| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MADDOCK & ASSOCIATES LLC3 | — | REGENCE BLUESHIELD | $3K | — | $3K | 0.02% |
| FORTIPHI LLC3 | — | REGENCE BLUESHIELD | $2K | — | $2K | 0.01% |
| WHITFIELDS UNITED INSURANCE AGENCIE3 | — | REGENCE BLUESHIELD | $2K | — | $2K | 0.01% |
| KRISTIN J QUINLAN3 Filed as: KRISTIN MANWARING INSURANCE ASSOCIA | — | REGENCE BLUESHIELD | $1K | — | $1K | 0.01% |
| PREFERRED BENEFITS SERVICES AGENCY3 Filed as: PREFERRED BENEFIT SERVICES INC | — | REGENCE BLUESHIELD | $1K | — | $1K | 0.01% |
| CONOVER INSURANCE SERVICES LLC3 | — | REGENCE BLUESHIELD | $1K | — | $1K | 0.01% |
| OAK INSURANCE SERVICES LLC3 | — | REGENCE BLUESHIELD | $1K | — | $1K | 0.01% |
| ARMFIELD HARRISON & THOMAS3 Filed as: ARMFIELD HARRISON & THOMAS INC | — | REGENCE BLUESHIELD | $1K | — | $1K | 0.01% |
| CUMMINGS FRASER & ASSOCIATES, LLC3 Filed as: CUMMINGS FRASER & ASSOCIATES LLC | — | REGENCE BLUESHIELD | $1K | — | $1K | 0.01% |
| PARKER SMITH & FEEK INC.3 Filed as: PARKER SMITH & FEEK | — | REGENCE BLUESHIELD | $1K | — | $1K | 0.01% |
| CLG EMPLOYER RESOURCES LLC3 | — | REGENCE BLUESHIELD | $1K | — | $1K | 0.01% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC | — | REGENCE BLUESHIELD | $1K | — | $1K | 0.01% |
| RICE INSURANCE LLC3 | — | REGENCE BLUESHIELD | $900 | — | $900 | 0.01% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC -BEL | — | REGENCE BLUESHIELD | $820 | — | $820 | 0.01% |
| RIVERSIDE EMPLOYEE BENEFITS LLC3 | — | REGENCE BLUESHIELD | $760 | — | $760 | 0.01% |
| R.L. EVANS COMPANY, INC.3 Filed as: R L EVANS COMPANY INC | — | REGENCE BLUESHIELD | $720 | — | $720 | 0.01% |
| BTG AND ASSOCIATES LLC3 | — | REGENCE BLUESHIELD | $700 | — | $700 | 0.01% |
| PROPEL INSURANCE AGENCY LLC3 | — | REGENCE BLUESHIELD | $540 | — | $540 | 0.00% |
| JS YOUNG AND ASSOCIATES3 Filed as: YOUNG, MICHAEL R | — | REGENCE BLUESHIELD | $520 | — | $520 | 0.00% |
| BELL-ANDERSON AGENCY INC3 | — | REGENCE BLUESHIELD | $520 | — | $520 | 0.00% |
| BENSLER LLC3 | — | REGENCE BLUESHIELD | $520 | — | $520 | 0.00% |
| EBENEFITS INSURANCE LLC3 | — | REGENCE BLUESHIELD | $480 | — | $480 | 0.00% |
| TRUEBENEFITS LLC3 | — | REGENCE BLUESHIELD | $480 | — | $480 | 0.00% |
| THE VITOLO COMPANY3 | — | REGENCE BLUESHIELD | $460 | — | $460 | 0.00% |
| THE LIGHTLE GROUP LLC3 | — | REGENCE BLUESHIELD | $440 | — | $440 | 0.00% |
| MANNA INSURANCE GROUP LLC3 | — | REGENCE BLUESHIELD | $440 | — | $440 | 0.00% |
| PRO BENEFITS OF WASHINGTON LLC3 | — | REGENCE BLUESHIELD | $320 | — | $320 | 0.00% |
| AFFILIATED BENEFIT CONSULTANTS3 Filed as: AFFILIATED SERVICES LLC | — | REGENCE BLUESHIELD | $300 | — | $300 | 0.00% |
| WASHINGTON HEALTH INSURANCE AGENCY3 | — | REGENCE BLUESHIELD | $240 | — | $240 | 0.00% |
