| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| M FINANCIAL HOLDINGS INC3 Filed as: D & D FINANCIAL SERVICES | — | REGENCE BLUESHIELD | $2K | — | $2K | 0.02% |
| PROPEL INSURANCE AGENCY LLC3 | — | REGENCE BLUESHIELD | $2K | — | $2K | 0.02% |
| BENSLER LLC3 | — | REGENCE BLUESHIELD | $1K | — | $1K | 0.02% |
| TRUTINA FINANCIAL, LLC3 Filed as: TRUTINA FINANCIAL LLC | — | REGENCE BLUESHIELD | $1K | — | $1K | 0.01% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: PAYNEWEST INSURANCE INC - RES | — | REGENCE BLUESHIELD | $1K | — | $1K | 0.01% |
| MADDOCK & ASSOCIATES LLC3 Filed as: MADDOCK & ASSOCIATES | 1407 WILLOW ROAD E STE C FIFE, WA 98424 | REGENCE BLUESHIELD | $1K | — | $1K | 0.01% |
| JS YOUNG AND ASSOCIATES3 Filed as: YOUNG, MICHAEL R | — | REGENCE BLUESHIELD | $1K | — | $1K | 0.01% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF WASHINGTON -TACOMA | — | REGENCE BLUESHIELD | $1K | — | $1K | 0.01% |
| BENEFIT DESIGN GROUP INC3 Filed as: BENEFIT DESIGN SERVICES LLC | — | REGENCE BLUESHIELD | $800 | — | $800 | 0.01% |
| STILLWATER BENEFITS LLC3 | — | REGENCE BLUESHIELD | $640 | — | $640 | 0.01% |
| TRUEBENEFITS LLC3 | — | REGENCE BLUESHIELD | $600 | — | $600 | 0.01% |
| BELL-ANDERSON AGENCY INC3 | — | REGENCE BLUESHIELD | $540 | — | $540 | 0.01% |
| JOHNSTON, JEFFERY J3 | — | REGENCE BLUESHIELD | $520 | — | $520 | 0.01% |
| SOUND BENEFIT SERVICES INC3 | — | REGENCE BLUESHIELD | $500 | — | $500 | 0.01% |
| TERRIL LEWIS & WILKE INSURANCE INC.3 Filed as: TERRIL LEWIS & WILKE INSURANCE INC | — | REGENCE BLUESHIELD | $380 | — | $380 | 0.00% |
| RESOURCE SEVEN3 Filed as: HR RESOURCE INC | — | REGENCE BLUESHIELD | $360 | — | $360 | 0.00% |
| WASHINGTON HEALTH INSURANCE AGENCY3 | — | REGENCE BLUESHIELD | $360 | — | $360 | 0.00% |
| JEFF DALABA3 Filed as: JEFF HOLMAN INSURANCE | — | REGENCE BLUESHIELD | $360 | — | $360 | 0.00% |
| RICE INSURANCE LLC3 | — | REGENCE BLUESHIELD | $360 | — | $360 | 0.00% |
| CLEARVIEW INSURANCE SERVICES INC.3 Filed as: CLEARVIEW INSURANCE SERVICES | — | REGENCE BLUESHIELD | $280 | — | $280 | 0.00% |
| PHILIP RUGGIERI3 Filed as: PHILIP, CHAD | — | REGENCE BLUESHIELD | $280 | — | $280 | 0.00% |
| CUMMINGS FRASER & ASSOCIATES, LLC3 Filed as: CUMMINGS FRASER & ASSOCIATES LLC | — | REGENCE BLUESHIELD | $280 | — | $280 | 0.00% |
| STANFORD INSURANCE3 Filed as: STANFORD INSURANCE INC | — | REGENCE BLUESHIELD | $240 | — | $240 | 0.00% |
| GHB INC3 Filed as: GHB INC. | — | REGENCE BLUESHIELD | $220 | — | $220 | 0.00% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF WA LLC-REDMOND | — | REGENCE BLUESHIELD | $220 | — | $220 | 0.00% |
| PARKER SMITH & FEEK INC.3 Filed as: PARKER SMITH & FEEK | — | REGENCE BLUESHIELD | $200 | — | $200 | 0.00% |
| WHITFIELDS UNITED INSURANCE AGENCIE3 Filed as: WHITFIELDS UNITED INSUARANCE AGENCI | — | REGENCE BLUESHIELD | $180 | — | $180 | 0.00% |
| ARMFIELD HARRISON & THOMAS3 Filed as: ARMFIELD HARRISON & THOMAS INC | — | REGENCE BLUESHIELD | $160 | — | $160 | 0.00% |
| PHILLIPS BENEFITS ADVISORS LLC3 Filed as: J D PHILLIPS & ASSOCIATES INC | — | REGENCE BLUESHIELD | $140 | — | $140 | 0.00% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC | — | REGENCE BLUESHIELD | $40 | — | $40 | 0.00% |
