents and brokers Service code 22 | 124 PENNY RD. STE. 191 WENATCHEE, WA 98801 | $16K |
| DINGUS, ZARECOR, & ASSOCIATES PLLC. EIN 20-0079326 PLAN AUDITOR | Accounting (including auditing) Service code 10 | 20-0079326 SPOKANE VALLEY, WA 99206 | $15K |
| LEAVITT GROUP NORTHWEST EIN 91-1366133 | Insurance agents and brokers Service code 22 | PO BOX 65779 UNIVERSITY PLACE, WA 98464 | $14K |
| THE LIGHTLE GROUP, LLC. EIN 47-4508641 | Insurance agents and brokers Service code 22 | 221 JAMES ST. STE. 100 EDMONDS, WA 98020 | $12K |
| NORTHWEST BENEFIT SOLUTIONS | Insurance agents and brokers Service code 22 | 611 4TH AVE. SUITE 120 KIRKLAND, WA 98033 | $12K |
| PROPEL INSURANCE AGENCY LLC. EIN 91-0830024 | Insurance agents and brokers Service code 22 | 1201 PACIFIC AVE STE. 1000 TACOMA, WA 98402 | $11K |
| TRUEBENEFITS, LLC. | Insurance agents and brokers Service code 22 | 1325 4TH AVE SUITE 1900 SEATTLE, WA 98101 | $10K |
| VAULT INSURANCE & INVESTMENTS, LLC. | Insurance agents and brokers Service code 22 | 16400 SOUTHCENTER PKYWY 405 TUKWILA, WA 98188 | $9K |
| GROUP BENEFITS LLC. EIN 26-2229784 | Insurance agents and brokers Service code 22 | 12939 PINECROFT WAY SUITE SPOKANE VALLEY, WA 99216 | $8K |
| RIVERSIDE EMPLOYEE BENEFITS, LLC. EIN 84-3461477 | Insurance agents and brokers Service code 22 | 17322 107TH PLACE NE. BOTHELL, WA 98011 | $7K |
| INSURANCE CONSULTING NW, INC. EIN 45-0618588 | Insurance agents and brokers Service code 22 | PO BOX 1496 EVERETT, WA 98206 | $7K |
| OAK INSURANCE COMPANY EIN 53-5560129 | Insurance agents and brokers Service code 22 | PO BOX 4188 TUMWATER, WA 98501 | $7K |
| AFFILIATED SERVICES, LLC. | Insurance agents and brokers Service code 22 | 10510 NE. NORTHUP WAY, STE. 200 KIRKLAND, WA 98501 | $6K |
| PARKER, SMITH, & FEEK, INC. EIN 91-0660018 | Insurance agents and brokers Service code 22 | 2233 112TH AVENUE NE BELLEVUE, WA 98004 | $6K |
| D&D FINANCIAL SERVICES | Insurance agents and brokers Service code 22 | PO BOX 33978 SEATTLE, WA 98133 | $6K |
| PCF INSURANCE SERVICES OF THE WEST | Insurance agents and brokers Service code 22 | 1400 BROADYWAY BELLINGHAM, WA 98225 | $6K |
| BASIC PACIFIC EIN 27-1158624 | Insurance agents and brokers Service code 22 | 8382 W. GAGE BLVD, STE A. KENNEWICK, WA 99336 | $6K |
| POINTGUARD FINANCIAL | Accounting (including auditing) Service code 10 | 420 N. EVERGREEN SUITE 100 SPOKANE VALLEY, WA 99216 | $5K |
| BROWN & BROWN OF WA, INC. EIN 91-0378940 | Insurance agents and brokers Service code 22 | 1501 4TH AVE, SUITE 2400 SEATTLE, WA 98101 | $5K |
| BENEFECTS | Insurance agents and brokers Service code 22 | 19401 40TH AVE. W, STE. 405 LYNNWOOD, WA 98036 | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,034 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 2,034 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | REGENCE BLUESHIELD | 3,060 | $16.1M |
| Dental | DELTA DENTAL OF WASHINGTON | 800 | $567K |
| Vision | VISION SERVICE PLAN | 1,099 | $104K |
| Life insurance | STANDARD INSURANCE COMPANY | 2,252 | $108K |
| Short-term disability | STANDARD INSURANCE COMPANY | 2,252 | $108K |
| Long-term disability | STANDARD INSURANCE COMPANY | 2,252 | $108K |
| Other | MAGELLEAN HEALTHCARE | 280 | $5K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,060 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.