| NORTHWEST BENEFIT SOLUTIONS3 | — | REGENCE BLUESHIELD | $220 | — | $220 | 0.00% |
| STANFORD INSURANCE3 Filed as: STANFORD INSURANCE INC | — | REGENCE BLUESHIELD | $200 | — | $200 | 0.00% |
| JEFF DALABA3 Filed as: JEFF HOLMAN INSURANCE | — | REGENCE BLUESHIELD | $120 | — | $120 | 0.00% |
| BENEFIT SOLUTIONS PLUS LLC3 | — | REGENCE BLUESHIELD | $100 | — | $100 | 0.00% |
| NICHOLSON & ASSOCIATES INSURANCE LL3 Filed as: NICHOLSON & ASSOCIATES | — | REGENCE BLUESHIELD | $20 | — | $20 | 0.00% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC | — | ASURIS NORTHWEST HEALTH | $620 | — | $620 | 0.06% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: PAYNEWEST INSURANCE INC | — | ASURIS NORTHWEST HEALTH | $220 | — | $220 | 0.02% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| AIMS EIN 91-1485366 MEMBER ORGANIZATION | Contract Administrator Service code 13 | 1206 N LINCOLN SUITE 200 SPOKANE, WA 99201 | $390K |
| ABD INSURANCE AND FINANCIAL SERVICE EIN 27-0673528 | Consulting (general) Service code 16 | 3 WATERS PARK DR STE 100 SAN MATEO, CA 94403 | $330K |
| AIIN EIN 91-0131100 MEMBER ORGANIZATION | Other services Service code 49 | 1206 N LINCOLN SUITE 200 SPOKANE, WA 99201 | $124K |
| DIGITAL INSURANCE INC. EIN 58-2522668 | Insurance agents and brokers Service code 22 | 200 GALLERIA PARKWAY SE ATLANTA, GA 30339 | $95K |
| KRISTIN MANWARING INS ASSOC INC EIN 20-4650764 | Insurance agents and brokers Service code 22 | 2300 S PARK AVE PORT TOWNSEND, WA 98368 | $48K |
| MADDOCK & ASSOCIATES EIN 91-1280409 | Insurance agents and brokers Service code 22 | 1407 WILLOW ROAD E STE C FIFE, WA 98424 | $40K |
| OLYMPIC CREST INSURANCE EIN 91-1717576 | Insurance agents and brokers Service code 22 | PO BOX 2538 GIG HARBOR, WA 98335 | $35K |
| PAYNEWEST INSURANCE, INC. EIN 81-0479558 | Insurance agents and brokers Service code 22 | 501 N RIVERPOINT, STE 403 SPOKANE, WA 99202 | $29K |
| TERRILL, LEWIS & WILKE INS, INC. EIN 91-1337671 | Insurance agents and brokers Service code 22 | 112 SOUTH 4TH STREET YAKIMA, WA 98901 | $28K |
| D&D FINANCIAL SERVICES EIN 91-1275972 | Insurance agents and brokers Service code 22 | PO BOX 33978 SEATTLE, WA 98133 | $27K |
| ADVISOR SERVICES LLC EIN 20-1466523 | Insurance agents and brokers Service code 22 | 3400 188TH ST SW STE 540 LYNNWOOD, WA 98037 | $26K |
| BROWN & BROWN OF WA, INC. EIN 91-0378940 | Insurance agents and brokers Service code 22 | 1501 4TH AVE, SUITE 2400 SEATTLE, WA 98101 | $24K |
| BELL-ANDERSON AGENCY, INC. EIN 91-0756278 | Insurance agents and brokers Service code 22 | 600 SW 39TH ST, SUITE 200 RENTON, WA 98057 | $24K |
| RISK STRATEGIES COMPANY | Insurance agents and brokers Service code 22 | 1750 SW HARBOR WAY STE 33 PORTLAND, OR 97201 | $23K |