| BENEFITS DIVISION, INC3 Filed as: BENEFITS DIVISION LLC | — | ASURIS NORTHWEST HEALTH | $2K | — | $2K | 0.12% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: PAYNEWEST INSURANCE INC - NON RES | — | ASURIS NORTHWEST HEALTH | $780 | — | $780 | 0.06% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: PAYNEWEST INSURANCE INC - RES | — | ASURIS NORTHWEST HEALTH | $380 | — | $380 | 0.03% |
| INOVA LLC3 | — | ASURIS NORTHWEST HEALTH | $180 | — | $180 | 0.01% |
| MORAN BENEFIT ADVISORS INC3 | — | ASURIS NORTHWEST HEALTH | $80 | — | $80 | 0.01% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| AIMS EIN 91-1485366 MEMBER ORGIZATION | Plan Administrator Service code 14 | 1206 N LINCOLN SUITE 200 SPOKANE, WA 99201 | $428K |
| ABD INSURANCE AND FINANCIAL SERVICE EIN 27-0673528 | Consulting (general) Service code 16 | 3 WATERS PARK DR STE 100 SAN MATEO, CA 94403 | $262K |
| AIIN EIN 91-0131100 MEMBER ORGANIZATION | Plan Administrator Service code 14 | 1206 N LINCOLN SUITE 200 SPOKANE, WA 99201 | $98K |
| PAYNEWEST INSURANCE, INC. EIN 81-0479558 | Insurance agents and brokers Service code 22 | 501 N RIVERPOINT, STE 403 SPOKANE, WA 99202 | $45K |
| BELL-ANDERSON AGENCY, INC. EIN 91-0756278 | Insurance agents and brokers Service code 22 | 600 SW 39TH ST, SUITE 200 RENTON, WA 98057 | $41K |
| TERRILL, LEWIS & WILKE INS, INC. EIN 91-1337671 | Insurance agents and brokers Service code 22 | 112 SOUTH 4TH STREET YAKIMA, WA 98901 | $30K |
| HUB INTERNATIONAL EIN 91-2036015 | Insurance agents and brokers Service code 22 | 12100 NE 195TH ST SUITE B BOTHELL, WA 98011 | $28K |
| PROPEL INSURANCE EIN 91-0830024 | Insurance agents and brokers Service code 22 | 1201 PACIFIC AVE STE 1000 TACOMA, WA 98402 | $25K |
| D&D FINANCIAL SERVICES EIN 91-1275972 | Insurance agents and brokers Service code 22 | PO BOX 33978 SEATTLE, WA 98133 | $25K |
| CONOVER INSURANCE SERVICES EIN 91-1953703 | Insurance agents and brokers Service code 22 | PO BOX 10088 YAKIMA, WA 98908 | $24K |
| DIGITAL INSURANCE INC. EIN 58-2522668 | Insurance agents and brokers Service code 22 | 200 GALLERIA PARKWAY SE ATLANTA, GA 30339 | $24K |
| LAPORTE & ASSOCIATES INC EIN 93-0775110 | Insurance agents and brokers Service code 22 | 5515 SE MILWAUKIE AVE PORTLAND, OR 97202 | $23K |
| OLYMPIC CREST INSURANCE EIN 91-1717576 | Insurance agents and brokers Service code 22 | PO BOX 2538 GIG HARBOR, WA 98335 | $22K |
| MADDOCK & ASSOCIATES EIN 91-1280409 | Insurance agents and brokers Service code 22 | 1407 WILLOW ROAD E STE C FIFE, WA 98424 | $22K |
| SERVCO PACIFIC INSURANCE EIN 27-3175453 | Insurance agents and brokers Service code 22 | 800 FIFTH AVE, SUITE 2400 SEATTLE, WA 98104 | $21K |
| ADVISOR SERVICES LLC EIN 20-1466523 | Insurance agents and brokers Service code 22 | 3400 188TH ST SW STE 540 LYNNWOOD, WA 98037 | $19K |
| JEFFERY J. JOHNSTON EIN 53-8547117 | Insurance agents and brokers Service code 22 | 1425 LAKESIDE CT YAKIMA, WA 98902 | $19K |
| OAK INSURANCE COMPANY EIN 53-5560129 | Insurance agents and brokers Service code 22 | PO BOX 4188 TUMWATER, WA 98501 | $15K |
| PREFERRED BENEFIT SERVICES, INC. EIN 91-1703038 | Insurance agents and brokers Service code 22 | PO BOX 1310 POULSBO, WA 98370 | $15K |