| THE PARTNERS GROUP FIDELITY BOND | Insurance services Service code 23 | 11125 SE 6TH ST SOUTE 110 BELLEVUE, WA 98004 | $19K |
| BTG AND ASSOCIATES EIN 84-3131974 | Insurance agents and brokers Service code 22 | 3120 139TH AVE SE SUITE 5 BELLEVUE, WA 98007 | $19K |
| RICE INSURANCE LLC EIN 30-0025352 | Insurance agents and brokers Service code 22 | 1400 BROADWAY BELLINGHAM, WA 98225 | $18K |
| FORTIPHI, LLC EIN 91-1743499 | Insurance agents and brokers Service code 22 | PO BOX 1547 MOUNT VERNON, WA 98273 | $18K |
| CUMMINGS, FRASER ASSOCIATES, LLC EIN 68-0609841 | Insurance agents and brokers Service code 22 | 3201 FIRST AVE, SUITE 108 SEATTLE, WA 98134 | $18K |
| CLG EMPLOYER RESOURCES EIN 27-4743785 | Insurance agents and brokers Service code 22 | 2019 MAIN AVENUE, SUITE 1 NORTH BEND, WA 98045 | $18K |
| PREFERRED BENEFIT SERVICES, INC. EIN 91-1703038 | Insurance agents and brokers Service code 22 | PO BOX 1310 POULSBO, WA 98370 | $18K |
| ARMFIELD, HARRISON & THOMAS INC. EIN 54-0654623 | Insurance agents and brokers Service code 22 | 20 SOUTH KING ST LEESBURG, VA 20175 | $17K |
| HUB INTERNATIONAL NORTHWEST LLC EIN 91-2036015 | Insurance agents and brokers Service code 22 | 12100 NE 195TH ST SUITE B BOTHELL, WA 98011 | $16K |
| INSURE NW, INC. EIN 91-2170311 | Insurance agents and brokers Service code 22 | PO BOX 24297 FEDERAL WAY, WA 98093 | $15K |
| PROPEL INSURANCE EIN 91-0830024 | Insurance agents and brokers Service code 22 | 1201 PACIFIC AVE STE 1000 TACOMA, WA 98402 | $15K |
| DINGUS ZARECOR & ASSOCIATES PLLC EIN 20-0079326 PLAN AUDITOR | Accounting (including auditing) Service code 10 | 12015 EAST MAIN SPOKANE VALLEY, WA 99206 | $14K |
| SOUND BENEFIT SERVICES, INC. EIN 91-1686043 | Insurance agents and brokers Service code 22 | 6628 212TH ST SW, 112 LYNNWOOD, WA 98036 | $14K |
| THE LIGHTLE GROUP LLC EIN 47-4508641 | Insurance agents and brokers Service code 22 | 221 JAMES ST STE 100 EDMONDS, WA 98020 | $13K |
| LAPORTE & ASSOCIATES INC EIN 93-0775110 | Insurance agents and brokers Service code 22 | 5515 SE MILWAUKIE AVE PORTLAND, OR 97202 | $13K |
| CONOVER INSURANCE SERVICES EIN 91-1953703 | Insurance agents and brokers Service code 22 | PO BOX 10088 YAKIMA, WA 98908 | $13K |
| HEMINGWAY LAW PLLC EIN 84-1858868 | Legal Service code 29 | 1314 WEST 8TH AVENUE SPOKANE, WA 99204 | $12K |
| GALLAGHER BENEFIT SERVICES, INC. EIN 36-4291971 | Insurance agents and brokers Service code 22 | 777 108TH AVE NE, SUITE 2 BELLEVUE, WA 98004 | $12K |
| BENEFIT SOLUTIONS NORTHWEST LLC | Insurance agents and brokers Service code 22 | 10828 GRAVELLY LAKE DR SW LAKEWOOD, WA 98499 | $12K |
| OAK INSURANCE COMPANY EIN 53-5560129 | Insurance agents and brokers Service code 22 | PO BOX 4188 TUMWATER, WA 98501 | $12K |
| KELLER ROHRBACK LLP EIN 91-0563405 INDEPENDENT FIDUCUARY | Trustee (discretionary) Service code 24 | 1202 3RD AVENUE STE 3200 SEATTLE, WA 98101 | $11K |
| LEAVITT GROUP NORTHWEST EIN 91-1366133 | Insurance agents and brokers Service code 22 | P O BOX 65770 UNIVERSITY PLACE, WA 98464 | $11K |
| WALLINGFORD FINANCIAL SERVICES, INC EIN 71-0907082 | Insurance agents and brokers Service code 22 | 236 SW 171ST STREET SEATTLE, WA 98166 | $11K |
| NORTHWEST BENEFIT SOLUTIONS | Insurance agents and brokers Service code 22 | 611 4TH AVE SUITE 120 KIRKLAND, WA 98033 | $11K |
| TRUEBENEFITS LLC | Insurance agents and brokers Service code 22 | 1325 4TH AVE SUITE 1900 SEATTLE, WA 98101 | $10K |
| PARKER, SMITH AND FEEK, INC. EIN 91-0660018 | Insurance agents and brokers Service code 22 | 2233 112TH AVENUE NE BELLEVUE, WA 98004 | $10K |
| RIVERSIDE EMPLOYEE BENEFITS LLC EIN 84-3461477 | Insurance agents and brokers Service code 22 | 17322 107TH PLACE NE BOTHELL, WA 98011 | $9K |
| INSURANCE CONSULTING NW, INC. EIN 45-0618588 | Insurance agents and brokers Service code 22 | PO BOX 1496 EVERETT, WA 98206 | $7K |
| PSG WASHINGTON, INC. EIN 20-2040193 | Insurance agents and brokers Service code 22 | PO BOX 387 EVERETT, WA 98206 | $7K |
| BASIN PACIFIC EIN 27-1158624 | Insurance agents and brokers Service code 22 | 8382 W. GAGE BLVD, STE A KENNEWICK, WA 99336 | $6K |
| RL EVANS COMPANY, INC. EIN 91-0849754 | Insurance agents and brokers Service code 22 | 3535 FACTORIA BLVD SE, ST BELLEVUE, WA 98006 | $6K |
| GROUP BENEFITS LLC EIN 26-2229784 | Insurance agents and brokers Service code 22 | 12939 PINECROFT WAY SUITE SPOKANE VALLEY, WA 99216 | $6K |
| POINTGUARD FINANCIAL | Accounting (including auditing) Service code 10 | 420 N EVERGREEN SUITE 100 SPOKANE VALLEY, WA 99216 | $5K |
| TRUTINA FINANCIAL LLC EIN 47-0995939 | Insurance agents and brokers Service code 22 | 10811 MAIN STREET BELLEVUE, WA 98004 | $5K |
| THE VITOLO COMPANY EIN 91-2032673 | Insurance agents and brokers Service code 22 | 1201 1ST AVE SOUTH SUITE SEATTLE, WA 98134 | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,213 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 3,213 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | REGENCE BLUESHIELD | 2,931 | $14.0M |
| Dental | DELTA DENTAL OF WASHINGTON | 1,199 | $539K |
| Vision | VISION SERVICE PLAN | 1,054 | $89K |
| Life insurance | STANDARD INSURANCE COMPANY | 1,550 | $75K |
| Short-term disability | STANDARD INSURANCE COMPANY | 19 | $14K |
| Long-term disability | STANDARD INSURANCE COMPANY | 27 | $9K |
| Prescription drug(2 contracts, 2 carriers) | REGENCE BLUESHIELD | 2,931 | $14.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,931 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.