| TRUTINA FINANCIAL LLC EIN 47-0995939 | Insurance agents and brokers Service code 22 | 10811 MAIN STREET BELLEVUE, WA 98004 | $15K |
| INSURE NW, INC. EIN 91-2170311 | Insurance agents and brokers Service code 22 | PO BOX 24297 FEDERAL WAY, WA 98093 | $15K |
| BROWN & BROWN OF WA, INC. EIN 91-0378940 | Insurance agents and brokers Service code 22 | 1501 4TH AVE, SUITE 2400 SEATTLE, WA 98101 | $15K |
| HEALTH INSURANCE TEAM LLC EIN 45-1565934 | Insurance agents and brokers Service code 22 | 4117 43RD AVE NE SEATTLE, WA 98105 | $13K |
| DINGUS & ZARECOR ASSOCIATES PLLC EIN 20-0079326 PLAN AUDITOR | Accounting (including auditing) Service code 10 | 12015 EAST MAIN SPOKANE VALLEY, WA 99206 | $13K |
| BENEFITS DIVISION LLC EIN 26-3884950 | Insurance agents and brokers Service code 22 | 13 C ST SW QUINCY, WA 98848 | $12K |
| TRUEBENEFITS LLC | Insurance agents and brokers Service code 22 | 1325 4TH AVE SUITE 1900 SEATTLE, WA 98101 | $12K |
| SOUND BENEFIT SERVICES, INC. EIN 91-1686043 | Insurance agents and brokers Service code 22 | 6628 212TH ST SW, 112 LYNNWOOD, WA 98036 | $12K |
| SOUND CONSULTING SERVICES EIN 71-1004774 | Insurance agents and brokers Service code 22 | 200 112TH AVE NE STE 205 BELLEVUE, WA 98004 | $11K |
| WALLINGFORD FINANCIAL SERVICES, INC EIN 71-0907082 | Insurance agents and brokers Service code 22 | 236 SW 171ST STREET SEATTLE, WA 98166 | $10K |
| ASSURED PARTNERS OF WASHINGTON LLC EIN 38-3942963 | Insurance agents and brokers Service code 22 | 1325 FOURTH AVE STE 2100 SEATTLE, WA 98101 | $10K |
| BASIN PACIFIC EIN 27-1158624 | Insurance agents and brokers Service code 22 | 8382 W. GAGE BLVD, STE A KENNEWICK, WA 99336 | $10K |
| PSG WASHINGTON, INC. EIN 20-2040193 | Insurance agents and brokers Service code 22 | PO BOX 387 EVERETT, WA 98206 | $9K |
| INSURANCE CONSULTING NW, INC. EIN 45-0618588 | Insurance agents and brokers Service code 22 | PO BOX 1496 EVERETT, WA 98206 | $8K |
| SR BENEFITS CONSULTING | Insurance agents and brokers Service code 22 | 37106 SE GALA COURT SNOQUALMIE, WA 98063 | $8K |
| ARMFIELD, HARRISON & THOMAS INC. EIN 54-0654623 | Insurance agents and brokers Service code 22 | 20 SOUTH KING ST LEESBURG, VA 20175 | $8K |
| USI INSURANCE SERVICES NATIONAL INC EIN 56-1882208 | Insurance agents and brokers Service code 22 | 100 SUMMIT LAKE, STE 100 VALHALLA, NY 10595 | $5K |
| LEAVITT GROUP NORTHWEST | Insurance agents and brokers Service code 22 | P O BOX 65770 UNIVERSITY PLACE, WA 98466 | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,500 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,500 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | REGENCE BLUESHIELD | 2,220 | $10.9M |
| Dental | DELTA DENTAL OF WASHINGTON | 863 | $499K |
| Vision | VISION SERVICE PLAN | 1,089 | $57K |
| Life insurance | STANDARD INSURANCE COMPANY | 1,556 | $69K |
| Short-term disability | STANDARD INSURANCE COMPANY | 26 | $19K |
| Long-term disability | STANDARD INSURANCE COMPANY | 31 | $12K |
| Prescription drug(2 contracts, 2 carriers) | REGENCE BLUESHIELD | 2,220 | $10.9M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,220 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.